Moneyline Teams Up with NatWest Payit to Launch Flexible Open‑Banking Loan Repayments
Moneyline, the UK nonprofit lender, has partnered with NatWest Group’s Payit platform to roll out Variable Recurring Payments (VRP) for its borrowers. The open‑banking solution lets users adjust loan installments in real time, with pilot data showing higher flexibility and lower stress among borrowers.
SAP Taulia Launches AI Working Capital Tools
SAP Taulia announced a suite of AI‑powered working capital tools at SAP Sapphire, including the Working Capital Agent, Intelligent Terms Negotiations, and Extended Flow with Payables. The Agent links Taulia’s financing products to existing AI platforms like SAP Joule, offering...
Groundfloor Adds Access to Private Credit to Investment Platform
Groundfloor, originally a real‑estate‑focused private securities platform, has launched a private‑credit offering that targets a 10% annual return with quarterly payouts over a 45‑month term. The consumer‑credit tranche sold out in just two weeks, underscoring robust demand for higher‑yield, non‑public...
Susquehanna's Market-Making Threatens Kalshi, Polymarket via Robinhood
I have said this a few times but think this is going to pose a very interesting threat to Kalshi and Polymarket. Susquehanna does a lot of market-making on the prediction market platforms, and a lot of Kalshi's order flow...
Interactive Brokers Launches Unified Interface for Trading Prediction Markets Across Kalshi, CME Group, and ForecastEx
Interactive Brokers (IBKR) has launched a unified trading interface that aggregates prediction market contracts from Kalshi, CME Group, and ForecastEx into a single platform. The solution lets clients trade these contracts alongside traditional assets such as stocks, options, futures, crypto,...
Tether-Backed Oobit Expands Crypto Payments Platform Into Colombia
Oobit has launched its Tether‑backed crypto payments platform in Colombia, marking its ninth live market in Latin America after Brazil, Argentina and Chile. The non‑custodial, Visa‑linked system lets users spend digital assets directly from their wallets at over 150 million merchants...
BNPL Giants Battle at Walmart
Walmart replaced Affirm with Klarna as its primary buy‑now, pay‑later (BNPL) partner last year, yet both providers continue to process significant transaction volumes at the retailer. Klarna reported a dramatic financial swing in Q1, posting a $1 million net income after...
RTP Hits Another Banner Real-Time Payment Mark
The Clearing House’s RTP network set a new single‑day record on May 1, processing 2.27 million transactions worth $8.62 billion. The surge is driven largely by a 78% year‑over‑year jump in instant tax‑refund payments, reflecting consumer demand for immediate cash flow. RTP’s transaction...
Syspro and Nuvei Partner to Embed Integrated Payments Into ERP for Manufacturing and Distribution
Syspro, a manufacturing and distribution ERP, has partnered with global fintech Nuvei to embed Nuvei’s payment infrastructure directly into the Syspro platform. The integration links sales orders to real‑time payment processing, automatic accounts‑receivable updates, and cash‑flow reporting, eliminating manual reconciliation....
Revolut Trading Secures FCA Approval for Expanded Services
Revolut Trading Ltd secured a Variation of Permissions from the FCA, allowing it to manage investments and act as a principal dealer. The broadened authority lets the fintech offer leveraged instruments, managed portfolios and private‑wealth services across retail, professional and...
Kroo Bank Enters Funding Partnership with Bridging Lender Glenhawk
Kroo Bank has bought an existing portfolio of bridge loans from UK specialist lender Glenhawk and sealed a forward‑flow funding agreement to finance future bridge‑loan originations. The deal creates a long‑term partnership that gives Kroo exposure to the UK property...
Clarity Act Paves Way for US Crypto Leadership
NEW: 🇺🇸 $XRP founder Brad Garlinghouse said the Clarity Act is a key step toward giving millions of crypto users clear rules and protections while helping the US lead in crypto innovation https://t.co/SVVa53eNtb
Today: The CLARITY Act Goes to Markup in Senate Banking, What Changes Will Be Made?
On May 14, the Senate Banking Committee began markup of HR 3633, the Digital Asset Market Clarity Act of 2025, a bill largely welcomed by the crypto industry. The legislation aims to provide regulatory certainty for digital‑asset developers, investors and infrastructure...
