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The Monetary Authority of Singapore (MAS) has finished phase two of Project MindForge, releasing an AI Risk Management Toolkit for the financial sector. The toolkit features an Operationalisation Handbook and real‑world case studies, guiding banks, insurers and fintech firms through governance, risk assessment, lifecycle controls, and capability building. Developed with a consortium of 24 industry players, it aligns with MAS’s proposed AI risk management guidelines and targets traditional, generative, and emerging agentic AI. MAS will further support adoption through a BuildFin.ai workgroup that will produce additional resources and foster ongoing collaboration.
Trump sanctioned French judge Guillou over the Netanyahu arrest warrant → Visa and Mastercard had to cut him off because they're American companies bound by US law. A European judge, debanked in Europe, by US sanctions. Maybe we actually need payment alternatives...
![[Refunds] Bilt 2.0 Charging 0.2% Foreign Transaction Fee, Despite Advertising No Fee](/cdn-cgi/image/width=1200,quality=75,format=auto,fit=cover/https://www.doctorofcredit.com/wp-content/uploads/2021/09/bilt-deal.png)
Bilt’s Cardless (Bilt 2.0) credit product, marketed with zero foreign transaction fees, is now applying a 0.2% fee on Mastercard‑processed purchases. The charge stems from Mastercard’s network surcharge, which most issuers absorb but Bilt appears to be passing on. The company...
MercadoLibre, dLocal and Nu Holdings each announced rapid growth in the latest reporting period, underscoring the accelerating expansion of fintech in Latin America. While precise metrics were not disclosed, the firms cite double‑digit gains in transaction volume and user adoption,...
🔺 The $2 Trillion Shift: Is Tokenized Money About to Kill Traditional Banking? 💸 By 2030, tokenized money could be a $2T market. But while the tech is moving fast, the global financial map is becoming a "fragmented mess" of rules. 💬...
Mastercard has outlined five core principles to defend its role in Europe’s payments‑sovereignty debate, emphasizing stability, standards, security, seamlessness and success. The company highlighted processing €3 trillion in cardholder activity last year and announced a €250 million investment in new French data...
A forum post titled “Performant isn’t a word” critiques the branding language used by Performant Healthcare, a U.S. provider of payment‑integrity solutions. The author highlights that the term “performant” is uncommon and may confuse stakeholders. The post also links to...
Tokenization at a Turning Point in 2026: NASDAQ Eyes $500M Collateral Savings, IBM Urges Banks to Act – But Interoperability Stalls Topics: ↳ IBM: Tokenization at a Turning Point Banks Can’t Afford to Miss in 2026 (But Most Likely Won’t Act) ↳...
Morgan Stanley giving 15,000 advisors access to Bitcoin in their own Trust wrapper is the ultimate validator Not because they believe Because their clients demanded it And when wealth management follows client demand, the market has already spoken
Buy‑Now‑Pay‑Later (BNPL) services are rapidly expanding in Malaysia, with users jumping from 2.6 million in 2023 to 7.5 million in 2024. Young consumers, especially those under 30, account for roughly 40 % of BNPL transactions and many allocate over 60 % of their monthly...
The roboadvisor thesis was democratization through automation The agentic finance thesis is sovereignty through intelligence Both remove friction. Only one gives you superpowers.
In overall the hard coded oracle problem applies to all immutable parameters. Market conditions or asset conditions tend to change and nothing is really purely "static" in lending.
Alkami Technology saw several Wall Street insiders buy additional shares, even as the company's stock slipped in recent weeks. The filings did not disclose the exact number of shares or purchase price, but the moves suggest belief in the fintech's...
SoFi Technologies has evolved from a student‑loan refi platform into a full‑stack digital‑banking supermarket, now offering checking, savings, loans, mortgages, credit cards, trading and a proprietary stablecoin. The company posted $3.61 billion in 2025 revenue, a 35% YoY increase, with deposits...
Axis Bank has entered a strategic partnership with Tesla to become the automaker’s preferred financier in India. The collaboration offers fully digital auto‑loan products with ten‑year tenures and flexible repayment structures, aiming to simplify the purchase journey for premium electric‑vehicle...
The Finanser’s weekly roundup spotlights accelerating fintech trends, from AI‑driven digital identity tools that turn asset management into a voice‑assistant experience to the rapid rise of challenger banks in the UK. Bain & Co forecast challenger banks will own roughly...
