Miss This Warning and You Too Could Lose 99.9% in One Swap While Ethereum Bots Walk Away with the Rest
On March 12 a crypto trader swapped $50.43 million of Aave‑wrapped USDT for aEthAAVE through Aave’s swap interface, ignoring a slippage warning on a mobile device. The transaction returned only $36,100 worth of tokens, effectively losing about $49.96 million, or 99.9% of the order value. MEV bots subsequently arbitraged the trade, extracting roughly $44 million in profit for builders and validators. Aave and CoW Protocol have pledged to enhance safeguards for oversized orders after the incident.
From Garden Network to Open Gates: Building the Future
Fun story: I first signed up for Cash App in 2018 when colleagues quoted the old Cash App ads at me: "We aren't using the other apps anymore." Our network was a garden that drove hyper growth for a decade. Now, it's...
CBN Caps New Mobile Banking Transfers at N20,000 for 24 Hours
The Central Bank of Nigeria (CBN) will limit transactions on newly activated mobile banking apps to N20,000 during the first 24 hours, effective 1 July 2026. The regulator also mandates single‑device binding, multi‑factor authentication for new device logins, and real‑time fraud‑monitoring systems...
Maximizing Capital One Shopping Portal Offers
Readers of Doctor of Credit have compiled practical tips for extracting the most value from the Capital One Shopping portal, a rewards platform that pays out in gift‑card credits rather than cash. One contributor reported $4,200 in tracked rewards in...
Coinbase Prime Introduces Unified Cross-Margin Trading Across Spot, Derivatives, Perps
Coinbase Prime has launched a unified cross‑margin trading layer that combines spot, traditional derivatives and regulated perpetual futures into a single capital framework. The upgrade lets institutional traders view and manage exposure across more than 90 assets with one margin...
OKX Pivots to Activity-Driven Stablecoin Yield with Native Katana DeFi Integration
OKX has launched a native integration with Katana, a DeFi‑first chain backed by Polygon Labs and GSR, allowing users to earn stablecoin yield directly within the exchange. The solution ties rewards to on‑chain activity, a design that complies with U.S....
Unlock Review for 2026: Terms, Access and Customer Feedback
Unlock offers a home‑equity agreement that provides homeowners a lump‑sum cash advance in exchange for a share of future property appreciation, eliminating monthly payments. The company emphasizes a fully digital application, transparent pricing examples, and extensive educational resources to simplify...
Weekend Reading For Financial Planners (March 14–15)
The latest T3/Inside Information Software Survey shows 52% of financial advisors now use AI search and generative tools, up from 42% a year ago, and 43% employ AI note‑taking solutions such as Jump and Zocks. Despite this growth, AI has...
As Charge-Backs Spike, Banks Should Avoid These 5 Missteps
Charge‑backs are accelerating, with Datos Insights forecasting 359 million disputes by 2029 and an average dispute value rising 16% to $251. Each U.S. dispute costs banks $9‑10 to process, translating into billions of annual expenses. Banks frequently err by rubber‑stamping claims,...
Better Lost $40M. Its CEO Has Never Been Bolder
Better Home & Finance reported a $40 million net loss for Q4, while revenue held steady at $44 million and loan volume surged 56% year‑over‑year to $1.5 billion. The AI‑native lender announced a partnership with a top‑5 non‑bank originator and reaffirmed its goal...
Global Scam Reporting Platform Launches with OpenAI Support
The Global Anti‑Scam Alliance (GASA) has launched scam.org, an AI‑powered platform built on OpenAI technology. The site consolidates scam education, reporting tools, prevention guidance, and victim support under one global hub. Backed by leading cybersecurity firms, it aims to improve...
Visa, Mastercard Thrive on Payment Rails, Not Lending
V x MA The world is moving toward digital payments. Visa and Mastercard sit at the center of that shift. They don’t need to lend money to win. They own the payment rails that banks and merchants rely on. Every swipe is another transaction on...
Subcity
Subcity, a fintech platform led by CEO Alex White, helps U.S. small and medium manufacturers locate and claim government tax credits and incentives. The service automates identification, qualification, and filing for programs such as R&D credits and local investment grants....
Consumers Spend More When Payments Are Frictionless, an NMI Study Finds
A new NMI study of 1,000 U.S. adults shows that frictionless payments boost both purchase frequency and spend. Half of respondents say they shop more often when checkout feels seamless, and 48% admit to spending more at the point of...
Parliamentary Panel Calls For MDR On UPI To Ensure Sustainability
A parliamentary standing committee on finance has recommended re‑introducing a merchant discount rate (MDR) on UPI transactions, arguing that the zero‑MDR regime strains government finances and limits fintechs’ ability to fund long‑term infrastructure. The committee notes that current government incentives...
LenDenClub Eyes ₹350 Cr In FY26 Revenue After Turning Profitable In FY25
LenDenClub projects FY26 revenue of ₹330‑350 cr, roughly a 50% year‑on‑year increase after posting a ₹28.6 cr net profit in FY25. FY25 revenue rose 28% to ₹227 cr, with total earnings of ₹241.4 cr including other income, while expenses grew only 5% to ₹201 cr....