Paymentology Raises $175 Million to Accelerate Global Issuer‑Processor Expansion
Paymentology, the London‑based issuer‑processor, closed a $175 million financing round co‑led by Apis Partners and Aspirity Partners. The capital will fund global expansion, product development and a push into adjacent services such as stablecoins and AI‑driven tools, as the company rides...
Fidelity International Launches FILQ, a Chainlink‑powered Tokenized Fund for Government Securities
Fidelity International unveiled FILQ, its first tokenized fund, on May 13, 2026. Powered by Chainlink’s oracle network and tokenized by Sygnum, the fund offers investors real‑time, 24/7 exposure to short‑term government securities. The launch signals a major asset manager moving...
Stablecoins Move From Crypto Niche to Payments Infrastructure
Stablecoins are moving beyond crypto‑centric speculation to become a core component of modern payments infrastructure. A new Payments Association report highlights their ability to deliver instant, programmable settlement across tokenised assets, cross‑border transfers, trade finance and emerging AI‑driven agentic commerce....
RS2 Deepens Latin America Strategy with Major Processing Deal
RS2 signed a five‑year, multi‑million‑euro (≈$5.5 million) processing agreement with an undisclosed major financial services partner, extending its BankWORKS acquiring and issuing platform into eight new Central American and Caribbean markets. The deal adds acquiring services in Ecuador, Honduras, El Salvador, Nicaragua,...
Tokenized Collateral Set to Release Considerable Capital and Improve Liquidity Practices : Research
The Depository Trust & Clearing Corporation (DTCC) released a white paper with Finadium showing how tokenized versions of traditional assets can dramatically improve capital efficiency and liquidity management. The report highlights DTCC’s Collateral AppChain, an interoperable ledger platform slated for...
Bipartisan Momentum Grows for Digital Asset Legislation
WATCH: 🇺🇸 House Financial Services Committee Chair French Hill says he is encouraged by bipartisan progress on digital asset legislation ahead of today’s Senate Banking Committee markup of the Clarity Act https://t.co/1nDpXoG02W
Rank Capital Named 7th Fastest-Growing Fintech in Africa by Financial Times
Rank Capital has been named the 7th fastest‑growing fintech in Africa, the 6th in Nigeria and the 12th overall on the Financial Times’ “Africa’s Fastest Growing Companies” list. The ranking reflects a strong compound annual growth rate driven by its...
The Creation, Credit Risk and Performance of Fintech Credit: Peer-to-Peer Lending in Canada
A new academic paper examines credit risk and performance in Canada’s peer‑to‑peer lending market, focusing on Lending Loop and goPeer. Using survival analysis and logistic regression, the study finds that platform‑assigned credit grades meaningfully segment risk, with higher‑grade loans showing...
Venmo Overhauls App to End Public-By-Default Feed, Boost Privacy
PayPal's Venmo is rolling out a ground‑up redesign that removes the public‑by‑default transaction feed, defaulting new users to friends‑only visibility and adding granular privacy controls. The change, driven by user feedback, aims to strengthen data protection while expanding the app’s...
Senate Revives Crypto Clarity Act Amid Aggressive Bank Lobby to Stall Bill
The U.S. Senate has reintroduced the Crypto Clarity Act, a market‑structure bill governing stablecoins, just as the American Bankers Association launched a coordinated lobbying blitz urging banks and their employees to contact senators. Crypto firms see the bill as a...
Atos and Backbase Team Up to Deploy AI-Native Banking Platforms Across 10 Regions
France's Atos and Dutch fintech firm Backbase have signed a Master Collaboration Agreement to deliver AI-native banking platforms in ten international markets. The deal combines Backbase's Banking OS with Atos' AI, sovereign‑cloud and integration expertise, aiming to help banks meet...
Legacy Payments Abandoned Micro-Businesses, AI Makes Them Viable Again
Legacy payment providers once chased micro‑merchants but later dropped them because the cost of onboarding, support, and multi‑system processing outweighed the tiny transaction fees. The article argues that artificial intelligence can automate these overheads, turning the long tail into a...
