Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Retail store billing software is evolving from simple receipt printers to comprehensive platforms that synchronize sales, inventory, and accounting in real time. Integrated solutions like BUSY automatically adjust stock levels, post revenue to ledgers, and calculate taxes, eliminating manual reconciliation. Built‑in audit trails, access controls, and compliance features reduce audit risk and streamline tax filings. A user‑centric interface minimizes training overhead, crucial for high‑turnover retail staff, and accelerates end‑of‑day closing.
Russia’s State Duma will finalize crypto regulations by June, with the rules taking effect on July 1, 2027. Retail investors will be limited to buying up to 300,000 rubles (about $4,000) in cryptocurrencies, while qualified investors must pass a risk‑assessment...
Literally insane anyone still needs to do microdeposits for bank account verification in our year of the lord 2026 https://t.co/jubY3sc9qB
TrueLayer and Stripe have extended their Pay by Bank service to Finland by embedding it in Kustom’s checkout platform. The rollout instantly equips more than 24,000 Kustom merchants with a direct‑bank payment option that eliminates card details. Finland’s high online‑banking...
In this episode, Dr. Adam Lowe of CompoSecure/Arculus and fraud analyst Suzanne Sando discuss the surge in AI‑driven financial fraud and why traditional passwords are no longer sufficient. They highlight how retailers like eBay and Amazon are moving to password‑less...
Robinhood is committing $45 million to Talos in an extended Series B round, pushing the crypto‑trading technology firm’s valuation to roughly $1.5 billion. The financing brings Talos’s total Series B capital to $150 million and adds strategic investors such as Sony Innovation Fund, IMC, QCP...
January 2026 saw a flurry of high‑profile fintech collaborations shaping payments, blockchain and digital‑asset ecosystems. Riyad Bank’s Jeel signed an MoU with Ripple to pilot blockchain‑based cross‑border solutions in Saudi Arabia, while JP Morgan Chase will replace Goldman Sachs as Apple Card issuer, bringing...
Bitcoin has dropped to the ETF realized price level. A break below it could extend the current downtrend. https://t.co/F5vye2pmT9
American Banker unveiled the AI Answer Engine, a generative‑AI search tool trained on more than ten years of its award‑winning journalism. The engine delivers concise, citation‑backed answers and traditional search results, all sourced exclusively from American Banker content. Subscribers receive...
Telegram’s TON blockchain now powers TapTopia, a play‑to‑earn game with over 50,000 active beta users. The game links everyday Telegram interactions—taps, quests, and leaderboard climbs—to experience points that will later be converted into on‑chain tokens. TapTopia also plans to mint...
[New Episode] Banks Can’t Scale Without a Modern Back Office. With guests, Richard Ullenius and @BrandonSailors from @csg_i. Watch the latest episode: https://t.co/n0Vuv4oh4u https://t.co/8vX6TWAPDB
Bitcoin volatility is thinning market participation, prompting investors to focus on infrastructure rather than price swings. Within this narrowed discourse, Bitcoin Everlight gains attention for its BTCL token presale and node‑based routing model. The project’s transparent audits and tiered staking...
Dakota, a U.S. neobank founded by former Coinbase executive Ryan Bozarth, has pivoted to become a stablecoin infrastructure platform for businesses. After raising $12.5 million in a Series A led by CoinFund, the firm now provides APIs for stablecoin custody, cross‑border treasury,...
Embedded finance is becoming the connective tissue for large enterprises, allowing payments to flow directly within existing workflow applications such as travel booking and expense management. In an interview, Eva Reda, Executive Vice President of Global Commercial Services Products at...
The Identity Theft Resource Center’s 2025 breach report shows financial services endured 739 data compromises, the highest of any sector for a second straight year. Physical card‑skimming attacks resurfaced as “Skimming 2.0,” with Bluetooth‑enabled overlay devices driving incidents from four to...
Regulators across the UK are converging on a new affordability paradigm that relies on real‑time transaction data rather than static income multiples. The FCA’s July 2025 expansion of the Modified Affordability Assessment widens mortgage eligibility, while the CP25/23 rules bring BNPL...
Industrial Alliance Auto and Home (iAAH) has gone live on EIS OneSuite, the SaaS core insurance platform, marking a key milestone in its long‑term modernization programme. The cloud‑native solution supports underwriting, pricing and servicing for auto and home lines through...
