Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Every morning
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PitchBook reports that the UK private‑capital market rebounded strongly in Q4 2025, driven by robust venture capital, private equity, and public‑market activity. Venture funding reached roughly $6.8 bn, highlighted by Revolut’s $3 bn round, the continent’s biggest deal of the year. Private‑equity megadeals surged, with median buyout size up 70% to £76.4 m and £62 bn in deals over £1 bn, aided by Bank of England easing and improved UK‑US trade ties. The momentum is expected to extend into 2026 despite rising private‑credit defaults.
Binance announced it will convert the stablecoin assets in its $1 billion Secure Asset Fund for Users (SAFU) into Bitcoin over the next 30 days, with ongoing audits. The exchange pledged to top up the fund back to $1 billion if Bitcoin...
Sequoia-backed Ethos made it to the public markets while most life insurtech rivals didn’t. The difference wasn’t hype. It was timing, focus, and an early pivot to profitability when easy money disappeared. Ethos IPO’d as a business, not a promise. In 2026,...
The Digital Genesis Fund has launched as a Luxembourg SICAV‑RAIF aimed at marrying institutional capital with Web3, tokenization and AI-driven infrastructure. Its first compartment, MILC, brings €20 million of pre‑financing and a €35 million content library to tokenized media production and distribution....
In a reflective piece, Dave Wallace argues that the finance sector has lost its big‑picture perspective, becoming fixated on profit extraction rather than serving people. He recounts his own agency’s shift from strategic consulting to polishing existing processes, a move...
Digital investors face escalating cyber threats, making traditional passwords obsolete. Bexalon’s guide advocates institutional‑grade defenses, including AES‑256 encryption, segregated accounts, and a blend of cold storage with limited hot wallets. It also recommends abandoning SMS‑2FA in favor of hardware keys,...
A rapidly scaling digital business turned to emlrn Limited to avoid the expense and management burden of an in‑house support team. emlrn delivered a structured onboarding process that captured product nuances, brand tone, and customer profiles, effectively extending the client’s...
Bitcoin’s volatility index (DVOL) surged to above 44 on Thursday, the highest reading since November, jumping from around 37 as traders scrambled for downside protection during a massive sell‑off. The spike coincided with heightened macro uncertainty, including U.S. government‑shutdown risk...
cpwrt Limited repositions customer support from a cost center to a strategic growth function by offering outsourced, multi‑channel assistance for e‑commerce, SaaS, fintech and tech firms. The company handles email, live chat, phone and social media interactions, allowing clients to...
dan eur limited offers outsourced, 24/7 customer support across email, chat, phone and social channels, targeting e‑commerce, SaaS, fintech and tech firms. The provider aligns agents with each client’s systems, policies and brand voice, reducing resolution times and friction. Flexible...
Billing Support offers high‑growth e‑commerce brands a fully outsourced, 24/7 billing help desk that handles payments, refunds, and account queries across email, chat, phone and digital channels. The service scales with demand, allowing retailers to add support capacity during peak...
Over the past 24 hours the crypto market saw $1.68 billion in forced liquidations, with long positions absorbing roughly 93% of the damage. Bitcoin alone accounted for about $780 million of that total, while Ether contributed over $414 million. Perpetual‑heavy exchanges such as...
In 2026 crypto presale investors have moved beyond hype, focusing on concrete liquidity plans, genuine token utility, and robust tokenomics. Projects that outline market‑maker partnerships, realistic trading volume forecasts, and structured vesting attract capital, while those relying solely on marketing...
US tech firms are increasingly treating Argentine developer hires as a strategic near‑shore solution rather than a cost‑only tactic. The near‑identical time zones enable real‑time sprint activities, while the cost gap with traditional offshore hubs like India has narrowed, making...
New tax accounting rules are taking effect for crypto. Do old tax strategies still apply? In this comprehensive @Unchained_pod episode, joins me to unpack: 🤔 What is in the 1099-DA 😬 Why 2025 crypto taxes will be “tricky” 💡 The best strategy for...
Bybit posted the second‑largest trading volume among crypto exchanges in 2025, reaching $1.5 trillion and capturing an 8.1% market share despite a $1.5 billion hack earlier in the year. The exchange kept withdrawals open, honored all user transactions, and secured external liquidity,...
