Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
The episode examines the newly signed India‑EU Free Trade Agreement, highlighting payments interoperability as a cornerstone, including real‑time cross‑border payments and remittances. It explains how the deal builds on the ECB’s plan to link its TARGET Instant Payment Settlement service with India’s UPI, leveraging UPI’s real‑time capabilities and opening collaboration on fintech, AI, compliance and potential CBDCs. ECB board member Piero Cipollone’s push for a Europe‑centric payments stack and the broader geopolitical context of U.S. dollar dominance are discussed, underscoring the strategic importance of a joint payments infrastructure for both markets.
The Government Accountability Office issued a report warning the Office of the Comptroller of the Currency (OCC) that it lacks a clear policy for treating Basel Committee documents as federal records, violating the Federal Records Act. The GAO highlighted inconsistencies...
U.S. spot Solana ETFs launched in October 2025 attracted roughly $750‑$766 million in early inflows, outpacing Ethereum’s debut but remaining far behind Bitcoin’s $12.1 billion first‑quarter surge. By December 2025 Solana ETFs held about $950 million, roughly 1.35 % of Solana’s market cap, while...
Bolt announced a partnership with Aethir, the leading distributed GPU cloud provider, to deliver open‑web checkout for games hosted outside traditional app stores. The deal makes Bolt the preferred payments provider for studios on Aethir’s platform, enabling one‑click, browser‑based purchases...
India’s Permanent Account Number (PAN) is the core identity proof for tax, banking and investment activities. Changes such as marriage, address relocation, or data errors require a PAN update, which can be filed online or offline through NSDL or UTIITSL....
Personal loans are increasingly used to smooth both planned and unexpected expenses, converting large one‑time outlays into manageable monthly installments. By offering fixed repayment schedules and transparent terms, they let borrowers preserve emergency savings and avoid high‑cost informal credit. The...
Crypto payments are shifting from a marketing gimmick to a settlement‑focused infrastructure as 2026 approaches. Merchants increasingly prefer hybrid crypto‑to‑fiat processors that convert digital assets instantly, avoiding exposure to volatility. Three models dominate: wallet‑to‑wallet for crypto‑native businesses, hybrid processors that...
Bitcoin slipped below $84,000, a 6% drop that pulled crypto‑related equities lower across the board. Coinbase led the decline, falling 7% and extending its losing streak to eight sessions, its longest since September 2024, while other exchanges such as Gemini,...
Banana Gun has extended its Banana Pro platform to fully support BNB Chain, adding a high‑performance execution engine to one of crypto’s busiest on‑chain markets. The upgrade lets traders run swaps, limit orders and DCA strategies on BNB assets from the same...
Saxo Bank, a Danish online trading firm with over €115 billion in client assets, was fined DKK 313 million (about $50 million) by the Danish Financial Supervisory Authority for AML compliance failures. The regulator cited inadequate due‑diligence on customer purpose and insufficient monitoring of...
The Digital Commodity Intermediaries Act, a crypto‑market‑infrastructure bill, cleared the Senate Agriculture, Nutrition, and Forestry Committee on Jan. 29, 2026. Chairman John Boozman hailed the move as a step toward a comprehensive U.S. framework that safeguards consumers while supporting innovation. The...
Snapchat released a study with Ipsos of 1,100 U.S. daily social users who hold or seek financial products. The data shows daily Snapchat users hold more products and are 1.4 times more likely to take a new financial product within...
Visa’s new study shows AI is reshaping how U.S. consumers plan winter travel ahead of the Milano Cortina 2026 Olympics. Over half of respondents (55%) intend to use AI tools for their next snowy getaway, and 71% say the technology slashes planning...
Marquis Software Solutions, a Texas‑based provider to over 700 banks and credit unions, attributes its August 2025 ransomware incident to a breach of SonicWall’s MySonicWall cloud backup service. The attackers allegedly used firewall configuration files stolen from SonicWall to bypass Marquis’s...
Aleo, Toku, and Paxos Labs have launched the first fully private stablecoin payroll solution. The platform lets enterprises pay employees with USAD, a Paxos‑backed stablecoin, while zero‑knowledge proofs keep transaction details hidden. Integration with Toku’s API connects to HR systems...
