SoFi to Offer Combined Fiat and Crypto Enterprise Banking
Fintech lender SoFi announced the launch of SoFi Big Business Banking, an enterprise platform that lets companies manage fiat and cryptocurrency transactions within a single, nationally chartered bank. The service offers 24/7 settlement, supports the SoFiUSD stablecoin and major crypto partners such as BitGo, Fireblocks and Galaxy, and uses a mint‑and‑burn mechanism for instant fiat‑crypto conversion. SoFi introduced the product after a strong Q4, reporting 40% year‑over‑year revenue growth and a record‑hitting one million new members. The move aims to capture enterprise wallet share as businesses seek unified digital‑asset banking.
Maintenance Lending Launches Scalable ftUSD, Enables Hedged Returns
Maintenance based lending is the first true defi evolution after LTV based lending. Enables an entirely new suite of hedged strategies that can move from active management to passive management. Less stress for borrowers, better yield for depositors. Many new features...
What a Bank-Client Relationship Looks Like when Banks Control the Data Behind the UX
Grasshopper introduced its Model Context Protocol (MCP) server in August 2025, partnering with digital‑banking platform Narmi to let clients feed financial data into AI tools such as Claude or ChatGPT without exposing core banking systems. MCP acts as a secure...
FOS Responds to the Mills Review
The Financial Ombudsman Service (FOS) responded on 2 April 2026 to the FCA’s Mills Review, which examined AI’s long‑term impact on retail finance. Early analysis suggests AI contributed to roughly 35% of initial assessment responses, improving consumer argument clarity but also creating...
Regulating BNPL – FCA Issues Directions and Notification Form for TPR
On 1 April 2026 the UK Financial Conduct Authority refreshed its Buy‑Now‑Pay‑Later (BNPL) webpage, issuing formal directions for the temporary permissions regime (TPR). Firms may submit a notification form to register for temporary permission starting 15 May 2026, pay a £280 fee (approximately $356),...
Flutterwave Secures Nigerian Banking Licence After Crossing $40 Billion in Lifetime Payments
Flutterwave has obtained a national micro‑finance banking licence in Nigeria after acquiring open‑banking startup Mono, allowing it to hold deposits and issue loans directly. The move follows $40 billion in lifetime payments processed through its platform and eliminates reliance on third‑party...
Special Series: The Trust Advantage with Brock Robertson, Chief Revenue Officer at Payroc | Episode 480
In this episode of the Trust Advantage series, Payroc CRO Brock Robertson discusses the evolving payment strategies of software platforms, highlighting the shift from full payment ownership (pay‑fac models) back toward trusted referral and partnership models. He explains how the...
Options Technology Adds Direct Connectivity to Japan Alternative Market
Options Technology announced direct, low‑latency connectivity to Japan Alternative Market (JAX), a new proprietary trading system, extending its AtlasFabric network across Japan and the broader APAC region. The integration gives institutional clients managed access to JAX market data and trading...
DIY Investors Increasingly Seek Human Advisors as Portfolios Grow: JD Power
JD Power's Canada Investor Satisfaction Study shows that 47% of affluent DIY investors with at least CAD 250,000 (≈US $185,000) plan to work with a human financial advisor within a year, especially those with children. Fintech platforms like Wealthsimple still lead on innovation...
Marquis Fintech Breach Exposes Data of 672,075 Customers in Ransomware Attack
Marquis Marketing Services, a data‑analytics firm used by hundreds of banks, confirmed a ransomware attack that exposed the personal and financial information of 672,075 individuals. The breach, traced to a flaw in firewall provider SonicWall’s cloud backup, has triggered a...
Dubai Arrests Dozens of IRGC‑Linked Money Changers, Shaking Iran’s Offshore Cash Lifeline
UAE authorities detained dozens of money‑changing operators tied to Iran’s Revolutionary Guard, shutting down firms and sealing offices. The move severs a key offshore conduit for hard‑currency flows that finance Tehran’s proxy wars, and it forces fintech platforms to tighten...