Upvest Raises US$125 Million to Modernise European Banking Infrastructure - Fintech Schweiz Digital Finance News - FintechNewsCH https://t.co/OLsvn5pOuF https://t.co/WwYH1vY8PH
Merchant financing, also called merchant cash advances, lets ecommerce and retail businesses obtain capital by selling a portion of future card sales. Lenders use factor rates, often resulting in effective APRs around 30%, considerably higher than typical 7‑8% term loans....
HSBC has demanded that a Hong Kong mother repay more than HK$126,000 in charges incurred after thieves used her stolen credit card. The card was taken on November 15 and the victim reported the loss the following day, but the...
Crypto.com announced a 12% workforce reduction (about 180 jobs) and Gemini confirmed that cuts have risen to 30% of its staff since the start of the year. Both firms attribute the downsizing to enterprise‑wide AI upgrades, sparking debate over whether...
Ostium, founded by former ballerina‑turned‑CEO Kaledora Fontana Kiernan‑Linn, offers a blockchain‑based app that lets users trade stocks, commodities, currencies and crypto from a single digital wallet. The platform reports $29 million in revenue, 25 000 users and $45 billion in cumulative trading volume....
Brazil’s finance minister Dario Durigan has postponed the planned crypto‑tax consultation until after the October 2026 presidential election, pushing any formal rule‑making to 2027. The delay follows Brazil’s June 2025 shift to a 17.5% flat tax on cryptocurrency capital gains,...
Rhino.fi has introduced a “Stablecoin 1:1” product that guarantees a fixed one‑to‑one conversion rate for USD‑pegged stablecoins such as USDT and USDC across more than 25 blockchain networks. The service eliminates hidden spreads and routing inefficiencies, offering transparent fees for neobanks...
Figure (NASDAQ: FIGR) launched Figure Forge, a service that converts blockchain‑native loans and other real‑world assets into uniform, infinitely divisible participation tokens. The tokens are immediately tradable on Figure’s Democratized Prime DeFi marketplace, supported by a self‑funded limit order book...
Kenya has launched a public consultation on its draft Virtual Asset Service Providers Regulations for 2026, aiming to operationalise the Virtual Asset Service Providers Act of 2025. The proposals require crypto firms to obtain licences, disclose ownership, meet capital and...
$KLAR -70% since the IPO It's starting to look interesting: - $128B GMV - 118M Total Customers +28% Y/Y - 15.8M Banking Customers +101% Y/Y - FWD Growth of 26% Yes, credit losses are a growing, but that is natural when non-BNPL loans grow 165% Y/Y....
RebatesMe is a 12‑year‑old cash‑back portal that partners with over 10,000 online merchants, offering up to 40% cash back on purchases. The platform reports an average 5% return per order, translating to roughly $128 in annual savings for a typical...
The CFTC released FAQs on March 20, 2026 clarifying how registered firms can use cryptocurrency as collateral in futures, swaps and clearing activities. FCMs may accept qualified non‑security crypto—primarily Bitcoin, Ether and payment stablecoins—subject to haircuts, a three‑month limitation, and weekly WinJammer...
The Bangko Sentral ng Pilipinas (BSP) has broadened digital access to the Personal Equity and Retirement Account (PERA) through its Open Finance for PERA Pilot. Customers of GCash operator G‑Xchange, UnionBank, Philippine National Bank and RCBC can now open PERA...
Shivani Siroya’s fintech firm Tala has grown from a 2014 startup to a global credit platform serving six emerging‑market economies. Leveraging alternative data and machine‑learning, Tala has extended roughly $7 billion in loans to more than 13 million underserved borrowers. The company’s...
Stablecoin transaction volume surged past $5.5 trillion in 2024, confirming DeFi’s role as core settlement infrastructure. Yet the sector still relies on Total Value Locked (TVL) as its primary health gauge, a metric that only reflects capital presence, not its security....
Payable’s new Google Forms add‑on lets users collect payments directly through familiar processors such as PayPal, Stripe, Square, Rapyd, and Razorpay. The extension, available via the Google Workspace Marketplace, integrates a secure checkout into any form and syncs transaction data...
