Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Dubai’s crypto-friendly image masks a covert off‑ramping network called RimalWasl. The service uses intermediaries like GulfBridge and real‑estate developers to convert large crypto holdings into fiat, bypassing AML controls. Despite new VARA regulations, the network exploits regulatory gaps and alleged official collusion. The scheme fuels money laundering and tax evasion, highlighting systemic risks.
First‑time borrowers must navigate variable interest rates, documentation requirements, and hidden fees before committing to a loan. Lenders often impose tighter terms, such as lower amounts and shorter repayment periods, which can reshape monthly budgets. Timely repayments not only avoid...
Boku posted 2025 revenue of $128.5 million, a 29% jump from the prior year, driven by rapid adoption of digital wallets and its bundling product. Adjusted EBITDA rose 31% to $41 million, delivering a 32% margin that beat consensus forecasts. Cash on...
Cryptocurrency exchange Bitrue has introduced the “Make Every Trade Count” promotion, running through February 5, 2026. The campaign offers a total prize pool of more than 200,000 XRP, with rewards allocated proportionally to traders who execute at least $100 in spot trades....
Foreign neobanks and US stablecoins just got a reality check as growing insularity & nationalism threaten fintech's global ambitions The latest Edelman Trust Barometer (37,500 respondents across 28 countries) reveals a stark reality for fintech: 70% of people now distrust...
Red flags on Airwallex have been obvious for some time (incl its prior relationship with... Evolve Bank & Trust)
Thailand’s Securities and Exchange Commission is set to release formal guidelines for crypto exchange‑traded funds early this year, alongside rules for futures trading and tokenised products. The framework will treat digital assets as an official asset class, allowing investors to...
Macro researcher Luke Gromen warns that institutional investors are unlikely to drive Bitcoin from its current ~$89,880 level to a $150,000 target without a significant market catalyst. A 67% price jump would require events such as the US CLARITY Act...
Ripple has secured approval from the UK Financial Conduct Authority, giving XRP a clear regulatory footing in Europe’s core financial market. The FCA clearance is expected to accelerate institutional adoption of XRP across the continent and beyond. Simultaneously, UK‑based DogeStaking...
The article outlines a six‑step playbook for financial‑services firms to close the widening technology and operational gap caused by legacy systems and fragmented estates. It starts with an honest inventory of assets and deficits, then stresses disciplined planning, relentless focus,...
Abhishek Nanda, a finance‑tech veteran who has sourced $5 billion in deals, released "Finance Reimagined: Digital Tools and AI for Planning, M&A, and Investing." The book chronicles finance automation from the 1979 VisiCalc spreadsheet to today’s AI‑driven platforms, offering a roadmap...
First Abu Dhabi Bank (FAB) has introduced the FAB Rewards Active Credit Card, a joint venture with Mastercard that bundles a contactless payment ring with fitness tracking. The ring uses tokenisation technology from Tappy and syncs with the FAB Mobile...
Ripple’s XRP slipped to $1.91, a 3.24% decline, as renewed tariff negotiations stoked broader crypto volatility. Trading volume dropped 12.73% to $3.37 billion, reflecting heightened risk aversion among short‑term traders. Meanwhile, utility‑focused project Remittix gained traction, launching its wallet on the...
The Senate Agriculture Committee released a Republican draft of a crypto market‑structure bill that adds liability protections for DeFi developers and other intermediaries. Chair John Boozman said Republicans and Democrats still differ on core policy issues, leaving the bill without...
The Australian Government’s cash‑mandate, effective this month, requires fuel and grocery retailers to accept cash for in‑person purchases of $500 or less between 7 a.m. and 9 p.m. Small businesses with annual turnover under $10 million are exempt unless they operate under a...
Pinecone Matches has launched the INIBOX (850 Mh) ASIC miner, delivering 850 megahashes per second in a compact, rack‑compatible chassis. The unit consumes 500 W, features dual‑zone intelligent cooling, and supports 24/7 continuous operation for professional mining farms. Oneminers.com is identified as the...