OnePay announced the appointment of Patrick O’Connell as its new chief financial officer. O’Connell, who most recently served as EVP and CFO of AMC Networks, will oversee finance, strategy, and long‑term planning. The hire comes as OnePay, a consumer fintech,...
In 2026 insurers confront five converging forces: under‑scaled AI agents that risk rogue behavior, chronic data‑quality challenges, a consumer shift toward AI‑driven insurance shopping that slashes organic web traffic, a surge in AI‑generated fraud, and mounting climate‑related losses that could...
New Zealand telecom operator One NZ has teamed up with cash‑back platform Dosh to let customers convert everyday spending into points that can be applied toward phone upgrades. The partnership embeds Dosh’s reward engine into One NZ’s billing system, automatically...
Convera announced the appointment of Meaghan Riley as its new Chief Commercial Officer, bringing extensive experience from Google Cloud, DocuSign and SAP. Riley will oversee global go‑to‑market strategy, aiming to unify sales teams and accelerate revenue across regions. The company...
Bread Financial posted a strong Q4 2025, reporting $975 million in revenue—a 5.3% year‑over‑year rise—and $53 million net income, far surpassing analyst forecasts. The lender’s net interest margin improved to 18.9% and direct‑to‑consumer deposits grew 11% to $8.5 billion, now comprising 48% of its...
BigCommerce has broadened its partnership with Stripe, rolling out the Optimized Checkout Suite to merchants worldwide. The upgrade adds Link’s rapid repeat‑checkout, over 30 local and BNPL payment options, and Stripe Radar’s AI‑driven fraud protection. Merchants can activate the new...
FINNY, an AI‑powered prospecting platform for financial advisors, has partnered with Osaic to roll its technology out across Osaic’s network of more than 270 institutions and roughly 11,000 advisors. The integration gives users access to FINNY’s predictive F‑Score engine, real‑time...
SEC Chair Paul Atkins said the time is right for retirement plans, including 401(k)s, to add cryptocurrency, while CFTC Chair Mike Selig predicted digital assets will flourish once Congress passes a market‑structure bill. The Senate Agriculture Committee advanced the draft...
Zeidler Group says the SEC’s latest Marketing Rule FAQs are a targeted clarification, not a market‑moving shift, and cautions asset managers against over‑reacting. The update focuses on model‑fee disclosures where performance may not reflect higher fees and on compensated testimonials...
Kidbrooke warns wealth managers that choosing analytics platforms based solely on features and price can lead to costly structural problems. It identifies three red flags: narrow‑scope analytics that hinder future expansion, opaque or expensive customisation that stalls innovation, and vendors...
Web development in 2026 is dominated by AI‑first tools, meta‑frameworks, and pervasive TypeScript, reshaping how code is written and deployed. AI agents now scaffold full‑stack applications from natural language prompts, while platforms like Next.js and Nuxt merge front‑end and back‑end...
One year after an open letter urging the United States to become the crypto capital, U.S. policymakers have made notable strides across three priority areas. Market‑structure legislation is advancing, stablecoin rules under the Genius Act have been enacted, and regulators...
The article highlights a growing gap between outbound payment innovation and inbound collection capability for mid‑market firms expanding internationally. While large multinationals have long relied on local entities and bank accounts, smaller companies still depend on global cards and cross‑border...
Global markets experienced a synchronized crash as the US equity open sparked a liquidity‑driven sell‑off across risk assets. Bitcoin slid to $84,000, gold fell $500 per ounce and oil surged above $71 a barrel amid rising US‑Iran tension. Over $800 million...
UMB CEO Mariner Kemper said the bank will keep its M&A approach "measured," focusing on organic growth while staying open to strategic tuck‑in deals. The lender, which completed a $2.8 billion Heartland Financial acquisition last year, aims to avoid transactions that...
AI companionship apps have evolved from novelty chatbots into a fast‑growing consumer‑tech category that blends conversational AI, voice, image generation, and always‑on availability. Their subscription‑based models bring fintech‑style challenges such as billing reliability, fraud risk, and regulatory compliance. Users judge...
M‑Files CEO Jay Bhatt warns that today’s work spans multiple systems, teams and partners, leaving information fragmented and hard to trust. This operational friction slows decision‑making, inflates risk, and diminishes the value of automation and AI investments. Bhatt argues that...
