Wells Fargo Says Convenience and Personalization Drive Adoption of Virtual Assistant
Wells Fargo announced that its AI‑powered virtual assistant, Fargo, has completed over one billion transactions in under three years, while its mobile app now boasts 33 million active users. The bank credits convenience, speed and personalization for driving adoption, noting that customers use the assistant for Zelle transfers, bill payments and account insights. Executive Michelle Moore highlighted responsible AI scaling as a core differentiator. CEO Charlie Scharf linked digital growth to stronger net checking account gains and a 4% rise in mobile‑active customers.
Notre Dame FCU and Catholic United Financial CU to Merge Effective April 1
Notre Dame Federal Credit Union and Catholic United Financial Credit Union have approved a merger that will take effect on April 1. The deal combines two sizable regional credit unions, expanding member services and sharpening competition in the Midwest cooperative banking...
Lawmakers Press Bank Regulators on Tech Rules and Delays
During a March 26 House Financial Services subcommittee hearing, senior officials from the Federal Reserve, FDIC, OCC and NCUA outlined a shift in bank supervision toward risk‑based integration of financial technology. The agencies emphasized moving away from categorical caution, updating...
Malaysia: Secure, Inclusive Digital Payment Innovation
Malaysia is accelerating fintech innovation by bolstering secure, resilient digital payment systems. Key initiatives include quantum‑safe cryptography, stablecoin pilots, AI‑driven fraud detection, and RegTech automation. Universities such as Monash Malaysia partner with industry and regulators to develop talent and research....
Mastercard Explores Sale of Nets Real-Time Payments Business
Mastercard has engaged investment bankers to explore selling the real‑time payments business it bought from Denmark’s Nets in 2019 for $3.2 billion. The unit, which produces roughly $370 million in revenue and $100 million EBITDA, is expected to fetch a price below its...
Cifrato Raises over $1M to Automate Accounting Processes with AI
Colombian startup Cifrato, which uses AI agents to automate accounting workflows, closed a seed round of over $1 million. Investors include Y Combinator, Fen Ventures, Decelera Ventures and Kuiper. The platform connects directly to Colombia’s tax authority, processes invoices, applies taxes...
How Tokenized Assets Work in Crypto Markets? - Ran Goldi | ATC #604
In this episode, Ran Goldi, SVP of Payments and Network at Fireblocks and former CEO of First Digital, reflects on the evolution of stablecoins, crypto payments, and tokenized assets over the past four years. He discusses his early predictions about...
Tazapay Raises $36M to Expand Cross-Border Payments
Tazapay announced a $36 million funding round aimed at scaling its cross‑border payments platform. The startup’s unified API lets businesses receive and send money worldwide without setting up local entities, offering card, bank‑transfer, instant‑network and e‑wallet options. The capital will accelerate...
Nasdaq Tokenization Plans Could Split Trading Into Two Markets — TD Securities
Nasdaq is advancing tokenization through three parallel projects: settlement upgrades, tokenized share issuance, and support for offshore blockchain venues. TD Securities warns this could create a dual‑market structure where the same stock trades on regulated U.S. exchanges and on offshore...
Sen. Durbin, D-Ill., Reintroduces Credit Card Airline Bill
Sen. Dick Durbin has reintroduced legislation that would empower the Consumer Financial Protection Bureau, the Department of Transportation and the Federal Trade Commission to regulate airline‑branded credit cards and rewards programs. The bill would force airlines to disclose the monetary...
Felix Launches Tokenized Stocks and ETFs on Hyperliquid Via Ondo Finance
Felix Protocol has launched tokenized U.S. stocks and ETFs on Hyperliquid’s HyperEVM, partnering with Ondo Finance. The offering provides access to more than 250 tokenized equities, with order sizes up to $1 million and execution fees below 10 basis points. Tokens...