Experian Uncovers Fraud Paradox in Financial Services’ AI Adoption
Experian’s 2026 Future of Fraud Forecast warns that AI agents, once a defensive tool for banks, are being weaponised by fraudsters, creating a machine‑to‑machine mayhem where liability is unclear. FTC data shows consumers lost over $12.5 billion to fraud in 2024,...
The 6 A.m. CFO: How TreviPay’s Joel Campbell Starts His Day
TreviPay CFO Joel Campbell starts his day with a latte, a habit he adopted after his daughter introduced him to coffee. He uses a calm, problem‑solving mindset to address unexpected disruptions, then implements preventive controls. Recently, Campbell stepped beyond traditional...
Paymentology and Bank Zero Partner to Expand Access to South Africa’s Financial Ecosystem
Paymentology has partnered with South Africa’s branchless Bank Zero to accelerate digital banking access, merging Paymentology’s global card‑processing expertise with Bank Zero’s app‑first platform. The alliance will let fintechs, retailers, SMEs and digital platforms issue flexible Mastercard cards through a...
EU Pushes Data‑sharing Rules to Level Market Information
Efforts to level the informational playing field across firms — by mandating data-sharing or expanding access to consumer risk information — are increasingly at the centre of Europe’s digital regulatory agenda. https://t.co/3koMS2B5Ui
Wirex and Utorg Partner to Bring Seamless Crypto-to-Card Spending to 2M+ Global Users
Wirex, a full‑stack crypto card issuer, has partnered with fintech platform Utorg to embed its Banking‑as‑a‑Service (BaaS) stack into Utorg’s ecosystem. The integration gives Utorg’s 2 million users in over 190 countries access to non‑custodial virtual and physical debit cards, EUR/USD...
China Clamps Down on Consumer Lending, Forces Lower Rates
Interesting Caixin article on China’s intensifying crackdown on the consumer lending and loan-facilitation business, with regulators summoning major platforms for talks and pressing the industry to sharply curb borrowing costs. https://t.co/BIv3i5trGx
Binance Launches 13 New AI Agent Skills
Binance unveiled 13 new AI Agent Skills, extending the platform’s artificial‑intelligence layer to every major product line. The upgrade lets agents trade COIN‑M futures, options, and portfolio‑margin contracts, run institutional‑grade TWAP and POV algorithms, and manage fiat on‑ramps, P2P, and...
Tapcheck Teams with Paychex to Deliver Seamless Embedded On-Demand Pay Solution Giving Instant Access to Worksite Employees
Tapcheck Inc. has partnered with Paychex to embed its on‑demand pay technology directly into the Paychex HR PEO platform. The integration lets eligible workers instantly move a portion of earned wages to a bank account or a free Tapcheck Mastercard...
Cross‑border Interoperability Makes WERO, Euro CBDC Essential
The WERO cross border interoperability is what matters most. Wero, Euro stablecoins, the Euro CBDC, and the EU ID; are foundational and will have network effects.
Exploring Money's Past, Present, and Future on Podcast
I had a thoroughly enjoyable conversation with @Jessica Ellerm on the @ThemeliaApp podcast. If you’re interested in the past, present and possible future of money, you might enjoy the full discussion: https://t.co/j8aDGlc0oI https://t.co/lxnSe1jb0c
Ghana Turns National ID Into Payment Tool
Ghana has embedded a digital wallet into its national ID, the Ghana Card, allowing online, in‑store, ATM and cross‑border payments in over 200 countries via the MyCitizens app or USSD *402#. The move targets the country’s low 0.6% credit‑card penetration...
AUSTRAC Directs Audit of Payment Platform MHITS Limited over AML/CTF Concerns
AUSTRAC has ordered payment platform MHITS Limited to appoint an external auditor to verify its anti‑money laundering and counter‑terrorism financing (AML/CTF) compliance. The directive follows a broader supervisory campaign that previously targeted WorldRemit and Airwallex and issued sector‑wide warnings about...