January 2026 saw a wave of fintech launches, beginning with the NYSE unveiling a blockchain‑based tokenised securities platform that promises 24‑hour trading and real‑time settlement. Estonia‑based Iute Group is set to launch IuteBank in Ukraine, inheriting roughly 13,000 retail customers...
ACH network B2B payments climbed to 8.1 billion in 2025, a 9.9% increase from 2024. Overall ACH volume reached 35.2 billion payments, valued at $93 trillion, while Same‑Day ACH surged 16.7% to 1.4 billion transactions. Healthcare claim payments rose 7.3% to 548 million, underscoring broader...
Investor Philip Pich argues cash‑flowing digital businesses are emerging as a serious alternative asset class. These eCommerce brands generate recurring revenue, offer transparent data, and require less capital than traditional private‑equity deals. Pich emphasizes applying M&A rigor—structured deals, earn‑outs, and...
The 2026 OCR Software Guide outlines how AI‑driven OCR platforms now extract text from over 13,000 document types across more than 250 countries in under a second. OCR Studio leads the market with specialized modules—ID‑scan, MRZ‑scan, BANK‑scan, ID‑verify and CODE‑scan—each...
The European Union Digital Identity (EUDI) Wallet, enabled by eIDAS 2.0, promises to replace fragmented, document‑heavy KYC flows with a unified, government‑backed credential system. Financial firms currently see 40‑60% onboarding abandonment and verification costs of €5 per check, translating to...
Saxo Bank has been hit with a fine of roughly $50 million by Denmark’s Financial Supervisory Authority (FSA) after a May 2023 inspection uncovered alleged breaches of the country’s Money Laundering Act. The penalty follows a detailed audit by the Danish FSA,...
The FCA installed a pop‑up ATM at London Waterloo featuring its mascot, Emil the Seal, to highlight investment‑scam risks. The stunt promotes the new Firm Checker tool that lets consumers verify a firm’s FCA authorisation instantly. In the year to...
BCB Group appointed Tim Renew as CEO, moving co‑founder Oliver Tonkin to a newly created president role. Renew, who joined as chief revenue officer in 2024 and later became deputy CEO, will steer the firm’s next growth phase after securing...
Unlimit has appointed Pedro Azevedo as Head of Sales for the European Union, operating from Lisbon. Azevedo will steer the company’s commercial strategy, scaling its enterprise sales organization and deepening partnerships with merchants, banks and digital platforms across Europe. His...
HSBC UK has launched My Business Finances, a new tool that embeds Sage’s accounting technology directly into its business banking platform. The service enables eligible sole traders and landlords to manage bookkeeping, invoicing, and submit Making Tax Digital (MTD) Income...
Standard Chartered has launched an AI‑powered platform for its transaction banking division. The solution enables bankers to quickly retrieve, customize, and deliver transaction banking services to corporate and institutional clients. By leveraging real‑time analytics and automation, the platform aims to...
Chargeback management tools are evolving from simple tracking to analytics that drive revenue protection. Centralized dashboards consolidate dispute data, while segmentation by reason code, product, and geography uncovers actionable insights. Advanced platforms provide granular win‑rate tracking, net recovery calculations, and...
Lloyds Banking Group reported that by 2025 it had deployed more than 50 generative AI solutions across its operations, ranging from an AI‑powered internal search assistant to a GitHub Copilot‑style tool for engineers. The bank highlighted productivity gains such as...
MEXC announced it will list XYZVerse’s native token XYZ on January 29 at 13:00 UTC against USDT, backed by a launch campaign offering 50,000 USDT in rewards and APR boosters. The token entered the market after a presale that raised nearly $16 million, with...
Palm‑based biometric payment systems have moved from prototype labs to a handful of pilot sites, offering users the ability to authorize transactions by placing their hand on a dedicated scanner. While the technology promises faster checkout and enhanced fraud protection,...
Broker Insights has launched an upgraded VISION platform that leverages artificial intelligence to pinpoint commercial insurance gaps, especially in cyber and management liability, and to accelerate quoting and binding. The solution connects brokers with carriers such as AXA and Hiscox...
