Know What's Happening in FinTech
Know What's Happening in FinTech
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Daily
Every morning
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Tuesday recap
Lex is launching a private “Intelligence Circle” limited to 50 members, priced at $50,000 per year with no carry. The circle delivers 6‑12 deep investment memos, founder introductions and quarterly briefings focused on the “Machine Economy” where AI, crypto and fintech intersect. It is positioned for fintech CEOs, DeFi leaders, UHNW investors and venture capitalists who want to source deals independently. Lex leverages a 15‑year track record and over 30 prior investments to provide curated deal flow.
Eltropy unveiled the industry’s first Agentic AI platform designed specifically for credit unions, offering a secure environment where AI agents can be created, governed, integrated, and deployed. The solution ties together credit unions, FinTech developers, and core system providers through...
Payra, a Nashville‑based fintech startup, announced a $15 million growth investment from Edison Partners to accelerate its accounts‑receivable automation platform for construction and building‑materials suppliers. The solution plugs into virtually any legacy ERP, even systems up to 30 years old, allowing contractors...
Superform introduced its user‑owned neobank platform with the February 2026 token generation event (TGE) of the $UP token, a 1 billion‑supply asset that powers governance, validator rewards, and vault upkeep. The protocol’s two‑layer design separates Superform Core—leveraging ERC‑7579 smart accounts, hooks,...
The article traces payment evolution and argues that account‑based payments have become Nigeria’s “flavour of the decade.” It shows how each historic method—from barter to paper money—addressed frictions, but cards introduced new complexities that were overcome by direct bank‑to‑bank transfers....
OneJourney has launched its SwiftPay platform in Spain, marking the first European deployment of its Hospitality Payment Card (HPC) infrastructure. The digital‑wallet solution lets hotels and restaurants route supplier payments through SwiftPay, generating incremental net income without altering banking relationships...
Payment by ACH has solidified its role as a secure, low‑cost electronic transfer method in the United States. By moving funds in batch‑processed streams, ACH reduces fees and manual effort compared with checks, wires, or credit cards. The network supports...
Nexo has returned to the U.S. market after paying a $45 million settlement for alleged unregistered securities. The company abandoned its direct Earn Interest Product and now delivers crypto‑backed loans and yield services through licensed U.S. partners, notably a partnership with...
Spot Bitcoin ETFs now hold over $54 billion, roughly 1.5 million BTC, turning the cryptocurrency into a familiar ticker. The ETF structure separates economic exposure from technical ownership, placing the underlying coins in a trust that relies on a custodian’s private‑key control....
Northern Ireland is emerging as a global fintech and RegTech hub, driven by a collaborative ecosystem linking industry, academia, and government. The region produces roughly 5,500 finance and technology graduates each year, with half of all higher‑education students studying STEM...
In this month's latest in #AdvisorTech news. @altruist's launch of a new AI-powered tax planning add-on to its Hazel AI notetaker, which triggered a big selloff in the stocks of established RIA custodians like @CharlesSchwab, @LPL, and @RaymondJames: https://t.co/GaoXPwW9F3 And other...
Polymarket, a decentralized prediction market, has pushed its Iran‑related contract past $529 million in trading volume. The surge places the bet alongside U.S. election markets in activity and highlights the platform’s crypto‑native liquidity. Rival Kalshi, operating under CFTC oversight, is expanding...
TRM Labs reports that autonomous AI agents are now handling cryptocurrency fund transfers without human oversight, dramatically accelerating money‑laundering operations. Illegal crypto flows reached $158 billion in 2025, while AI‑powered scams grew roughly 500 % year‑over‑year. These agents can split funds, select...
Heads-up for ecommerce sites -> Google Publishes Help Page for Universal Commerce Protocol and UCP-powered checkout feature on Google "Now, the new documentation clarifies how merchants can implement the native_commerce attribute to enable a Buy button that moves checkout directly onto...
🇧🇷Brazil’s Pix payment system now processes >224 million transactions daily: Long a stronghold of credit cards, #Brazil's e-commerce market saw #Pix account for 42% of online purchases in 2025, edging past #creditcards cards at 41%. Pix is poised to capture half...