Germany and Italy Propose EU ‘Kill Switch’ for Global Stablecoins
Germany and Italy have tabled a joint proposal to give the EU a “kill switch” for foreign stablecoins that operate through multi‑issuer, cross‑border structures. The draft would require the European Banking Authority to ban any token whose home‑country regulatory regime...
Yellow Network Bypasses Centralised Exchanges to Solve Liquidity Fragmentation
Yellow Network co‑founder Alexis Sirkia launched the $YELLOW token on the company’s own infrastructure, sidestepping the traditional multi‑exchange token generation event. The platform introduces a Layer‑3 trustless clearing layer that uses state channels for off‑chain trading and on‑chain settlement, aiming...
CHANGES IN THE LIST OF PARTICIPANTS
DTCC issued an updated participant notice on April 2, 2026, revising identifiers, retiring firms, and adding new participants across several service platforms. Distribution Services, LLC received a new Fund/SERV number (3969) effective May 1, while Ultimus Fund Distributors joined the Omni/SERV Activity &...
Payment Without Presentation Update
The Depository Trust Company announced that its Payment Without Presentation (PWP) model will expand from certificates of deposit to all DTC‑eligible debt instruments, marking a major step toward full dematerialization. The rollout is contingent on regulatory approval and has been...
ETF Options Clearing Connect Enhancement: SEC Rule Filing Approval and Go-Live Date
The SEC approved the NSCC rule change (SR‑NSCC‑2026‑001) on March 12, 2026 to enable central clearing of ETFs that contain options as underlying components. NSCC will establish a dedicated link with the Options Clearing Corporation to process these complex products....
Is Wealthsimple’s New Direct Indexing Worth It?
Wealthsimple has introduced a direct‑indexing product for Canadian retail investors, letting taxable‑account holders own the individual stocks that replicate U.S. and Canadian market indices. The service charges a 0.15% annual fee with a $1,000 (≈ $740 USD) minimum and applies a 0.05%...
KYC Process Step 4: Present
Step 4 of the Know‑Your‑Customer (KYC) workflow requires the account‑opening team to compile and present verified customer data to senior management or designated authorizers. The presentation must clearly flag the customer’s risk tier, include full identification documents, source‑of‑funds details, and, for...
Arc Makes Crypto Seamless, Delivering Magical Money Experiences
Arc will deliver magical experiences where crypto fades into the background and users are delighted with just using money in powerful new ways.
Fannie Mae Backs Crypto‑backed Mortgages as Better Home Partners with Coinbase
Better Home and Finance has launched a crypto‑backed down‑payment loan in partnership with Coinbase that qualifies for Fannie Mae‑insured conforming mortgages. The product lets borrowers use Bitcoin or USD Coin as collateral for a down payment, marking the first GSE‑approved crypto‑linked...
Banks, Telcos to Chuck OTPs, Adopt Silent Authentication
India’s leading private banks and telecom operators are jointly phasing out traditional one‑time passwords in favor of a silent authentication system that validates the mobile number linked to a banking app against the SIM currently active on the device. The...
Building Fintech Startups Beyond UPI: Where the Next Wave of Innovation Will Come From
India’s fintech boom, once dominated by UPI, is evolving toward solutions that serve the underbanked and first‑time users. Startups are blending digital tools with human assistance, creating "phygital" experiences that build trust. Rural cash‑dependency is being tackled by turning local...
Kalshi Lets You Enter and Exit Bets Instantly
Kalshi: you can put bet on and take it off at any time. Close it out after a spike. (there is a very minor delay at times)...
USDC and X402 Infrastructure Boosts Agentic Payments
It's great to see the scaffolding building up around USDC & x402 for agentic payments.
Transak Launches Fiat Bridge to Canton Network, Tapping $8 Trillion Institutional On‑Chain Market
Transak announced today that its regulated payments platform now directly supports the Canton Network, letting institutions acquire Canton Coin with credit cards, bank transfers and local payment rails. The move links a privacy‑focused blockchain that already underpins $8 trillion of tokenized...
