Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Block announced a 40% workforce reduction, cutting 4,000 jobs and citing AI‑driven efficiency gains. Klarna reported US$1 bn in revenue, positioning itself for further global expansion. The UK introduced stricter buy‑now‑pay‑later regulations, aiming to curb predatory lending, while Lloyds halted new account openings at branches, accelerating its digital shift. Meanwhile, crypto markets remain in a prolonged winter, and gold continues its rally amid inflation concerns.
yes we over-hired during covid because i incorrectly built 2 separate company structures (square & cash app) rather than 1, which we corrected mid 2024. but this misses all the complexity we took on through lending, banking, and BNPL....
Deutsche Bank boldly says what many are thinking: The honeymoon is over for AI. 2026 is likely to be a tough year, and AI will have to prove its value in 2026 to keep the money flowing. The prognosis is not good,...
Egyptian fintech Souhoola has secured initial regulatory approval to launch a reloadable prepaid card in collaboration with Banque Misr, Visa, and payment‑technology firm Modupay. The card will be instantly activatable via an app, allowing real‑time balance tracking, cash withdrawals and...
PayU has launched the third edition of its inFINity accelerator, targeting 30 early‑stage fintech founders with a four‑week sprint that blends mentorship, direct capital pathways, and integration into PayU’s extensive merchant network. Building on two prior cohorts that supported over...
Got a few questions about why @CoinDCX is celebrating #CryptoLiteracyWeek. The short answer: There are a lot of misconceptions about crypto, and as India's crypto coach we wanted to help demystify it for the masses. Reading is one of the best...
Figure Technology Solutions reported a 131% year‑over‑year surge in its Consumer Loan Marketplace, reaching $2.7 billion in Q4 2025. More than half of that volume, $1.5 billion, flowed through its newly launched Figure Connect platform, marking a rapid shift toward a capital‑light...
The Friday Reads roundup for 27 February highlights several transport‑focused developments, from Greater Anglia’s expansion of its contactless payment zone to include Stansted Airport, to Milan’s inauguration of a Metrotram Line 7 extension ahead of the Winter Olympics. It also flags a...
Crypto adoption has exploded to about 741 million users, making digital‑asset payments a mainstream expectation. Modern crypto payment gateways now provide plug‑and‑play solutions that remove the need for in‑house wallet management. Businesses across ecommerce, SaaS, and retail can integrate crypto checkout...
The OCC’s comptroller, Jonathan Gould, indicated he will consider providing Senators Elizabeth Warren and Tim Scott with the unredacted bank charter application of World Liberty Financial, a Trump‑family‑linked DeFi firm. The application, submitted in January, seeks a national trust bank...
European wealth managers hit back after fears #AI will make them obsolete: Europe’s top wealth firms are rushing to defend themselves against advances in AI after the launch of a tax-planning tool in the US intensified concerns that tech disruption would...
#FlashbackFriday In 2020, I said PayPal’s Bitcoin move wasn’t about Bitcoin at all, but about positioning for a very different payments landscape. PYUSD has since filled in the blanks. https://t.co/IryLfol0XZ Yesterday’s future. Progress optional. #Stablecoins #Paypal #PYUSD
Vietnam is set to launch its first pilot crypto‑asset exchange before 28 February 2026, following the government’s five‑year pilot programme and new licensing rules issued in January 2026. The Ministry of Finance’s detailed procedures codify market entry criteria, capital thresholds, and supervisory safeguards,...
New on the not-a-newsletter... The Cap Fits https://t.co/1SFmSdzq9b Maybe it’s time to rethink credit cards and use all the options provided by new technology to decouple the payment system from credit. https://t.co/auLNZL8z9W
🇸🇬 Syfe becomes first #WealthTech partner to launch JPM AM's active ETF strategy: While #JPMorgan provides research insights and market perspectives, @SyfeSG remains responsible for all portfolio decisions. @financialit_net. #WealthManagement https://t.co/aJqdfpeMKr
Rocket announced a three‑year strategic alliance with Compass, linking Rocket Pro brokers to Compass’s nationwide real‑estate agents and offering an 80‑basis‑point purchase credit. The partnership promises to feed more than 500,000 new listings into Redfin, expanding the searchable inventory for homebuyers....
Tools for Humanity, the iris‑scanning startup co‑founded by Sam Altman, is rolling out its World ID platform with high‑profile brand partners. A Gap store in San Francisco now hosts an Orb device that captures facial and eye data, while Tinder...
