Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Zelle is renewing its outreach to minority deposit institutions by expanding partnerships with Velera and Jack Henry, making integration easier for community banks and credit unions. A survey of 250 banking executives shows 99% feel pressure to move money faster, yet only 6% believe they can stay competitive without instant‑payment options. In 2025 Zelle processed more than $1.2 trillion across 4.2 billion transactions, averaging $3.4 billion daily. The first minority‑deposit institution, Thinkwise Federal Credit Union, now offers Zelle through Velera, adding to a network of 2,300 institutions, 95% of which are community banks or credit unions.
eToro announced the forthcoming eToro App Store, a marketplace that brings together investors, AI‑builders, and developers to share and install custom investing tools. The store will feature live apps from select eToro Pro investors and allow users to connect instantly...
I think @Stripe needs to add payment cards ASAP to spend your balance Because I still don't have one and others are adding them fast Once the other fintechs also add checkout options (like @Airwallex has) there's a real switching opportunity for...
StoneX Group announced a partnership with The Pathfinder Group to embed its institutional‑grade payment infrastructure into Pathfinder’s WITS™ platform. The integration enables financial institutions, including community banks and credit unions, to access StoneX’s global payments network without intermediary banks, delivering...
Glia, the AI‑powered customer‑service platform for banks, won the 2026 Artificial Intelligence Excellence Award in the Banking and Financial Services category. The company’s solution automates up to 80 % of routine interactions while embedding safeguards against hallucinations and prompt‑injection attacks. Industry...
Nium has unveiled a dual‑network stablecoin card issuance platform that lets enterprises issue Visa and Mastercard cards through a single API. The service converts stablecoin balances to fiat at the point of sale, extending digital currency spend to hundreds of...
Japan’s first regulated yen‑pegged stablecoin, JPYC, launched in October 2025 after the 2023 revision of the Payment Services Act. Operating under a Type II funds‑transfer license, JPYC can issue and redeem up to ¥1 million (≈US$6,700) per user daily and targets roughly ¥10 trillion...
Progress Ochuko Eyaadah, a senior blockchain engineer at Toyow and developer‑relations mentor at Women in DeFi, is designing Africa‑focused blockchain frameworks that tokenise real‑world assets and link fiat with crypto. Her work on platforms like Toyow and Sytemap creates transparent,...
"The mental habit of thinking backwards forces objectivity." – Charlie Munger. Many investors look at $FICO and see a perfect toll-bridge. But to truly understand it, you have to try to disprove the thesis. That's what I did. I just published Part...
PayPal’s Q4 2025 results show modest top‑line growth but a stalled premium checkout segment. Net revenue rose 4% to $8.7 billion, while total payment volume jumped 9% to $475.1 billion. Branded checkout – the high‑margin engine – grew only 1% year‑over‑year, far below...
STARTRADER introduced Web STAR Copy, a web‑based copy‑trading feature that allows retail investors to follow and automatically replicate options, futures and other derivative strategies. The tool promises greater transparency, risk controls and a new revenue stream for experienced signal providers.
First Abu Dhabi Bank (FAB) convened a virtual AI Agentathon on March 30, 2026, partnering with AI specialist Presight and tech giant Microsoft. The one‑day sprint brought together four cross‑functional teams to prototype AI‑driven solutions for real banking challenges, marking...
The Federal Trade Commission released its 2024 annual fraud report, finding that Americans lost $12.5 billion to bank‑account scams—a 25% increase from 2023. The surge underscores growing vulnerabilities in digital banking and puts pressure on fintech companies to upgrade fraud‑prevention tools.
RedotPay, the Hong‑based stablecoin payment fintech, received ISO/IEC 27001 certification from SGS, confirming its information‑security management system meets global standards. The audit highlights robust encryption, data‑access controls and a security‑first culture, positioning the firm for deeper institutional partnerships.
Plaid’s CFO Seun Sodipo says the fintech firm can afford to wait for the optimal moment to go public after posting a 40% jump in annual recurring revenue to over $500 million and delivering a full‑year adjusted EBITDA profit. The company...