An on‑chain analysis shows 63 % of Bitcoin’s invested supply has a cost basis above $88,000, meaning most investors are underwater. The UTXO Realized Price Distribution indicates tens of billions of dollars sit between $85,000 and $90,000, creating selling pressure if...
Santander announced the closure of an additional 44 UK branches, putting 291 jobs at risk. The bank cites a dramatic shift to digital banking, with 96% of transactions now conducted online and over 80% of new accounts opened digitally. Mobile‑app...
Paradex, the privacy‑first zero‑fee on‑chain perpetuals exchange, has launched Money Badgers, a cultural and loyalty layer that tokenizes identity, community participation, and utility. The initiative builds on the same team that created Paradigm, which processed over $1 trillion in institutional derivatives...
The SEC’s staff issued a detailed statement outlining how existing federal securities laws apply to tokenized securities, whether issued by issuers or third parties. It distinguishes issuer‑sponsored models—using on‑chain, off‑chain, or hybrid record‑keeping—from third‑party models such as custodial and synthetic...
US neobank Kontigo, a stablecoin bank serving Latin America, suffered a cyber attack that impacted 1,005 users and resulted in the loss of 340,905.28 USDT. The breach exploited a flaw in the Auth provider’s Apple OIDC authentication flow, allowing attackers...
Diginex, a Nasdaq‑listed sustainability and RegTech provider, has appointed Lubomila Jordanova as its new chief executive following the recent acquisition of her carbon‑accounting platform Plan A. Jordanova, a recognized climate‑tech entrepreneur, will steer the firm through a phase of accelerated European...
Plum, the UK‑based smart‑money app, has launched worldwide travel insurance as part of its Max subscription. The coverage, backed by Aspire, Lloyd’s and powered by Qover’s AI‑driven claims platform, protects users against medical emergencies, lost baggage, delays and cancellations. All...
Russian gamers are increasingly turning to international skin marketplaces because these platforms circumvent banking restrictions, offer stable cryptocurrency payments, and provide localized Russian-language support. Sophisticated pricing engines deliver 7‑8% higher returns than domestic sites, while transparent fee structures and rapid...
Papaya Global and Fireblocks have launched Banco Wallet, a global workforce wallet that enables real‑time payouts in both fiat and stablecoins across more than 180 countries. The solution leverages Fireblocks’ digital‑asset infrastructure, combining embedded wallets, treasury operations, and a stablecoin...
Solaris, Europe’s leading embedded finance platform, has launched Bankident Plus, an enhanced identification solution that combines a Qualified Electronic Signature with a reference transfer embedded in the first SEPA top‑up. The product adds a pre‑identification step of selfie and ID capture,...
Shield, a Gartner‑ranked top‑3 DCGA vendor, announced the opening of a new hub in Lisbon to scale its European operations. The expansion follows a 40% growth in its Lisbon team over two years, adding capacity in R&D, product, and customer...
Skipton Building Society has teamed up with Eligible to launch a data‑driven platform that engages borrowers well before mortgage renewal. The partnership aims to provide proactive, personalized guidance, reducing uncertainty and manual workload. By automating outreach, Skipton expects higher retention...
Form3 has delivered a fully compliant Verification of Payee (VoP) solution to European payments provider Mollie, allowing the fintech to meet the EU’s strict VoP deadline. The cloud‑native platform enabled rapid onboarding without sacrificing scalability, protecting merchants from misdirected payments...
Bybit announced the launch of “My Bank powered by Bybit,” a retail banking service that will provide users with personal IBANs beginning in February. The product enables fiat deposits, bill payments, salary receipts and crypto trading under a single account,...
Cyber InsurTech at a crossroads ? → https://t.co/lkwru1czZC This reflects the largest round announced recently, which happened to come from a cyber InsurTech startup. https://t.co/NIanaOZPp2
The European Crowdfunding Service Provider (ECSP) regulation, effective since 2021, gave fintech platforms a passport to operate across all 27 EU member states, opening private‑credit markets to retail investors. Sofia‑based Afranga, relaunched under an ECSP licence in 2025, has already...
PwC’s Asset and Wealth Management Revolution 2025 report surveyed 300 global leaders and found that 50% view wealth‑management integration with FinTech as the top driver of revenue growth through 2030. Tokenisation and digital assets were identified by 38% of respondents...
