Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Most companies entering the 2026 budgeting cycle cannot accurately quantify their software usage or spend, creating an operational blind spot. As tool stacks expand faster than governance processes, redundant platforms, unused licenses, and overlapping functionality proliferate. Founder Ghita El Haitmy highlights that without a centralized view, leaders make hiring and automation decisions on incomplete data, risking inflated costs and inefficiencies. Her firm Eli by Techbible.ai proposes a four‑step audit to turn guesswork into actionable visibility.
OnePay has introduced “Swipe to Finance,” a post‑purchase buy‑now‑pay‑later feature powered by Klarna that lets eligible debit‑card users convert recent purchases into fixed‑term payment plans within the app. The tool expands OnePay’s suite of flexible payment options beyond checkout, offering...
OKX reported a 16% year‑over‑year increase in centralized exchange trading volume and a 262% surge in decentralized exchange activity, pushing its user base beyond 120 million. The platform bolstered transparency with monthly Proof of Reserves showing $31.5 billion in assets and partnerships...
Lean Technologies and UAE payments platform Ziina have completed the country’s first live customer‑initiated Open Finance payment. The transaction, run under the Central Bank of the UAE’s Open Finance framework, lets users move money instantly between bank accounts via regulated...
Grayscale has submitted a preliminary prospectus to the SEC to transform its NEAR Protocol Trust into an exchange‑traded fund listed on NYSE Arca. The trust, which launched on the OTCQB in September, currently manages about $900,000 and its NAV per...
Patrick Witt, the White House’s top crypto adviser, warned that the Senate’s crypto market‑structure bill must be rushed through while bipartisan compromises are still possible. He emphasized that a multi‑trillion‑dollar industry cannot operate indefinitely without a clear regulatory framework, and...
Tokenized real estate is emerging as a catalyst for global property investment, with industry forecasts projecting a market exceeding $10 trillion by 2030. Investor Aria Oh, leveraging cross‑industry experience from fashion, blockchain, and real‑estate markets in New York, Seoul, London, and Dubai,...
Ripple president Monica Long predicts that by the end of 2026 roughly 250 Fortune 500 companies will either hold crypto or run blockchain‑based financial products. She forecasts corporate balance sheets will contain over $1 trillion in digital assets, with half of the...
Fifth Third Bancorp reported record net interest income and strong operating leverage in Q4, driven by aggressive branch expansion and digital upgrades. The bank added 50 new branches in 2025, including its 200th in Florida and 100th in the Carolinas,...
Tether announced two strategic collaborations aimed at expanding stablecoin adoption and digital‑asset literacy in emerging markets. In Laos, it partnered with regulated platform Bitqik to deliver workshops, online resources and seminars targeting over 10,000 students and entrepreneurs. Simultaneously, Tether joined...
ETFs are reshaping portfolio construction by offering liquid, transparent access to crypto, commodities and alternative assets. Bitcoin ETFs dominate the $153 billion crypto‑ETF market, while commodity ETFs drew roughly twice the inflows of crypto products in 2025, driven by gold and...
Data destruction is now a strategic imperative, requiring more than simple file deletion. Certified IT asset disposition (ITAD) vendors, especially those with R2v3, Appendix B, and Appendix C credentials, guarantee logical sanitization, physical destruction, and secure refurbishment. These certifications provide...
JUST IN: SEC Commissioner Hester Peirce says the Senate is finalizing the details of the crypto market structure bill. She emphasized the importance of getting all the pieces right before it moves forward. Source: Bloomberg https://t.co/bDl0n7iIoU
STM Goods, a founder‑led accessories firm, has spent more than 26 years supplying rugged cases to schools and enterprises worldwide. While the consumer electronics market tops $1.2 trillion, the niche of device protection fuels cost‑saving decisions in education and corporate IT...
Amazon is rolling out the next‑generation Dash Cart to dozens of Whole Foods stores across the United States by year‑end. The new cart adds credit‑card, mobile‑payment and Amazon‑linked payment options, expanding beyond its original Amazon‑only model. It also features a...
Financial service call centers are turning to AI‑enhanced auto‑dialers to lift outbound connection rates and curb agent idle time. Predictive dialing can run six to ten parallel lines per agent, while AI‑powered answering‑machine detection (AMD) identifies live contacts with 97%...
