Know What's Happening in FinTech
Know What's Happening in FinTech
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LMAX Group launched Omnia Exchange, a unified multi‑asset platform that lets institutions trade any currency, crypto, stablecoin or digital asset directly against any other 24/7. The service removes size and type limits and offers settlement on traditional clearing rails or instantly on‑chain. LMAX, which processed $8.2 trillion of institutional crypto volume last year, positions Omnia as a bridge between wholesale FX and digital markets. A parallel partnership with Ripple brings the RLUSD stablecoin onto the exchange, underscoring the push for institutional‑grade stablecoin usage.
U.S. bitcoin exchange‑traded funds posted back‑to‑back net inflows of $616 million, ending a redemption streak that began in mid‑January. The first day saw $471.1 million, followed by $144.9 million as bitcoin rallied from a $60,000 low to around $70,000. Despite a 50 % price...
emlrn limited is reshaping outsourced customer support by making brand alignment the core of its service model. Targeting e‑commerce, SaaS, fintech and other tech firms, the company delivers 24/7 omnichannel assistance that mirrors each client’s tone and processes. Structured onboarding...
TREASURY BILLS & GOVERNMENT BONDS Low-risk, government-backed securities. In Nigeria, buy FGN Savings Bonds or Treasury Bills through the CBN portal or apps like Chaka, Bamboo, or Cowrywise (minimum ₦10,000). Returns typically 12-18% annually. Other African countries offer similar products through their...
Investors are turning cautious on listed credit funds as AI pressure hits the software sector. Bonds and equity of business development companies have fallen sharply this year. AI disruption is no longer just an equity story. https://t.co/bHKVx28aQi @ft
Luxury watches are now treated as high‑value alternative assets, prompting collectors to seek institutional‑grade protection. WatchMatic has introduced the Watch Winder Safe Box, combining biometric fingerprint access, encrypted digital locks, and active humidity control to safeguard both security and watch...
UBS's My-Way platform with USD 30 billion assets: UBS customers have now invested >$30 Bn on the managed portfolio investment platform. #WealthTech #WealthManagement
Trumid’s January 2026 results show a dramatic surge in electronic bond trading, with average daily volume climbing to $9.9 billion—a 44% year‑over‑year increase and a 101% jump from December. The platform’s market share rose 12% overall and 21% in the US...
2026 marks a regulatory turning point for payments in the UK and EU. In the UK, a strengthened supplementary safeguarding regime takes effect on May 7, 2026, and the Payments Vision Delivery Committee will release a Payments Forward Plan outlining ecosystem...
Federal Reserve Governor Chris Waller told a payments conference that the euphoria surrounding crypto, which surged after President Donald Trump’s election, is now waning. He linked the recent sell‑off to mainstream financial firms adjusting risk positions as crypto becomes more...
Neobank Fi announced a strategic pivot from its millennial‑focused digital banking model to AI‑driven B2B solutions after encountering fundraising headwinds. The Bengaluru startup has raised roughly $147 million to date and was last valued between $520 million and $550 million. The shift follows...
Emma Hagan, CEO of ClearBank, highlighted the United Kingdom’s historic leadership in fintech and warned that the nation must act to preserve its crown. She noted ClearBank’s milestone as the first new clearing bank in over two centuries, providing payments,...
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Eight years after its launch, the UK’s open‑banking ecosystem has matured into a national financial infrastructure, supporting more than 16.5 million live user connections and 145 regulated third‑party providers. Open‑banking‑enabled payments surged to almost 34 million transactions in November 2025, signalling mass‑market adoption....
Tether, the issuer of the world’s largest stablecoin USDT, is channeling its soaring profits into a major expansion. The firm has grown to roughly 300 employees and plans to add 150 more over the next 18 months, emphasizing engineering, AI,...
Afreximbank has announced the eight finalists of its inaugural Accelerator program, chosen from more than 1,600 applications. The three‑month initiative, starting in March, will provide each startup with up to $250,000 in equity financing, mentorship, and access to the bank’s...
Consumer insolvencies in Canada rose 2.3% in 2025 to 140,457 filings, the second‑highest on record and averaging 385 per day. Household debt hit $2.62 trillion, up 3.4% YoY, while average non‑mortgage debt reached $22,321. Business insolvencies fell 21.8% to 4,840 filings...