Forerunner Ventures Management bought 9,031,107 shares of Chime Financial, valuing the position at $227.31 million. The purchase represents 100% of the fund’s reported 13F assets, signaling strong investor confidence in the neobank’s fee‑free, mobile‑first model.
This Nigerian immigrant exposed America's biggest scam. When he discovered millions of renters aren't allowed to buy homes... He built a $1+ BILLION empire that turns rent into credit scores. Here's why banks across America are nervous:
You can now trade the official S&P 500 on Hyperliquid and @kaiynne says its not priced in 👀 Sentiment certainly doesn't feel bullish enough if you ask me What do you think? 👇 https://t.co/OqmjxHjSdQ
Kalshi closed a $1 billion Series E round in December, pushing its post‑money valuation to $11 billion. The funding, led by Andreessen Horowitz and other Silicon Valley investors, makes co‑founder Luana Lopes Lara the world’s youngest self‑made female billionaire and positions the firm...
Tokenization and the Future of Securities: Modernizing Our Capital Markets | U.S. House Committee on Financial Services Democrats https://t.co/DIllwrCy1U
Neobanks disrupted banks Agentic finance disrupts neobanks Every category gets eaten by the next abstraction layer The question isn't whether this happens The question is who builds it first
BlinkEx is launching an invite‑only early‑access crypto exchange in early 2026, concentrating on a streamlined spot‑trading experience. The platform’s core differentiator is a horizontally scalable, low‑latency matching engine that emphasizes predictable fills over sheer speed. Integrated risk layers, branded BlinkGuard,...
If customers can open an account, get support, and manage their finances digitally, why would they do it any other way? Digital is no longer an add on. It is the primary channel. https://t.co/BlcvLGvFUp
Here's what people miss about agentic finance: Neobanks optimized for human decisions Agents optimize for removing decisions entirely Different paradigm Different infrastructure Different winners The future is ambient, autonomous, invisible
The CFTC issued a no‑action relief letter to Phantom, allowing the crypto wallet to serve as a consumer interface for regulated derivatives without registering as an introducing broker. The relief separates interface risk from market risk, requiring registered futures commission...
The Free Software Foundation Europe (FSFE) had its payment account with Nexi Group abruptly cancelled, cutting off credit‑card donations from roughly 450 supporters. FSFE claims Nexi demanded usernames and passwords of its donors, a request it refused, while Nexi says...
Bengaluru‑based fintech SaaS unicorn Perfios posted a 46% rise in consolidated net profit to ₹104.3 cr for FY25. Operating revenue grew 20% to ₹669.5 cr, with total income of ₹708.5 cr after other income. SaaS services accounted for over 95% of revenue, while...
Full‑stack fintech WeRize is raising Rs 64 crore (~$6.9 million) through convertible equity, with Sony Innovation Fund contributing Rs 46 crore and 3one4 Capital Rs 18 crore. The capital will fund general operations, working‑capital needs, capital expenditures, and geographic expansion. WeRize, founded by former Lendingkart executives, serves...
Mexico City’s metro system is rolling out mobile and contactless ticketing, replacing traditional paper tickets across all lines. The initiative is part of a broader modernization plan that includes infrastructure upgrades and service expansions. Riders can now tap a smartphone...
Prediction markets come to @Google Finance: @Kalshi and @Polymarket probabilities now appear alongside stocks and bonds, giving advisors new intelligence on Fed decisions, inflation and economic events. @Wealth_Mgmt: https://t.co/hgCa8n7V1g #WealthManagement #investing https://t.co/7I1LGj0GUx
Middle East conflict threatens to disrupt vital remittance flows: As Iranian strikes on Gulf energy and finance targets enter their fourth week, attention is shifting to how a protracted conflict may impace remittance flows from the region. @TheBanker: https://t.co/4x3Ae5yVhD https://t.co/vPgl44Nolf
JPMorgan Chase's shares, which surged on the back of aggressive fintech acquisitions and product launches in 2025, fell more than 10% year‑to‑date in 2026. Analysts point to heightened competition, regulatory headwinds and a broader market correction as the drivers of...
China's central bank will add twelve new banks to the e‑CNY programme, expanding the roster from ten to twenty‑two institutions. The new participants include major joint‑stock banks such as China Everbright and city commercial banks like Bank of Ningbo. The...
