Know What's Happening in FinTech
Know What's Happening in FinTech
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Every morning
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PwC’s 2026 Global Crypto Regulation Report predicts that 2026 will see crypto rules solidify worldwide as draft legislation becomes law. Jurisdictions with transparent frameworks, such as the EU under MiCA, the UK’s FSMA‑based regime, and emerging hubs in the UAE and Switzerland, are poised to attract capital. The report highlights growing cross‑border coordination to boost market integrity and financial‑crime safeguards. For crypto firms, clearer rules raise compliance costs but unlock new products, banking access, and institutional participation.
Bipartisan senators introduced the ACCESS Act to raise the independent accountant review threshold for Regulation Crowdfunding offerings from roughly $124,000 to $250,000, with the SEC empowered to lift it further to $400,000. The bill, already passed by the House and...
Superstate, a tokenization startup founded by DeFi veteran Robert Leshner, closed a $82.5 million Series B round led by Bain Capital Crypto. The capital will fund its Opening Bell platform, which lets SEC‑registered firms issue digital shares and run shareholder processes on public...
Base, Coinbase’s Ethereum‑based layer‑2, is reportedly planning a native token that could grant holders direct voting power over Coinbase itself. The proposal envisions a Base Foundation acquiring up to 50% of COIN shares, turning the token into an on‑chain proxy...
Mobile banking has evolved from a simple utility to a core component of the intelligent wallet, embedding financial services directly into smartphones. The article highlights five emerging trends: AI‑driven budgeting, biometric security, instant peer‑to‑peer payments, integrated loyalty rewards, and open‑banking...
We often talk about LLMs as another tool to tack onto a workflow, but that framing isn't quite right. In this clip, Naeem Abraham (Senior Director of Product Strategy at C&R) presents a ... better perspective. Generative AI doesn't behave like a...
Shift4 Payments is deliberately courting large, multi‑location merchants and venues because they face fewer payment‑processor alternatives. CEO Taylor Lauber highlighted the appeal of complex software environments, citing the New York Yankees, Hilton Worldwide, and Caesar’s Entertainment as prime examples. The...
A single Hyperliquid wallet now carries a $649.6 million ETH long position entered at $3,161.85, with a liquidation estimate near $2,268.37—about 22% below the current $2,908 spot price. The account has already absorbed $56.6 million in unrealized losses and $6.79 million in funding...
Ethereum’s December Fusaka upgrade expanded block data capacity, prompting a noticeable drop in transaction fees and a surge in both transaction volume and active addresses. The upgrade builds on the earlier Pectra upgrade and aims to ease congestion for layer‑2...
Maple is extending its yield‑bearing token syrupUSDC to Coinbase’s Base layer‑2, providing institutional credit to a fast‑growing Ethereum ecosystem. The launch creates a direct conduit to Coinbase’s broader user base while moving yield opportunities off the mainnet. Concurrently, an Aave...
The episode examines the rise of fintech‑driven credit‑builder cards, which let users fund a demand‑deposit account instead of a traditional secured‑card deposit, and compares this model to legacy secured cards. Brian Riley explains that while fintechs can reach a large,...
On‑chain data shows wallets linked to BlackRock’s spot Bitcoin and Ether ETFs transferred more than $430 million of crypto to Coinbase Prime. The transfers comprised roughly 3,070 BTC (≈ $276 million) and 52,800 ETH (≈ $157 million) and occurred amid the day’s heavy outflows from U.S. spot crypto...
Pantera Capital warns that digital asset treasury (DAT) firms will undergo "brutal pruning" in 2026 as the sector consolidates around a handful of well‑capitalized players. Large Bitcoin and Ether holders such as Strategy and BitMine continue to amass significant portions...
Walmart‑backed fintech OnePay has announced a partnership with Klarna to embed buy‑now‑pay‑later (BNPL) functionality directly into debit card transactions. The new service lets shoppers convert completed purchases into instalment loans, effectively offering retroactive financing. By leveraging Klarna’s established BNPL platform,...
Elliptic’s latest report reveals that the Russia‑linked ruble‑backed stablecoin A7A5 processed more than $100 billion in on‑chain transactions between March 2025 and January 2026. The token was engineered as a bridge between the Russian ruble and Tether’s USDT, allowing sanctioned entities to move...
