Why Fintechs Are Moving to Automated Compliance
Fintechs are turning to automated compliance platforms to eliminate the manual, time‑consuming audit preparation that slows product delivery. By deploying on Upsun’s PCI‑DSS Level 1, SOC 2 Type 2, ISO 27001 and HIPAA‑certified infrastructure, companies shift core security controls to the provider under a shared‑responsibility model. Upsun codifies the entire stack in a version‑controlled .upsun/config.yaml, turning compliance into immutable code rather than a checklist. This approach delivers continuous audit evidence, reduces engineering toil, and aligns with emerging regulations such as Europe’s DORA.
DORA Exit Strategy for Financial Services: Portable Cloud Architecture with Upsun
The EU’s Digital Operational Resilience Act (DORA) now obliges banks, insurers and investment firms to maintain a tested, documented exit strategy for each cloud provider. Most financial institutions rely on provider‑specific services, creating lock‑in that makes compliance difficult. Upsun proposes...
![[Targeted] GreenFi (Formerly Aspiration): Direct Deposit Bonus Of Up To $200 & 100 Trees](/cdn-cgi/image/width=1200,quality=75,format=auto,fit=cover/https://www.doctorofcredit.com/wp-content/uploads/2026/03/greenfi-200-direct-deposit-1.png)
[Targeted] GreenFi (Formerly Aspiration): Direct Deposit Bonus Of Up To $200 & 100 Trees
GreenFi, the rebranded Aspiration, is rolling out a limited‑time promotion that rewards customers who set up a direct‑deposit stream of $500 or more per month with up to $200 cash and the planting of up to 100 trees. The bonus...
Dext Launches AI Assist to Automate Everyday Bookkeeping Decisions
UK‑based Dext has introduced Dext AI Assist, an AI agent embedded in its bookkeeping platform that learns individual user preferences to automate nuanced accounting decisions. The tool surfaces transparent, reviewable suggestions, allowing finance teams to retain full control while reducing...
SoFi Technologies Posts 133% Revenue Growth Over Three Years, Reinforces Digital‑Banking Lead
SoFi Technologies reported a 133% increase in revenue over the past three years, bringing its customer base to 13.7 million and underscoring its status as a top digital‑banking player. The fintech also rolled out a Bitcoin‑Lightning powered cross‑border payment service with...
MoonPay Unveils Wallet Standard for AI Agents
MoonPay released the Open Wallet Standard (OWS), an MIT‑licensed open‑source specification that lets AI agents hold and sign crypto funds without ever exposing private keys. More than 15 leading firms—including PayPal, Ripple, Solana Foundation and Circle—contributed to the spec, which...
DLocal Simplifies Global Commerce Through Unified API Strategy
Cross‑border payments specialist dLocal has launched a unified “One dLocal” platform that consolidates a single API, contract and technical integration for merchants entering emerging markets. The solution gives more than 700 enterprise clients, including Amazon, Microsoft and Zara, access to...
Taceo Network Enables ‘Private Shared State’ for Hosting Sensitive Parts of Workflow
Austrian startup Taceo has opened public access to its Taceo Network, a private execution layer that lets organizations run sensitive identity, biometric and payment logic on shared digital infrastructure without exposing raw data. The platform uses coSNARKs, a cryptographic tool...
The Big Biscuit Partners with TipHaus to Deliver Same-Day Tip Payouts and Modernize Team Member Pay Across 30 Locations
The Big Biscuit, a fast‑growing breakfast and lunch chain with 30 locations in the Midwest, has teamed up with TipHaus to offer same‑day digital tip payouts. The partnership leverages TipHaus’s Earned Tip Access® platform, allowing managers to verify shift data...
India Floats Plan for Converting Gift Cards Into Mutual Funds
India's securities regulator SEBI has unveiled a framework allowing gift‑card balances to be converted into mutual‑fund units. The scheme limits each transaction to 50,000 rupees (about $537) and requires funding through electronic transfers or the UPI network. By treating prepaid...
