Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Financial institutions are increasingly deploying behavioral analytics powered by AI and machine learning to pinpoint fraudulent activity across digital channels. By merging transaction data with historical fraud incidents, risk teams can assign behavior‑based risk scores and uncover hidden patterns. The approach highlighted a specific high‑risk jurisdiction—identified through economic instability, corruption, and low literacy—prompting tighter onboarding and transaction controls. These data‑driven safeguards aim to pre‑empt fraud before it materializes.
PrimeXBT was named Best Forex & CFD Broker – Asia and Best Trading Conditions – Asia at the World Business Outlook Awards 2026. The accolades highlight the broker’s rapid expansion in Asian derivatives trading and its integrated crypto‑TradFi offering.
Charles Schwab announced $519 billion of net new assets in the fourth quarter of 2025, a 42% year‑over‑year increase. The surge lifted total client assets past $12 trillion and pushed bank‑lending balances to a record $58 billion, underscoring the firm’s accelerating banking and...
Invesco has acquired Superstate’s $900 million tokenized Treasury‑bill fund, USTB, positioning the asset manager as the fourth‑largest real‑world asset (RWA) fund on the blockchain. The deal expands Invesco’s digital‑asset capabilities and signals a broader shift toward tokenized money‑market products for institutional...
Muddy Waters Research published a 28‑page short‑seller report on SoFi, accusing the digital bank of inflating earnings through questionable fair‑value accounting and under‑reporting loan charge‑offs. The firm says SoFi’s cumulative fair‑value adjustments total more than $1.8 billion, and that true charge‑off...
Revolut has secured a full UK banking licence, positioning itself to directly challenge incumbent banks such as Lloyds. Nationwide, after acquiring Virgin Money, is gaining momentum, adding over 40,000 new customers in Q3 2025, while Lloyds continues to shed users,...
Uhhh is this the beginning of the inevitable breakup between Stripe and Shopify? This is a big deal. It’s also a bunch of my predictions coming to life at once. Here's what's happening: Stripe is powering a native checkout inside Facebook ads....
In this episode of Leap Forward, host David Orsenko chats with a founder and a pivotal early supporter—someone who believed in the founder before anyone else—to uncover the behind‑the‑scenes moments that shaped a successful startup. They recount how chance encounters,...
Cross‑border hiring is accelerating as businesses adopt B2C payout platforms to streamline global payroll. Providers such as Thunes, Wise Platform, Payoneer, Stripe Connect, Adyen and Airwallex now offer APIs that consolidate local payment methods, currency conversion and compliance into a...
Argentine fintech Rexi announced a $1.2 million pre‑seed round backed by multiple U.S. venture capital firms. The AI‑native platform automates bank reconciliation for fintechs, banks and payment companies by deploying intelligent agents that match transactions and resolve queries within minutes. The...
Gary Liu and Liu Xiaochun argue that stablecoins will become the backbone of cross‑border payments and remittances, eliminating high fees and slow settlement. They foresee AI agents executing billions of decisions daily, using stablecoins for instant settlement. The U.S. Genius...
American Express completed a migration of its core payment processing network with no customer‑impacting downtime, showcasing the firm’s deployment automation and reliability capabilities. The move underscores the growing importance of zero‑downtime strategies in large‑scale financial services.
Mastercard unveiled a blockchain payment initiative that brings together 85 crypto partners, including Ripple, to run pilots on its global payments infrastructure. A concurrent on‑chain analysis found that 53.20% of XRP Ledger transactions are payment‑related, highlighting the token’s growing role...
The Philippine Securities and Exchange Commission, together with the Department of Information and Communications Technology and the National Privacy Commission, issued a joint advisory tightening compliance for online lending platforms. The directive reinforces the Data Privacy Act and consumer‑protection rules,...
Philippines’ central bank reported a 43% year‑on‑year jump in digital payments through InstaPay and PESONet, reaching a combined value of roughly $47 billion in January 2026. Transaction volume surged to 688 million, more than triple the previous year’s level. InstaPay alone grew...
