Know What's Happening in FinTech
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Obyte Friends replaces passive staking with "Active Staking," where users lock assets for at least a year and must complete a real‑time, mutual friend connection each day to earn rewards. Successful daily connections add 1 % to the locked balance and pay a 0.1 % liquid reward in FRD, creating exponential compounding. The platform layers bonuses, referral payouts, and gamified cypherpunk‑ghost streaks to keep participants engaged, while quadratic voting and strict attestation protect governance and sybil resistance.
Visa is launching a subscription management hub that gives consumers real‑time visibility into their recurring payments and automatically transfers credentials when cards change. The platform leverages AI‑driven decisioning and near‑real‑time data to alert users to price changes, upcoming charges, and...
FinTech and cryptocurrency firms are accelerating their pursuit of bank charters, favoring national trust bank charters as the most practical route to scale and credibility. The OCC’s recent openness to innovative activities has made federal charters attractive, offering nationwide reach...
Walmart’s e‑commerce business is rapidly closing the distance with Amazon, though the gap remains wide. In Q3 2025 Amazon captured 56% of U.S. online retail spend while Walmart held 9.6%, but Walmart’s sales grew 27.2% year‑over‑year, nearly three times Amazon’s rate....
Card programs are evolving into intricate, multi‑party financial products that require coordination among banks, networks, processors, compliance, fraud and support teams. PYMNTS Intelligence’s December Embedded Finance Tracker highlights two primary build strategies—owning program management in‑house or outsourcing to specialist partners,...
Cleo AI’s survey of 5,000 UK adults aged 28‑40 shows growing curiosity about AI‑driven financial tools, with one‑in‑five respondents interested and 12% excited. Despite this interest, 37% admit poor self‑discipline and 80% feel they lack financial knowledge, leading to lower...
Mansa AI’s developer has submitted a strategic $400 million offer to acquire CoinGecko, the leading crypto market‑data platform. The deal aims to merge CoinGecko’s real‑time pricing and liquidity metrics with Mansa AI’s agentic Web3 automation framework. By embedding comprehensive market intelligence...
Mutuum Finance (MUTM) is positioning itself as a leading candidate to reach $1 by 2026, currently in presale phase 7 at $0.04 per token with roughly $19.7 million raised. The project combines two lending models—Peer‑to‑Contract and Peer‑to‑Peer—offering both predictable yields and customizable...
Visa announced a partnership with stablecoin infrastructure provider BVNK to integrate stablecoin capabilities into its Visa Direct network. The collaboration will enable select business customers to pre‑fund payouts and receive payments in stablecoins, expanding beyond traditional fiat. BVNK, backed by...
Klarna’s app now supports peer‑to‑peer payments across 13 European markets, letting users send money via phone number, email, QR code or saved contacts. The feature is initially limited to transfers between existing Klarna users, with plans to open it to...
Singapore’s small‑business sector faces chronic cash‑flow strain, with an estimated SGD 800 million lost annually to payment delays and seasonal slowdowns. Flexi loans, offered by licensed lenders such as Cash Mart Singapore, allow firms to draw only the amount they need, paying interest...
Increasing macroeconomic volatility—driven by geopolitical tension, trade disruptions, and interest‑rate swings—is exposing weaknesses in APAC banks' legacy risk frameworks. A new report, co‑produced with Regulation Asia, shows that traditional linear models can no longer capture the speed and magnitude of...
Tradomatix provides a global, non‑custodial trading technology platform that lets hedge funds source and compensate quantitative traders directly. The platform integrates human, quant, and AI‑driven strategies across asset classes, allowing traders to deploy models on institutional‑grade infrastructure while funds retain...
EXCLUSIVE: Visa Direct's $1.7 trillion payout network just added stablecoin infrastructure. I spoke with @BVNKFinance Co-Founder Chris Harmse about what this actually means. 🎬 Full clip below. https://t.co/ptKhqD8e3b
On 12 January 2026 the Dubai Financial Services Authority (DFSA) rolled out a major amendment to its crypto‑token regime in the Dubai International Financial Centre. The update eliminates the regulator’s central “Recognised Crypto Tokens” list and requires firms offering trading, custody or...