Fintech Rundown: A Rapid Review of Weekly News
Finovate’s weekly roundup highlights a wave of fintech innovations across payments, AI, and tokenized assets. European payments provider Mollie launched its Tap in‑person solution in the UK, while Splitit introduced Splitit Go to bring card‑linked installments to field sales. Agentic AI...
Warren Requests Information From MrBeast About Crypto and Children
Senator Elizabeth Warren sent a 12‑page letter to YouTube star Jimmy Donaldson, aka MrBeast, seeking details on Beast Industries’ plans to expand into financial services, including cryptocurrency offerings for minors. The inquiry follows Beast’s acquisition of the Step banking app,...
RBI Orders Two‑Factor Authentication for All Online Payments Starting April 1, 2026
The Reserve Bank of India (RBI) has mandated two‑factor authentication (2FA) for all online payments effective April 1, 2026. The rule targets banks, payment aggregators and fintech firms, forcing a rapid overhaul of authentication infrastructure. Industry players warn of implementation costs and...
One in Three Irish Are More Honest About Money with AI than Other People According to Bunq Survey
A bunq survey of 1,000 Irish consumers reveals that 36% feel more honest discussing money with AI than with people, and another 37% are equally candid. Nearly half (49%) have already used AI to guide personal finance decisions, and one‑third...
Clear Street Launches Digital Asset Trading
Clear Street has launched Clear Street Digital, enabling institutional clients to execute large‑scale OTC spot trades in major cryptocurrencies such as Bitcoin, Ethereum, Solana, and a broad range of altcoins and stablecoins. The new service leverages the firm’s existing clearing,...
13 Years on, Surcharging Remains Complex for Acquirers
Thirteen years after merchants gained permission to surcharge credit‑card transactions, the practice remains tangled in divergent rules from card networks and state regulators. Visa limits surcharges to 3% while Mastercard allows up to 4% but typically mirrors Visa’s cap, and...
Waivr
Waivr, a Los Angeles‑based fintech founded by Brenna Curran and Carolina Nucamendi, offers a debit‑focused, account‑to‑account payment infrastructure for consumer‑to‑business transactions. The platform replaces traditional credit‑card processing with a real‑time payments API that validates bank credentials and transfers funds instantly. By...
A New Connection Lets PayPal Open Venmo to International Transfers
PayPal has linked its Venmo service with its global PayPal network, enabling Venmo users to send and receive money in 90 countries. The integration comes with a promotional waiver of international transfer fees through August 24, 2026. PayPal says the move...
Wethos
Wethos is an all‑in‑one financial operating system built for freelancers, creative studios, and small agencies. Founded by Rachel Renock and Claire Humphreys, the platform goes beyond invoicing by offering a library of thousands of crowdsourced peer‑pricing templates that let users...
QuSecure Deployment Cited as Real-World Precedent in SEC Post-Quantum Framework
The SEC’s Post‑Quantum Financial Infrastructure Framework (PQFIF) has highlighted the four‑month deployment of QuSecure’s QuProtect platform at Banco Sabadell, executed with Accenture, as the first real‑world implementation precedent for post‑quantum cryptography in banking. The case study demonstrates that large financial...
Wurthy
Wurthy is an AI‑powered financial operating system that offers a buy‑now, pay‑later (BNPL) solution tailored for service‑based small and medium‑sized businesses. Founded by serial entrepreneur Rudd Davis, the platform lets firms such as law offices, creative agencies, and medical practices...
Spot Real AI Adoption, Guard Agents Against Scams
The agentic commerce war is live. But how do you tell real adoption from bots inflating numbers? And what happens when a Nigerian prince scam targets your AI agent? Steven Ehrlich and Laurens Fraussen on Bits + Bips: https://lnkd.in/ekwK_zJ2
Aave Enables Decentralized Lending, Borrowing, and Flash Loans
Aave is a decentralized finance protocol that enables users to lend and borrow cryptocurrencies via liquidity pools, where smart contracts manage interest rates and collateral, creating a transparent and automated system without intermediaries. Microblog @antgrasso #DeFi #web3 Aave operates through liquidity...
