Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Senators Dick Durbin and Roger Marshall are seeking to attach their Credit Card Competition Act (CCCA) to the bipartisan 21st Century ROAD to Housing bill, hoping to secure a Senate vote. The CCCA would require banks to provide merchants with alternatives to Visa and Mastercard, which together control roughly 77% of the U.S. credit‑card market. The proposal has drawn sharp criticism from the Electronic Payments Coalition, which calls it a “credit card mandate,” while merchants argue that swipe fees add 1‑2% to everyday purchases. The effort follows previous attempts to pair the bill with other legislation, such as the Genius Act.
Project 0 has launched a new skill that gives AI agents direct, modular access to Solana’s DeFi ecosystem. The integration aggregates yield, credit and cross‑venue strategies from platforms like Kamino and Drift into a single API. Agents can now borrow...
Bill Holdings CEO René Lacerte told investors at the Morgan Stanley TMT conference that the company is actively evaluating merger‑and‑acquisition opportunities as activist shareholders increase pressure. He cited recent fintech consolidations—such as the sales of Brex, AvidXchange and Melio—as proof...
Thales announced that Argentina fintech Naranja X has expanded its use of the Thales D1 Platform, adding Entersekt’s authentication suite to secure online payments. The cloud‑native solution enables tokenized Apple Pay and Google Pay wallets and implements 3‑DS protocols for e‑commerce. Naranja X reports over...
American Express is leveraging direct conversations with cardholders who have faced fraud to gather real‑time intelligence on scam tactics. The data helps the firm refine detection models as U.S. consumers lost $12.5 billion to fraud in 2024, a 25 percent rise. Executives...
Wiss announced its new status as a Certified Netgain Implementation Partner, giving it the authority to deploy Netgain’s native NetSuite add‑ons directly within client ERP environments. The partnership enables Wiss to embed automation across critical accounting workflows such as fixed‑asset...
SUNRATE, a global payment and treasury platform, announced a strategic partnership with travel‑focused merchant‑account provider Repayd at ITB Berlin 2026. The alliance merges SUNRATE’s worldwide financial network with Repayd’s specialist travel payment infrastructure. Together they will deliver faster international payouts,...
Aave, a leading DeFi lending protocol, now manages over $50 billion in deposits and $21 billion in borrows, attracting both retail and institutional users. The platform employs asset‑level risk controls, including conservative collateral ratios and capped interest curves, to mitigate volatility‑driven liquidations....
N26 announced a new Centre of Excellence in Madrid, its second dedicated operations hub, to support its expanding Spanish workforce and coordinate banking, customer service, and process functions across Europe. The 2,000‑square‑metre facility complements the existing Barcelona tech centre and...
Mastercard and Visa announced expanded support for stablecoin settlement, enabling tokenized dollar transactions on their networks starting March 2026. The move includes the launch of stablecoin‑backed debit cards that settle directly in digital dollars rather than traditional fiat. By shifting...
Truist’s Chief Consumer and Small Business Banking Officer, Dontá Wilson, highlighted the need for banks to blend digital excellence with genuine human empathy. He explained Truist’s multi‑year growth plan, which leverages AI to enhance both its 20,000‑person workforce and its...
ARQ, formerly DolarApp, raised $70 million in a Series B led by Sequoia Capital and Founders Fund. The funding will fuel a rebrand, team expansion, and rollout of new financial products beyond its core stablecoin remittance service. With more than two million...
In this episode, host Stephen Sargent talks with Natalya Thakur, CEO and founder of Nova, about how traditional financial institutions can adopt digital assets without overhauling their legacy systems. Thakur explains Nova’s patented "digital twin" technology that creates a unified...
RegTech startup Vivox AI announced a £1.3 million first‑round funding to scale its compliance‑focused AI platform for banks and other regulated financial institutions. The round attracted high‑profile backers such as former German central bank president Axel Weber, former Google UK MD...
This is bigger news than people realize: @krakenfx just became the first crypo exchange to receive a "Master Account" from the @FederalReserve. Narrow banking is back. 👉 A Fed master account provides direct access to the central bank’s core payment systems — including...