Clear Communication Key to Successful Feature Launches
Good to see @BrettSimba at Tradeify listening to trader feedback on their elite program. Clear communication is crucial when launching new features - traders need to understand exactly what they're getting into. Full Tradeify breakdown at https://t.co/pKoy2KGz8x 📊
Low-Code Open Banking: Why the Talent Gap Is Really an Implementation Gap
Open banking is expanding rapidly, with the UK now supporting over 17 million active user connections and delivering roughly £8.3 billion (about $10.5 billion) in transaction value. Irfan Ahmed of BPC argues that the real bottleneck is not regulatory compliance or talent scarcity,...
Midnight Network Goes Live as Privacy-Focused Blockchain Moves Into Mainnet Phase
Midnight, a privacy‑focused blockchain using zero‑knowledge cryptography, has entered its mainnet phase with a phased public rollout. The network’s hybrid ledger architecture separates public and private data, allowing sensitive financial and identity information to be processed without exposure. Founder Charles...
How the New Bilt Palladium Stacks Up to Other Premium Travel Credit Cards
Fintech firm Bilt relaunched its premium Palladium card in early 2026, charging a $495 annual fee and offering 2 points per dollar on most purchases plus airport lounge access, travel credits, and housing rewards. To earn points on rent or...
CFTC Issues Advance Notice of Proposed Rulemaking on Prediction Markets: A Chance to Shape the Future
On March 12 2026 the CFTC published an Advance Notice of Proposed Rulemaking (APNR) seeking input on event‑contract derivatives traded on prediction markets. The agency signals intent to assert exclusive jurisdiction, potentially overriding state gambling regimes, and classifies these contracts as swaps...
From Ultramarathons to Market Shifts: Scott Sambucci on Leading Innovation
In this episode, Scott Zambucci, Managing Director at NIA1, discusses how his background in ultramarathons and scaling tech firms informs his approach to accelerating innovation in regulated financial services. He explains NIA1's core offering—a secure, off‑estate digital sandbox that streamlines...
Airwallex Turned Down $1.2B, Built $8B Empire
In 2018, Stripe offered $1.2B for Airwallex. They refused and built an $8B company instead. Here's how they did it👇
Payment Precision Now Mandatory for Payer Leadership
Payment integrity isn’t about clawbacks anymore. It’s about getting it right the first time. Why payment precision is now a mandate for payer leadership 👇 https://t.co/wFxAgapVAF #AMPS #ClaimInsight #HITSM
Dark Matter, Calyx Path Upgrade Originations Tools with AI
Dark Matter Technologies introduced Ask Aiva, an embedded AI assistant in its Empower loan‑origination system that uses retrieval‑augmented generation to answer loan officers' queries with source‑cited, conversational responses. The tool lets users click through to the underlying data, aiming to build...
USDC Refuses Freezing Assets without US Government Request
"The problem is that USDC is just not it — they just don't ... I haven't heard a good explanation for why they're so hesitant to freeze things." -- @kaiynne @tayvano_ : They won't do it unless the US government...
On the Day of a Would-Be Deadline, Open Banking Is in Flux
April 1, 2026 marked the original deadline for the CFPB’s Section 1033 open‑banking mandate, but a federal injunction froze enforcement, leaving the rule in legal limbo. Major banks have nevertheless accelerated API partnerships with aggregators such as Plaid to meet consumer demand and...
Daylit Pushes Accounts Receivable Into Autopilot
Daylit unveiled AI‑driven agents that automate the accounts‑receivable workflow, linking ERP, CRM, email, phone, text and banking systems to flag delinquency risk, launch outreach and refresh cash forecasts instantly. Early adopters report collections on high‑risk accounts rising nearly threefold, manual...
Midnight Now Accepts Any Cryptocurrency for Private Payments
One of the most exciting product features of Midnight. This allows Midnight to accept any cryptocurrency as payment for privacy