The Growing Data Battle Between Banks and Fintechs
JPMorgan Chase announced it will charge fintech firms for access to its customer data, upending a long‑standing practice of free data sharing that powered many digital‑banking services. The move reflects a broader shift as banks seek to monetize APIs and...
Nasdaq, Talos Partner on Tokenized Collateral Management
Nasdaq and digital‑asset platform Talos announced a partnership to link Talos’ infrastructure with Nasdaq’s Calypso and Trade Surveillance systems, creating an integrated solution for tokenized collateral management. The collaboration aims to unlock over $35 billion of capital currently tied up in...
TRACE ASI Launches Advanced Market Analysis Platform Powered by Artificial Intelligence
TRACE ASI unveiled an artificial‑intelligence‑powered market analysis platform that processes real‑time data to generate structured insights for investors. The system targets large‑cap, highly liquid equities traded on regulated exchanges, using machine‑learning models to interpret price trends, trading patterns, and sector...
Enhancing Payments Security Training and Intelligence to Combat Emerging Payments Fraud
Payments fraud surged 89% year‑over‑year, propelled by a 3.6‑fold rise in AI‑driven attacks such as deepfakes and impersonation. Criminals are exploiting executives' personal digital lives, using cloned voices and videos to bypass traditional controls. The report from Veriff stresses that...
The Slow Death of Interchange as a Standalone Growth Engine
Interchange fees have long been the backbone of fintech revenue, offering a low‑friction, volume‑driven income stream that scales with every card transaction. Recent filings from Block, PayPal and Shopify reveal a strategic pivot: interchange is now treated as baseline infrastructure...
Stablecoin Volume Is 7% of Advertised $62 T Hype
Stablecoins are a great way to pay, and don't need fake numbers to generate FOMO The real, hype-free, stablecoin volume in 2025 is just $4.2 trillion — only 7% of the $62 trillion headline number once you strip out trading noise,...
Why AI Is Becoming Essential for Financial Services Call Centres
Financial institutions are deploying AI‑powered tools to augment call‑center agents, delivering real‑time information, response suggestions, and automation of routine tasks. This technology addresses the sector’s regulatory complexity and product personalization demands, enabling faster, more accurate, and tailored customer interactions. While...
EU Accelerates Digital Euro as Euro‑Stablecoins Surge to Trillions
The EU is desperate to preserve monetary sovereignty, which is under attack by US stablecoins. That’s why S&P’s analysis is good news for the EU and ECB, which is in damage control mode, speeding digital euro launch. S&P Global...
Stablecoins Drive Agent‑Forward Economy, Boosting Transaction Volumes
As the world recalibrates to become agent-forward, stablecoins are accelerating the transition. They enable agents to transact as humans—pushing transaction volumes to new highs and bridging crypto & TradFi. So much more to come from this category. Loved unpacking it...
Open Banking Is Growing in South Africa – but Not for Everyone
South Africa’s open‑banking ecosystem is expanding, driven by a market‑led approach that has enabled fintechs such as Yoco, Lulalend and MTN MoMo to reach new customers. A Reserve Bank working paper warns that this model favours middle‑aged, educated users and leaves...
SMS Bill Payment Skips Transparency, Risks HIPAA Compliance
Interesting payment UX: Wife received an SMS saying “This is [medical professional]. You have a bill for $X. Reply 1 to pay the bill with your credit card ending in 1234.” No actual bill or option to see the bill,...
Tokenization: Finance's Next Internet, Power Over Innovation
DIGITAL TRANSFORMATION OF INVESTING Larry Fink says tokenization could transform finance like the internet did. This is not innovation, this is about control. https://t.co/tiAJ6TqNDs
Discovery Bank Drives Super App Ambition with AI, Integration
Discovery Bank is transforming its mobile platform into a "super app" that merges banking with health, insurance, investment and lifestyle services across the Discovery Group. AI underpins the experience, delivering a virtual financial assistant, real‑time fraud alerts and personalised nudges...