DTCC announced the upcoming launch of next‑generation equities data portals that will give clients a unified view of clearing, settlement and post‑trade processing information from its NSCC and DTC subsidiaries. The portals, built on Snowflake’s AI Data Cloud, feature intuitive...
In 2026 online retailers must broaden payment options—from e‑wallets and BNPL to crypto—while confronting a surge in money‑laundering and fraud. UK data shows £337 million in AML losses last year, with retail accounting for 49 % of fraud value. Criminals are leveraging...
Corefy’s State of Payment Maturity 2025 study, based on 672 global assessments, reveals that 58.5% of businesses still operate fragmented payment systems, limiting visibility and control. While manual handling has fallen to just 1%, only 11.7% of firms have reached...
LAX has launched an Adaptive Cross‑Border Liquidity Intelligence Layer that embeds AI‑driven routing and liquidity‑optimization directly into decentralized payment infrastructure. The layer continuously analyses transaction flows and network conditions, dynamically reallocating capital to keep settlements efficient across multiple blockchains. By...
DeepStitch AI (DEP26K) offers real‑time, AI‑driven blockchain intelligence through five autonomous agents that track wallet movements, token launches, smart‑contract risks, and sentiment shifts. Its AuditStitch module instantly flags honeypots and custody vulnerabilities, while StitchFeed surfaces dominance changes before they trend....
Platinum Credit Uganda, a Platcorp subsidiary, secured a $4 million, 24‑month investment from Swiss asset manager Symbiotics to broaden financing for low‑income households and micro, small and medium enterprises (MSMEs) across Uganda. The capital, disbursed on 22 December 2025, enabled a phased rollout...
Hong Kong’s Monetary Authority, Shanghai’s Data Bureau and the National Technology Innovation Center for Blockchain have signed an MoU to develop a blockchain‑based cross‑border platform for trade data, electronic bills of lading and financing. The effort will build on the...
One of the biggest advantages of TRON? Zero downtime. Global access. And as #AI becomes more agentic and payments go machine-to-machine… the future isn’t coming — it’s already here. TRON is built for it.
Mark Carlson’s Federal Reserve note examines the era before the Fed when U.S. commercial banks issued their own paper money, backed by a mix of bank assets and government bonds. The piece highlights how those privately‑issued notes depended on a...
Mintoak, the Mumbai‑based merchant SaaS platform, will raise Rs 80 crore in debt through non‑convertible debentures issued by BlackSoil to fund the acquisition of Dubai‑based loyalty‑tech firm ICC Loyalty. This marks the company’s second acquisition in twelve months, after buying Digiledge in...
Circle has integrated its xReserve platform with Cardano, launching USDCx—a dollar‑pegged stablecoin fully backed by USDC—directly on the Cardano network. The token uses Circle’s Gateway and Cross‑Chain Transfer Protocol to move USDC across chains without third‑party bridges, allowing deposits from...
It's been a busy weekend for my coding agents. 1) Implemented various improvements to my new AI Command Center (see https://lnkd.in/dXJKwGvz ). Amongst others, the research skill will now try to apply learnings from a few 1000 hours of subscribed...
Supply‑chain cash flow is tightening as buyers cling to cash, pushing late‑payment rates to 55% and on‑time payments down to 37%. SAP Taulia’s survey of 10,854 suppliers shows a five‑year high 66% interest in early‑payment programs. Suppliers are counter‑acting by adopting...
AI adoption in financial services is now near‑universal, with only 2% of institutions reporting no AI use. The Finastra State of the Nation 2026 survey of 1,509 senior executives shows 60% improved AI capabilities and 43% rank AI as their...
In this episode Clark Howard warns listeners about the dangers of Buy‑Now‑Pay‑Later (BNPL) schemes, especially the "pay‑in‑four" model that has spread from Australia to the U.S. He explains how the psychology of four easy installments can lead consumers to overspend,...
Luxembourg's CSSF released Version 7 of its digital‑asset FAQ, aligning fund rules with the EU MiCAR framework. UCITS can now gain indirect exposure to crypto assets up to 10% of NAV, while direct exposure remains barred; AIFs may invest directly, with...