Inside the World of 'PayPal's AG'
PayPal’s global financial‑crime chief, David Szuchman, leverages his two‑decade law‑enforcement background to counter a 600% surge in fraud attacks that threaten the fintech’s trillion‑dollar transaction flow. The company has integrated AI that evaluates over 500 data points and launched an...
ConnexPay Launches Payment Valet to Streamline B2B Payments
ConnexPay unveiled Payment Valet, a managed services platform that automates the last‑mile of B2B payments. The solution centralizes payee network management, delivery fulfillment, preference portals, and branded support, handling payouts via virtual cards, ACH, and checks. It targets vertical SaaS...
Beeline’s Self-Service Mortgage Option One Step Closer to Loan Officer Extinction
Beeline has introduced a self‑service mortgage experience that lets borrowers complete applications, explore scenarios, lock rates and upload documents without a loan officer. The platform’s AI‑driven loan tracker processes data in seconds and offers real‑time assistance via a digital assistant...
Eye on POS: Restolabs Conversions Are a Bump for Restaurants; Finix Launches a Checkout App and Reader
Restolabs, a New York‑based online‑ordering platform, has rolled out a bundled POS solution aimed at independent restaurants, promising higher online conversion rates through features such as Apple Pay, Google Pay, upsell prompts, and streamlined menus. The service is priced between...
Bank of America Reports 30 Billion Digital Client Interactions in 2025 as AI and Mobile Usage Grow
Bank of America announced that its digital banking platforms logged roughly 30 billion client interactions in 2025, encompassing logins, AI‑driven solutions, and automated alerts. This volume marks a 14% rise from the prior year, underscoring accelerating adoption of mobile and AI...
Trade Receivables Marketplace Operator Velotrade Launches Crypto Prop Trading
Hong Kong‑based Velotrade, a decade‑old trade‑receivables marketplace, has launched Velotrade Re Ltd., a crypto‑funded proprietary trading platform. The service offers traders capital allocations from $5,000 to $200,000 with generous profit splits, and it relies on AI‑driven hedging and institutional liquidity...
AI Finance Converges: Upstart Seeks Bank Charter as Santander Deploys Agentic Payments Across Latin America
Upstart, the AI‑driven lender from Silicon Valley, announced it will apply for a U.S. bank charter, allowing its machine‑learning underwriting to operate within a regulated balance sheet and expand into new loan segments. At the same time, Santander launched an...
Ramp Launches Europe, Promising 5% Savings and 16% Growth
If you’re running a business in Europe or the UK, we bring good news from across the Atlantic. @tryramp launches locally this summer. We’re setting up shop and the waitlist is open. The median Ramp customer saves 5% and grows revenue 16%...
Launching $ROBOTMONEY: Open Experiment Connecting AI, DeFi, And
Great launch of the $ROBOTMONEY project with @tomosman and ZHC Institute support We are creating this in the open as a progressive experiment. Working on getting the infrastructure up and running. Next in product development are: - connectivity to onchain information -...
MetaComp Raises $13M to Expand Web2.5 Payment and Wealth Platform
MetaComp Pte. Ltd., a pioneer of unified Web2.5 payments and wealth management, closed a $13 million Pre‑A+ round, bringing its three‑month funding total to $35 million. The capital will fuel expansion of its StableX Network and accelerate AI development for hybrid fiat‑stablecoin...
Local Currency Checkout Boosts International SaaS Revenue 20‑40%
Worked with 60+ startups and a common repeated mistake that left a lot of money on the table: Charging international users in USD The data is pretty clear — local currency checkout increases international conversion by 20-40% SaaS founders can now do this...
Digital Assets Firm Circle Achieves Key Compliance Milestone
Circle announced that its Circle Mint platform received a SOC 1 Type 2 examination report, confirming the design and operating effectiveness of its internal controls. The audit, conducted by Deloitte for the fiscal year October 2024‑September 2025, covered transaction processing, system reliability, security, change...
The Global Rise of Instant Payments: How Real-Time Rails Are Reshaping Finance Across Every Region
Instant payments are moving from niche services to a global standard, with real‑time rails now covering most major economies. Regulatory mandates, consumer expectations for immediate settlement, and fintech innovation are accelerating adoption across Europe, Asia‑Pacific, Africa and Latin America. By...
USYC Becomes World's Largest Tokenized Money Market Fund
Circle’s USYC just became the world’s largest tokenized MMF. Tokenized treasuries and repo as collateral is a major emerging use case and we are proud of how quickly this has grown. What’s especially powerful about USYC is the ability to...
CBN Mandates Liveness Checks and Device Limits to Fight Digital Banking Fraud
The Central Bank of Nigeria has issued a new regulatory framework requiring real‑time liveness verification and BVN/NIN validation for all account openings and reactivations. Mobile banking apps must be bound to a single device, with additional multi‑factor authentication for any...
Ramp Acquires Payments Platform Billhop
Ramp announced the acquisition of Billhop, a UK‑ and Sweden‑licensed payments platform, to accelerate its European push. The deal brings Ramp its first international offices in London and Stockholm, giving direct access to UK and EU customers. Nearly half of...