London‑based crypto custodian Copper is in early discussions about a public listing, potentially partnering with Goldman Sachs, Citi and Deutsche Bank. The decision will depend on the firm’s near‑term revenue performance, even as it publicly downplays immediate IPO plans. Copper...
eToro has launched Danish‑kroner (DKK) accounts, letting users in Denmark deposit, hold, withdraw and trade directly in their local currency. The move eliminates mandatory USD conversion, cutting fees that can drop to 0.15% for high‑tier members. It follows eToro’s earlier...
Mastercard announced a renegotiated services agreement with Capital One, extending its network role after Capital One’s $35 billion acquisition of Discover. The new pact will route a large portion of the newly acquired credit accounts through Mastercard, though details remain limited....
Payment processor Fiserv faces a lawsuit from FiCare Federal Credit Union alleging that its Virtual Branch Next platform lacked basic cybersecurity controls, allowing hackers to hijack customer accounts and steal hundreds of thousands of dollars. The complaint claims Fiserv failed...
Payoneer announced new local collection capabilities in Indonesia and an expanded Mexican peso collection service, allowing SMBs to receive payments from regional marketplaces faster and cheaper. The enhancements target the world’s largest Southeast Asian ecommerce market and the rapidly growing...
Augur unveiled Lituus, an Ethereum-native oracle protocol designed to act as a shared, manipulation‑resistant truth layer for prediction markets and DeFi. The system leverages algorithmic forks and a migration‑based universe forking mechanism that forces attackers to purchase dominance twice, raising...
GFT and Ozone API announced a partnership to deliver an end‑to‑end open‑banking solution for Canadian financial institutions. The collaboration leverages GFT’s 35‑year banking expertise and Ozone’s global open‑API platform, aiming to simplify regulatory compliance, security and data‑consent challenges. With the...
Stablecoins are moving beyond pure payments to become programmable, branded assets that can function like loyalty points. White‑label platforms enable companies to launch their own dollar‑pegged tokens quickly, merging money and reward systems. Examples such as a hypothetical Starbucks BucksUSD...
4 signs you should not be going it alone, tax-wise: 1. You are not, in fact, an accountant. 2. You crossed the $1M annual sales mark and your tax filings went from 2 --> 40, overnight. 3. You did not...
Steve Ehrlich speaks with @EvgenyGaevoy, founder and CEO of Wintermute, on what current market moves are actually responding to, and what traders may be misreading. https://t.co/JTgHPOAblZ
The 1inch decentralized exchange aggregator saw its native 1INCH token plunge about 20% to an all‑time low of $0.112 after early‑investor wallets dumped millions of dollars worth of tokens. The 1inch team publicly denied any sales from its own treasury...
The future is hyperbitcoinization, but that's not where we are today. Today, Bitcoin is too small to compete with sovereign debt, and that's ok. Gold running is bullish for Bitcoin. Fiat is dying. Gold front-runs liquidity. Bitcoin responds to liquidity. Nothing new....
Read the first financial report and outlook ever made for Sky Ecosystem, predicting growth of USDS to 20 billion by end of 2026 It's based on the default assumptions of the open source forecast model maintained by Sky Frontier Foundation https://t.co/OoAtpKtc1D
EXANTE has launched Omni Screener, a multi‑asset discovery tool embedded in its proprietary platform, allowing professional clients to filter over 1.4 million instruments in seconds. The feature bridges data‑intensive screening with the firm’s hallmark human relationship managers, ensuring insights translate into...
TODAY: SEC and CFTC will meet to discuss aligning crypto regulation as part of the push to make the U.S. a global crypto hub. Source: SEC https://t.co/ylhKQqVUGR
SEC CHAIR PAUL ATKINS SAYS ITS THE RIGHT TIME TO BRING CRYPTO TO 401KS Sentiment is at all time low but the future is bright. https://t.co/aA59EMprXk
The UK House of Lords Financial Services Regulation Committee has launched an inquiry into the Bank of England and FCA's proposed stablecoin framework, inviting written submissions until March 11 and a public hearing thereafter. The BoE aims to finalize a systemic...
PUNKVISM announced a strategic Memorandum of Understanding with KODA, a digital‑asset custodian backed by KB Kookmin Bank and major investors. The MOU places the project’s coin, RWA‑linked NFT, and community reward assets under KODA’s third‑party custody framework. By delegating storage...
