Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Axos Bank’s SVP Kevin Hearn has overhauled the bank’s technology stack, retiring legacy tools like SharePoint and K2 in favor of the OutSystems low‑code platform. The shift has accelerated application delivery to eight‑week cycles, delivering a 60% productivity boost and reducing defects. Hearn has also mandated AI across the software development lifecycle, using it for code generation, requirements drafting, and a conversational agent that monitors logs. Coupled with an intensive training program that brings in non‑IT graduates, the initiative positions Axos for rapid AI‑enabled innovation.
Prop Firm Match launched a data‑driven marketplace that aggregates verified trader reviews and compliance‑checked rankings for proprietary trading firms. In its first year the platform attracted over 100,000 users, logged 12 million website visits, and listed 41 firms that passed its...
One Payment Plan, a Delaware‑based comparison platform, helps U.S. consumers navigate the crowded debt‑relief market by educating them on options and linking them to vetted partners. The service evaluates individual financial profiles—debt amount, income, goals—to recommend settlement, management or consolidation...
Regulators are intensifying audits of brokerage firms, targeting client‑fund segregation, trade execution and custodial practices. The crackdown has led to surprise examinations and heightened enforcement risk, including fines, account freezes or shutdowns. Inter Accounting Advisory has emerged as a go‑to...
KAST has introduced Earn Vaults, a new suite of stablecoin yield products that combine high‑interest returns with institutional‑grade risk controls. The vaults support USDC, USDT and DAI, offering up to 12% annual percentage yield while employing audited smart contracts and...
SEB analysts forecast that 2026 will mark a decisive shift from purely virtual AI to AI embedded in physical capital goods such as autonomous vehicles, drones and humanoid robots. The steep drop in AI usage costs in 2025 has broadened...
Global fintech platform KAST has launched KAST Earn Vaults, a stablecoin yield product that lets users earn 5‑9% APY on USDC and USDT. The vaults are powered by Gauntlet, which provides institutional‑grade risk management and automatically reallocates capital across Base,...
Healthcare providers are grappling with the No Surprises Act’s Independent Dispute Resolution (IDR) process, which determines out‑of‑network payments. Former attorney Brian Kent has built a consultancy that applies legal‑grade analytical rigor to select high‑value cases, prepare defensible arbitration submissions, and...
PSA Payment Services Austria GmbH is rolling out issuing support services for the Wero digital wallet across Austrian and German banks. The move establishes the technical and operational framework needed for banks to connect to Wero, a real‑time, account‑based payment...
The FCA has launched a consultation on extending its Consumer Duty and related conduct standards to crypto‑asset firms, marking the final phase of its crypto regulatory roadmap. The proposals cover redress, dispute resolution, conduct of business rules, credit usage, staff...
Fourthline, a European AI‑powered identity verification and RegTech provider, announced the promotion of Fleur de Roos to chief operating officer, effective immediately. De Roos, who joined as general counsel in 2022, brings a background in corporate law, financial services, and...
Tokyo‑listed Metaplanet lifted its 2025 revenue outlook to ¥8.905 bn ($58 m) and raised operating income to $40 m, but still expects a $632 m ordinary loss due to a $680‑$700 m non‑cash Bitcoin impairment. The impairment reflects year‑end price drops in its Bitcoin holdings,...
The article breaks down payment processing into its core components, detailing the six key players—from cardholder to acquiring bank—and the four-stage transaction flow of authorization, authentication, clearing, and settlement. It explains the distinct roles of acquirers, processors, and gateways, then...
Phone‑based scams have moved from a niche consumer problem to a material risk for banks, with U.S. consumers losing over $12.5 billion in 2024, many through voice attacks. Fraudsters exploit the inherent trust of human speech and caller‑ID spoofing to impersonate...
Retailers are squeezed by rising costs and thin margins, and payment‑processing fees are a hidden drain on profitability. Traditional tiered, flat‑rate, or interchange‑plus models tie fees directly to sales volume, penalising growth. Membership‑based pricing swaps per‑transaction markups for a predictable...
Red Oak, a compliance connectivity platform for financial services, has appointed Michael Allain as chief revenue officer to drive scalable revenue growth and operational excellence. Allain arrives with over 30 years of B2B sales experience, including two decades in highly...