Chime Finally Turns Profitable—But Risks Remain
Chime Financial posted its first GAAP‑profitable quarter, reporting $53 million net income on $647 million revenue, a 25% year‑over‑year increase. Earnings per share came in at 13 cents, far above the 3‑cent consensus, while EBITDA surged to $119 million with an 18% margin. The...
Revolut Hires Coinbase Risk Chief to Drive Global Crypto Expansion
Revolut has named Michael Schroeder, former Coinbase chief risk officer for Europe, as its Global Head of Crypto Expansion. Schroeder will steer licensing, regulatory readiness, operations and market launches, underscoring a compliance‑first growth model. The hire follows similar moves by...
Trust, Modernize, Transcend: What I Took Away From Temenos Community Forum 2026
At the Temenos Community Forum in Copenhagen, more than 1,300 banking leaders heard a practical take on the theme “Trust. Modernize. Transcend.” Temenos emphasized that trust is now an architectural attribute built into its single‑code‑base platform, which runs on‑prem, cloud,...
Bunq Files for Mexican Banking License, Trailing Revolut and Nubank Into the Local Market
Dutch neobank Bunq has filed for a full banking license in Mexico, adding a third regulatory front after its recent US charter re‑filing and its existing European permit. The license would enable Bunx to offer multi‑currency accounts, protected deposits and...
Vault Expands Wealth-Tech Platform to Saudi Arabia, Targeting $1M-$10M “Underserved” Wealth Band
Vault, the ADGM‑based digital wealth platform, secured a Capital Market Authority advisory license and launched operations in Saudi Arabia. The firm appointed Abdulrahman AlSudairy to head the Saudi unit and will focus on investors with $1 million to $10 million in assets,...
Philippine Fintech Alliance Backs BSP’s Tighter Oversight of Online Lenders
FinTech Alliance.PH, the Philippines’ largest fintech industry group, has thrown its weight behind proposals to shift supervision of online lending platforms from the SEC to the Bangko Sentral ng Pilipinas. The move aims to close regulatory gaps, lower compliance costs...
Revolut Boosts Mexico Investment to $167 Million to Launch Full-Service Digital Bank
British neobank Revolut announced a total $167 million investment in Mexico after a $64 million capital injection, paving the way for a fully licensed digital bank. The move marks the first time the group operates a complete bank outside Europe and intensifies...
Prometheum Launches Brokerage Infrastructure to Offer Crypto Directly to Retail Investors
Prometheum introduced a digital brokerage suite that lets broker‑dealers and registered investment advisors trade crypto assets inside standard brokerage accounts. The rollout featured the first ETH transaction cleared directly through a U.S. brokerage platform, signaling a shift toward integrating digital...
Strada Teams with Navro to Deliver Integrated Global Payroll and Payments
Strada announced a strategic partnership with London‑based payments provider Navro, embedding Navro’s payment infrastructure into Strada’s payroll platform. The integration lets the company process $1.4 trillion in annual payroll for more than 11 million employees across 95 countries in a single, unified...
Stripe and Google Launch Agentic Commerce via Gemini AI
Stripe announced a partnership with Google to integrate its agentic checkout into the Gemini AI assistant, creating a direct purchase channel for consumers. The deal expands Stripe's AI platform roster to four major providers and adds stablecoin and Brazil's Pix...
Augustus Bank Gets OCC Conditional Charter, Pioneering AI‑Era Clearing
Augustus, formerly Ivy, secured a conditional full‑service national bank charter from the Office of the Comptroller of the Currency, positioning its new Augustus Bank N.A. as the world’s first AI‑era clearing bank. The move targets real‑time, 24/7 settlement of major...
Nu Holdings Ltd. (NU) Q1 2026 Earnings Call Transcript
Nu Holdings reported a blockbuster 2024, ending the year with 114 million customers—a 22% increase—and $11.5 billion in revenue, up 58% year‑over‑year. Deposits surged 55% to $28.9 billion, while the interest‑earning portfolio grew 75% to $11.2 billion, underpinning a near‑$2 billion net income and a...
Cantor8 Partners with Yiksi to Tokenise M‑PESA and EVC Plus Across Africa
Cantor8 announced exclusive memoranda of understanding with Yiksi Limited and fintech platform Taran App to bring Kenya’s M‑PESA and Somalia’s EVC Plus onto its Canton blockchain. The pilot targets low‑banked markets, promising faster settlement and crypto conversion for millions of mobile‑money...
