Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
PulseChain launched as a full Ethereum system‑state fork, replicating every wallet, token and smart contract while switching to a Proof‑of‑Stake consensus. The layer‑1 network offers sub‑second block times and transaction fees measured in fractions of a cent, delivering a scalable, energy‑efficient alternative for developers. Its native DeFi suite, including the PulseX exchange and PulseBridge, enables low‑cost trading, liquidity provision, and cross‑chain asset transfers. Community‑driven projects such as Liberty Swap further expand the ecosystem’s utility.
Coinbase’s Q1 2026 report reveals that 71% of surveyed institutional investors view Bitcoin as undervalued, citing a price range of $85,000‑$95,000. Bitcoin is trading near $87,600, more than 30% below its October all‑time high of $126,080. Eighty percent of institutions said...
The U.S. Securities and Exchange Commission permanently dismissed its lawsuit against Gemini Trust Company after the crypto exchange and its partner Genesis returned roughly $3 billion in assets to more than 200,000 Earn users. The dismissal, filed with prejudice, follows a...
Uber and DoorDash lost a federal bid to block New York City’s new tipping law, which forces delivery apps to present a tip option and a suggested minimum of 10% at checkout. U.S. District Judge George Daniels rejected the companies’...
NordVPN research finds more than 26 million people may have been lured to malicious sites via fake QR codes. Scammers embed these codes in “brushing” packages, a tactic that now delivers 26 % of all malicious links. Seventy‑three percent of Americans admit...
DXC Technology announced a strategic partnership with Ripple to embed blockchain‑based digital‑asset custody and payment capabilities into its Hogan core‑banking system. The integration lets banks manage stablecoins, tokenized assets, and cross‑border transfers without replacing legacy infrastructure. Ripple’s Payments and Custody...
Bitcoin fell below the $94,000 threshold, testing support around $88,000 as geopolitical tensions and tariff news weigh on digital assets. The NYSE announced plans for 24/7 trading and on‑chain settlement, aiming to bridge liquidity gaps for real‑world assets. Meanwhile, the...
Experian and the Credit Builders Alliance (CBA) released a study showing that adding a CBA tradeline propels 70% of previously unscored borrowers into prime or near‑prime credit within a year, far outpacing the 48% rate for the broader unscored population....
Wait -- they reposted it after getting ratioed on the first one? 😂 ICYMI, this was my comment: Whoa … is this from 2013?? Spoken like people with a lot of financial privilege. Go ahead and tell an Argentinian or...
Solana’s ecosystem is pivoting from meme‑driven hype to a sober focus on financial infrastructure, according to Backpack CEO Armani Ferrante. Over the past year the network has emphasized high‑throughput on‑chain trading, market structure and settlement rather than NFTs or gaming....
PitchBook reports that US private credit assets under management are set to top $2 trillion in early 2026, driven by a steady decline in default rates and solid middle‑market earnings. Fourth‑quarter 2025 earnings rose 3.1 % thanks to strong consumer‑goods and technology...
Banks must rethink personalization as a relationship engine, not a sales trigger. Getting this wrong weakens trust over time. Read more here: https://t.co/bBd6Gks1RH https://t.co/N9sg2C4Ct5
The Federal Reserve is expected to keep its policy rate steady at 3.5%‑3.75% this week, marking a pause after three consecutive quarter‑point cuts. Traders will watch Jerome Powell’s language to determine whether the pause is hawkish, which could bolster the...
The article outlines the shift in crypto SEO from traditional rankings to AI‑driven visibility, highlighting agencies that specialize in Answer Engine Optimization (AEO), Generative Engine Optimization (GEO) and LLM‑friendly content. It profiles eight firms, with Victoria Olsina’s consultancy leading in...
Real World Asset (RWA) tokenization is booming, with the market reaching $36 billion by late 2025—a 2,200% increase since 2020. Research projects the sector could expand to $30 trillion by 2034, while tokenized real‑estate alone may hit $3 trillion by 2030. Mey Real...
