Know What's Happening in FinTech
Know What's Happening in FinTech
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Every morning
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Cross‑border payments specialist dLocal has launched a unified “One dLocal” platform that consolidates a single API, contract and technical integration for merchants entering emerging markets. The solution gives more than 700 enterprise clients, including Amazon, Microsoft and Zara, access to over 900 local payment methods across 60 countries in Latin America, Africa, the Middle East and APAC. By eliminating the need for multiple local entities, the platform streamlines settlement and payouts, matching the efficiency of developed‑market banking. The move positions dLocal to capture growth as digital commerce expands in regions with fragmented financial infrastructure.
Austrian startup Taceo has opened public access to its Taceo Network, a private execution layer that lets organizations run sensitive identity, biometric and payment logic on shared digital infrastructure without exposing raw data. The platform uses coSNARKs, a cryptographic tool...
The Big Biscuit, a fast‑growing breakfast and lunch chain with 30 locations in the Midwest, has teamed up with TipHaus to offer same‑day digital tip payouts. The partnership leverages TipHaus’s Earned Tip Access® platform, allowing managers to verify shift data...
India's securities regulator SEBI has unveiled a framework allowing gift‑card balances to be converted into mutual‑fund units. The scheme limits each transaction to 50,000 rupees (about $537) and requires funding through electronic transfers or the UPI network. By treating prepaid...
Finovate’s weekly roundup highlights a wave of fintech innovations across payments, AI, and tokenized assets. European payments provider Mollie launched its Tap in‑person solution in the UK, while Splitit introduced Splitit Go to bring card‑linked installments to field sales. Agentic AI...
Senator Elizabeth Warren sent a 12‑page letter to YouTube star Jimmy Donaldson, aka MrBeast, seeking details on Beast Industries’ plans to expand into financial services, including cryptocurrency offerings for minors. The inquiry follows Beast’s acquisition of the Step banking app,...
The Reserve Bank of India (RBI) has mandated two‑factor authentication (2FA) for all online payments effective April 1, 2026. The rule targets banks, payment aggregators and fintech firms, forcing a rapid overhaul of authentication infrastructure. Industry players warn of implementation costs and...
A bunq survey of 1,000 Irish consumers reveals that 36% feel more honest discussing money with AI than with people, and another 37% are equally candid. Nearly half (49%) have already used AI to guide personal finance decisions, and one‑third...
Clear Street has launched Clear Street Digital, enabling institutional clients to execute large‑scale OTC spot trades in major cryptocurrencies such as Bitcoin, Ethereum, Solana, and a broad range of altcoins and stablecoins. The new service leverages the firm’s existing clearing,...
Thirteen years after merchants gained permission to surcharge credit‑card transactions, the practice remains tangled in divergent rules from card networks and state regulators. Visa limits surcharges to 3% while Mastercard allows up to 4% but typically mirrors Visa’s cap, and...
Waivr, a Los Angeles‑based fintech founded by Brenna Curran and Carolina Nucamendi, offers a debit‑focused, account‑to‑account payment infrastructure for consumer‑to‑business transactions. The platform replaces traditional credit‑card processing with a real‑time payments API that validates bank credentials and transfers funds instantly. By...
PayPal has linked its Venmo service with its global PayPal network, enabling Venmo users to send and receive money in 90 countries. The integration comes with a promotional waiver of international transfer fees through August 24, 2026. PayPal says the move...
Wethos is an all‑in‑one financial operating system built for freelancers, creative studios, and small agencies. Founded by Rachel Renock and Claire Humphreys, the platform goes beyond invoicing by offering a library of thousands of crowdsourced peer‑pricing templates that let users...
The SEC’s Post‑Quantum Financial Infrastructure Framework (PQFIF) has highlighted the four‑month deployment of QuSecure’s QuProtect platform at Banco Sabadell, executed with Accenture, as the first real‑world implementation precedent for post‑quantum cryptography in banking. The case study demonstrates that large financial...
Wurthy is an AI‑powered financial operating system that offers a buy‑now, pay‑later (BNPL) solution tailored for service‑based small and medium‑sized businesses. Founded by serial entrepreneur Rudd Davis, the platform lets firms such as law offices, creative agencies, and medical practices...