Colombian fintech Addi secured $89 million in structured financing from Citi, adding to the $71 million debt facility it raised in November 2025. The funding brings Addi's total recent debt to roughly $160 million, supporting its buy‑now‑pay‑later (BNPL) platform that offers instant point‑of‑sale credit....
Decibel, an Aptos‑incubated perpetual derivatives DEX, went live on the Aptos mainnet alongside its Amps points incentive program. The platform debuted with a central limit order book model, on‑chain risk engine, and cross‑chain support for Ethereum and Solana deposits. Testnet...
TransUnion projects moderate credit growth for 2026, with mortgage originations rising 4.0% and unsecured personal loans expanding 11.2%. Credit‑card originations are slated for a modest 2.0% increase, while auto‑loan originations may dip 1.5%. The outlook emphasizes disciplined underwriting supported by...
Credential‑based fraud and login friction are eroding conversion for high‑value e‑commerce shoppers, prompting merchants to seek stronger, lower‑friction authentication. Passkeys, built on FIDO public‑key cryptography and unlocked via biometrics or PIN, promise to eliminate password reuse and phishing risk. PayPal...
Fintech firm Marquis, which serves over 700 banks, filed a lawsuit against firewall vendor SonicWall after a ransomware breach exposed client data for roughly 780,000 individuals. SonicWall later disclosed that a breach of its own firewall configuration backups affected all...
Trinsic has integrated Idemia Public Security’s mobile driver’s license (mDL) solution into its Digital Identity Acceptance Network, adding support for mDLs issued in New York, Arkansas, Iowa, West Virginia and Kentucky. Idemia, the leading U.S. provider of state‑backed mDLs, also serves three...
Block, the fintech firm behind Cash App, Square and Afterpay, announced a 40% workforce reduction, cutting roughly 4,000 jobs and shrinking headcount from 10,000 to just over 6,000. CEO Jack Dorsey said the move is driven by rapid advances in...
Capgemini released a whitepaper outlining perpetual KYC, a shift from periodic, manual reviews to near‑real‑time, event‑driven monitoring. Early adopters report 20‑40% fewer false positives, 40‑60% faster onboarding, and 50‑70% reduction in case backlogs. The proposed pKYC triad blends data modernization,...
PitchBook’s new VC Emerging Opportunities report analyzes over 25,000 early‑stage firms across 12 technology verticals, combining machine‑learning exit predictions with macro indicators. Deal value rose 17.5% year‑over‑year while median pre‑money valuations jumped 28.8%, though first‑time financings fell 19%. SaaS leads...
Bloomberg is partnering with Kaiko to embed the newswire’s licensed financial data directly onto blockchain platforms, tackling the fragmented information problem in tokenized markets. The collaboration targets tokenized U.S. Treasury and repo products on the permissioned Canton Network, offering a...
DriveWealth is integrating Kalshi’s regulated prediction‑market event contracts into its brokerage‑as‑a‑service platform, allowing fintech clients to offer these contracts alongside stocks and ETFs. Kalshi processes more than $100 billion in annualized volume and sees the partnership as a way to broaden...
There's lots of discussion about the benefits of using fewer “all-in-one” software platforms that serve multiple functions (e.g., Advyzon, Orion) versus adopting a greater number of “best-in-class” tools for each individual function. https://t.co/5JYwewMmB2 In our research, we get at this by...
In 2025, 22 U.S. states introduced legislation aimed at curbing gift‑card fraud, a sharp rise from eight states the previous year. While many bills increase criminal penalties, several also impose new duties on merchants, such as conspicuous fraud warnings and...
Augmentum Fintech has agreed to a £185.7 million cash takeover by Norwegian buyout firm Verdane, representing a 27 % premium at 111 pence per share. The board unanimously recommended the offer, targeting completion in the second quarter. Augmentum’s portfolio includes 27 fintechs such...
Truly big news today: I’m delighted to share that my startup @blupryntco has completed its oversubscribed $4.25m seed raise. Thanks to an all star roster of investors including @valorcapgroup @CultivationCap @RobinhoodApp @cbventures @QuonaCapital @FlourishVC @SelahVentures and Kazea for joining...