Distinctions between banks and other kinds of FIs blurring because of technology.... can you guess what year this was written? https://t.co/WcajuBHnoU
ExchangeInstant positions itself as a one‑stop solution for instant crypto liquidity, enabling users to convert Bitcoin, USDT, Ethereum and other assets directly into PayPal, bank accounts, or cash‑pickup services such as Western Union and MoneyGram. The platform emphasizes speed—often delivering...
Quantum technology is transitioning from theory to proof‑of‑concept within finance, with banks and fintech firms launching pilots in portfolio optimisation, fraud detection, and quantum‑secure communications. Quantum computing's ability to solve large‑scale optimisation and accelerate Monte Carlo simulations promises faster risk...
Ultra‑wealthy crypto investors are turning to decentralized finance platforms such as Aave, Morpho and Uniswap to obtain short‑term credit without liquidating their Bitcoin or Ether holdings. Cometh, a French DeFi‑for‑businesses firm that recently secured a MiCA licence, structures these loans...
Bobby is a day‑trading platform that puts discipline ahead of speed, using a proprietary Trend Score to give a single directional bias each morning. It limits traders to one market, one bias, and a short window around the open, enforcing...
Ethereum staking ETFs now let investors earn yield while avoiding direct custody. Grayscale’s ETHE became the first U.S. Ethereum fund to distribute staking rewards, paying $0.083 per share, roughly an 82‑cent return on a $1,000 position. Compared with self‑custody or...
E‑commerce merchants are increasingly hit by fraud that begins with fake but technically valid email sign‑ups. Fraudsters use these accounts for low‑value card‑testing transactions and to harvest welcome coupons, driving chargebacks and an estimated $89 billion in annual coupon abuse losses....
Payments firms are racing to meet the FCA's 7 May safeguarding deadline, prompting a sector‑wide audit of control frameworks and risk tolerances. Simultaneously, exploding real‑time payment volumes are exposing the limits of legacy reconciliation and reporting systems. Many organisations still rely...
Colombia’s second‑largest private pension manager, AFP Protección, announced a new fund that offers limited exposure to Bitcoin, available only to investors who pass a personalized risk‑assessment process. The product is positioned as a diversification tool rather than a core shift away...
Tevau announced its 2025 results and a 2026 roadmap, positioning itself as a full‑stack Money App rather than a single‑card service. The Hong Kong‑based fintech grew from roughly 4,000 users at the end of 2024 to over 260,000 active users...
FIS is rearchitecting its banking platform into a modular, cloud‑native stack that treats banks as a collection of interoperable services rather than a monolithic core. The architecture layers a universal ledger and orchestration core, componentized product services, risk and program...
Mercuryo announced a strategic partnership with Visa to embed Visa Direct into its crypto‑payment platform. The integration will let wallet, exchange and Web3 users convert digital assets to fiat and have funds pushed to Visa cards, bank accounts or digital...
Binamarket introduced a blockchain‑based event market platform on BNB Chain, allowing users to trade binary outcomes linked to verifiable real‑world events. The first market asks whether gold will hit $5,000 per ounce by Jan 31 2026. All positions, pricing and settlement are...
Polymarket’s prediction market shows a 77% probability that the U.S. government will shut down before Jan. 31, a 67% jump in the last 24 hours. The surge follows Senate Democrats’ refusal to fund the Department of Homeland Security in the upcoming...
Elariosso Digital Ltd is positioning itself as a modern customer‑support outsourcing partner for e‑commerce, SaaS, fintech and other digital businesses. The firm blends skilled human agents with structured, technology‑driven workflows to deliver 24/7, multichannel assistance. Its model emphasizes clear escalation...
Bitcoin’s primary barrier to mainstream payments is tax policy, not scaling limitations, according to Strive board member Pierre Rochard. The absence of a de‑minimis tax exemption means every small BTC transfer incurs tax liability, discouraging its use as a medium...
Congress is debating whether stablecoins should be allowed to pay yield, but the dispute reveals a deeper shift in how consumers view deposits. The author argues that balances are increasingly expected to earn by default, challenging the traditional low‑yield bank...
The U.S. Treasury is launching "Trump Accounts," a tax‑advantaged savings vehicle for children born between 2025 and 2028, offering a $1,000 government seed deposit and allowing up to $5,000 in annual contributions. The program, slated to go live on July 4, 2026,...
