Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Frankenmuth Insurance has selected Duck Creek Technologies to replace its legacy agency management system with the Duck Creek OnDemand Distribution Management SaaS platform. The new solution, now live, supports commercial, home, auto and life lines across more than 800 independent agencies in 15 states. By moving to a line‑of‑business agnostic platform, Frankenmuth aims to boost operational efficiency, improve compliance oversight, and enhance the experience for its agency partners.
KBC, one of Belgium’s largest banks, will begin offering Bitcoin and Ether trading to retail investors on Feb. 16 via its Bolero platform, using a proprietary custodial solution. The service complies with the EU’s Markets in Crypto‑Assets Regulation (MiCA) and follows...
By 2026, AI‑augmented enterprises will become the norm, with generative AI moving from experimentation to large‑scale deployment across business functions. Companies must also prepare for post‑quantum cryptography, adopt sustainable‑by‑design IT, and leverage edge AI to meet performance, security, and ESG...
PYMNTS Intelligence’s September Paycheck‑to‑Paycheck Report finds only 24% of Americans increased savings in the first half of 2025, while 68% remain living paycheck to paycheck. Liquid buffers are sharply uneven: struggling households hold just $2,336 versus a national average of...
Young professionals face overlapping financial pressures, but adopting disciplined habits can secure long‑term wealth. The article outlines ten practical steps, including meticulous expense tracking, building a 3‑6‑month emergency fund, and automating savings. It warns against lifestyle inflation and emphasizes responsible...
The No Surprises Act forces providers into a structured Independent Dispute Resolution (IDR) arbitration system, where precision and strategy determine payment outcomes. Former attorney Brian Kent, now President of Ardú Partners, leverages his legal background to help healthcare organizations win IDR...
Trusted Smart Chain announced the successful completion of a comprehensive security audit by CertiK, a leading blockchain audit firm. The audit examined smart‑contract logic, permissioning and threat resilience, confirming the network’s readiness for tokenized securities and real‑world asset issuance. By...
EMCD reported a 58% increase in hashrate to 34.11 EH/s, supported by over 66,500 miners in more than 100 countries. The firm’s crypto‑finance suite expanded, with Coinhold savings locking $60 million and generating $3.7 million in rewards, while its exchange processed $90 million in...
Good Tokens, the nonprofit arm of KaJ Labs, announced a push to expand blockchain‑based solutions for humanitarian, education, sustainability, and digital equity projects. The initiative leverages decentralized ledgers and AI to increase transparency, efficiency, and accountability in social‑impact programs. By...
Banks face soaring transaction volumes and increasingly complex payment corridors, expanding the fraud surface. Experts argue that merely reacting to bad transactions is insufficient; banks must detect “bad journeys” using predictive AI. When combined with a stream‑first architecture, AI can...
US homebuilder Megatel Homes announced the launch of MegPrime, a crypto‑rewards platform that issues MP Tokens for rent payments. The SEC issued a no‑action letter, allowing the program to proceed provided MegPrime follows the outlined compliance plan. Users can earn...
State Street announced a new institutional digital‑asset platform designed to tokenise traditional assets such as money‑market funds, ETFs and stablecoins. The service combines blockchain connectivity, custody, and tokenisation tools for large‑scale investors. It builds on prior collaborations, including a Solana‑based...
Ethereum on‑chain activity has surged in the last month, driven primarily by a wave of first‑time wallet creations rather than increased trading by existing users. Glassnode’s month‑over‑month retention data shows the “new” cohort spiking as ether steadied near $3,300 and...
Yieldseeker, the AI‑driven DeFi platform, announced a fresh brand identity as it crossed the 3,700‑active‑agent threshold. The rebrand signals the service’s shift toward a more mature, institution‑friendly image while retaining its focus on autonomous yield optimization. Users can launch self‑learning...
Iranian protesters are rapidly moving Bitcoin from local exchanges into personal wallets as street demonstrations intensify and the rial collapses. Chainalysis data shows a sharp rise in withdrawals between Dec. 28 and Jan. 8, coinciding with an internet blackout. The rial has...