Senator Josh Hawley has asked the FTC to open an investigation into Fair Isaac Corp.'s (FICO) mortgage‑score pricing after documenting a 16‑fold jump from $0.60 to $10 per pull over five years. He argues the surge adds roughly $500 million in...
Mexico’s payment landscape is shifting as buy‑now‑pay‑later (BNPL) moves from a niche offering to core infrastructure. With 52% of the population unbanked and 79% of purchases still made in cash, Kueski’s BNPL platform has issued roughly 40 million loans, leveraging AI‑driven...
FIS has launched the CD Prediction Clearing solution, delivering 24/7 real‑time post‑trade clearing for regulated prediction markets. The platform replaces fragmented batch processes with continuous, high‑volume transaction handling and instant risk updates, capable of processing millions of trades daily. It...
Digital wallets have become mainstream in the United States, especially for cross‑border and consumer‑to‑consumer transfers, but fragmentation still hampers seamless use. Nearly 28% of consumers cite incompatibility between sender and recipient platforms as a barrier, while one‑third of SMBs point...
Relay Financial, a fintech platform backed by Thread Bank, is launching a $500 cash bonus for new business checking customers. To qualify, users must deposit $10,000 within the first 30 days and maintain that balance for 90 days. The reward...
Finance leaders are turning to multimodal AI frameworks to automate complex document workflows. By pairing vision‑enabled parsing tools like LlamaParse with large language models, extraction accuracy improves 13‑15% over raw OCR. Gemini 3.1 Pro, combined with Gemini 3 Flash for...
European B2B buyers are increasingly adopting AI, with nearly 80% using it regularly in procurement and payments, according to TreviPay’s survey of 550 buyers across the UK and key European markets. The technology is most prized for enhancing decision‑making, fraud...
A coalition of European retailers and wholesalers, led by EuroCommerce, is opposing an EU proposal that would obligate all businesses to accept cash. The group is urging policymakers to embed broad exemptions for unmanned sites, safety‑critical environments, and high‑cost scenarios,...
Morgan Stanley’s head of digital asset strategy, Amy Oldenburg, emphasized that Wall Street’s move into crypto is the result of years of infrastructure development, not a sudden hype‑driven rush. The bank has expanded beyond indirect exposure, adding spot Bitcoin ETFs...
Crypto finance is shifting from speculative token trading toward fixed‑income‑style products that promise steadier returns. Aave founder Stani Kulechov and Ethena CEO Guy Young highlighted new tools, such as Pendle's fixed‑to‑floating rate swaps, that let users lock in yields despite...
This guy made a Bloomberg Terminal clone. Then open sourced it (for free). Get it here:
What Revolut Needs To Do To Succeed In The US Digital bank Revolut reported record annual profits and growth in 2025, and recently filed for a US national bank charter. What does it need to do to succeed here? New Fintech Snark...
Home‑price appreciation has stalled, leaving prices over 50% above early‑decade levels but showing near‑flat annual gains. Affordable‑housing construction is accelerating, yet developers face layered financing that mixes tax credits, subsidies and private capital. The Homebuyers Privacy Protection Act curtails trigger...
Brian Armstrong is bullish on tokenization just like Larry Fink. They are telling you exactly what comes next. Are you paying attention? https://t.co/5nnxps5h65
Up next to the @fiscal_ai Terminal... Connect your portfolio directly to your brokerage inside of the dashboard feature 🥳 Officially a one-stop shop for fundamental investors. - Syncs your portfolio daily - Tracks performance - Curates notifications Launches April 8th.
Mark Bish’s blog highlights Pay.UK’s Direct Debit rule 5.8, which now lets businesses challenge indemnity claims under reason code 4, curbing fraudulent disputes. The update tightens onboarding standards, demanding stronger validation and verification to avoid sanctions. He also stresses that automation,...
i just mentioned in a talk that 1/3 of stock trades are automated, but that was widely outdated apparently it's now 70-80% of market transactions that are carried out through automated trading software
We have shared Aave’s approach on account management on Aave App. We ensure full user control of assets while ensuring seamless signups and account recovery. DeFi for everyone.