Jimmy Joseph, a senior solutions engineer at a Fortune 500 health payer, built a deep‑learning payment anomaly detection system that has saved $15.5 million, cut improper payments by 35 % and tripled claims processing speed. The model operates across more than twelve U.S. states,...
Backpack, a crypto exchange founded by former FTX staff, announced a 1‑billion‑token launch whose distribution is tied to its IPO roadmap. The schedule allocates 25% at token generation, 37.5% upon pre‑IPO milestones such as new regions or products, and the...
Billionaire investor Ray Dalio warned that central‑bank digital currencies (CBDCs) are inevitable, offering transaction ease but eroding financial privacy. He argued CBDCs will likely lack interest earnings, making them poor stores of value as the dollar depreciates. Dalio highlighted that...
The episode outlines Shopify’s Winter 2026 updates to its suite of finance tools—including Balance, Capital, Credit, Bill Pay, and Tax—designed to simplify cash‑flow management and accelerate growth for merchants. New features such as the flexible Capital flex account, dynamic credit limits, automated budget...
Coinbase’s Base App is ending its Creator Rewards program, which paid roughly $450,000 to 17,000 creators over seven months, and is also removing its Farcaster‑powered Talk feed. The move reflects a strategic decision to concentrate solely on tradable assets such...
Mynt, the parent of GCash, is keeping an IPO on the table while accelerating its payments, lending and wealth‑management services. The fintech arm delivered P6.1 billion in attributable equity earnings in 2025, a 64% jump year‑on‑year, and its lending subsidiary Fuse...
The IRS announced new enhancements to its Tax Pro Account, extending digital capabilities to tax‑professional businesses. The upgrade lets designated representatives manage business CAF access, link CAF numbers to EINs, and view or withdraw active authorizations. These tools aim to...
Deutsche Bank analysts warn that the speculative‑grade debt tied to software and technology firms—$597 billion and $681 billion respectively, about 14% and 16% of the high‑yield universe—poses a concentration risk comparable to the 2016 energy crisis. They argue that rapid AI adoption...
Tax season is underway and refunds are already hitting consumer accounts, with 56% of filers receiving a lump‑sum payment. New PYMNTS Intelligence data shows that 35% of those consumers intend to boost their savings, while the majority plan to use...
Former House Financial Services Chair Patrick McHenry and White House adviser Patrick Witt told CoinDesk Live that a sweeping crypto market‑structure bill could be finalized within months, potentially reaching the president’s desk by Memorial Day. They highlighted growing bipartisan momentum in Washington,...
Elliptic, a blockchain analytics firm, warns that stablecoins—now over $300 billion in market value—are being exploited for large‑scale money laundering, sanctions evasion, and fraud. Organized scam networks in Southeast Asia use stablecoins to move billions of dollars through Telegram markets, over‑the‑counter...
The European Digital Finance Association (EDFA), representing over 2,500 fintechs, has urged the EU to increase the securities‑crowdfunding cap from €5 million to €12 million. The request, addressed to President António Costa and EU leaders ahead of the February 12 leaders’ retreat, argues...
Cycles are a normal part of the crypto industry, what is important is what those cycles reveal about how far the industry has progressed and what next stage/trends of adoption/value creation will go on to define the industry. So far this...
NEW: 🚨 Congressman Thomas Massie says The Bitcoin Standard inspired him to reintroduce a bill to end the Federal Reserve, which quickly gained broad support. Source: BeInCrypto https://t.co/DHDFle4nEn
YouTube star MrBeast’s holding company, Beast Industries, announced the acquisition of Step, a teen‑focused banking app with more than 7 million Gen Z users. Step, which has raised roughly $500 million and counts celebrity investors such as Charli D’Amelio and Will Smith, offers...