Barnegat Township Police warned New Jersey residents of a hybrid fraud scheme that combines phone spoofing with a physical courier pickup to steal debit cards. Criminals pose as bank fraud agents, claim unauthorized out‑of‑state activity, and arrange a courier to...
Delaware Life Insurance Company is introducing a Bitcoin‑linked fixed indexed annuity that blends U.S. equity performance with a managed exposure to Bitcoin via BlackRock's iShares Bitcoin Trust ETF. The product applies volatility controls designed to limit Bitcoin‑related swings to about...
Citigroup Chair and CEO Jane Fraser told CNBC she does not expect Congress to back President Trump’s proposed 10% cap on credit‑card interest rates. Fraser argued that a hard cap would shrink credit availability for lower‑income consumers, contrary to the...
Dealmaker, a tech‑enabled broker‑dealer, reported processing over $500 million in capital for 2025, equating to roughly $57,000 raised each hour. The firm’s Reg A offerings surged 157% year‑over‑year, with the three largest rounds—Newsmax $75 million, Pacaso $72.5 million, and Mode Mobile $53.5 million—driving the bulk...
Hong Kong Finance Secretary Paul Chan defended the city’s “same activity, same risk, same regulation” framework for digital assets at the World Economic Forum in Davos. The approach ties regulatory requirements to the risk profile of a service rather than...
U.S. Bancorp reported a record fourth‑quarter net revenue of roughly $7.4 billion, crediting its payments transformation as a primary driver. CEO Gunjan Kedia emphasized that embedded, interconnected payment capabilities are essential for attracting Gen Z clients and deepening relationships. The bank unveiled...
If this is how you’re integrating crypto into tradfi bank app, you’re doing it wrong: https://t.co/kWU3jPhsdf
CoinTerminal’s Head of Sales Maximiliano Stochyk Duarte explained that token launches in 2026 must earn retail trust through solid business models and transparent token economics. The Dubai‑based launchpad leverages a 650,000‑member community and a 12‑hour refundable period to lower investor...
First Entertainment Credit Union has launched CineFi, a fully digital banking brand targeting film, TV, and other creative professionals in Atlanta and Los Angeles. Developed with fintech partner Nymbus, CineFi offers high‑yield checking and savings, round‑up savings, early direct deposit...
PayPal is launching a free, DIY tax‑filing service for its debit‑card users in partnership with april, pulling financial data from PayPal accounts to streamline federal and state returns and allowing refunds to be deposited directly into PayPal. The move aims...
Schwab’s Center for Financial Research released a three‑layer model for crypto, dividing the market into foundational networks, infrastructure, and products. The base layer—Bitcoin, Ethereum and similar blockchains—accounts for roughly 80% of the sector’s $3.2 trillion market cap. Infrastructure protocols such as...
Digital wallets are evolving beyond UI to prioritize security architecture, payment infrastructure, and regulatory intelligence for 2026. Agentic commerce will enable AI agents to execute transactions autonomously, requiring cryptographic consent and continuous trust orchestration. Multi‑biometric authentication, AI‑driven predictive security, and...
Nubank announced a suite of new initiatives in 2026 aimed at deepening financial inclusion and enhancing user experience across Latin America. Partnerships with Uber, iFood, Shopee, OpenAI and Burger King helped customers avoid $29 million in expenses in 2025. The bank’s...
Funding Circle announced two strategic moves in January 2026. It appointed Sarah Whiteley, a veteran legal executive, as Chief Legal Officer, replacing long‑time incumbent Lucy Vernall. The fintech also launched a beta version of its Cashback business credit card, now...
The article provides a detailed, eight‑step guide for creating professional online invoices, covering tool selection, business and client data entry, unique numbering, dates, line‑item details, taxes, and final review. It emphasizes features such as automatic calculations, PDF/email export, and tax...
Financial relationships take time. Consumers kick the tires before committing fully, just like buying a used car. Digital players understand this patience. https://t.co/2BdOuNRPaG
FinTech Global interviewed Kidbrooke’s head of business development, Zaliia Gindullina, to assess 2025’s performance in WealthTech. While the sector saw a noticeable dip in funding rounds and total capital raised, established players continued to expand. Providers shifted from experimental pilots...