The future of financial services is digital. Whether you want to play that way or not. Consumers are opening accounts and transacting digitally more than ever before. https://t.co/mif0VDdckX
Kenanga Investment Bank has unveiled its Myrra tokenization platform, issuing two tokenized money‑market funds on the Stellar blockchain – a first for Malaysia. At the same time, CIMB, the country’s second‑largest bank, announced a partnership with Ant International to explore...
Ending the month with a bang @jack Block Block is cutting 4,000 employees, reducing its workforce by nearly half as the financial technology firm places a bet on artificial intelligence changing the future of labor productivity. cc @dailyjobcuts @MacroEdgeRes
Crypto .com parent co donated a combined $15M to Trump entities. It just received conditional approval of its trust bank charter app. Even if these things AREN'T related, and I hope they're not, the appearance of a conflict of interest is...
Santander launched Catalyst, a platform‑engineering solution built with AWS, to overhaul its cloud infrastructure. The initiative replaces a 90‑day manual provisioning process with an automated, Kubernetes‑based control plane that leverages Crossplane, ArgoCD, and OPA. By consolidating over 100 pipelines, Catalyst...
🎯+ wait until you see what @Vantage_Bank & @custodiabank are delivering to a consortium of banks that abstracts away the complexity of wallets *INSIDE* the banking system, accessible from your online banking page. I gave an interview to @BankDirector on...
You cannot expect strong relationships with weak onboarding. A well structured digital process directly impacts retention and revenue. Download The Power of Customer Permissioned Data for free: https://t.co/0wah7wPuXN https://t.co/QvZQSHbMI8
India's Unified Payments Interface (UPI) now supports biometric authentication for transactions up to ₹5,000, allowing users to approve payments via fingerprint or facial recognition. The Reserve Bank of India (RBI) approved the change, positioning biometrics as an alternative to the...
🔵 The banker who sued his central bank and changed European regulation. I sat down with Ali Niknam, founder and CEO of @bunq, at Davos during the WEF 2026 🎥 "𝐛𝐮𝐧𝐪'𝐬 𝐂𝐄𝐎 𝐚𝐭 𝐃𝐚𝐯𝐨𝐬: 𝐀𝐈, 𝐭𝐡𝐞 𝐔𝐒 𝐁𝐞𝐭, 𝐚𝐧𝐝 𝐚 𝐂𝐨𝐧𝐭𝐫𝐚𝐫𝐢𝐚𝐧 𝐓𝐚𝐤𝐞...
TRX by @trondao Now trading on Gemini 🎉 Deposits and withdrawals enabled ✅ Buy, sell, and store today: https://t.co/k8dbSGNRvL https://t.co/knhBTpSMmd
A LinkedIn post alleges that Wise has blocked payroll payments from Coinbase to UK‑based employees, disrupting their finances. Coinbase acknowledged the post but offered no further comment, while Wise has not responded. Wise’s Acceptable Use Policy prohibits direct crypto transactions...
Circle’s chief executive Jeremy Allaire announced on the Q4 2025 earnings call that the firm is actively exploring a native token for its Arc blockchain. The Arc network, launched on a public testnet in October 2025, is tailored for stablecoin issuance with...
Ziosk is deploying its Drop & Pay handheld payment tablets at Gringo’s Tex-Mex and Jimmy Changas, covering 21 Texas locations and delivering a 96% pay‑at‑table rate, a 23% lift in loyalty participation, and 45% higher guest‑survey engagement. The platform also...
Shift4 Payments reported record Q4 results and announced a strategic pivot toward international growth. The company closed a $2.5 billion acquisition of Swiss tax‑free shopping platform Global Blue and added Australia‑based Smartpay to its portfolio. To capitalize on these assets, Shift4 is...
The hypocrisy of cutting off a Swiss Bank for facilitating payments to Iran and Russia, while the administration pardons CZ & family does business with Binance... https://t.co/p2PfBgrfDs
all of ct timeline consumed with who built more of the biggest defi lending protocol who started one of the biggest crypto vcs
A Kansas City Federal Reserve Bank analysis shows debit card fraud loss rates rose between 2021 and 2023, driven primarily by card‑not‑present transactions. While online fraud increased, in‑person fraud declined on dual‑message networks but grew on single‑message networks. The report...
Fiserv announced three senior hires this month: Lia Cao as chief revenue officer for enterprise and platforms, Robert Clarkson as chief revenue officer for small‑business and Clover POS, and Adit Gadgil as global head of business development. All three are...