Taming CRM Releases in a Regulated FinTech Environment
EXANTE replaced its manual Saturday‑only CRM deployments with a fully automated pipeline that now serves over 30 services across multiple jurisdictions. The new flow triggers on a Git tag, builds images, creates Jira tickets, posts to Slack, and uses Flux...
PhonePe Continues to Rule UPI Transactions with over 45% Market Share in Feb
PhonePe remained the dominant player in India’s UPI ecosystem in February, processing 9.28 billion transactions worth Rs 13.10 trillion and capturing 45.5% of total transaction volume and 48.8% of value. Google Pay stayed second with 6.76 billion transactions, representing 33.2% of volume and 33.6%...
K&H Focuses on Digitalisation, AI as Digital Banking Grows in Hungary
K&H Group is accelerating its digital transformation in Hungary, centering its strategy on AI‑driven services and a unified banking‑insurance mobile platform. The bank’s AI assistant Kate, with over 300 functions, supports 150,000 users and logged 1.7 million conversations in 2025. Digital...
Teybridge Capital Europe Plans €5.2 Million UK Expansion, 30 London Jobs and Pledges €694.9 Million for British SMEs
Dublin‑based fintech Teybridge Capital Europe announced a €5.2 million investment in the UK over the next three years. The plan includes creating up to 30 new jobs in its London office and pledging €694.9 million to finance British SMEs. The UK now...
Solance Selects SaaScada to Power Next-Generation Payments Platform
Solance, a Dublin‑based specialist financial institution, has chosen SaaScada’s cloud‑native banking platform to power its upcoming multi‑currency payments solution. The partnership supports Solance’s European launch, targeting a 2026 go‑live after completing its Irish licensing process. SaaScada will provide real‑time payments...
Free AI Dashboard Gives Retail Investors Bloomberg-Level Insights
Perplexity just gave every retail investor a Bloomberg Terminal. For free. Watch this demo. It's wild. @perplexity_ai connects to brokerage accounts via @Plaid and builds a custom investment dashboard in seconds. Perplexity Computer pulls from 40+ live finance tools like: - SEC filings -...
Crypto Shifts Toward Virtual Cards, Fintech Takes Note
All of crypto is pivoting to virtual cards and it's so weird to me as a fintech guy. Like yeah. It's a virtual card?
Weekly Roundup 03/13/26 (SEC vs CFTC Detente, Prediction Market Surveillance, Equitizing Tokens) (EP.708)
Matt Walsh and Nick Carter discuss a range of crypto‑related developments, from major funding rounds for stable‑coin and Bitcoin‑native projects to the SEC‑CFTC memorandum of understanding that promises coordinated oversight of digital assets. They analyze the implications of the CFTC’s...
Tokenization Turns Assets Into Interactive Software
"Owning a stock today is owning a static database entry. Tokenization means the entire representation of that asset becomes software — and software can interact with other software." - Ryan Lovell (EP.491)
Circle Skills Empower AI Agents for Stablecoin Integration
Our massive suite of infrastructure is now fully available to AI Agents and AI Agent builders with Circle Skills. Cursor, Claude Code, Codex, OpenClaw, come build the new internet financial system.
Robinhood Trading Volumes Slow in February 2026, Client Assets Down 3%
Robinhood reported a mixed February 2026 performance, with equity trading volumes falling 14% month‑over‑month but remaining 36% higher than a year ago. Crypto activity surged, posting a 9% monthly increase and a 74% year‑over‑year jump, while its fast‑growing Event Contracts...
ECB's Panetta: Private Sector Drives Cross‑border Payments
ECB’s Panetta says the private sector is key in cross-border payments https://t.co/dYdaPPXjLl via @Alemrome https://t.co/dkpP47DCou
Crypto Is the Answer to AI Agents' Payment Needs
Remember when people said crypto had no use case? Now AI agents need: • Permissionless payments • 24/7 settlement • Programmable money • No KYC friction Crypto was always the answer We just asked the wrong question
CIO Chris Ortega Automates Lake Michigan Credit Union
Lake Michigan Credit Union (LMCU) has leveraged robotic process automation (RPA) and generative AI to overhaul its mortgage processing, slashing cycle time from 55 hours to 10 hours while handling a 15% surge in applications. CIO Chris Ortega partnered with...
People Rarely Change Their Banking Apps
I'm not sure how accurate this is, but I do know that nobody ever switches their banking app. https://t.co/sSoj6aN1T6
Seeking Insight on Bridge's Current Service Issues
Anyone have context on what's going on w/Bridge at the moment? Or just garden variety client service issues? My DMs are open.
Polygon Transfers: Faster than Banks, Under a Cent
Sent money on @0xPolygon faster than my bank could text me a verification code. Cost me less than a cent.
Talent Drives Africa's Fintech Future More Than Anything
Two intense days at #IFF2026 in Kigali reminded me how central talent has become to the future of fintech in Africa. Infrastructure, funding, and regulation all matter, but without the right people, nothing moves. https://t.co/vbCcMj5vU9