Know What's Happening in FinTech
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FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Revolut has launched a call identification feature that alerts users when they are on a phone call with the app, indicating whether the caller is a legitimate Revolut agent. The tool displays a banner in real time, offering guidance to report fraud if the call is suspicious. It is currently active for iOS users and optional for Android, targeting the surge in AI‑generated deep‑fake voice scams. The move follows FTC data showing impersonation fraud cost U.S. consumers $2.95 billion in 2024 and recent complaints about push‑payment fraud at Revolut.
Netcapital, a FINRA‑regulated funding portal, announced its first tokenized offering, partnering with PureWave Hydrogen Corp. to issue a securities‑based token representing hydrogen‑drilling assets on the Mid‑Continent Kansas shelf. The revenue‑generating security is touted as the first of its kind, highlighting...
Moneyhub has been selected by Nationwide to power AI‑driven spending insights for the lender’s 16 million UK customers. The firm’s Categorisation and Enrichment engine will analyse every transaction, adding merchant identifiers, website links and location data. This granular view enables users...
The British Business Bank has added Midlands‑based ART Business Loans as the fourth accredited delivery partner for its Community ENABLE Funding programme. The partnership unlocks up to £7 million for West Midlands SMEs, contributing to a £150 million lending target over the...
The Payments Association released its 2026 manifesto, urging the Bank of England to remove holding limits, improve backing‑asset ratios, and lift the wholesale ban on systemic stablecoins. The 77‑policy blueprint, drafted by over 150 payments experts, targets regulatory bottlenecks that...
PSD3, set to enforce in 2026, upgrades the European payments regime from PSD2’s data‑sharing focus to an identity‑centric security model. The directive mandates phishing‑resistant, biometric and behavioral authentication, and shifts authorized push‑payment fraud liability onto payment service providers. Real‑time, risk‑adaptive...
Choosing a fiscal year is a strategic decision that shapes budgeting, tax planning, and investor communication. Companies can align the period with industry standards, revenue cycles, or seasonal peaks to improve reporting relevance. Legal and regulatory requirements, especially for multinational...
Google unveiled a universal commerce protocol (UCP) to streamline AI‑driven shopping, partnering with retailers like Walmart, Target, Best Buy and Lowe’s. The open‑source standard, backed by about 20 major payment firms including Visa, Mastercard, PayPal and Stripe, creates a common language...
BNP Paribas has launched a unified asset‑management platform that merges AXA Investment Managers, BNP Paribas Real Estate Investment Management and BNP Paribas Asset Management. The combined entity now oversees more than €1.6 trillion in assets, including a €1 trillion liquid‑assets franchise and a €300 billion alternatives...
Altcoin season describes a market phase where alternative cryptocurrencies outpace Bitcoin in price growth, volume, and attention. It typically follows a strong Bitcoin rally, prompting investors to rotate capital into higher‑risk tokens as Bitcoin dominance falls. The cycle unfolds in...
Montreal‑based Winston Pierce Invest has positioned AI at the core of its brokerage, using proprietary deep‑learning models to power high‑frequency trading in equities, forex, and crypto arbitrage. The system scans global markets in real time, executing trades within milliseconds and...
Safe Foundation and Ethena Labs announced a partnership to bring Ethena’s USDe stablecoin onto Safe’s multisig smart accounts. The deal adds a 10× boost to Ethena Sats Points for USDe holders and eliminates Ethereum gas fees for all USDe mainnet...
Fleet cards are emerging as a digital alternative to paper receipts and cash for managing fuel expenses across vehicle fleets. Each purchase is automatically recorded, delivering real‑time reporting that helps detect theft and unauthorized spending. The cards integrate directly with...
Companies waste countless hours searching for internal policies hidden in SOPs, PDFs, and wikis. Building a purpose‑focused AI assistant that pulls answers directly from approved documents can eliminate that friction. By using Retrieval‑Augmented Generation, the assistant provides source‑cited responses, knows...
Crypto adoption is accelerating in Kuwait, prompting investors to prioritize secure storage. The article explains how wallets manage public and private keys and contrasts hot wallets, which offer convenience for active trading, with cold wallets that provide offline protection for...