Wealth managers are still burdened by manual workflows despite aggressive digitalisation. A PwC survey shows 84% expect technology to boost efficiency, yet studies reveal 30‑40% of staff time is spent on manual reconciliation and exception handling. Experts warn that these...
Nomba has teamed with UK Open Banking platform Volume to let Nigerian merchants collect British pounds directly from UK bank accounts, sidestepping traditional card processors and saving 6‑7% of revenue. The integration uses the Faster Payments rail, settles instantly into...
AI agents won't run off with your money. Wirex Agents just changed the game. It’s Non-Custodial, meaning you never "give" your money to the AI. You simply set a strict budget (e.g., $50 for groceries), and the AI uses its...
BearingPoint’s Europe‑wide payment study shows Irish consumers leading digital payment adoption, with 73% regularly using contactless and 62% favoring Revolut for peer‑to‑peer transfers. Cash usage in Ireland fell to 58%, and 24% say they will definitely abandon cash within ten...
London Stock Exchange Group (LSEG) has signed an agreement with the Australian Securities Exchange (ASX) to upgrade the ASX 24 derivatives trading platform. The partnership will embed LSEG’s Markets Technology, delivering a high‑performance, low‑latency system with greater resilience and lower...
Law firm Lieff Cabraser is probing Kalshi over its "Ali Khamenei out as Supreme Leader" prediction market, which generated over $50 million in volume before being halted. Kalshi invoked a contractual "death carve‑out" clause, settling contracts at the last price prior...
UK fintech Evlo has announced a partnership with CreditLadder, the country’s leading rent‑reporting platform, to automatically submit renters’ monthly payments to major credit bureaus. The collaboration targets tenants with thin or non‑existent credit files, aiming to convert rent—one of the...
IG has introduced a Junior Stocks & Shares ISA that matches new customers' first £50 deposit with a guaranteed £50 cash contribution. The first 200 applicants who meet a £50 minimum will receive an enhanced top‑up of up to £250,...
Axis Bank announced it will serve as Tesla's preferred financing partner in India, becoming the first lender to provide loan tenures up to 10 years for premium electric vehicles. The partnership will roll out across major metros and emerging EV...
Payments automation platform Modulr has partnered with HR tech provider HiBob to embed its payment engine directly into HiBob’s payroll module. The integration lets customers initiate salary and tax payments without leaving the HR system, eliminating file exports and multiple...
London‑based Diligent AI, a Y Combinator‑backed startup, has closed a $2.5 million seed round led by Speedinvest with participation from fintech investors and strategic angels. The company builds autonomous AI agents that automate repetitive KYC and AML tasks such as risk...
SmartCash, Airtel Nigeria's payment service bank, reached nearly three million active users, defined by transactions in the past 30 days. The platform offers zero‑fee transfers, bill payments and a 15% annual interest on savings, positioning it against fintech rivals OPay...
@sandy_carter `s POV `Iran War, An Oil Crisis, A Crypto Stress Test, And An AI Reckoning` Oil. Crypto. AI. Most coverage is missing the "Big 3" takeaways: 1️⃣ Crypto’s Dual Identity: It’s a "risk asset" for Western traders but a "survival tool"...
How close is the EU to break free from Visa and Mastercard's grip? https://t.co/S2cCelErDw 47% of the eurozone’s card payment value passed through Visa & Mastercard in 2025! This is not only financial, it is strategic.
Affirm warns that many renters face predatory BNPL schemes that can charge over 180% APR, turning a simple rent split into costly debt. The fintech highlights its own consumer‑friendly approach, offering a zero‑interest Pay in 4 plan that breaks rent...
[New Episode] Product Parity Has Made Banks Invisible. Interview with Allison Netzer, Founder & CEO of https://t.co/QJ33Z67WGS. Watch the latest episode: https://t.co/vlOtQ9OtTq https://t.co/LzWIqjgLSS
Stopping by the @Nevermined_ai Hackathon tomorrow for a fireside chat. Looking to chat agents and payments and stablecoins. Come say hi. https://t.co/L3BKo8zuvR
Asia’s economic engine is increasingly powered by B2B fintech, which streamlines payments, working capital, and treasury for enterprises. In a podcast, Revolut Business Singapore’s Daniel Keki and Decentro’s Raunak Dembla argue that business‑focused finance solutions deliver more sustainable growth than...