Premium credit cards are now charging annual fees that top $800, with Robinhood, JPMorgan Chase, American Express, and Citi all offering high‑fee products packed with travel credits, dining allowances and exclusive lounge access. Issuers argue that stacked monthly credits and...
The 2026 Money Payments Europe (MPE) conference convened in Berlin, spotlighting AI, cross‑border payments, stablecoins, and the emerging digital euro. Panels explored agentic commerce, pragmatic innovation in payment stacks, and the next generation of tokenization aimed at eliminating PANs by...
Pay10 has secured RBI authorization under the Payment Aggregator‑Cross Border framework and launched Pay10 World, a cross‑border payments platform for Indian businesses. The service lets firms accept multiple foreign currencies and settle in INR while automating FIRA compliance. A concurrent "No...
I want to address what happened to Neeraj and me last week. Of course, it was quite shocking to us as well and honestly very disheartening. But today, we want to talk about what actually happened and more importantly, what...
Global firms are increasingly targeting the UAE as a financial and technology hub, but many stumble because they treat entry options—buy, license, or build—as interchangeable. The article argues that aligning the chosen route with the UAE's fragmented regulatory landscape (DIFC,...
Why Tokenized Deposits Are More Efficient Than Stablecoins: The 1250% Efficiency Gap Banks Can’t Ignore This Week's Topics: ↳ Why Tokenized Deposits Are More Efficient Than Stablecoins: The 1250% Efficiency Gap Banks Can’t Ignore ↳ I Found a Prompt Injection Attack Buried...
The Discover Network’s Payments State of the Union survey shows that 91% of U.S. shoppers have adopted digital payments, with 61% using a digital wallet in the past 90 days and mobile‑wallet usage climbing to 69% since 2021. Consumers are...
Orange’s fully owned subsidiary W‑HA partnered with the Orange 5G Lab in Rennes to pilot mobile payments at Granville’s five‑day carnival. The trial leveraged Orange’s 5G+ network slicing to create a dedicated “Tap to Pay Contodeo” channel that turned smartphones...
India’s National Highways Authority (NHAI) will raise the FASTag annual pass fee from ₹3,000 (≈ $36) to ₹3,075 (≈ $37) starting 1 April 2026. The increase of ₹75 applies to private non‑commercial vehicles equipped with a valid FASTag and covers access to roughly...
ISDA has appointed Gentek AI to build a traceability tool for its Digital Regulatory Reporting (DRR) platform, leveraging artificial intelligence to map coding decisions back to regulatory text. The solution will extract insights from ISDA working‑group minutes, creating a full...
Secured credit is being reinvented as a growth engine for banks and fintechs through dynamic funding models that lock only the amount actually spent. Traditional secured cards required double funding and separate collateral accounts, creating liquidity friction for underserved consumers....
A PYMNTS Intelligence survey of 2,108 U.S. adults shows digital wallet usage soaring, especially among Gen Z, where adoption for retail purchases more than doubled to 36%—a 21% increase since March 2024. Consumers experiencing high financial stress are twice as likely...
Instant payouts are evolving from a convenience into core payroll for gig‑economy workers, with the PYMNTS Intelligence report showing that 68% of users who try instant disbursements become regular users. The study highlights that digital wallets deliver the highest stickiness...
The latest PYMNTS Intelligence report finds that 88% of firms receiving stablecoins immediately convert them into U.S. dollars, treating the tokens as a fast payment rail rather than a store of value. CFOs are leveraging stablecoins to accelerate cross‑border and...
The article traces tokenization back to 9,000 BCE clay bullae, the first structured data objects used to record ownership of grain, livestock and other goods. It argues that today’s digital assets and programmable money are not new financial inventions but extensions...
Africa and Asia are leading in stablecoin use despite the “disconnect” with the hype, which focuses on a massive, but mostly illusory market cap, and actual everyday adoption. BVNK worked with YouGov, who surveyed 4,658 adults online aged 18+ years across...
Stablecoins are the first step in tokenization, but digital money is just where it starts. Many fintech and payments companies rely on access to responsive, reliable debt funding. Moving private credit on-chain will unlock even more value than on-chain fiat. https://t.co/0IXFQyd2Ti
Early‑stage VC Cedar Hill Capital led a $1.5 million financing round for Gurugram‑based fraud‑intelligence startup Sign3. The round also included existing backer Smile Group and angels such as Rajesh Sawhney, Dinesh Agarwal, Anup Agarwal and Vinay Bagri. Sign3’s AI‑native platform, used by...