The guide walks UAE investors through buying cryptocurrency, from choosing a licensed exchange such as Binance, BitOasis or Kraken to completing KYC and funding the account. It explains core concepts like blockchain, the main digital assets and why crypto offers...
Exolventra targets UK crypto newcomers, offering tools to curb common trading errors rooted in limited knowledge, inadequate research, and emotional bias. The guide stresses mastering fundamentals, studying market cycles, and vetting project teams before allocating capital. It also highlights disciplined...
Generative AI is rapidly moving from pilot projects to production in financial services, but compliance teams remain skeptical due to explainability, auditability, and accountability concerns. Industry leaders stress that trust hinges on visible reasoning, complete audit trails, and human‑in‑the‑loop controls....
Brokerage charges are the various fees levied by brokers, exchanges, and regulators on each trade, including brokerage fees, exchange transaction charges, DP fees, STT, SEBI turnover, IPFT, stamp duty, and GST. Because multiple components apply at different rates, investors often...
OakNorth has granted Verso Wealth Management a £4 million revolving credit facility to fund its aggressive acquisition strategy of independent financial adviser firms across the UK. The digital‑first lender, which has deployed $18 billion in financing, offers flexible, covenant‑light capital that preserves...
Noah and NALA announced a strategic partnership to create an instant stablecoin settlement network for cross‑border payments. The platform lets global businesses collect USD and pay out local currency in minutes, targeting the estimated $850 bn liquidity gap in Africa and...
JPMorgan reported fourth‑quarter net income of $13 billion, but earnings per share fell to $4.63, missing forecasts after a one‑time $2.2 billion credit‑loss provision tied to its expanding credit‑card business. The bank will replace Goldman Sachs as the platform for Apple’s $20 billion...
A LSEG Risk Intelligence survey reveals insurers lag behind peers in compliance screening, with 75% reporting data‑update delays and 80% citing inflexible tools. Manual remediation workloads affect 81% of firms, while high false‑positive rates persist at 75%. Despite these hurdles,...
iAltA Holdings announced the acquisition of BridgeFT, a cloud‑native, API‑first wealth infrastructure firm. BridgeFT’s WealthTech API unifies client and portfolio data, eliminating the need for multiple bespoke integrations. The deal gives iAltA a ready‑made data‑layer to simplify technology stacks, cut...
Revolut processed $1.2B in stablecoins last month. That's on track to beat $10.5B in stablecoin transfers in 2025. 87% growth. 30-40% of transactions are a few hundred dollars. - That's rent. - That's freelancer payments. - That's family sending money home. It's a massively changing...
The House of Lords Financial Services Regulation Committee reports that private‑market assets under management have surged from under $4 trillion in 2008 to roughly $16 trillion today, with about $185 billion in the UK. While private credit has delivered strong returns and funded...
Revolut, the UK‑based challenger bank, has launched a new security feature aimed at curbing impersonation scams that have surged across digital banking. The measure adds an extra verification step for outbound transfers and leverages AI to flag suspicious account changes....
Singapore’s Monetary Authority recorded a 579% jump in AML and CFT fines in 2025, the sharpest increase after a major money‑laundering scandal. The regulator is tightening supervision of private banking and cross‑border wealth flows to preserve its hub status. Meanwhile,...
The author argues that Fiverr, especially its Fiverr Pro tier, is the most reliable platform for sourcing API integration expertise. Structured listings, detailed developer profiles, and AI‑driven brief generation help match projects with specialists who understand authentication, error handling, and...
Bliskasoft Corp highlights the rapid expansion of the U.S. payment solutions market, which is valued at $47.42 billion in 2024 and projected to reach $306.38 billion by 2034. Digital payment methods now dominate, with 69 % of online users adopting them, while cash...
Indian banks will install 17,350 ATMs over the next six months, with four state‑run banks—Bank of India, Union Bank of India, Canara Bank and India Bank—accounting for 8,000 of those machines. Seventy‑five percent of the new units will be cash‑recycling...
Novidea, a cloud‑native insurance platform provider, has partnered with automotive distributor Colmobil to unify its sales and insurance operations. The integration replaces separate legacy systems with Novidea’s end‑to‑end SaaS solution, fully connected to Colmobil’s Salesforce CRM. The new platform automates...