Yuno has partnered with Crypto.com to embed Crypto.com Pay into its payment platform, which already supports more than 1,000 payment options. The integration gives merchants instant access to Crypto.com’s 140 million‑user network and automatically converts crypto to fiat, eliminating volatility risk....
Avalanche’s real‑world asset (RWA) ecosystem surged in Q4, with total value locked climbing 68.6% QoQ to $1.3 billion, a 950% year‑over‑year gain. The jump was anchored by BlackRock’s $500 million USD Institutional Digital Liquidity Fund (BUIDL) and new tokenized‑loan offerings from FIS...
Jack Henry & Associates has integrated Bud Financial’s Enrich technology into its Banno Digital Platform, launching a transaction‑enrichment feature that delivers clearer, categorized transaction data to community banks and credit unions. The tool automatically tags merchant names, spending categories, and...
Digital payment requests are reshaping how businesses receive funds by offering instant, click‑to‑pay links that bypass traditional checkout hurdles. Platforms generate shareable links that can be sent via email, messaging or social media, letting customers complete transactions in seconds. The...
The article outlines the five leading PCI‑compliant hosting providers—AWS, Microsoft Azure, Google Cloud Platform, Rackspace, and specialized PCI hosts—explaining how each aligns its infrastructure with PCI DSS requirements. It emphasizes the shared‑responsibility model, where providers manage the underlying hardware while...
Sabeer Nelli, founder of Zil Money, grew frustrated with fragmented payment systems that delayed payroll, vendor payments, and cash flow for his own businesses. After a processor froze his account, he realized the root problem was cultural—financial tools lacked empathy...
Visa CEO Ryan McInerney reiterated that the Credit Card Competition Act is unnecessary and would harm the economy, weaken security, and reduce credit access and rewards. He emphasized Visa’s role in educating lawmakers about the bill’s negative consequences. The company...
Evident’s AI Index shows the world’s largest banks are cutting back on OpenAI, with its share of disclosed AI projects dropping from roughly 50% to about one‑third by the end of 2025. Banks are increasingly turning to Anthropic and Google...
Over a million Britons switched banks in the past year, with the Current Account Switch Service processing 1,054,521 transfers for the third consecutive million‑plus period. Nationwide led Q3 net gains, adding 41,450 accounts thanks to a £175 incentive and profit‑sharing...
El Salvador’s central bank announced a $50 million purchase of gold, adding 9,298 troy ounces to its reserves and bringing total gold holdings to about 67,403 ounces, valued near $360 million. The government also continued its daily bitcoin acquisition program, buying one...
Founders and investors see 2026 as a turning point for fintech, with stablecoins poised to become core infrastructure for cross‑border payments. AI is rapidly moving from theory to production, driving faster product launches and embedding agentic capabilities in financial workflows....
Regulatory momentum in the Gulf is shifting from rapid framework‑building to concrete execution, as authorities embed recent reforms into supervision, enforcement and market infrastructure. Saudi Arabia and the UAE are loosening foreign‑ownership rules and aligning with IOSCO standards to attract...
21Shares has introduced the JSOL exchange‑traded product, the first Europe‑listed ETP backed by JitoSOL, offering direct exposure to Solana with built‑in staking rewards. The ETP trades in USD and euros on Euronext Amsterdam and Paris and holds JitoSOL, a liquid‑staking...
Nubank, Brazil’s leading neobank, received conditional approval from the U.S. Office of the Comptroller of the Currency to operate a de novo national bank. The approval, granted after a 121‑day review that aligns with the OCC’s 120‑day timeline, allows Nubank NA...
In March 2025 President Trump signed Executive Order 14247, mandating the elimination of paper checks for all federal payments by September 30 2025. The order, citing $657 million in annual Treasury costs and fraud risks, forces taxpayers, businesses, and vendors to transition to...
Brazilian digital bank PicPay priced its initial public offering at $19 per share, targeting roughly $434 million in proceeds. The offering comprises 22.9 million Class A common shares that will debut on Nasdaq under the ticker “PICS” on January 29, 2026. PicPay currently serves...
Shopify has revised its chargeback rate calculations to incorporate every dispute, including those resolved through Visa’s Rapid Dispute Resolution (RDR) program. The updated metric lets merchants filter data by dispute type, delivering a more precise view of account risk. By...