![[Targeted] AmEx Offer: Use Apple Pay Three Times & Receive $10 Statement Credit](/cdn-cgi/image/width=1200,quality=75,format=auto,fit=cover/https://www.doctorofcredit.com/wp-content/uploads/2018/06/amex-offers.png)
[Targeted] AmEx Offer: Use Apple Pay Three Times & Receive $10 Statement Credit
American Express has re‑issued a targeted offer that grants a one‑time $10 statement credit once cardholders complete three purchases using Apple Pay on an eligible mobile device. The promotion, which cycles periodically, is currently active through May 21, 2026 for qualifying AmEx cards....
WealthStack Roundup: Envestnet's Tamarac Unveils Trading Oversight Tools; Jump Launches AI Associate for Advisors
Envestnet’s Tamarac platform introduced Q1 2026 upgrades including selective sync, enhanced reporting and a mobile‑responsive client portal, giving RIAs finer trade oversight. Jump launched its AI Associate, an execution‑focused agent that lets advisors act on insights across meetings, CRM, email and...
Disney Inspire Visa Card Review: Earn Bonus Rewards and Statement Credits on Disney Purchases
Chase and Disney launched the Disney Inspire Visa in early 2026, positioning it as the premium offering in the co‑branded lineup. The card carries a $149 annual fee but delivers a $600 welcome package, including a $300 Disney Gift Card...
Japan‘s Financial Watchdog Flags KuCoin for OTC Derivatives Transactions
Japan’s Financial Services Agency (FSA) issued warning letters to KuCoin and three other crypto platforms for offering over‑the‑counter (OTC) derivatives to Japanese residents without proper registration. KuCoin, headquartered in the Seychelles, was singled out after the FSA previously asked Apple...
Cents Closes $140M Series C Round
Cents, a unified software, hardware, and payments platform for laundromats, closed a $140 million Series C round led by Sumeru Equity Partners with participation from Camber Creek. The financing is the largest software investment ever in the laundry vertical and backs Cents’...
Reg CF Issuers that Set Artificially Low Funding Targets Undermine the Entire Sector of Online Capital Formation
Regulation Crowdfunding (Reg CF) lets startups raise up to $5 million with a simple notice filing, but many issuers set unrealistically low minimum targets, such as $10,000, to claim a "successful" raise. This practice inflates success metrics while delivering little operational capital,...
Opentech Powers New Money Transfer Solution PayInit AG for Viseca, Cornèr Bank
Italian fintech Opentech will power PayInit AG, a new peer‑to‑peer money‑transfer platform being built by Viseca Payment Services and Cornèr Bank. The solution leverages Opentech’s OpenPay Send technology to move funds across Mastercard and Visa schemes, linking cards, digital wallets,...
Illinois Employers Stiff Employees With Interchange Fee Prohibition
The Illinois Interchange Fee Prohibition Act (IFPA), passed in 2024 and slated for July implementation, will exempt taxes and tips from the standard 2% swipe fees that merchants pay on credit, debit, and gift‑card transactions. Proponents argue the measure reduces...
After Years of Trying, Moniepoint Breaks Into Kenya with Sumac Acquisition
Moniepoint has secured a foothold in Kenya by acquiring a 78% stake in Sumac Microfinance Bank, gaining an immediate deposit‑taking licence. The acquisition follows a stalled attempt to buy Kopo Kopo and comes days after Moniepoint bought Nigerian restaurant‑software firm...
Prediction Markets Become ARK’s New Investment Insight Engine
At @ARKInvest, we’re always looking for new tools that can sharpen our research and improve how we make investment decisions. Prediction markets are not just a new derivatives market — they represent a powerful new way to quantify risk and...
Polygon Now Serving as Specialized Payments Blockchain, Report Reveals
Polygon has rebranded from a generic Ethereum layer‑2 to a dedicated payments blockchain in 2026, bolstered by six network upgrades that lifted the gas limit to 110 million and theoretical throughput above 2,600 TPS. The launch of the Open Money Stack and...
New Zealand’s Credit Card Surcharge Ban May Not Happen After All
New Zealand’s proposed ban on in‑store credit‑card surcharges, slated for May, is effectively dead after the ACT Party withdrew its support. The legislation, introduced last year, faced opposition from Retail NZ, which warned businesses would shift costs to prices. While...