HDI Global has opened a representative office in Seoul, marking a strategic push into Korea’s estimated €80 billion property‑and‑casualty market. The office, led by veteran market head Ki Hyung Jo, will manage broker and client relationships locally while core underwriting and claims stay...
Cryptocurrency is moving from speculative trading toward everyday financial applications as regulators worldwide solidify frameworks and institutions launch crypto services. Banks, payment firms, and asset managers are offering custody solutions and blockchain‑based products, lending credibility to the sector. User‑friendly wallets...
Kaanch Network, an emerging Layer‑1 blockchain, claims up to 1.4 million transactions per second and sub‑second block times, leveraging a validator‑driven consensus to keep fees near zero. The project remains in an early growth phase, with limited exchange listings and marketing,...
Santam, Africa’s largest short‑term insurer, teamed with Alchemy Technology Services and cloud‑insurer Buckhill to launch Lloyd’s Syndicate 1918 using Buckhill’s C2MS® platform. The end‑to‑end insurance operating system was built, approved and made operational in under three months and on budget, showcasing...
1/3 🧵 🔥Five Questions About Money to Ponder in 2026 🔥 Great insights from @andymukherjee70 on the key issues surrounding money in 2026 that are nicely mirrored by Prof Barry Eichengreen in his article below. Takeaways: -Stablecoins had...
Willis Towers Watson launched the Radar Connector for Databricks, linking its end‑to‑end insurance analytics platform directly to the Databricks Data Intelligence Platform. The integration removes manual data movement, allowing insurers to pull and push data in minutes and to embed...
ACE Money Transfer, a UK‑based remittance firm, is using its Irish payment‑institution licence to launch a pan‑European expansion. Regulated by the Central Bank of Ireland, the company plans to replicate its Irish growth across the continent under the EU Payment...
eToro announced a global reduction of roughly 7% of its workforce, equating to over 100 positions across its 10‑plus offices. The move is framed as a realignment toward AI‑driven automation and core growth priorities, despite the broker reporting 28% revenue...
Cascade has introduced an automated treatment for name‑screening alerts that classifies hits and creates concise justification narratives. The feature tackles the surge in alerts and heightened EU/Luxembourg regulatory scrutiny while preserving analyst oversight. Integrated into Cascade’s existing AML workflow, it...
STG, a private‑equity firm specializing in software, data and analytics, has completed the acquisition of S&P Global’s thinkFolio platform. The deal spins thinkFolio out as an independent portfolio company focused on portfolio modelling, order management and investment compliance. Backed by...
Nigeria is rapidly reshaping its fintech regulatory framework through several landmark statutes. The Companies and Allied Matters Act 2020 streamlines company registration, while the Investments and Securities Act 2025 expands the SEC’s authority over digital finance. New SEC rules bring...
1/6 🧵#DEDOLLARIZATION DAILY: Is it even possible for Trump to do more to shake faith in the dollar? . As the world recoils from the actions in Venezuela, it now contends with political attacks against Fed Chair Powell....
Bank of Italy: What if TradFi adopts Ethereum but ETH collapses? Central bank risk assessment: 51% attack on Ethereum costs $71B. Nation-state level capital could compromise chain hosting institutional assets. https://t.co/dqbHYI010g https://t.co/40zf8TIBMh
The article highlights a demographic shift as Americans 80 and older are set to increase 28% by 2030, while advances in AI‑driven health care are extending both lifespan and healthspan. This longevity boom is reshaping inheritance patterns, pushing the timing...
30% of Chime's code is AI-generated. 90% of staff use AI weekly. Not a chatbot—an operating partner. Consumer Fintech Chime Leverages AI To Enhance Financial Services https://t.co/Zjuf9maKNd https://t.co/KVIwQiJI2X
Trade Republic at €12.5bn, Solaris below €100m. Is this the moment European fintech became a true winner-takes-most market? https://t.co/6t78l5Uftm @handelsblatt
Citi’s global head of digital assets, Ryan Rugg, discussed how the GENIUS Act and a presidential executive order are turning regulatory clarity into actionable pathways for banks. He argued that the real breakthrough is not stablecoins but the ability to...
A PYMNTS Intelligence report, based on a survey of over 15,000 U.S. consumers, finds that nearly one‑in‑five adults have fallen victim to a financial scam in the past five years. Contrary to conventional wisdom, millennials and Gen Z experience the highest...