ARK Invest’s "Big Ideas 2026" report projects the cryptocurrency market to reach $28 trillion by 2030, driven by a 61% CAGR. Bitcoin alone could account for 70% of that value, with price targets near $1 million as institutional holdings rise. Smart‑contract platforms...
United Airlines reported a 10% year‑over‑year increase in loyalty‑related revenue for Q4 and a 9% rise for the full 2025 fiscal year. Executive vice president Andrew Nocella emphasized the distinction between true loyalty programs and generic rewards, citing low member...
Australian bank NAB warns that scammers are impersonating its analyst Tom Piotrowsk, contributing to a 15 percent rise in investment fraud. The bank says 70 percent of losses start on social‑media platforms, where fraudsters use urgency and fake endorsements to lure victims. Scams...
Customers expect relevance and speed. Without a complete view of the customer, representatives cannot deliver either. https://t.co/cvbaoUmh1n
NEW: BlackRock says Ethereum powers 65% of tokenized assets and stands to benefit from tokenization growth. Source: Decrypt https://t.co/79kQkbUrsm
Florida Governor Ron DeSantis used X to denounce the European Central Bank’s digital Euro, warning it would enable unprecedented surveillance of financial transactions. The ECB has earmarked a digital Euro as its top project for 2026, with a pilot slated...
Bloomberg outlines how its Execution Management System integrates pre‑trade TCA, a rule‑based engine (RBLD), and broker wheels (WHLS) into a closed‑loop workflow. The system scores orders, routes them automatically, and feeds post‑trade BTCA data back to refine rules and allocations....
The Small Entrepreneurs Empowerment and Development (SEED) Act, HR 4171, is slated for a markup hearing before the House Financial Services Committee on January 22, 2026. The bill creates a micro‑exemption allowing private firms to raise up to $250,000 in...
Visa’s 2026 Global Economic Outlook projects 2.7% worldwide GDP growth, a modest dip from 2025, while highlighting deep structural shifts. The report shows rapid generative‑AI adoption by small businesses driving higher transaction volumes. It also notes a move toward intra‑regional...
Pearler, an Australian wealth‑building platform, has partnered with US broker Alpaca to give users seamless access to U.S. stocks and ETFs via Alpaca’s Broker API. The integration introduces fractional‑share trading, real‑time AUD‑USD conversion and automated portfolio tools, extending Pearler’s focus...
Chainalysis has launched Workflows, a no‑code automation layer inside its Data Solutions platform, allowing users without programming skills to run sophisticated blockchain analyses. The feature converts multi‑hour or multi‑day investigations into rapid, guided processes by leveraging Chainalysis’s extensive on‑chain dataset....
Apple is preparing to launch Apple Pay in India later this year, negotiating with Mastercard and Visa while seeking regulatory clearance from the Reserve Bank of India. The initial rollout will focus on card‑based contactless payments, with a later phase...
Mike Cagney, co‑founder and executive chairman of Figure Technology Solutions, highlighted the company’s On‑chain Public Equity Network (OPEN) as a concrete blockchain use‑case for equity markets. OPEN lets investors trade stocks directly from crypto wallets, bypassing brokers and traditional exchanges....
Jumio announced Bala Kumar as its new President and interim CEO, succeeding Robert Prigge after a decade at the helm. The regtech firm also unveiled a partnership with Romanian online gaming operator WINBET to integrate AI‑driven KYC, biometric verification and real‑time...
Truist Financial agreed to settle a 15‑year overdraft‑fee class action, committing up to $240 million, including $130 million in legal fees. The settlement and $63 million in severance expenses shaved 12 cents from fourth‑quarter earnings per share, causing the bank to miss analysts’...
Ally Financial posted a Q4 2025 net income of $327 million, surpassing the $313.9 million consensus, while earnings per share of $0.95 fell short of estimates. Adjusted EPS reached $1.09, reflecting one‑time layoff costs and mortgage loan sales. The lender warned that...
