Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
The article traces money’s evolution from medieval tally sticks to paper cash and predicts that by 2050 physical currency will be a relic. It highlights the rapid rise of digital currencies, tokenisation, and AI‑driven financial agents. The author envisions a future where transactions are embedded, invisible, and managed by autonomous systems. He warns that despite technological change, the same enforcement mechanisms that pursued debtors centuries ago will persist in the digital age.
Robinhood has launched its HOOD Rewards Season, running Feb 19‑Mar 25, 2026, offering up to a 3 % bonus on ACATS transfers. Taxable‑account transfers earn 2 % for Robinhood Gold members, rising to 3 % when a $10,000 margin balance is present; IRA and 401(k)...
Trading Volatility launched an AI‑native options intelligence API, the first of its kind in fintech. The service delivers derived market‑structure data—gamma levels, regime diagnostics, call pressure, skew and IV metrics—in deterministic, agent‑readable schemas. Built for machine consumption, it lets large...
Last week we had an agent-coding hackathon at @lightspark. I built a PWA game featuring a @spark wallet with @X and email login (@privy), ability to win Bitcoin prizes (skills), fund your BTC wallet with @USDC via @flashnet or...
PhonePe is positioning an IPO for FY27, with an April filing window being discussed, while investors scrutinize its path to sustainable profitability. The fintech’s latest filing shows a shift from consumer‑centric payments to a higher share of merchant transactions and...
Fintech investment in Asia‑Pacific fell to a decade low in 2025, totaling $9.3 billion across 763 transactions, down from $11.7 billion in 2024. Venture capital supplied $7.5 billion of that amount, while mergers and acquisitions contributed $1.7 billion and private equity under $0.1 billion. Funding...
Zero human companies aren't science fiction They're inevitable We already have: • Autonomous trading bots making millions • AI writing and deploying smart contracts • Agents managing DeFi protocols The infrastructure exists The capability exists The capital exists What's missing is the regulatory framework But regulation always lags innovation By the...
U.S. District Judge Andrew Carter denied Binance’s bid to compel arbitration for class‑action lawsuits alleging unregistered token sales. The ruling holds that Binance failed to adequately notify users of the 2019 arbitration clause and that the class‑action waiver is ambiguous,...
Venture fundraising on Carta surged to $119.5 billion in 2025, a 16.9% increase from the previous year, marking the strongest recovery since the 2022 market reset. While total deal count dropped 41% to a six‑year low of 4,859 rounds, capital concentrated...
$SOFI - Lending Revenue $267M ➡️ $1.85B - Tech Platform $0 ➡️ $450M - Financial Services $1M ➡️ $1.54B - Members 652K ➡️ 13.65M - Lending Originations $11.7B ➡️ $36.4B But sure, sell the stock because inflation is a bit higher, or you don't like the...
Folks who enjoyed today’s newsletter on the rapidly changing banking ecosystem should listen to this ep of @Breakingbanks1 (as seen on HBO, IYKYK) with @jasonhenrichs — https://t.co/MuzhnOMJtq
The Department of Justice’s new crypto‑fraud strike force seized over $580 million in assets within three months, exposing an industrial‑scale fraud ecosystem that operates like a call‑center. These scams use mass texting, scripted trust‑building, fake trading platforms, and layered laundering to...
Leaving this here “It comes as CBA..grapples w/the onset of AI technologies. The bank in the midst of rolling out AI systems across its business banking, communications & fraud-detection operations. In March 2025, CBA invested in AI firm Anthropicto drive...
Decentralized Autonomous Corporations Entirely onchain company run by Agents using @usdc and @arc Ownership, decision making, treasury and payments
The Capital One Venture X Business card is a premium charge card targeting small‑business owners, offering a 150,000‑mile welcome bonus after $30,000 spend and a $395 annual fee. It delivers flat‑rate earnings—10 X miles on Business Travel hotels and rentals, 5 X on flights...
The irony of zero human companies: They'll probably have better customer service than most human-run businesses today. 24/7 response times No burnout No ego No politics Just ruthless optimization for user satisfaction. We've been training for this future every time we preferred the chatbot to waiting on...