Tokenized deposits on a public blockchain. Not Citi. Not HSBC. Not the Big Six. A UK challenger bank targeting the mass affluent - @monument_bank Full post + carousel 👇 https://t.co/Kg4TjAbsqA https://t.co/ooy6zhmCvb
Clarity is not the problem in banking transformation. Execution is. In this episode, we explore why efforts around digital, AI, payments, and partnerships are falling short and what leaders must do differently. Watch the full episode: https://t.co/qrsFZDRVT6 https://t.co/ly49Ctb5m9
Standard Bank processed more than R164 trillion (about $9 trillion) in payments during 2025, confirming its status as Africa’s largest transactional franchise. The bank handled 2.3 billion transactions, a 9% increase, driven by electronic channels, merchant acquiring, and rapid adoption of instant and...
NEW: BlackRock is hiring a Head of Digital Asset Strategy in NYC to lead its expansion into crypto, stablecoins, and tokenization
InsurTech is the hottest FinTech category ! → https://t.co/1thMdAvdfp When I came across Finch Capital's yearly report on the European FinTech ecosystem, I was curious to double check that claim. https://t.co/qM03B1qZ2p
Monzo announced it has surpassed 15 million customers, marking a major milestone for the UK challenger bank. The growth includes more than one million accounts held by users under 16, reflecting its strong youth‑focused offering. Over half a million customers are...
Starling Bank just gave its AI permission to move your money. Not advise. Execute. Starling's agentic assistant is live and the CIO chairs the Bank of England's AI Taskforce. Starling Bank Launches UK's First Agentic AI Money Manager https://t.co/guiDaZ3vdT
Let's go! I'm in Las Vegas for Fintech Meetup 2026, hitting the stage tomorrow for two insightful discussions - 'Can AI Fight Fraud Faster Than Fraud Fights Back?' and 'Are Stablecoins Finally The Infrastructure, Not The Asset?' Will you be there? #FintechMeetup...
Aave, the leading decentralized lending protocol with $23.5 billion locked, has launched on OKX’s X Layer, an Ethereum layer‑2 solution. X Layer, which holds roughly $25 million in TVL, now enables users to lend, borrow and earn yield without cross‑chain bridges. The integration follows...
Washington Attorney General Nicholas Brown sued prediction‑market platform Kalshi, alleging the service violates state gambling laws. Kalshi responded by seeking a transfer to federal court, arguing the Commodity Futures Trading Commission should regulate its contracts, a dispute that could reshape...
Papaya Global says Multiplier’s Employer of Record service lacks a regulated financial backbone, meaning it cannot guarantee timely payroll or meet AML/KYC standards. The contrast highlights a compliance risk for enterprises expanding across 150+ countries.
Tazapay, the Singapore‑based payment‑infrastructure startup, closed a $36 million Series B extension led by Circle Ventures with new participation from CMT Digital and Coinbase Ventures. The capital will fund licensing expansion and go‑to‑market pushes in Asia, Latin America and the Middle East,...
Ripple is advancing toward the launch of its National Trust Bank after receiving conditional approval from the OCC in December. The bank would become the first U.S. chartered institution built around digital assets, leveraging the upcoming OCC digital‑asset amendments that...
The Saudi Central Bank (SAMA) announced the issuance of open‑banking licences to fintech companies, granting them formal access to banks' data APIs. The regulatory step aims to accelerate digital payments, lending and wealth‑tech services in the kingdom, though the exact...
Ripple announced the integration of artificial‑intelligence‑driven security tools into the XRP Ledger, aiming to boost fraud detection and network resilience. While the company did not reveal technical details, the move reflects a broader push for AI in crypto, echoing trends...
The article argues that true digital equity in Asia hinges on robust payment infrastructure, not merely QR‑code adoption. It cites a 1.8% transaction‑failure rate that can cripple cash flow for street vendors and small merchants. By highlighting the disparity between...