The agentic commerce war is live. But how do you tell real adoption from bots inflating numbers? And what happens when a Nigerian prince scam targets your AI agent? Steven Ehrlich and Laurens Fraussen on Bits + Bips: https://lnkd.in/ekwK_zJ2
Aave is a decentralized finance protocol that enables users to lend and borrow cryptocurrencies via liquidity pools, where smart contracts manage interest rates and collateral, creating a transparent and automated system without intermediaries. Microblog @antgrasso #DeFi #web3 Aave operates through liquidity...
JPMorgan Chase announced it will charge fintech firms for access to its customer data, upending a long‑standing practice of free data sharing that powered many digital‑banking services. The move reflects a broader shift as banks seek to monetize APIs and...
Nasdaq and digital‑asset platform Talos announced a partnership to link Talos’ infrastructure with Nasdaq’s Calypso and Trade Surveillance systems, creating an integrated solution for tokenized collateral management. The collaboration aims to unlock over $35 billion of capital currently tied up in...
TRACE ASI unveiled an artificial‑intelligence‑powered market analysis platform that processes real‑time data to generate structured insights for investors. The system targets large‑cap, highly liquid equities traded on regulated exchanges, using machine‑learning models to interpret price trends, trading patterns, and sector...
Payments fraud surged 89% year‑over‑year, propelled by a 3.6‑fold rise in AI‑driven attacks such as deepfakes and impersonation. Criminals are exploiting executives' personal digital lives, using cloned voices and videos to bypass traditional controls. The report from Veriff stresses that...
Interchange fees have long been the backbone of fintech revenue, offering a low‑friction, volume‑driven income stream that scales with every card transaction. Recent filings from Block, PayPal and Shopify reveal a strategic pivot: interchange is now treated as baseline infrastructure...
Stablecoins are a great way to pay, and don't need fake numbers to generate FOMO The real, hype-free, stablecoin volume in 2025 is just $4.2 trillion — only 7% of the $62 trillion headline number once you strip out trading noise,...
Financial institutions are deploying AI‑powered tools to augment call‑center agents, delivering real‑time information, response suggestions, and automation of routine tasks. This technology addresses the sector’s regulatory complexity and product personalization demands, enabling faster, more accurate, and tailored customer interactions. While...
The EU is desperate to preserve monetary sovereignty, which is under attack by US stablecoins. That’s why S&P’s analysis is good news for the EU and ECB, which is in damage control mode, speeding digital euro launch. S&P Global...
South Africa’s open‑banking ecosystem is expanding, driven by a market‑led approach that has enabled fintechs such as Yoco, Lulalend and MTN MoMo to reach new customers. A Reserve Bank working paper warns that this model favours middle‑aged, educated users and leaves...
Discovery Bank is transforming its mobile platform into a "super app" that merges banking with health, insurance, investment and lifestyle services across the Discovery Group. AI underpins the experience, delivering a virtual financial assistant, real‑time fraud alerts and personalised nudges...
The UK government is eager to regulate stablecoins, but Scotland already operates a stable‑coin regime through its own banknotes. Issued by three commercial banks, Scottish notes circulate as legal currency backed by assets, and the Banking Act 2009’s definition allows them...
Zocks, an AI assistant originally built for financial advisors, is extending its workflow automation platform into the life‑insurance sector. The tool captures data during discovery meetings, auto‑generates notes, applications and fact‑finds, and processes PDFs, scans and photos in under a...
Alibaba’s Qwen app now lets Chinese users hail rides and pay through Alipay AI Pay, creating a single‑conversation commerce flow. The integration ties Qwen to ride‑hailing, food delivery and travel services, allowing price comparison, booking and payment without leaving the...
Santander’s payments arm Getnet has launched its digital payments platform in Colombia, extending its pan‑Latin American network. The service offers a unified API‑based Single Entry Point that lets merchants connect once and operate across multiple markets, while also providing banking,...
