Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Institutional perception of self‑custody is shifting from a retail‑only risk to core crypto infrastructure. New hardware wallets, multi‑party authorization, and non‑custodial delegation let firms retain direct asset control while satisfying compliance requirements. Proof‑of‑Stake networks now support staking without transferring ownership, enabling specialized validator providers to operate under institutional oversight. This layered approach mirrors traditional financial governance, positioning self‑custody as a scalable, accountable design choice for corporate treasuries and asset managers.
Integrating IT teams with modern payroll systems is reshaping core business operations, turning a historically manual function into a strategic, technology‑driven asset. Cloud‑based platforms now support real‑time, global payroll processing, contributing to a market projected to grow from $35.26 billion in...
Procurement analytics transforms spend data into strategic insights, enabling organizations to cut costs, mitigate risk, and drive sustainability. The guide outlines twelve actionable strategies, from AI‑powered demand forecasting and unified spend dashboards to risk monitoring, ESG scoring, and team upskilling....
Bias in AI isn’t just a data problem. It’s a human one. How we prompt, question, interpret, and act on AI outputs feeds back into the system and shapes outcomes over time. Bias emerges from this loop, not from models alone. That’s...
R3, the Corda platform creator for banks and central banks, is pivoting to on‑chain asset tokenization by partnering with the Solana Foundation. The firm cites Solana’s high throughput, low fees and trading‑first design as ideal for institutional capital‑market applications. R3’s...
Anthropic has expanded its Claude‑powered Excel add‑in from a limited beta to all Pro subscribers as of Jan 24, 2026. The rollout adds multi‑file drag‑and‑drop, safeguards against overwriting cells, and introduces automatic session compression. These enhancements build on earlier financial‑analyst tools, including...
Crypto whales are reallocating capital into three altcoins as Q1 2026 begins, signaling a shift toward assets with perceived long‑term utility. Dogecoin (DOGE) trades near $0.12 with resistance at $0.15‑$0.18, while Solana (SOL) sits around $128 facing $140‑$160 resistance. The most...
Founder oversight transforms security from a static checklist into a living, strategic asset. By staying involved in access controls, audits, and vendor management, leaders spot hidden vulnerabilities before they become costly incidents. This hands‑on approach reinforces compliance, reduces downtime, and...
E‑commerce brands often chase sales without a transparent cost structure, leading to shrinking margins and cash‑flow strain. Hidden expenses—shipping, platform fees, returns, taxes, and software—can turn seemingly profitable products into losses as order volume grows. Clear cost tracking converts revenue...
The Dutch parliament is set to overhaul the Box 3 wealth‑tax, imposing an annual levy on both realized and unrealized gains from equities, bonds and cryptocurrencies. Court rulings that rejected the deemed‑return model prompted the shift, with the government estimating €2.3 billion...
Data products are becoming the backbone of analysis, transparency, and regulatory oversight in the Saudi capital market. Structured datasets—covering market activity, investor ownership, issuer details, and participant behavior—enable consistent research across brokers, issuers, and regulators. Centralized delivery through platforms like...
FinovateEurope 2026 will convene on 10–11 February at London’s InterContinental O2, drawing more than 1,000 fintech and banking decision‑makers, including over 600 senior executives. The two‑day agenda features more than 100 speakers such as Citi’s Victor Alexiev and Raiffeisen’s Vanja...
At Davos, the focus shifted from AI breakthroughs to AI adoption. In a conversation at the World Economic Forum, Larry Fink and Jensen Huang agreed that AI’s real impact won’t come from how advanced the models are, but from how widely...
Gold, the quintessential form of money, has a $35 trillion market cap with zero merchant adoption. So why do people think Bitcoin can only have value if it’s used for everyday merchant payments?
Wearable devices are rapidly becoming the primary human‑computer interface, with IDC reporting 136.5 million units shipped in Q2 2025, a 9.6 % YoY rise. Apple is developing an AI‑enabled wearable pin—featuring cameras, microphones, a speaker and wireless charging—aimed for a 2027 release, signaling...