Bank of America launched real‑time payment sending in March 2024, following its receipt‑only capability introduced in November 2018. The bank’s smart, future‑proof design allowed it to add the send function without cannibalizing its $1.9 trillion‑daily wire transfer volume. Industry forecasts suggest...
Neobanks = better banking Agentic finance = no banking When your AI agent manages liquidity across 47 protocols, settles in stablecoins, and tax-loss harvests in real-time You don't need a colorful debit card You need infrastructure that speaks machine
One of the most requested features is here Gemini Credit Card balances can now be paid instantly with crypto, directly from your exchange balance https://t.co/widPvgsiYo
Z1 is a Brazilian fintech neobank built for teenagers and young adults across Latin America. It delivers a digital banking platform that includes prepaid debit cards, peer‑to‑peer transfers, and integrated financial‑education tools. By focusing on early financial habits, Z1 aims...
Customers compare your experience to the best they’ve ever had, not just other banks. If your personalization falls short, someone else is ready to step in. https://t.co/7raP3Qh4eK
🇨🇭#Switzerland – global leader in banking adoption of #crypto assets and services: The 2021 DLT Act, in force since August 1, 2021, created legal certainty leading to quick adoption of #cryptoassets by banks. @TheBigWhale_ & @TheCryptoValley Zug: https://t.co/53BVfxYRKt #DigitalAssets #Blockchain
American Banker’s 2026 Value of On‑Chain survey of 199 banking professionals shows large banks are furthest along in adopting on‑chain technology. About 30% have implemented or piloted on‑chain solutions, with cross‑border payments emerging as the leading use case for both...
Feedzai has launched RiskFM, a fraud‑prevention platform that moves beyond sole reliance on card‑network data by incorporating customer onboarding, payments and broader digital activity. The solution processes roughly $9 trillion in global payments across 120 billion events each year. Early testing is...
In 2026 eSIM technology is reshaping travel connectivity by replacing physical SIM cards with embedded, software‑provisioned modules. By Q1, eSIM‑compatible devices accounted for roughly 60% of premium smartphone sales and are projected to exceed 75% by year‑end. The shift enables...
Kevin Busque, former TaskRabbit VP, discovered that only 36% of employees used the company’s 401(k) plan, exposing costly, clunky legacy systems. He co‑founded Guideline in 2015 to build a transparent, fee‑free retirement platform for SMBs, designing the entire software stack...
On March 24, 2026, a new podcast episode launched as part of the Global Regulation Tomorrow Plus Future of Payments series, focusing on the EU’s upcoming Payment Services Directive 3 (PSD3) and the Payment Services Regulation (PSR). The hosts, joined by...
Fira, an Ethereum‑based DeFi lending protocol, launched with roughly $450 million in deposits, largely migrated from Euler Finance users. The platform introduces a fixed‑rate credit market that lets borrowers lock costs and lenders lock returns for defined maturities, mirroring traditional fixed‑income...
ServiceNow and Visa Bind Agentic AI to Payments: A Live Test of Enterprise AI in Regulated, Revenue-Critical Workflow AI-powered payment dispute platform automating end-to-end workflows. ServiceNow's agentic AI + AI Control Tower applied to regulated payments operations. https://t.co/q1KioQdJwE
JUST IN: 🚨 CFTC launches Innovation Task Force to create clear rules for crypto, blockchain, AI, and prediction market innovations https://t.co/YCAYilyiso
Spade announced a $40 million Series B round led by Oak HC/FT, backed by Andreessen Horowitz and other fintech investors. The New York‑based fintech reported 470% year‑over‑year growth and a peak daily transaction volume of 1.9 billion, underscoring rapid adoption. The capital will...
The Electronic Transactions Association announced it is acquiring the American Transaction Processors Coalition to bolster its advocacy, education, and member‑engagement capabilities. ATPC’s executive director, Jay Morgan, will join ETA as an advisor, reinforcing the trade group’s policy work. The combined...
Tether announced it has engaged an unnamed Big Four accounting firm to perform its first full financial‑statement audit of the $184 billion USDT stablecoin. The audit will scrutinize the token’s assets, liabilities, internal controls and reporting processes, moving beyond the periodic...