Must listen for anyone following crypto market structure legislation. Coinbase seems to have expended a lot of political capital, made enemies in its own industry, and for no clear win-
Bank OZK’s commercial‑real‑estate (CRE) portfolio saw net charge‑offs jump to 1.18% in Q4 2025, the highest since the financial‑crisis era. The bank had already doubled its allowance for credit losses to $632 million, cushioning profitability, which slipped 3.5% to $171.9 million for the...
Good news: I have formed the framework of a future deal to profitably do credit card lending with a 10% rate cap 😐
Alloy, the identity orchestration platform, has introduced its first perpetual Know Your Business (pKYB) and Customer Risk Assessment (CRA) solution across the UK and Europe. The offering builds on its earlier perpetual KYC product and uses AI‑driven continuous monitoring to...
Citizens Financial Group unveiled a three‑year "Reimagine the Bank" technology program that targets $450 million in annualized run‑rate benefits, yet the bank insists its profitability goals do not depend on the overhaul. The initiative, which allocates $250 million in implementation spending and...
Fiserv has sealed a partnership with Sumitomo Mitsui Card Company to introduce its Clover point‑of‑sale system to Japanese merchants, aligning with a government push to slash cash usage by 65% over four years. The deal, slated for late‑2026, is a...
Regions Bank announced a partnership with payments technology firm Worldpay to create an integrated platform that streamlines payment acceptance and cash‑flow management for its business customers. The solution adds omnichannel processing, anti‑fraud tools, dispute and charge‑back handling, and compliance services,...
Visa has partnered with Acquired.com to launch Visa A2A, an account‑to‑account payment solution for recurring and variable payments in the U.K. The service uses Faster Payments to settle transactions in real time while Visa supplies operational governance and a commercial...
Wealth management extends beyond simple budgeting, offering a holistic financial plan that integrates investments, tax strategies, insurance, and estate considerations. Professionals assess risk, diversify assets, and create tax‑efficient structures to protect and grow client wealth. Personalized guidance adapts to life...
Maple Finance CEO Sidney Powell argues that tokenized private credit will become the breakout use case for blockchain tokenization, outpacing hype around treasuries and money‑market funds. The private‑credit market is expanding as banks retreat and non‑bank lenders fill the gap,...
"In a period like this, you'd expect something like bitcoin to be doing better... Bitcoin has become a risk asset, whether you like it or not" https://t.co/rBDQRtSqza
The New York Fed’s study of state‑level credit‑card interest caps (up to 36%) shows that such limits don’t shrink overall credit but shift it away from subprime borrowers, cutting their account numbers by 20% and balances by 16.9% without lowering...
The Supreme Court heard arguments on President Trump’s attempt to remove Federal Reserve Governor Lisa Cook, questioning the breadth of presidential removal power under the Federal Reserve Act. Justices expressed skepticism toward the Justice Department’s claim that the president can...
“We’re creating a new way to trade that’s agentic onchain and integrated in one product” — @ASvanevik https://t.co/rBDQRtSqza
Alex says Nansen's new agent prepares trades, checks venues, and finds pricing Humans still hit execute Is that the right balance? w/ @ASvanevik @nansen_ai https://t.co/rBDQRtSqza
Fintech innovators are learning that proactive regulatory engagement can be a competitive edge, as discussed in a This Week in Fintech podcast with former NYDFS Superintendent Adrienne Harris and AIR CEO Jo Ann Barefoot. Harris outlines a two‑track modernization that...
Digital finance has shifted from clunky, slow interfaces to frictionless, instant experiences through a series of incremental upgrades. Contactless payments, real‑time peer‑to‑peer transfers, and AI‑driven security alerts now feel routine, turning everyday transactions into quiet moments of wonder. The article...
Social Labs AI, a San Francisco‑based behavioral intelligence firm, announced its entry into Southeast Asia by establishing Indonesia as its regional hub. The company will deploy its proprietary SEA™ (Sentient Exposure Amplifier) and NRM™ (Neural Redirect Matrix) platforms in closed‑access...