Noah, a stablecoin infrastructure provider, has teamed with digital wallet platform Picnic to embed USD‑native payroll and settlement features directly into the Picnic app for Brazil’s global workforce. Brazilian professionals can now receive ACH payments from US employers into a...
OneMiners has launched the world’s cheapest crypto‑miner hosting platform, leveraging government‑backed energy allocations and direct‑to‑power‑plant connections. In Nigeria, the company offers power as low as $0.048 per kWh, supporting 13 MW of operational capacity with up to 150 MW under construction. Its...
Circle chief executive Jeremy Allaire told Davos attendees that stablecoin interest payments are too modest to spark bank runs, calling the alarmist narrative "totally absurd." He likened current concerns to historic worries about money‑market funds, which now total about $11 trillion...
Montran, a global leader in financial infrastructure, announced the launch of its new Middle East & North Africa regional office in Dubai, United Arab Emirates. The office will serve as a hub for the company’s payment‑processing and digital‑banking solutions across...
Modern trading platforms are shifting focus from flashy marketing promises to robust infrastructure, emphasizing compliance frameworks, transparent client agreements, and reliable verification processes. The article argues that trust is built through predictable, rule‑driven operations rather than speed or feature count....
Flipit launched a Chrome extension that overlays a “back of the internet” layer, allowing users to post and view real‑time reviews on any website. The platform stores review data on IPFS via a distributed network of Flipit Cores, providing decentralized,...
UK’s new branchless bank, thisbank, has multiplied its assets under management twelvefold and reached profitability within its first year. Led by former Lloyds and Barclays executive Chris Waring, the bank offers a 3.76% easy‑access savings rate and 3.99% fixed‑term rates,...
Funding Circle, the UK’s leading SME finance platform, has rolled out Apple Pay support for its Cashback business credit card and FlexiPay customers. The integration allows merchants to settle purchases and invoices with a single tap using Apple’s contact‑less payment...
Finextra announced NextGen FinCrime: Dirty Money, Clean Systems, an executive‑level conference slated for 8 July 2026 at the London Conference Centre. The event targets senior finance leaders, regulators and technology providers to confront the growing threat of sophisticated financial crime amid rapid...
Revolut has launched a free premium subscription bundle for users aged 13 and older enrolled in its Revolut Kids & Teens program. The offering, aimed at fostering financial independence, provides budgeting tools, exclusive discounts, and stress‑relief features to help young...
F/m Investments, an $18 billion asset manager, has filed a request with the SEC for exemptive relief to tokenize the shares of its US Treasury 3‑Month Bill ETF (TBIL). The proposal would record ownership of roughly $6 billion in ETF shares on...
ThetaRay announced Brad Levy as its new chief executive officer, succeeding Peter Reynolds who will move to an advisory role. Levy brings extensive experience from leading Symphony, MarkitSERV, and a long tenure at Goldman Sachs, positioning him to drive ThetaRay’s...
The United States remains the epicenter of blockchain innovation, hosting a curated list of the top ten Web3 development agencies. Chainbull tops the ranking, praised for its security‑first architecture and enterprise‑grade scalability, while firms like Alchemy, OpenZeppelin, and LeewayHertz round...
The 2026 guide lists the top crypto marketing agencies, highlighting their regional strengths, service specialties, and data‑driven approaches. Chainbull leads as a global partner with influencer and PR focus, while Coinbound, ICODA, NinjaPromo, MarketAcross, Proleo.io, Omni Agency, Debut Infotech, Solus...
Bank of America’s virtual assistant Erica now supports 42 million consumers and 40 000 business clients, handling roughly 2 million interactions daily. The bot relies on rule‑based natural‑language understanding and predictive analytics rather than large language models, enabling precise, low‑error transactions. Erica is...
Binance co‑founder Changpeng Zhao told Davos attendees he is negotiating with roughly a dozen governments on tokenizing state‑owned assets. Tokenization would let nations sell fractional ownership of infrastructure, real estate or commodities via blockchain tokens, unlocking immediate capital. Zhao cited...
Gr4vy, a cloud‑based payments orchestration platform, has partnered with global payments provider Ecommpay. The collaboration enables merchants to access a broad suite of local and international payment methods through a single integration. By combining Gr4vy’s API‑first orchestration with Ecommpay’s extensive...