Data advantage is not about dashboards. It is about connecting with the right consumers at the right time across the right channels. We unpack how with Preston Carroll and Eddie Tu of @FM_Direct. Watch the full episode: https://t.co/ZqirpHta6S https://t.co/aHsytjhuZ4
In this 8‑minute episode, Brian Armstrong brings Bitcoin to the World Economic Forum, detailing his meetings with European officials, former President Trump, and White House staff about crypto legislation. He explains the mounting pressure to finalize a market‑structure bill and...
Safra Reserve unveiled a rebranded core trading platform that fuses its nine‑year brokerage heritage with a modern digital interface. The new system delivers real‑time global market access, advanced charting, customizable dashboards, and integrated risk‑management tools while boosting execution speed. Existing...
The article argues that premium corporate transportation delivers measurable ROI for fintech executives by converting travel time into billable hours and reducing operational risk. It highlights a shift from low‑cost travel to value‑optimization, emphasizing productivity gains, duty‑of‑care compliance, and brand...
Hong Kong continues to serve as a global hub for business banking, offering foreign firms a stable legal environment, open financial regulations, and extensive multi‑currency networks. Companies can open corporate accounts without residing locally, leveraging the city’s reputable banks to...
Businesses now view protection as safeguarding decisions, trust, continuity, and reputation rather than physical assets. The rise of AI intensifies risk, as models trained on sensitive data can be compromised, leading to regulatory, reputational, and financial fallout. Companies are turning...
According to CryptoQuant: #BTC Net Realized Profit has dropped to a level not seen since March 2022. https://t.co/ovZfPMp9yh
London Keynote Speakers Agency, the UK’s largest keynote bureau, has published its 2026 top‑ten thought‑leader poll. The list spotlights a mix of former heads of state, tech entrepreneurs, media personalities and pioneering figures such as ex‑RAF pilot Dr Jo Salter and Dragons’...
In 2026, heightened market volatility and information overload are driving investors away from rapid, reaction‑based trading toward disciplined, rule‑based approaches. Platforms such as Finance St Pierre are gaining traction by offering clean, transparent interfaces that reduce cognitive pressure and support systematic...
Now you can trade millions of @base and @solana tokens on Coinbase, without waiting for a listing.
Macro‑economic shocks—from U.S. tariffs to rapid interest‑rate swings—have exposed weaknesses in banks' traditional risk frameworks. Linear, historically‑driven models failed to anticipate third‑order effects such as Treasury sell‑offs, prompting a shift toward stochastic and reverse stress testing. Institutions are bolstering intraday...
KeyBank is leveraging conversational AI to dramatically lower call‑center expenses, with AI‑handled interactions costing about $0.25 versus $9 for human agents. The bank reports roughly $100 million in annual savings and has boosted its technology budget to about $1 billion to support...
The U.S. Securities and Exchange Commission agreed to dismiss its lawsuit against crypto exchange Gemini, which stemmed from the now‑defunct Gemini Earn product. The dismissal follows Gemini’s full repayment to investors through the Genesis bankruptcy process and a joint stipulation...
TODAY: Coinbase CEO Brian Armstrong says it's foolish to pretend the institutions aren't adopting crypto
Equifax unveiled Synthetic Identity Risk, an AI‑driven solution that flags synthetic identity fraud using machine‑learning analysis of identity data, credit histories, and behavioral signals. The tool can be deployed at account opening or continuously for ongoing monitoring, enabling lenders to...
Digital wallets are software platforms that store payment credentials and enable instant, encrypted transactions via smartphones or computers. They combine convenience, security features like biometrics and tokenization, and financial organization tools such as spending categorization. For merchants, offering wallet payments...
President Donald Trump signaled resistance to allowing penalty‑free withdrawals from 401(k) plans for home down‑payments during his return from the World Economic Forum in Davos. He told reporters he is "not a huge fan" of the idea, noting the strong...
Payment by ACH is an electronic bank‑to‑bank transfer that moves funds through the Automated Clearing House network, handling everything from payroll to bill payments. The system processes transactions in batches, typically settling within one to three business days, with same‑day...
The University of Michigan’s Consumer Sentiment index rose to 56.4 in January, up from 52.9 in December, driven mainly by a modest easing of inflation expectations that fell to 4.0%. Despite the monthly gain, sentiment remains over 20% below its...