SMS and OTP verification are now core security layers for web, mobile, and SaaS products. Testing these flows across regions is challenging due to variable delivery rates and privacy concerns. Developers increasingly use temporary virtual numbers, such as HeroSMS, to...
Digital platforms are reshaping how niche brands compete in an e‑commerce landscape dominated by large players. By eliminating traditional gatekeepers, these platforms give small brands access to national and global audiences through search, recommendation engines, and social‑commerce tools. Real‑time analytics...
With @binance now on @GenTwoAG, institutional crypto just got a serious liquidity upgrade. Great to see one of our investments scaling its global reach. https://t.co/BSYl91TNtU @finews_ch
Hyperliquid has cemented its position as the leading decentralized derivatives exchange, processing roughly $7 billion in daily volume and holding $8.79 billion in open interest. The HYPE token slipped to $26.53, failing to break the $29 resistance, suggesting short‑term downside risk. Meanwhile,...
Riskified’s latest study of over one million 2024 refund requests shows that abusive refunds account for roughly 25% of the dollar value reclaimed, despite overall refunds representing only 1‑2% of order totals. High‑ticket purchases and early‑post‑purchase claims are disproportionately targeted,...
Digital bank MariBank, a Sea Limited subsidiary, has introduced Mari Invest Gold, a physical gold fund with a S$1 minimum investment. The product, backed by Lion Global Investors and custodied by Standard Chartered, stores 99.5% pure gold bars in Singapore...
The Money Code episode with José Fernández Da Ponte explains that stablecoins are cheaper for moving money, but merchants care more about incremental revenue than processing cost. Adoption is thriving in corporate treasury, B2B, and capital‑market use cases where 24/7 settlement...
The post outlines the fundamentals of data capture, archival, and recordkeeping for financial services, emphasizing that regulators require firms to maintain tamper‑evident, multi‑year records of transactions and communications. It details the types of data—transaction details, emails, chats, voice, and metadata—that...
France's financial regulator warned that only 30% of crypto firms without a MiCA licence have applied for one, while 40% are not seeking a licence and another 30% have not disclosed their plans. The EU’s Markets in Crypto‑Assets Regulation requires...
Old Glory, a lender focused on crypto‑backed financing, announced it will go public through a merger with the special purpose acquisition company XYZ Capital. The transaction values Old Glory at roughly $300 million and is expected to raise about $200 million in...
Amazon announced on Jan. 13 that its next‑generation Just Walk Out RFID lanes are now ready for pop‑up shops, festivals and other temporary venues. The upgraded lanes add in‑lane screens, motorized gates and dynamic pre‑authorization to speed the checkout experience....
U.S. Bank’s innovation team, led by chief innovation officer Don Relyea and head of R&D Todder Moning, scouted the 2024 Consumer Electronics Show for technologies that could be integrated into the bank’s services. The bank recently launched AI and blockchain...
Cross River Bank has been chosen as the inaugural banking partner for Visa’s stablecoin settlement pilot, which will settle Visa card transactions using Circle’s USDC on the Solana blockchain. Partnering with technology provider Highnote, the program moves stablecoin settlement from...
Massachusetts is poised to overturn its ban on credit‑card surcharges, allowing merchants to add fees up to their actual processing cost while requiring clear disclosure and receipt printing. The change aims to benefit both merchants and consumers by increasing price...
London Stock Exchange Group (LSEG) unveiled Trade Surveillance, a new analytics platform designed to detect market abuse and financial crime. The service leverages LSEG’s proprietary technology to process billions of trade and order messages across its venues each day. It...
President Donald Trump publicly urged Congress to pass the Credit Card Competition Act, a bipartisan bill championed by Sens. Dick Durbin and Roger Marshall that would curb swipe‑fee monopolies. The legislation would require large banks to give merchants a choice...
fincite has added its cios digital wealth‑management platform to the Microsoft Azure Marketplace, allowing financial institutions and advisors to provision the SaaS solution directly from Azure. The marketplace listing streamlines deployment on the same cloud infrastructure used for other enterprise...
Disaster recovery services are becoming essential for small and medium-sized businesses as they face heightened risks from cyberattacks, hardware failures, and natural events. Unlike large enterprises, SMBs often lack redundant infrastructure and deep IT resources, making downtime an existential threat....