BambooHR and Clair Roll Out Zero‑Fee On‑Demand Pay Embedded in HR Platform
BambooHR announced the launch of BambooHR On‑Demand Pay, an earned‑wage‑access service powered by Clair that integrates directly into its HR platform with no employer fees. The move targets the 50% of workers who report financial strain and aims to boost...
Adfin Lands $18 Million Series A to Slash SME Late‑payment Rates
Adfin, a London‑based fintech, closed an $18 million Series A led by Index Ventures, bringing total funding to over $30 million. The round backs the company’s AI‑driven “agentic” finance platform, which its 1,500+ customers say reduces invoice late‑payment rates to 9%, roughly...
Cloud Champions: Hirioki Takeuchi and GoCardless
GoCardless has amassed roughly $540 million in funding across eight rounds, pushing its valuation to about $2.1 billion. The fintech now processes $30 billion in annual transactions and generated $100 million in revenue, with ARR climbing from $60 million in 2021 to $250 million in 2024....
Dive Deposits: Affirm’s AI Stance Runs Counter to Trend
Affirm is doubling down on artificial intelligence while explicitly ruling out AI‑related layoffs, a stance that diverges from recent fintech cutbacks. CEO Max Levchin highlighted that the company’s revenue per employee is now comparable to Nvidia’s, underscoring AI’s profit impact....
Maryland Enacts Sweeping Earned Wage Access Reforms, Bans Tipping
On April 28, Maryland Governor Wes Moore signed Senate Bill 94 into law, overhauling the state’s earned‑wage‑access (EWA) framework and banning tipping in both EWA programs and certain consumer‑loan products. The legislation imposes new consumer‑protection duties, requires clear fee disclosures, mandates a free...
PayJoy Crosses 20 Million Customer Milestone with $3.5billion in Financed Loans
PayJoy, a San‑Francisco‑based public‑benefit corporation, announced it has reached 20 million customers worldwide, spanning Latin America, Africa and Asia. Since its 2015 launch, the firm has financed more than $3.5 billion in loans by using smartphones as collateral. The model lowers credit...
KOHO Becomes Direct Participant in Interac E-Transfer, Expanding Canadian Payments
KOHO, the Canadian fintech that offers fee‑free banking tools, has been approved as a direct Participant on Interac e‑Transfer, the country’s dominant person‑to‑person payment network. The integration, announced on May 12, 2026, gives KOHO users a seamless, faster way to...
Groundfloor's Consumer Loan Venture Is in a $3 Million Capital Raise
Groundfloor, a platform known for residential transition‑loan securitizations, announced a $3 million capital raise for its Consumer Credit Portfolio II, its first non‑real‑estate private‑credit offering. The product targets accredited investors with a $10,000 minimum and promises a fixed 10% annual return paid...
Clarity Act Set to Unlock Institutional On‑Chain Payments
I think a lot of ppl are still underpricing what the Clarity act is about to do to onchain flows. The Genius act greenlit stablecoins and the worlds biggest payment companies were moving onchain almost overnight. Clarity is the next unlock,...
Bunq Seeks Mexican License Amid Trust‑driven Unbanked Gap
Dutch digital-only bank bunq (yes, it's stylized as "bunq") has applied for a bank license in México. While about half of Mexican households are unbanked, the root causes are primarily tax avoidance & lack of trust in banks - not technology...
Digital Wallets Bolster Paysafe’s First-Quarter Results
Paysafe Ltd. reported $43.9 billion in processed volume for Q1, a 10% year‑over‑year increase, with its digital‑wallet segment outpacing the broader merchant‑solutions unit by posting 19% growth. The newly launched Paysafe Wallet generated a record $216.3 million in revenue, up 15% from...
How Kudos Built a Consumer Data Moat on Top of Credit Card Rewards
Kudos offers an AI‑powered smart wallet that automatically selects the best credit‑card for each purchase, recommends new cards based on spending habits, and layers extra rewards on top of existing programs. The platform tackles the fragmented rewards landscape that leaves...