LayerZero Goes Live on Institution-Focused Canton as Its First Interop Protocol
LayerZero has integrated with the institution‑focused blockchain Canton, becoming the first interoperability protocol live on the network. The connection lets traditional financial institutions move tokenized assets—such as securities, digital bonds and equities—across more than 165 public blockchains while preserving compliance...
Thunes Links Stablecoin Payouts to the Swift Banking Network
Thunes announced that its stablecoin payout service will operate over the SWIFT interbank messaging network. The solution enables banks linked to SWIFT to send near‑instant payments to more than 500 million stablecoin wallets in over 140 countries, currently supporting USDC and...
Building the First Agentic Brokerage with Leif Abraham, Co-CEO of Public
In this episode, Public’s co‑CEO Leif Abraham explains how the firm is building the first truly agentic brokerage, where AI agents help users construct and manage multi‑asset portfolios, from fractional stocks to bonds, crypto and options. He discusses Public’s shift...
Xero Partners with Anthropic to Put Small Business Finances Inside Claude
Xero announced a multi‑year partnership with Anthropic to embed Claude directly into its accounting platform, letting small‑business owners ask the chatbot about cash flow, overdue invoices and profit margins using live data. The integration works both ways: Claude powers Xero’s...
PSR Annual Work Programme 2026/27
On 26 March 2026 the Payment Systems Regulator released its 2026/27 annual work programme, outlining eight priority areas. The plan emphasizes delivering the National Payments Vision, overseeing Pay.UK and Faster Payments, and publishing an independent evaluation of APP fraud. It also seeks...
Jump Launches AI Associate
Jump has unveiled AI Associate, an agentic AI layer that lets financial‑services advisors act on insights in real time. The tool integrates with CRM, email, and planning systems, enabling users to pull data, update records, draft communications, and schedule meetings...
Finance Ops Drives 45% AI Agent Market Surge
the ai agents market grew from $8.29 billion in 2025 to $12.06 billion in 2026. that's 45.5% year over year. and finance operations is the number one entry point. 33% of enterprise leaders are piloting agentic ai in finance ops first, ahead...
Argentina's State-Backed Energy Giant YPF Launches Tokenization Initiative on XRP Ledger
Argentina’s state‑backed power producer YPF Luz, together with blockchain firm Justoken, has rolled out Enertoken, a tokenization platform on the XRP Ledger (XRPL). The initial phase tokenizes more than $800 million of electricity contracts, leveraging Justoken’s JMWH fund which already holds...
This New Perk for Amex’s Business Cards Is a Big Bet on the Future of AI
American Express is rolling out a $300 annual statement credit on its U.S. Business Platinum and Business Gold cards for ChatGPT Business subscriptions, launching this spring. The perk aims to help enterprise customers offset AI software costs and boost productivity....
Scale Partners with Mastercard to Simplify Card Issuance Across Five African Markets
South African fintech Scale has teamed up with Mastercard to launch a one‑integration card‑issuing platform across Senegal, Ivory Coast, Kenya, Zambia and Zimbabwe. The partnership consolidates issuing banks, payment networks and BIN sponsors into a single onboarding flow, cutting time‑to‑market...
Allegro Finance Rolls Out $500 Million Credit Facility for Global Film and TV Production
London‑based Allegro Finance has unveiled a $500 million credit facility for film and television production, backed by a joint venture with Elliott Advisors UK. The move positions Allegro as a dedicated non‑bank lender seeking to reshape financing for global screen projects.
Record Gross Sales, Log Fees as Separate Expense
If you’re using Stripe or Square, this is a CFO conversation. You make a $100 sale. $97 hits your bank. What’s hitting your P&L as revenue? If it’s $97, your reporting is off. Revenue is recorded gross. Fees are recorded separately as an expense. That $3 is...