I had a thoroughly enjoyable conversation with @Jessica Ellerm on the @ThemeliaApp podcast. If you’re interested in the past, present and possible future of money, you might enjoy the full discussion: https://t.co/B7i9sKF81G https://t.co/4uk0xAjmVe
This is the kind of research the world needs more of! Courtesy of the Financial Cryptography conference. https://t.co/sV76A5i9mv
Cardlytics reported Q3 2025 billings of $89.2 million, a 20.3% decline driven by content restrictions from its largest financial‑institution partner. Revenue fell 22.4% to $52 million, yet adjusted EBITDA improved to $3.2 million and contribution margin hit a record 57.7%. The company announced...
Announcing the @Strike Bitcoin Line of Credit. What's the best way to live on bitcoin? What if you never had to sell? Save in bitcoin. Spend in fiat. Avoid selling. Save better money. Stack more sats. Gresham's Law. Speculative attack. The Bitcoiner's Life...
The University of Cambridge has launched the Cambridge DPI Regulatory Programme to help governments align digital identity regulations. The initiative, led by the Cambridge Centre for Alternative Finance and its spinoff Financial Innovation for Impact, will produce four reports and...
Cinareo has partnered with workforce‑management specialist Aspect to fuse scenario‑driven capacity planning with real‑time scheduling. The joint solution lets contact centers replace spreadsheet‑based forecasts with structured, what‑if modeling that aligns staffing, budgets, and service goals. Aspect’s AI‑powered platform will execute...
Spark is a top 3 lending market alongside Morpho and Aave, and one of the largest capital allocators in DeFi Now is a fantastic time to learn more about it
Ripple has expanded its Ripple Payments platform into a single, end‑to‑end solution that unifies fiat and on‑chain payment flows. The expansion follows Ripple’s 2025 acquisitions of custody firm Palisade and stablecoin‑powered payments network Rail, adding virtual accounts, FX, and liquidity...
PayPal and TCS Blockchain have partnered to launch a blockchain‑based payment platform that uses PayPal USD (PYUSD) stablecoin to settle freight invoices. The solution promises same‑day, year‑round settlement and cost reductions of up to 90% compared with traditional invoice factoring....
Decentralized stablecoin platform Usual has introduced direct EUR0‑to‑EUR conversions using SEPA and SEPA Instant transfers, supported by virtual IBANs. The EUR0 token, backed by European sovereign bonds, lets users deposit euros into a virtual IBAN and receive instant digital balances...
The CFTC announced it is modernizing its rulebook to accommodate decentralized finance, working hand‑in‑hand with the SEC to clarify jurisdiction over on‑chain software. Chairman Michael Selig said regulated perpetual futures could launch in the United States within weeks, and that...
Zūm Rails has partnered with payments‑technology giant Fiserv to become an official payment facilitator, unlocking in‑house credit‑card acceptance for merchants across the United States and Canada. The new capability lets businesses embed fully customized checkout flows directly into their platforms,...
Billtrust announced the Agentic Credit Lines product, an AI‑driven credit risk tool embedded in its AR workflow. It leverages a proprietary network of 13 million buyers and 25 years of B2B payment data to analyze payment history, utilization patterns, and external credit...
If the long-term opportunity of ChatGPT and similar AI tools is not to replace financial advisors but to make them better, then the question naturally arises: how, exactly, can financial advisors leverage ChatGPT today to harness its benefits? https://t.co/sQ16RsmATN...
The Philippines’ gig workforce, now about a quarter of employed workers, is turning to stablecoins for cross‑border payouts. Traditional bank transfers can delay payments for days and erode earnings by up to 10% through fees and FX conversion. Stablecoins such...
Astnex positions itself as a professional crypto‑trading hub, offering ultra‑fast order execution, a stable 24/7 platform, and access to more than 300 digital assets. The broker couples high leverage—up to 200:1—with built‑in risk‑management alerts and automatic margin calls. Users benefit...
Clearview Federal Credit Union, serving 140,000 members in the Pittsburgh area, is accelerating AI adoption under CIO Raymond George. The credit union has deployed ChatGPT, Microsoft Copilot and Zest’s Lulu to automate tasks ranging from HR and BI analysis to fraud...