All of this is nuts, but these two facts are especially mindblowing: - One gambling consultant tells The Economist that “By the time a customer places his first bet, [sportsbooks] are 80-90% certain they know the lifetime value of the account.” -...
Interactive Brokers announced that eligible clients can now fund their brokerage accounts with the stablecoin USDC, enabling 24/7 deposits that are converted to U.S. dollars within minutes. The service is powered by ZeroHash, which handles the conversion for a 0.30%...
Digital marketplaces have amplified sales‑tax obligations for tech firms as states expand economic nexus rules. A 2018 Supreme Court ruling let jurisdictions tax remote sellers based on revenue or transaction volume, typically $100,000 or 200 sales. Recent updates, such as...
The European Space Agency (ESA) and Liberty Mutual Reinsurance have launched a three‑year partnership to develop parametric insurance products using satellite Earth observation data. The collaboration will begin with a February workshop where LMRe outlines forestry‑related climate risks and invites...
All Nippon Asset Management (ANAM) upgraded its trading infrastructure by moving to Bloomberg AIM in 2023 and then implementing RBLD for automated day routing. Within four months the firm automated roughly 30% of its thousands of trades across equities, futures,...
Dogecoin steadied near $0.137 after the 21Shares spot ETF received approval, with futures volume spiking 654 % as traders await confirmed inflows. Bittensor (TAO) remained confined between $280 and $286, eyeing a breakout above the $300 resistance that could unlock a...
This is interesting. One of the reasons that Brian Armstrong said that Coinbase can't support the current draft of the Clarity Act is because it includes a "de facto ban” of tokenized equities. Apparently, from Coinbase's POV, a de facto ban means...
Hong Kong + Shenzhen planning deeper fintech & AI cooperation to build world-class fintech hub. ‣ Shenzhen financial institutions → fintech subsidiaries in HK ‣ Cross-border data corridor (banking/finance) within 1-2 years ‣ Tap HK capital markets https://t.co/rbQCsgMhxQ
Chinese regulators have launched an antitrust investigation into Trip.com ahead of the Lunar New Year travel rush, warning of fines ranging from 1% to 10% of last year’s revenue. The move underscores Beijing’s continued scrutiny of domestic big‑tech firms despite...
I've just released my weekly wrap-up. 1️⃣ The state of InsurTech & Resilience in Europe 2️⃣ The state of innovation in banking 3️⃣ Are Smart Rings the next health wearables ? 👉 https://t.co/K91ijPwvOY — fgtrends
New stablecoin using USDS as yield generating infrastructure. USDS makes sense for this usecase since it is the only stablecoin that is entirely focused on providing the best possible risk adjusted return
Uniswap has launched on OKX’s X Layer, becoming the network’s preferred decentralized exchange. The integration lets X Layer users trade Uniswap’s token pairs and liquidity pools with layer‑2 gas costs and no fees from Uniswap Labs. X Layer, an EVM‑compatible...
🔴 We're live ! → https://t.co/vWqJMN31s1 The state of InsurTech & Resilience in Europe, 2025 FY https://t.co/CpJtxIg9oV
“If Bilt can do it and be profitable” The executive at Wells Fargo are laughing their asses off right now.
HSBC has joined a $220 million debt‑equity round for WeLab, the Hong Kong‑based fintech that runs two digital banks and serves more than 70 million customers across Hong Kong, Mainland China and Indonesia. The financing, also backed by Prudential, Fubon Bank, HKIC, TOM Group...
Trump is calling for a cap on credit card interest rates as banks fight crypto over stablecoin yield. Is it linked? Listen to what Blockchain Association CEO and former CFTC commissioner @SKMersinger has to say… 👀 https://t.co/HRELgnHudK
In this episode, Ben Borodach, founder and CEO of april, explains how his company built the first nationally licensed tax engine in over 15 years to embed real‑time tax intelligence into banking, fintech, and payroll platforms. He discusses the technical...