Circle announced a suite of product upgrades that streamline blockchain interoperability, real‑world asset tokenization, and stablecoin payments. New Circle Contracts on the Arc Layer 1 let developers launch ERC‑20 tokens without writing Solidity, while integrated developer wallets and webhooks simplify transaction...
CB Insights' latest study ranks the top 50 private venture capital investors in the MENA region, highlighting a surge in activity through 2025. Aramco Ventures and its affiliates dominate the list, with 100 deals and 14 exits since 2018. The...
Gemini announced the shutdown of its NFT marketplace Nifty Gateway, with full closure set for February 23, 2026, while simultaneously launching a margin‑trading product offering up to 5× leverage on major crypto pairs. The NFT service will move into Gemini’s core wallet,...
Plaid reported a 55% increase in new European customers and a 53% annual rise in UK open‑banking payments as it expands its footprint across the continent. The fintech data‑connectivity provider added virtual‑account processing for over half of its European transactions...
Retro Fund Management, a Zurich‑based independent advisory firm, leverages its pan‑European presence to provide bespoke strategic and investment guidance to high‑net‑worth individuals and institutions. Free from bank, insurer, or product‑provider affiliations, the firm emphasizes objective analysis and conflict‑free recommendations. Its...
Traders are increasingly exploring Tradervue alternatives for cost, flexibility, and privacy reasons, with options ranging from free spreadsheet templates to advanced psychology‑focused platforms. The market splits into dedicated journal software, spreadsheet‑based solutions, broker‑export workflows, and general‑purpose tools like Notion. Each...
Bitcoin nodes signaling support for BIP‑110 rose to 2.38%, with 583 of 24,481 nodes running the proposal via Bitcoin Knots. BIP‑110 is a temporary one‑year soft fork that limits transaction output size to 34 bytes and caps OP_RETURN data at 83 bytes....
Agora CEO Nick van Eck is steering the startup toward stablecoin‑driven enterprise payments, emphasizing cross‑border payroll and B2B transactions. The firm’s AUSD stablecoin and a stablecoin‑as‑a‑service platform aim to replace costly legacy remittance systems. Van Eck predicts multinational firms will...
BSX launched Alpha Edge Academy, an independent education arm focused on Order‑Cancel‑All (OCA) trading strategies. The program uses the FTT token to enable zero‑cost trading on the YuBit platform, lowering entry barriers for community members. Trading activity generated through FTT...
Ethereum‑focused treasury firm ETHZilla has bought two CFM56‑7B24 jet engines for $12.2 million through a new aerospace subsidiary, adding the assets to a portfolio that recently shed $114.5 million of ETH. The engines are leased to an airline with a $3 million buy‑sell...
Alan Zettelmann, CEO of INNOCONSULT, is reshaping corporate innovation by fusing academic rigor with hands‑on execution. His "Impact First" philosophy forces every digital initiative to deliver measurable ROI, while his "Innovation & Strategy as a Service" model embeds continuous support...
65% of tokenization is on ETHEREUM not XRP XRPL RIPPLE 1/24/2026 #xrp #crypto #fyp #ethereum
The White House credited Trump with making America the crypto capital, while the CFTC chair said regulators are working to deliver that vision. Sources: White House & Mike Selig https://t.co/vDroIuv0eL
Creator subscription platforms let influencers, educators and artists monetize fans through recurring memberships and exclusive content, shifting revenue from ads to predictable monthly income. The tools include tiered plans, paid messages, livestream monetization and integrated storefronts, giving creators full control...
Tech and AI lead the global risk landscape as they increasingly expand the attack surface. The good news? The same tools can help us move faster, see more clearly, and respond at scale. Our Risk & Security Outlook explores what's...
America is NOT the crypto capital of the world yet We need regulation that is fair to retail (major adjustments to the accredited investor law) Samurai wallet and tornado cash developers pardoned Yield on Stablecoins Dev protections Defi semi except Fair crypto tax
Institutional perception of self‑custody is shifting from a retail‑only risk to core crypto infrastructure. New hardware wallets, multi‑party authorization, and non‑custodial delegation let firms retain direct asset control while satisfying compliance requirements. Proof‑of‑Stake networks now support staking without transferring ownership,...