This was an auspiciously-timed quote. @stripe is in talks for a tender offer valuing the company at $140B. That's up from $107B in the fall. https://t.co/3EHL07KS8p
"If you want to be the decentralized NASDAQ, you have to solve for derivatives. Hyperliquid was a conundrum to the Solana ecosystem." https://t.co/gNuh8qeOz6
Credit and debit cards were built for physical point‑of‑sale, not for mobile screens, and typing 16‑digit numbers on a phone creates friction that drives cart abandonment. E‑money services, exemplified by Jeton Cash, offer a prepaid, card‑free model where users top...
Switch to USDS and get 4% with high quality risk management and diversified collateral alongside 5b in sophisticated capital. Best Risk-Adjusted Return on available in crypto, unlimited instant 1:1 with USDC, and scalable to any size
Figure Technology’s CFO Macrina KgIl is urging the Financial Accounting Standards Board to reclassify stablecoins as cash or cash equivalents, rather than intangible assets. The current GAAP treatment creates ambiguity and extra compliance work for firms holding tokens like Tether....
Identity verification firm Entrust has announced a strategic partnership with Google Cloud to launch an AI‑powered solution that tackles rising identity fraud. The joint offering combines Entrust’s verification platform and fraud intelligence with Google’s Gemini AI models, threat intelligence, and...
Crypto and tokenization will be a great equalizer, giving billions a level playing field to pursue wealth creation. Equality of opportunity is worth pursuing. Equality of outcomes leads to very dark places.
"I know a family office whose whole purpose is to generate income from a massive stack of BTC. Harvesting volatility is a very common strategy. It's one of the very reasons options exist." Listen to the rest of the story: https://t.co/Ev2K80G8P6
The Financial Ombudsman Service released 2025 data showing Monzo led UK banks in overturned fraud‑refund decisions. Of the 3,372 scam‑related complaints referred, Monzo incorrectly denied refunds in 34% of cases, the highest rejection rate among major lenders. The findings highlight...
CME Group announced plans to launch regulated futures contracts for Cardano (ADA), Chainlink (LINK) and Stellar Lumens (XLM) on February 9, pending regulatory clearance. The contracts will be offered in both standard and micro sizes, mirroring the structure of its existing...
The Israeli Crypto Blockchain & Web 3.0 Companies Forum launched a lobbying campaign to push regulatory reforms that could add 120 billion shekels ($38.36 billion) to the economy by 2035 and create 70,000 jobs. The effort is backed by KPMG research showing strong...
Reltio, a context‑intelligence platform, earned the Amazon Web Services Financial Services Industry Competency, confirming its secure, compliant data solutions for banks, insurers, and capital‑markets firms. The badge follows prior competencies in Travel & Hospitality and Life Sciences and validates Reltio’s...
A Georgia woman, Dechanta Benning, was sentenced to 70 months in federal prison for a mail‑theft‑related check fraud scheme. Prosecutors allege the scheme stole between $550,000 and $1.5 million by intercepting business checks, altering payees, and using mobile‑deposit technology. Benning opened...
Ripple announced new integrations with Securosys and Figment, bolstering its institutional custody platform with hardware security modules and staking capabilities. The upgrades let banks and custodians manage cryptographic keys on‑premises or in the cloud while offering staking on Ethereum, Solana...
Brian Ferdinand of EverForward Trading emphasizes disciplined, process‑driven decision‑making over reactive trading. He advocates using predefined risk thresholds and diagnostic reviews when performance deviates, treating volatility as information rather than a trigger for immediate action. The framework relies on analytical...
The bad news: the “bank” is a third-tier kids fintech app that partners with Evolve Bank & Trust
The fintech sector is turning non‑performing loans into a tradable asset class by leveraging big‑data analytics and AI. High‑fidelity data—such as app usage and communication language—replaces static credit scores, enabling precise recovery forecasts. Blockchain‑based digital passports secure the chain of...
Website downtime directly erodes revenue, wastes ad spend, and harms SEO. Even brief outages can prevent customers from completing purchases, drain marketing budgets, and generate crawl errors that lower search rankings. Implementing real‑time downtime monitoring provides instant alerts, enabling rapid...
Farcaster co‑founders Dan Romero and Varun Srinivasan have left the crypto‑social platform to join stablecoin startup Tempo after Neynar acquired Farcaster. Their exit follows the transfer of Farcaster’s infrastructure to Neynar, prompting the founders and key engineers to step away....