If DTC doesn't go all in on tokenization... they are in trouble, they'll become a Blockbuster, says @kkirkbos https://t.co/IYyWwt1LDc
An online JSON to Excel converter enables users to upload or paste JSON data and receive a downloadable XLS or XLSX file without writing code. The tool validates syntax, parses nested structures, and maps data into rows and columns, delivering...
The proliferation of digital collaboration tools and hybrid work has dramatically expanded the venues where regulated business occurs, prompting a wave of SEC enforcement actions that have levied over $700 million in penalties since 2023. Firms now require comprehensive data‑capture solutions...
Fed continues stonewalling all requests for transparency regarding its oversight of Synapse, arguing it is confidential supervisory information: https://t.co/VQcPyPqkNw
Virtuoso Partners, a UK‑based intelligent‑automation firm, has leveraged its partnership with M‑Files since 2021 to modernise document‑heavy processes through metadata‑driven management and workflow automation. By combining M‑Files’ contextual content handling with its own AI, RPA and intelligent‑document‑processing expertise, Virtuoso delivers...
Want to know about the Securitize - Galaxy partnership? Hear from @SuperstateInc's GC @AlexZozos https://t.co/IYyWwt1LDc https://t.co/EmzS0EAAFX
Sentinel Wealth AI offers an AI‑driven investment platform that combines real‑time market analysis, personalized alerts, and a robust educational library. Users report faster identification of trading opportunities and increased confidence in portfolio decisions. The interface is intuitive, enabling quick account...
Fintech’s weekly roundup spotlights AI’s rising valuation and deployment, new payment partnerships, and record credit extensions. ElevenLabs is in talks that could push its valuation to $11 billion, while Synechron rolls out AI agents for workflow automation. dLocal teams with Honor...
Shoutout to @0xMantle for backing the next wave of RWA and DeFi innovation 🌍🛠 With a $4B treasury, 7M+ user reach, and $150k in prizes, the Mantle Global Hackathon 2025 is where onchain builders should be looking. Register here: https://t.co/agPHHmb6Sd
Gusto announced that its payroll platform is now available as an app inside ChatGPT, letting eligible small‑business customers run payroll through natural‑language conversations. The integration uses OAuth so passwords never touch OpenAI, and only payroll admins can authorize actions. Initially...
Manifest is a Solana‑native DeFi platform that runs an on‑chain central limit order book and charges zero trading fees. It offers two primary products: Destiny Vaults, where users deposit stablecoins like CASH or PYUSD to earn up to 38% APY...
Regulators across the EU and U.S. are moving from vague crypto principles to concrete rules, compelling financial firms to redesign blockchain systems for auditability and legal accountability. The EU’s MiCA framework now demands identifiable issuers, risk controls, and one‑to‑one reserve...
Treasury Secretary Scott Bessent told banks that deregulation, which he says has unlocked $2.5 trillion of extra lending capacity, should offset the impact of President Trump’s proposed 10% credit‑card interest rate cap. He emphasized that reduced compliance costs are boosting bank...
Mastercard is weighing a strategic investment in blockchain infrastructure firm Zerohash after acquisition talks collapsed, despite earlier reports that the payment giant might have paid up to $2 billion for a full buyout. Zerohash, valued at $1 billion after a $104 million Series D‑2...
Napier AI and Mutual Vision have launched MV Shield, a purpose‑built AML and financial‑crime compliance platform for UK and Canadian building societies and credit unions. The solution is offered as Compliance‑as‑a‑Service, pairing Napier AI’s technology with Mutual Vision’s sector expertise....
Agentic commerce is reshaping digital transactions by letting AI‑driven software agents select products, optimise pricing and initiate payments without direct shopper input. In this new model, the once‑dismissed guest checkout is re‑emerging as a friction‑free, network‑centric payment option. EMVCo’s Secure...
Trump Media announced that shareholders will receive reward tokens on February 2, 2026, the record date for the distribution. The company partnered with Crypto.com to issue and custody the non‑transferable tokens, which are not securities and cannot be exchanged for cash. Token...