Apple Pay processes trillions of transactions annually, yet scammers exploit its popularity through social‑engineering tricks and NFC‑based malware. The most common frauds include phishing, marketplace overpayment, fake receipts, unsolicited payments, and public‑Wi‑Fi credential harvesting. Researchers observed a near‑doubling of NFC‑abusing...
In this episode of Banking Transformed, Jim Marous and a panel of senior banking leaders dissect why data‑driven marketing often falls short in the banking sector. They reveal that siloed data, over‑reliance on vanity metrics, and a lack of real‑time...
Vietnam's State Securities Commission opened the licensing window on Jan. 20, 2026 for digital‑asset trading platforms, activating the five‑year pilot for a regulated crypto market. The new framework, issued under Decision No. 96, requires applicants to be Vietnamese entities with at least $380 million...
EdfaPay has secured technical approval from Saudi Central Bank’s Payments Authorization Center (SAMA) to launch its Smart SoftPOS service in Saudi Arabia. The solution enables merchants to accept payments on any Android smartphone or tablet, removing the need for traditional...
Global AI has deployed its enterprise‑grade Agentic AI platform for a leading European insurance and asset‑management group, automating a high‑volume, compliance‑critical back‑office workflow that was previously manual and document‑intensive. The solution is fully governed, on‑premise, and tightly integrated with the...
Token.io’s Managing Director Gideon Fourie has been appointed to the Berlin Group’s openFinance Advisory Board, effective Jan 1 2026. The Berlin Group, a pan‑European consortium of 26 payments players, is developing the openFinance API framework to extend services beyond PSD2. Fourie brings...
The Bitcoin Policy Institute, crypto‑wallet provider Fedi, and Cornell University’s Brooks School Tech Policy Institute have launched a two‑year research project to map American attitudes toward financial privacy, the trade‑offs they accept, and how regulation influences behavior. The study will...
Laser Digital, backed by Nomura, launched the Laser Digital Bitcoin Diversified Yield Fund SP, the first natively tokenized Bitcoin yield fund. The fund, built with tokenization specialist KAIO and custodied by Komainu, aims to deliver more than 5% excess net...
A sobering UNDP report warns that unmanaged AI risks widening inequality between nations — and that China's open-source models are the only way for many nations not to be left behind The UNDP’s “The Next Great Divergence: Why AI May...
I've been re-calibrating who I follow on X, to reduce noise/shameless self promoters and increase signal. Who's posting original, fact-based analysis on fintech, banking, finance, stablecoins that I should be following?
Asia’s insurers are posting strong capital returns—4.8% versus benchmarks—yet face mounting pressures from natural‑catastrophe exposure, volatile markets and a low‑interest‑rate environment. The core challenge is capital efficiency: holding only regulator‑mandated capital while deploying it profitably across the enterprise. Dynamic asset‑liability...
Exciting to read @elonmusk highlighting the recent InsurTech offer Lemonade unveiled, targeting Tesla cars with a specific insurance offer (which leverages the FSD feature). https://t.co/sVKEyHPgn3
💥UPDATE: Senate Ag Committee updates crypto bill text, expanding CFTC authority while key issues like DeFi remain unresolved. Source: Senate Ag Committee https://t.co/ncqEe0tMym
Physical payment cards continue to dominate despite the rapid expansion of digital wallets, with over 80% of U.S. consumers still preferring cards at the point of sale. Contactless adoption is high—53% of shoppers favor tap‑to‑pay—but cards capture more than double...
Banks can turn first-party fraud from a hidden vulnerability into a competitive advantage if they rethink dispute processes. Join our conversation with @shanthi_peace, CEO of Casap. Watch the full episode: https://t.co/aCTj9YH63K https://t.co/vmuPbei31q
A lot of traders get this wrong about volume. --> Green volume bars show buys --> Red volume bars show sells There is only high volume and low volume. Colours mean nothing. https://t.co/n9RGGP2ea7
A PYMNTS Intelligence survey of 2,108 U.S. adults shows financial stress is driving a sharp rise in digital‑wallet usage. High‑stress consumers were more than twice as likely to use a wallet for their last retail purchase (28% vs. 11%) and...
Forex cards are prepaid travel cards that let Indian students load foreign currency at a fixed rate, use them for tuition, purchases, and cash withdrawals abroad. They offer advantages over traditional debit or credit cards, such as zero or low...