UK payment habits in 2026 show digital wallets now used by 57% of adults, overtaking cash for everyday purchases. Contactless and mobile payments account for over half of in‑store card transactions, delivering faster checkout through biometric and tokenised authentication. Traditional...
Finby, a European payment service provider and acquirer, has entered a partnership with the European Payments Initiative (EPI) to support its upcoming pan‑European digital wallet, Wero. The wallet already counts more than 48 million users and aims to enable fast, secure...
Fintech company STAMP announced a €4 million funding round led by Dozen, with participation from EBISU Digital and FC Barcelona’s Barça Innovation Hub, including footballer Thibaut Courtois as an investor. The capital will accelerate the firm’s expansion across Europe, enhance its...
Barclays announced a multiyear strategic agreement with FactSet to deepen its market‑data capabilities. FactSet will supply Barclays with its full suite of analytics, data, and technology solutions, enabling more data‑driven products for the bank’s global clients. The partnership also places...
Skyway Underwriters has partnered with ResiQuant to modernize underwriting of Florida’s coastal wind risk, deploying ResiQuant’s structural risk intelligence across its apartment and assisted‑living programs. The integration blends automated workflows with engineering‑level data, enabling building‑specific risk scores while maintaining underwriting...
Nexi Group announced its membership in the Agentic Commerce Alliance, a global initiative focused on establishing open standards for autonomous, AI‑driven commerce. The alliance aims to create vendor‑neutral protocols that enable agents to operate securely and interoperably across platforms. Nexi...
Iplicit, the UK‑focused cloud accounting SaaS, has promoted Andy Jackson to Vice President of Finance after two years as Financial Controller. Jackson brings 27 years of finance leadership, including extensive fast‑growth SaaS experience, to support CFO Rob Steele as the...
mea Platform and Moonrock Insurance have partnered to embed mea Operations, an AI‑first operating platform, across Moonrock’s MGA business. The integration will automate core workflows—including submission intake, data ingestion, claims handling and finance—enabling faster, more consistent processing. By replacing legacy...
Chainalysis reports illicit crypto transactions reached $154 billion in 2025, a 160% jump from the prior year. The surge stems largely from nation‑state actors, especially Russia, leveraging a ruble‑backed stablecoin (A7A5) to bypass sanctions. Stablecoins now represent roughly 60% of illicit...
In a Fintech Times podcast recorded at Abu Dhabi Finance Week, eToro co‑founder and CEO Yoni Assa discusses the broker’s transformation from a traditional‑finance pioneer to a leading digital‑assets platform. He outlines how eToro expanded its offering to more than...
Coinone, South Korea's third‑largest crypto exchange, is preparing to sell the 53.4% stake held by Chairman Cha Myung‑hoon, while game‑developer Com2uS may offload its 38.4% holding at a loss. The exchange confirmed talks with both domestic financial institutions and overseas...
Japan’s Financial Services Agency is drafting rule changes that could allow cryptocurrency exchange‑traded funds as early as 2028. The proposed framework would let crypto assets count as eligible ETF holdings and include stronger investor‑protection measures. Major financial groups such as...
GoCab, a London‑based mobility fintech, closed $45 million in funding – $15 million seed equity and $30 million debt – led by E3 Capital and Janngo VC. The company provides a drive‑to‑own vehicle financing model for gig‑economy drivers and offers add‑on BNPL products,...
UAE payment provider NEO PAY has teamed up with digital bank Wio Bank PJSC to launch a point‑of‑sale (PoS) lending product for small and medium‑sized enterprises. The solution taps real‑time sales data from merchants’ PoS terminals to deliver fast working‑capital...
Account ownership is not enough. Banks must design propositions that encourage ongoing activity while building sustainable revenue models. Download the report for free: https://t.co/0wah7wPuXN https://t.co/kupkgsdHhe
ClearScore, the UK fintech known for free credit‑score checks, announced its entry into the residential mortgage market by acquiring Acre Platforms. The undisclosed deal equips ClearScore with Acre’s underwriting engine and cloud‑native loan‑origination system, enabling instant mortgage offers after a...
Consensys submitted a comment letter to the FTC urging technology‑agnostic security standards in the agency’s settlement with Nomad Capital Labs over the 2022 $190 million bridge hack. The firm warns that prescriptive measures such as mandatory circuit‑breaker mechanisms could clash with...