Mobile Payments Take Lead in Dutch Market
In 2025 Dutch consumers used smartphones and smartwatches for mobile payments more often than debit cards, according to Betaalvereniging Nederland. Nearly six out of ten debit‑linked transactions were made via a mobile device, up from four out of ten in...
Banks Must Measure AI Impact, Not Training Completion
Redesign Work, Realize AI: How Banks Must Measure and Reorganize to Turn AI from Experiments into Durable ROI Stop measuring training completions. Start measuring: cycle time, cost-to-serve, throughput, risk outcomes. Three-dimension framework: capability adoption (role-specific literacy, agent management) + workflow transformation...
Digital Credit Redefines Yield with Stretch $STRC
“11% is a big number.” “Am I offending you if I call it a money market fund?” - @SullyCNBC Digital Credit is redefining yield. Today we discussed Stretch $STRC on @PowerLunch. https://t.co/oirw3PGZBi
Opinion: One Cryptocurrency Investors Should Avoid in 2026
Financial analysts caution that investors should avoid a specific cryptocurrency that has suffered a steep decline, citing market volatility and regulatory headwinds. The piece draws parallels with broader tech and geopolitical disruptions to illustrate the risks.
Stablecoins Transform Cross‑Border Payments and Beyond
.@AndyE_NH has published a new @NHInsight blog post: 'The Impact of #Stablecoin: Cross-Border #Payments & Beyond' – https://t.co/PWu3toWRwm #Tokenization #Crypto #GENIUSact #Digitalization https://t.co/9jB5xC0o9c
We Built the Finance Tool AI Agents Use
Every finance tool is adding an AI chatbot. We went the other direction — we made @tryramp the tool that AI agents use. curl -fsSL https://t.co/dtP4f5DrW5 | bash
Venture Capitalists Eye Philippines
Venture capital activity in the Philippines surged in 2025, with private‑capital funding rising about 34% year‑on‑year despite a regional downturn. Foxmont Capital Partners alone raised $1.5 billion, up from $960 million in 2023, and e‑commerce now accounts for 67% of the country’s...
AI Agents Bring Expertise to Democratized DeFi
Here's the thing about DeFi We democratized access but not expertise Agentic finance changes that AI agents that understand yield farming, risk management, and optimal execution paths Finally, the promise of financial inclusion meets actual capability
Stripe MPP vs Coinbase X402: Which Wins?
Stripe’s MPP vs Coinbase’s x402. Two very different visions for agent payments. Which model wins? https://t.co/9SSDq5hVSn
Bluefin Launches BluePOS, Aimed at PAX Devices
Bluefin Payment System launched BluePOS, a new payment application built on its PayConex gateway for Android point‑of‑sale devices from PAX Technology. The software handles core transaction functions—authorizations, refunds, voids, tipping, receipts and contactless payments—while allowing Bluefin to develop and update...
Governments Won’t Embrace Digital Payments Anytime Soon
"You'd be crazy to assume that governments will be adopting payments in the next couple of years." https://t.co/meE1SvxnF0
Strategic Thinkers, Not Just Tech, Future‑Proof Lending
Technology alone won’t future-proof your institution. You need strategic thinkers who can anticipate change, not just react to it. Download the State of Digital Lending report: https://t.co/0wah7wPuXN https://t.co/Vo5PYR9wWL
AI Agents Trigger Payment Wars Among Tech Giants
Stripe. Coinbase. Visa. Everyone is building for AI agents. Now LIVE on Unchained, we unpack the battle for the payment layer of the agent economy. https://t.co/meE1SvxnF0
Payments Become the New Battleground in the Agent Economy
The Battle for Payments in the Agent Economy w/ Noah Levine & Robbie Petersen https://t.co/9SSDq5hVSn
Crypto Landscape Shifts: Major Deals, ETFs, and Regulation
Crypto things you might have missed: -Coinbase crushes stablecoin yield deal -Fannie Mae launches crypto-backed mortgages -Hashdex Nasdaq ETF adds ADA & LINK -Visa taps Canton Network -MARA sells $1.1B BTC to fund debt buyback -SEC: Tokenization innovation exemption incoming