Invoice payments are a linchpin of cash flow, yet many firms still wrestle with delays and manual errors. The article outlines how digital tools, from automated invoicing to integrated payment gateways, are reshaping collections. It highlights best‑practice tactics—clear terms, prompt...
OpenEden, FalconX and Monarq are launching PRISM, a tokenized yield portfolio slated for February 2026 that aims to deliver stable, low‑correlation returns through a diversified mix of cash‑and‑carry arbitrage, over‑collateralized lending, DeFi yield venues and tokenized U.S. Treasury‑backed assets. The...
Stablecoins are rapidly becoming the preferred vehicle for remittances across Africa, offering fees far lower than traditional money‑transfer services and settlement times measured in minutes. Former UN under‑secretary‑general Vera Songwe highlighted that 650 million unbanked Africans can now use smartphones to...
Check issuing remains a core payment method for payroll, vendor payments, and reimbursements despite the rise of digital transactions. The process involves payment authorization, check preparation, verification, distribution, and record‑keeping, each critical for accuracy and compliance. Automated solutions integrate with...
Eastern Bankshares’ CEO Denis Sheahan announced the bank will no longer pursue any new M&A deals, pivoting instead to organic growth and capital returns. The firm has accelerated its share‑repurchase program, buying back 635,000 shares for $12.3 million and plans another buyback...
FinTech fundraising fell to $898 million across 20 deals, down from $1.5 billion the week before. The biggest round was UAE‑based WealthTech startup Mal, which raised $230 million to launch an AI‑native Islamic digital bank. U.S. music‑tech firm Duetti secured $200 million, while PayTech...
Family offices are shifting from basic compliance to strategic tax planning, engaging specialized advisors early to shape ownership structures, timing, and income characterization. This coordination across investment, estate and philanthropic decisions reduces audit risk and improves capital efficiency. Firms such...
U.S. spot Bitcoin ETFs have shifted from strong inflows to net outflows of about $1.58 billion over three consecutive trading days, reversing the early‑January surge that helped lift Bitcoin prices. The outflow trend is being read as a leading signal of...
In this episode, host Josh DeTar talks with Frank Hopkins, founder and CEO of Hopkins Leadership, about how community banks can stay relevant amid rapid technological change and competition from larger institutions. Hopkins emphasizes that a bank’s true advantage lies...
Goldman Sachs has reshaped its global credit franchise by creating a new position for veteran partner Christina Minnis as global head of the alternatives origination group. Minnis will retain her existing roles overseeing credit, asset finance and acquisition finance, reporting...
A former TD Bank employee, Oscar Nunez‑Flores, pleaded guilty to facilitating the laundering of roughly $27 million between the United States and Colombia. The plea adds to at least three insider convictions tied to TD’s historic anti‑money‑laundering failures that led the...
Blockchain security firm CertiK dissected a sophisticated exploit on the MakinaFi DeFi protocol that drained approximately 1,299 ETH, valued at $4.13 million. The attacker leveraged massive flash loans to manipulate Curve pool valuations, inflating the protocol’s share price and extracting USDC from...
Tokenized gold surpassed $4 billion in market value as spot gold neared $5,000 per ounce, marking a new high for on‑chain commodities. Tether Gold (XAUT) and Paxos Gold (PAXG) dominate the space, together holding about 86% of the market with $2.5 billion...
The U.S. Senate Banking Committee postponed the markup of the Digital Asset Market Clarity Act after key industry figures, including Coinbase CEO Brian Armstrong, withdrew support. Central to the dispute is a proposed GENIUS amendment that would bar exchanges from...
U.S. lawmakers postponed the markup of the Digital Asset Market Clarity Act, extending uncertainty around how cryptocurrencies and DeFi platforms will be regulated. The delay follows vocal opposition from industry leaders, including Coinbase’s CEO and venture firms warning that the...
The UK Financial Conduct Authority has issued its final consultation on how the Consumer Duty will apply to crypto‑asset firms, inviting feedback by March 12. It plans to open a permission gateway for crypto‑asset services in September 2026 and requires full authorization...