Home equity loans and HELOCs let homeowners borrow against the difference between market value and mortgage balance, often at rates lower than unsecured credit. Lenders typically allow borrowing up to 80‑85% of available equity, with credit scores influencing terms. These...
The Bank of England publicly acknowledged its inflation forecasting errors, while European regulators flagged systemic risk in life insurers and encouraged banks to re‑engage with Wall Street. In the fintech arena, Titan received a second SEC penalty for exaggerated crypto...
U.S. authorities have taken control of more than 127,000 Bitcoin, valued at over $11.4 billion, in what officials describe as one of the largest crypto forfeitures ever. The coins originated from a mining operation run by Iran‑linked LuBian.com, which allegedly helped...
Amazon Web Services has released an updated PCI PIN compliance package for its Payment Cryptography service, confirming a recent third‑party audit with zero findings. The package includes a PCI PIN Attestation of Compliance and a Responsibility Summary that outlines customer obligations. The...
PulseChain launched as a full Ethereum system‑state fork, replicating every wallet, token and smart contract while switching to a Proof‑of‑Stake consensus. The layer‑1 network offers sub‑second block times and transaction fees measured in fractions of a cent, delivering a scalable,...
Coinbase’s Q1 2026 report reveals that 71% of surveyed institutional investors view Bitcoin as undervalued, citing a price range of $85,000‑$95,000. Bitcoin is trading near $87,600, more than 30% below its October all‑time high of $126,080. Eighty percent of institutions said...
The U.S. Securities and Exchange Commission permanently dismissed its lawsuit against Gemini Trust Company after the crypto exchange and its partner Genesis returned roughly $3 billion in assets to more than 200,000 Earn users. The dismissal, filed with prejudice, follows a...
Uber and DoorDash lost a federal bid to block New York City’s new tipping law, which forces delivery apps to present a tip option and a suggested minimum of 10% at checkout. U.S. District Judge George Daniels rejected the companies’...
NordVPN research finds more than 26 million people may have been lured to malicious sites via fake QR codes. Scammers embed these codes in “brushing” packages, a tactic that now delivers 26 % of all malicious links. Seventy‑three percent of Americans admit...
DXC Technology announced a strategic partnership with Ripple to embed blockchain‑based digital‑asset custody and payment capabilities into its Hogan core‑banking system. The integration lets banks manage stablecoins, tokenized assets, and cross‑border transfers without replacing legacy infrastructure. Ripple’s Payments and Custody...
Bitcoin fell below the $94,000 threshold, testing support around $88,000 as geopolitical tensions and tariff news weigh on digital assets. The NYSE announced plans for 24/7 trading and on‑chain settlement, aiming to bridge liquidity gaps for real‑world assets. Meanwhile, the...
Experian and the Credit Builders Alliance (CBA) released a study showing that adding a CBA tradeline propels 70% of previously unscored borrowers into prime or near‑prime credit within a year, far outpacing the 48% rate for the broader unscored population....
Wait -- they reposted it after getting ratioed on the first one? 😂 ICYMI, this was my comment: Whoa … is this from 2013?? Spoken like people with a lot of financial privilege. Go ahead and tell an Argentinian or...
Solana’s ecosystem is pivoting from meme‑driven hype to a sober focus on financial infrastructure, according to Backpack CEO Armani Ferrante. Over the past year the network has emphasized high‑throughput on‑chain trading, market structure and settlement rather than NFTs or gaming....
PitchBook reports that US private credit assets under management are set to top $2 trillion in early 2026, driven by a steady decline in default rates and solid middle‑market earnings. Fourth‑quarter 2025 earnings rose 3.1 % thanks to strong consumer‑goods and technology...
Banks must rethink personalization as a relationship engine, not a sales trigger. Getting this wrong weakens trust over time. Read more here: https://t.co/bBd6Gks1RH https://t.co/N9sg2C4Ct5
The Federal Reserve is expected to keep its policy rate steady at 3.5%‑3.75% this week, marking a pause after three consecutive quarter‑point cuts. Traders will watch Jerome Powell’s language to determine whether the pause is hawkish, which could bolster the...