Norm Ai is pioneering legal engineering by merging former attorneys with AI to automate regulatory analysis. Its proprietary LEAP platform provides a no‑code environment where legal engineers build dynamic AI agents that interpret statutes and explain decisions step‑by‑step. Over 30...
Regulators in Europe and Australia are tightening market‑access rules, demanding clearer entry routes, supervisory oversight, and structured reporting. Zeidler Group highlights shifts in Italy, France and Australia, where firms must choose appropriate regulatory pathways, adhere to new transparency mandates, and...
This strikes me as a little too advanced for this White House to have come up with it on its own, but it would be smart strategy by the crypto lobby. However, I would imagine banks are smart enough to not...
Trump wants a one-year 10% cap on credit-card interest. @Klarna's CEO is in. @BillAckman says it’s a mistake. Is this real consumer relief or a risky distortion? https://t.co/A6XQ4D9n8S @ScrawlGirl @kelseyvlamis @businessinsider
U.S. Bancorp announced a $725 million acquisition of BTIG, a boutique investment‑banking firm, with an additional earn‑out of up to $275 million tied to performance targets. The deal, slated to close in the second quarter of 2026, expands U.S. Bancorp’s capital‑markets footprint...
Being first matters more than ever. Institutions that harness generative AI today can redefine customer experiences and gain lasting advantage. Get the free report: https://t.co/k3GpJ9wvLy https://t.co/qxfNMFDFfa
Worth taking a step back and remembering how absolutely insane it is that ethics guardrails prohibiting public officials from profiting off of crypto business ties is a controversial point that could sink market structure legislation.
Gulmohar Capital Partners has launched the GRCS Trust, a permanent‑capital platform backed by $30 million to acquire and scale software firms in the governance, risk, compliance and security (GRC) space. The trust will pursue a long‑term buy‑and‑build strategy, targeting lower‑mid‑market companies...
Bank of New York Mellon posted a record fourth‑quarter revenue of $5.18 billion, up 7% year over year, and net income of $1.47 billion, a 27% increase. Earnings per share came in at $2.02, beating analysts’ $1.90 consensus by 12 cents. The...
The article serves as a beginner’s guide to incorporating cryptocurrency into personal‑finance plans, outlining budgeting, investment tactics, and security measures. It recommends starting with fractional purchases, diversifying across major coins, and using dollar‑cost averaging to mitigate volatility. Readers are urged...
Private securities secondaries surged to $110 billion in 2025, eclipsing the $89 billion recorded in 2024, according to HarbourVest Partners. The growth reflects heightened investor demand for liquidity and the increasing prominence of GP‑led transactions within private market portfolios. Technological advances are...
Software and tech roles now claim 16% of finance vacancies—edging out investment management and banking at 15% each. The hiring signal is clear. AI and tech skills drive 12% rise in finance job vacancies in 2025 in the UK. https://t.co/SZximqlQwW https://t.co/p4haTYDTHh
Onsetto, a fintech platform that automates business account switching, closed a $2.2 million seed round led by EJF Ventures, with participation from Idea Fund, The Perch Fund and regional angels. The financing will accelerate AI‑driven product enhancements and expand sales and...
London‑based MAIA Technology announced a £4 million Series A round led by Molten Ventures, with Mountside Ventures advising. The fintech startup offers a unified portfolio‑management platform that combines analysis, compliance and trading workflows, replacing legacy, manual processes. The new capital will accelerate...
Polygon Labs announced a $250 million acquisition of Coinme and Sequence. The Coinme deal will close in Q2 2026, while Sequence is expected to finalize this month, pending regulatory approvals. Coinme brings regulated stablecoin and crypto‑payment licenses across 48 U.S. states, and...
Revolut has launched a call identification feature that alerts users when they are on a phone call with the app, indicating whether the caller is a legitimate Revolut agent. The tool displays a banner in real time, offering guidance to...
Netcapital, a FINRA‑regulated funding portal, announced its first tokenized offering, partnering with PureWave Hydrogen Corp. to issue a securities‑based token representing hydrogen‑drilling assets on the Mid‑Continent Kansas shelf. The revenue‑generating security is touted as the first of its kind, highlighting...