Brussels proposed a digital form of cash that could be used both online and offline. Navarrete, by contrast, is pushing for an offline-only model. More delays. Can Europe break free of Visa and Mastercard? MEPs stall digital euro https://t.co/SLW3jTmnrB
The Abu Dhabi Securities Exchange (ADX) and Al Ramz Capital have launched the Al Ramz Investment and Trading Competition, the region’s first hands‑on stock market contest. Participants compete monthly for up to 1 million Etihad Guest Miles, with runner‑up prizes ranging...
Excited to have selected @ereborbank as Lore's banking partner as we build sovereign AI infrastructure for the United States. It's important that American-aligned companies support one another. https://t.co/8b2Sgl0Ctm
Problems in Dubai are not just for people staying there - it spills over to India - we get $45 bn of remittances from the Middle East each year.
Visa announced a new sub‑regional structure covering Egypt, Libya and Sudan, part of its broader North Africa, Levant and Pakistan growth strategy. The reorganisation appoints Malak El Baba as country manager for the three markets and moves veteran Ahmed Mohey...
Freedom Telecom International (FTI) CEO Johannes Hummer says telecom operators are uniquely positioned to dominate the next wave of fintech by exploiting their massive customer bases, rich data intelligence, and existing billing infrastructure. He outlines three high‑impact focus areas: embedded...
Temp Check for the Aave Will Win proposal has passed. This brings Aave Labs closer to a fully token-centric model, directing 100% of product revenue to the $AAVE token. Next step: refine the proposal with structural improvements for the ARFC stage...
Bitcoin remains range‑bound around $60,000 while crypto volumes thin, leaving the market searching for a catalyst. JPMorgan argues that the pending U.S. Clarity Act could deliver the regulatory certainty needed to revive institutional interest. The bill would split oversight between...
Dune Analytics has launched a stablecoin dataset designed for enterprise and institutional users, consolidating transfer records, pricing, and token metadata across EVM‑compatible chains, Solana and soon Tron. The offering includes both free and premium tables that normalize balances, label addresses...
U.S. Senate Banking Committee leaders raised alarms that stablecoin yields could trigger a deposit flight from traditional banks. Lawmakers worry the high‑interest returns on payment‑stablecoins mimic savings accounts but lack regulatory safeguards. The hearing highlighted the tension between stablecoins’ rapid,...
Fintech operates on a five‑layer stack, from foundational payment rails to end‑to‑end financial journeys. The bottom rail layer comprises card networks, ACH, SWIFT and emerging blockchain protocols that move money. Above that, capabilities such as KYC, AML, fraud detection and...
Digital wallets have shifted payments from physical cards to smartphones, with services like Apple Pay and Google Pay gaining mainstream traction. By leveraging tokenization and encryption, they protect card data better than traditional chip cards. Consumers can store multiple credit,...
“We're probably the first chain to launch with the stock token as part of the native part of the chain itself,” Robinhood's Seong Seog Lee says. I am really interested to see what type of applications this unlocks. Are you...
Crypto can be very noisy, and innovation moves slow, but just reflecting on how much even simple things like stablecoins have come from back when Tether started from just tokenizing USD deposits on bitfinex to make trades a bit simpler,...
Groww launched an AI‑enabled product suite aimed at broadening its investment offering across trading, fixed income, and digital wealth management. The six new tools include an AI investing assistant, a retail bond‑trading gateway, a high‑frequency trading mode with a dedicated...
Are tokens broken? In this episode of Uneasy Money, hosts Kain Warwick & Taylor Monahan are joined by Namik Muduroglu to discuss: 🤔 What is wrong with token incentives 😪 Why a happy ending no longer seems likely for Aave...
The future belongs to leaders willing to take smart risks, challenge legacy processes, and deploy technology the way customers want it used. Digital success isn’t about the vendor. It’s about the will to change. https://t.co/oqVqr3G6ac
Fideo Intelligence unveiled Verify for Payments, a real‑time identity intelligence API aimed at payment service providers, fintechs, and banks. The solution targets synthetic identity fraud, promising 47% higher detection rates than traditional KYC checks while delivering sub‑second responses. By tapping...