UK‑based financial services group Just has chosen Sapiens to power a new end‑to‑end life and pensions platform. The deployment will use Sapiens CoreSuite, DigitalSuite and DataSuite to boost scalability, integration speed and product‑to‑market timelines. The solution targets complex retirement products...
Financial institutions are shifting from adding more products to aligning offerings with customer behavior. Research by FIS shows 47% of consumers want a single platform to manage all financial services, indicating demand for cohesion over variety. Studies of Gen Z and...
A PYMNTS Intelligence study of 15,110 U.S. consumers finds 19% have fallen victim to a financial scam in the last five years. Nearly two‑thirds of those scams result in payments within 24 hours, highlighting the power of urgency. Victims who...
M-PESA Ethiopia has signed an MoU with the Amhara Regional State Revenue Bureau, enabling the region’s 450,000+ taxpayers to settle taxes through the mobile money platform. The partnership makes Amhara the first Ethiopian region to integrate mobile payments into its...
Your ID on the Blockchain Can Fight Tinder Fakes The biggest question remains: who should issue the ID? The technology used can be debated after determining who controls the ID. Should it be a form of state-issued Digital...
Roboadvisors: set it and forget it Agentic finance: set it and it never forgets The difference is memory, context, and execution across protocols
Cape Town‑based BNPL startup Happy Pay closed a US$5 million (R86 million) seed round led by Partech, with participation from several local investors. The company, which counts more than 600,000 registered users, operates a merchant‑funded, ad‑subsidised payments network that places instalment options...
CinCin: cheers to money laundering? This "no KYC" crypto card leveraged the same Bluebanc+Sutton Bank corporate card loophole Fintech Biz Weekly reported on publicly *six weeks* ago. https://t.co/q2xHeLkzlp
A whale sold $10,310,000 in $ETH today to repay loans on Aave. He holds over $268,000,000 in Ethereum and has $122,000,000 in loans remaining to be paid. https://t.co/jkgi5IqrhS
Razorpay has teamed up with Sarvam, a sovereign AI platform, to launch voice‑first conversational commerce in India. The collaboration blends Sarvam’s multilingual AI models with Razorpay’s payments infrastructure, enabling users to discover products, place orders and complete payments via natural...
The best AI harness for finance doesn't exist yet Because we're still figuring out how to: • Bridge TradFi and DeFi • Solve custody for AI agents • Create compliance frameworks • Handle liability We're early That's the opportunity
Why bank cards may be heading the way of the cheque book https://t.co/zaDaxd3u0O "digital wallets matter more for future growth" That's what I would have said had anyone asked me, which they didn't. https://t.co/gDOCm9u8sO
Ghana announced a new policy that will block any Ghana Card linked to multiple mobile‑money (MoMo) fraud cases, effectively cutting offenders off from telecom services and public digital platforms. The move follows a surge in fraud, with the Bank of...
Strategy announces new $21 Billion $STRC ATM Program and new $21 Billion $MSTR ATM Program. https://t.co/65BB3FCup9
In banking, generative AI can create smarter customer experiences, reduce friction, and enable services that anticipate needs before the customer even asks. Branch Tomorrow is out now: https://t.co/7yibAIVrHK https://t.co/oPnuFIaxtu
Chris Skinner proposes a comprehensive list of cryptocurrency questions that bank leaders should be able to answer. The list spans basics, blockchain technology, security, economics, regulation, use cases, future outlook, and critical thinking. By mastering at least one of these...
Finfinity, a Mumbai‑based digital lending marketplace, closed a $2.4 million seed round led by Mankind Pharma promoter’s family office, with participation from several angel investors and family offices. The capital will fund technology upgrades, new lender partnerships, distribution scaling, and brand‑building...
Cashback apps promise shoppers a rebate on purchases, but the model relies on commissions from retailers and extensive data collection. ShopBack, the market leader with over 55 million users, was recently valued at A$1.4 billion, while banks such as Westpac and...
Adyen announced the expansion of its direct acquiring solution for Cathay Pacific across six strategic markets—Hong Kong, Australia, New Zealand, the United States, Japan and India. The partnership, which began in 2014, now serves as a core element of the airline’s...