First Horizon’s loans to mortgage companies surged 20% in Q4 2025, adding $776 million and becoming the largest driver of its 2% total loan growth. Seasonally adjusted home sales hit a two‑year high, fueling fresh demand for warehouse financing. The bank...
dLocal, the Uruguay‑based fintech known for simplifying cross‑border payments in Latin America, announced a multi‑year expansion into Asia that will begin in 2026. CEO Pedro Arnt called the continent a strategic priority, outlining plans to boost sales teams, open new...
Has crypto lost the fight over stablecoin yield? Here's what former CFTC commissioner @SKMersinger thinks 👇 https://t.co/pEBBqmqrcz
West Virginia Senator Chris Rose introduced the Inflation Protection Act, allowing the state treasury to allocate up to 10% of its portfolio to precious metals, Bitcoin and other digital assets that exceed a $750 billion market‑cap, as well as to regulated...
Swift is adding a blockchain‑based shared ledger to its global payments network after successful interoperability trials that coordinated tokenised bond issuance, settlement and lifecycle events. The trials involved BNP Paribas, Intesa Sanpaolo and Société Générale and demonstrated delivery‑versus‑payment using both fiat and the...
The Depository Trust & Clearing Corporation announced plans to make all 1.4 million DTC‑eligible securities digitally eligible through its tokenization platform. The initiative, built on the Securrency acquisition, will let participants convert assets to and from tokenized forms in as little...
Felix Protocol announced a partnership with Ondo Finance to launch spot equities on HyperEVM, Hyperliquid’s Layer 1 blockchain. The initial rollout will list over 100 U.S. stocks, with a roadmap to exceed 1,000 equities in the coming months. By routing liquidity...
Ondo Finance’s total value locked (TVL) surpassed $2 billion this week, more than doubling its level from early March 2024. The surge is anchored by its tokenized U.S. Treasury fund, OUSG, which now holds over $820 million in short‑term Treasury bills. Ethereum...
In 2026 regulators worldwide are tightening KYC oversight, shifting focus from documented policies to demonstrable effectiveness. The FATF’s latest recommendations, the FCA’s data‑driven supervision, and the EU’s AMLA rollout all demand continuous, risk‑based customer due diligence, robust beneficial‑ownership verification, and...
California's Department of Financial Protection and Innovation fined Nexo Capital $500,000 for offering 5,456 crypto‑backed loans to state residents without a required financing license. The loans, issued between July 2018 and November 2022, lacked any credit‑worthiness assessment and were marketed...
I'm looking for somebody awesome to work with me and integrate Superstate into DeFi. Best job of your life guaranteed https://t.co/jsGLNTcw2t
Can crypto market structure legislation pass? Blockchain Association CEO and former CFTC commissioner @SKMersinger says she is “optimistic” 👇 https://t.co/DKAidoSSYd
Deep‑tech startups across the EU are turning academic breakthroughs into commercial ventures, spanning AI, quantum computing, biotechnology, advanced materials and clean‑energy solutions. Robust public programmes such as Horizon Europe and public‑private co‑investment models are de‑risking capital‑intensive R&D, while specialized venture funds...
Kroger is extending its grocery delivery footprint by integrating nearly 2,700 of its stores into Uber's ecosystem, including Uber Eats and Postmates, for same‑day service. The move mirrors its existing DoorDash partnership and aims to capture shoppers seeking convenience amid...
Bitcoin whale addresses added roughly 46,000 BTC this week, marking a 21% rebound and the first positive one‑year net change since November 2025. The surge follows the steepest weekly drawdown for whales since early 2023, which saw a 220,000‑BTC loss....
Alibaba has equipped its consumer AI platform, the Qwen App, with agentic functions that let users order food, book travel, and make payments directly within the chat interface. The new capabilities are powered by deep integration with Alibaba’s ecosystem, including...
Goldman Sachs is intensifying its research into crypto‑adjacent technologies, especially tokenization, stablecoins, and CFTC‑regulated prediction markets. CEO David Solomon said a large internal team is evaluating how these tools could augment the firm’s trading and advisory services. He disclosed recent...
Three senior House Democrats wrote to SEC Chair Paul Atkins demanding the agency resume crypto enforcement after it dismissed more than a dozen cases, including actions against Binance, Coinbase, Kraken and Tron founder Justin Sun. The lawmakers allege the dismissals...