Agentic Finance Remembers, Executes—Beyond Robo‑Advisor Limits
Roboadvisors: set it and forget it Agentic finance: set it and it never forgets The difference is memory, context, and execution across protocols
CinCin Crypto Card Exploits Corporate Loophole for Laundering
CinCin: cheers to money laundering? This "no KYC" crypto card leveraged the same Bluebanc+Sutton Bank corporate card loophole Fintech Biz Weekly reported on publicly *six weeks* ago. https://t.co/q2xHeLkzlp
The UK Stablecoin Is Already Here – Scottish Banknotes
The UK government is eager to regulate stablecoins, but Scotland already operates a stable‑coin regime through its own banknotes. Issued by three commercial banks, Scottish notes circulate as legal currency backed by assets, and the Banking Act 2009’s definition allows them...
Whale Sells $10M ETH to Service $122M Aave Debt
A whale sold $10,310,000 in $ETH today to repay loans on Aave. He holds over $268,000,000 in Ethereum and has $122,000,000 in loans remaining to be paid. https://t.co/jkgi5IqrhS
AI Finance Solutions Still Unbuilt—Early Opportunity Awaits
The best AI harness for finance doesn't exist yet Because we're still figuring out how to: • Bridge TradFi and DeFi • Solve custody for AI agents • Create compliance frameworks • Handle liability We're early That's the opportunity
Zocks Targets Life Insurers with AI Workflow Automation
Zocks, an AI assistant originally built for financial advisors, is extending its workflow automation platform into the life‑insurance sector. The tool captures data during discovery meetings, auto‑generates notes, applications and fact‑finds, and processes PDFs, scans and photos in under a...
Bank Cards Risk Becoming Relics as Digital Wallets
Why bank cards may be heading the way of the cheque book https://t.co/zaDaxd3u0O "digital wallets matter more for future growth" That's what I would have said had anyone asked me, which they didn't. https://t.co/gDOCm9u8sO
Strategy Launches $21B ATM Programs for STRC and MSTR
Strategy announces new $21 Billion $STRC ATM Program and new $21 Billion $MSTR ATM Program. https://t.co/65BB3FCup9
Chinese Consumers Can Now Use the Qwen App to Hail Rides and Pay with Alipay AI Pay
Alibaba’s Qwen app now lets Chinese users hail rides and pay through Alipay AI Pay, creating a single‑conversation commerce flow. The integration ties Qwen to ride‑hailing, food delivery and travel services, allowing price comparison, booking and payment without leaving the...
Generative AI Redefines Banking with Anticipatory Customer Service
In banking, generative AI can create smarter customer experiences, reduce friction, and enable services that anticipate needs before the customer even asks. Branch Tomorrow is out now: https://t.co/7yibAIVrHK https://t.co/oPnuFIaxtu
Santander’s Getnet Expands to Colombia, Strengthening Its Latin American Payments Network
Santander’s payments arm Getnet has launched its digital payments platform in Colombia, extending its pan‑Latin American network. The service offers a unified API‑based Single Entry Point that lets merchants connect once and operate across multiple markets, while also providing banking,...
Just Taps Sapiens to Modernise Retirement Operations
UK‑based financial services group Just has chosen Sapiens to power a new end‑to‑end life and pensions platform. The deployment will use Sapiens CoreSuite, DigitalSuite and DataSuite to boost scalability, integration speed and product‑to‑market timelines. The solution targets complex retirement products...
Choosing the Right Financial Products Starts with Behavior, Not Volume
Financial institutions are shifting from adding more products to aligning offerings with customer behavior. Research by FIS shows 47% of consumers want a single platform to manage all financial services, indicating demand for cohesion over variety. Studies of Gen Z and...
53% of Scam Victims Recover Money When They Tell Their Bank
A PYMNTS Intelligence study of 15,110 U.S. consumers finds 19% have fallen victim to a financial scam in the last five years. Nearly two‑thirds of those scams result in payments within 24 hours, highlighting the power of urgency. Victims who...