You’re only as fast as your slowest provider. Real-time payments are ready. Are your systems and teams ready? Many institutions are behind. Watch the full video now: https://t.co/qrsFZDRVT6 https://t.co/B7BPNfmvRo
Ethereum remains the dominant hub for stablecoins and DeFi despite newer, faster blockchains. Institutional investors prioritize deep liquidity and capital efficiency over raw transaction‑per‑second metrics, keeping the bulk of crypto‑linked capital on Ethereum. Layer‑2 rollups have mitigated fee spikes while...
Innoviti, the Indian merchant‑facing fintech, closed its Series M round at ₹104 crore ($11.4 million), with both new backers and existing investors such as Bessemer Venture Partners and Patni Family Office doubling down. The capital will be used to reduce debt, boost sales...
Datapoint or a trend Neoclouds need optimization from underutilization This is where distributed orchestration like @YottaLabs shines
Finzly, founded in 2012, delivers BankOS—a cloud‑native operating system that consolidates ACH, Fedwire, SWIFT, RTP, FedNow and tokenized assets behind a single API, letting banks retire fragmented legacy cores. In October 2025 the firm introduced Agentic Galaxy, AI agents that...
Sharesell, founded in 2022 to streamline WhatsApp vendor supply chains, initially launched as a marketplace but struggled to gain traction. After two pivots, the founders discovered that informal Nigerian traders needed cash tied to inventory, prompting a shift to an...
IdentityIQ tops the 2026 ranking of U.S. identity‑theft protection services, distinguished by its industry‑leading real‑time alerts from all three major credit bureaus and comprehensive coverage including dark‑web surveillance and $1 million insurance. LifeLock follows, leveraging its longstanding brand reputation and integration...
Morgan Stanley 'absolutely' plans to offer Bitcoin custody, trading, yield and lending: The investment bank decided that it needs to build its own in-house capabilities before rolling out #Bitcoin offerings to its clients. @DecryptMedia. #CryptoAssets https://t.co/RWAGf7he23
JPMorgan CFO Jeremy Barnum warned that interest‑bearing stablecoins are forming a "parallel banking system" that lacks the prudential safeguards of traditional deposits. Treasury estimates up to $6.6 trillion of bank deposits could be exposed if the regulatory loophole remains open. Lawmakers...
NoCFO, the AI‑native financial management platform, has partnered with open‑banking specialist Salt Edge to embed a Pay‑by‑Bank payment‑initiation service directly into its app. The new feature lets Finnish SMEs approve and pay invoices without leaving the platform, currently serving more than...
It's the weekend, shits going down, TradExchanges are closed, but @HyperliquidX is open for business. https://t.co/pYLtfN3jYX
Dubai fintech Rentify unveiled Rentify Pay, the UAE’s first AI‑native rent‑infrastructure platform. The service expands beyond its original "Rent Now, Pay Later" model to digitise the entire rental lifecycle for tenants, landlords and property managers. Leveraging AI automation, the platform...
Tether has frozen $3.5 billion of USDT linked to illicit activity since 2023, bringing the total frozen amount to $4.2 billion since the stablecoin’s launch. The company, which now has over $180 billion of USDT in circulation, can remotely lock tokens at law‑enforcement...
Figure Technology Solutions reported a fourth‑quarter revenue surge to just under $160 million, a 91% year‑over‑year increase, and GAAP net income of $15 million ($0.06 per share). However, the earnings missed analysts’ profitability expectations of $0.15 per share, triggering a sharp sell‑off...
Singapore’s government announced that all GST‑registered businesses must adopt the InvoiceNow e‑invoicing network by April 2031. Built on the international Peppol framework, InvoiceNow lets firms exchange invoices digitally, cutting manual entry, errors and payment cycles. The scheme includes up to SG$5,000...
RevolutionEHR introduced RevPay, an embedded payments solution that integrates checkout, patient records, and reporting within its AI‑native platform. The tool supports card, ACH, digital wallets and offers optional patient surcharging, promising to reduce processing fees that can cost $10,000‑$18,000 annually...