Bloomberg’s latest Pro Tips episode showcases the CHRT tool on the Bloomberg Terminal, a centralized hub for curated charts across sectors, tickers, and portfolios. The feature lets users pull sector‑wide visualizations, apply custom filters, and export charts without leaving the...
Paytm posted a net profit of 2.25 billion rupees in the latest quarter, surpassing analyst expectations, while revenue climbed 20% to 22 billion rupees. The fintech’s turnaround follows a series of cost‑cutting measures, the sale of its ticketing business, and a renewed...
The episode examines the newly signed India‑EU Free Trade Agreement, highlighting payments interoperability as a cornerstone, including real‑time cross‑border payments and remittances. It explains how the deal builds on the ECB’s plan to link its TARGET Instant Payment Settlement service...
The Government Accountability Office issued a report warning the Office of the Comptroller of the Currency (OCC) that it lacks a clear policy for treating Basel Committee documents as federal records, violating the Federal Records Act. The GAO highlighted inconsistencies...
U.S. spot Solana ETFs launched in October 2025 attracted roughly $750‑$766 million in early inflows, outpacing Ethereum’s debut but remaining far behind Bitcoin’s $12.1 billion first‑quarter surge. By December 2025 Solana ETFs held about $950 million, roughly 1.35 % of Solana’s market cap, while...
Bolt announced a partnership with Aethir, the leading distributed GPU cloud provider, to deliver open‑web checkout for games hosted outside traditional app stores. The deal makes Bolt the preferred payments provider for studios on Aethir’s platform, enabling one‑click, browser‑based purchases...
India’s Permanent Account Number (PAN) is the core identity proof for tax, banking and investment activities. Changes such as marriage, address relocation, or data errors require a PAN update, which can be filed online or offline through NSDL or UTIITSL....
Personal loans are increasingly used to smooth both planned and unexpected expenses, converting large one‑time outlays into manageable monthly installments. By offering fixed repayment schedules and transparent terms, they let borrowers preserve emergency savings and avoid high‑cost informal credit. The...
Crypto payments are shifting from a marketing gimmick to a settlement‑focused infrastructure as 2026 approaches. Merchants increasingly prefer hybrid crypto‑to‑fiat processors that convert digital assets instantly, avoiding exposure to volatility. Three models dominate: wallet‑to‑wallet for crypto‑native businesses, hybrid processors that...
Bitcoin slipped below $84,000, a 6% drop that pulled crypto‑related equities lower across the board. Coinbase led the decline, falling 7% and extending its losing streak to eight sessions, its longest since September 2024, while other exchanges such as Gemini,...
Banana Gun has extended its Banana Pro platform to fully support BNB Chain, adding a high‑performance execution engine to one of crypto’s busiest on‑chain markets. The upgrade lets traders run swaps, limit orders and DCA strategies on BNB assets from the same...
Saxo Bank, a Danish online trading firm with over €115 billion in client assets, was fined DKK 313 million (about $50 million) by the Danish Financial Supervisory Authority for AML compliance failures. The regulator cited inadequate due‑diligence on customer purpose and insufficient monitoring of...
The Digital Commodity Intermediaries Act, a crypto‑market‑infrastructure bill, cleared the Senate Agriculture, Nutrition, and Forestry Committee on Jan. 29, 2026. Chairman John Boozman hailed the move as a step toward a comprehensive U.S. framework that safeguards consumers while supporting innovation. The...
Snapchat released a study with Ipsos of 1,100 U.S. daily social users who hold or seek financial products. The data shows daily Snapchat users hold more products and are 1.4 times more likely to take a new financial product within...
Visa’s new study shows AI is reshaping how U.S. consumers plan winter travel ahead of the Milano Cortina 2026 Olympics. Over half of respondents (55%) intend to use AI tools for their next snowy getaway, and 71% say the technology slashes planning...
Marquis Software Solutions, a Texas‑based provider to over 700 banks and credit unions, attributes its August 2025 ransomware incident to a breach of SonicWall’s MySonicWall cloud backup service. The attackers allegedly used firewall configuration files stolen from SonicWall to bypass Marquis’s...