Global enforcement actions plunged 72% in 2025, with total fines shrinking to $5.488 bn, down from $17 bn in the United States alone the prior year. The United States still led with $3.22 bn in penalties, while Europe and Asia‑Pacific saw markedly lower...
Embedded finance is set to exceed $7 trillion in transaction volume by 2026, cementing its role as core infrastructure for business platforms. However, fraud attempts are rising two to three times faster than in traditional banking, outpacing legacy detection tools. The...
A PYMNTS Intelligence study of 583 U.S. small and medium‑sized businesses reveals that credit cards are now a primary operating tool rather than a backup. Over half of SMBs (54%) mix business and personal cards, 82% rely on cards for...
Agentic payments are emerging as a new fintech wave, driven by AI‑powered partnerships such as Mastercard‑Microsoft and Stripe‑OpenAI. Startups are shifting focus from consumer‑facing apps to programmable rails, policy‑driven permissions, and secure APIs. European AI‑agent firms have raised over €1 bn...
AI remakes the org chart | Banking Brief | Evident Insights https://t.co/ukJBBM4aRA “The future of AI-first enterprises is ultimately an organization problem,” JPMC’s Waldron wrote on LinkedIn this week. “Work and intelligence needs to be optimally split across humans and AI.”...
The next gen of quant traders are in college right now, and we want to give them a spotlight. That's why we just launched the first Gemini Quant Leaderboard Competition 🏆 100 university teams trading live on Gemini starting with $3,000...
Ctrl Alt and the Dubai Land Department have launched Phase Two of Dubai’s real‑estate tokenisation pilot, adding a controlled secondary market for tokenised property assets. The new phase makes roughly 7.8 million tokens issued in Phase One eligible for resale, allowing investors to...
Stablecoins on Polygon are now spendable at 150M+ merchants worldwide via @Visa courtesy : @oobit
A reminder that this admin is a package deal. Regulatory "tailoring," but also a bunch of new crypto, stablecoin, and ILC charters
Corporate treasurers are urged to expand beyond traditional efficiency measures and adopt ten payments effectiveness metrics that reveal how well transactions complete, where failures occur, and what risks persist. The metrics cover exceptions, processing time, authorization and success rates, chargebacks,...
Legacy infrastructure isn’t just a technology problem. It’s a speed problem. It slows decisioning, innovation, and the ability to connect modern solutions across the enterprise. https://t.co/f6tGEUmM7Q
Trust in AI grows when systems are understandable. The AI Explainability paradigm provides a reference for linking models with accountability, regulation, and human judgment, helping organizations review automated decisions clearly and apply them responsibly Microblog @antgrasso https://t.co/2uitHnlEYc
High Risk Education has launched the HRE FinTech Training Center, an on-demand platform that translates complex regulatory obligations into practical guidance for fintech teams. The hub offers four learning tracks covering board‑level strategy, management execution, annual employee refreshers, and sponsor‑bank...
McKinsey says agentic AI could fundamentally reshape global banking. But it warns banks not to get trapped in endless pilots and proofs of concept. The competitive edge won’t go to those experimenting the longest, but to those scaling fastest. https://t.co/rrt7ROCCBl @DigWatchWorld @mckinsey
LATEST: David Sacks praised Patrick Witt for a stablecoin yield compromise in crypto market structure talks and urged banks to reciprocate, while Brad Garlinghouse said the deal is open if banks act in good faith. https://t.co/BJqVPjBY1H
ThetaRay and Matrix USA have announced a strategic partnership to deliver an AI‑driven AML detection overlay that sits on top of banks' existing rules‑based transaction monitoring systems. The solution combines ThetaRay’s cognitive AI engine and investigation suite with Matrix’s two‑decade...
Stop trying to make crypto human-friendly. It’s a native protocol for AI. While we sleep, robots will be using programmable money (stablecoins) to settle global transactions on financial rails that never close
Aave will be backed by horizontal and vertical revenue streams. Driving all into one single asset: $AAVE.
LEAP 5, the flagship Saudi tech conference, returns to Riyadh from April 13‑16, 2026, aiming to cement the Kingdom’s role as a global innovation hub under Vision 2030. Organised by the MCIT, SAFCSP, and Tahaluf, the event builds on a...
