Monzo Board Reportedly Pushed Out CEO Anil over IPO Timing
Monzo’s board asked chief executive TS Anil to step down amid a dispute over the timing of the bank’s initial public offering. Anil favored an earlier IPO and hinted at leaving post‑listing, while directors wanted more time to expand internationally and boost valuation. The board has appointed former Google executive Diana Layfield to replace Anil and steer the firm’s global strategy. Monzo, valued at $5.9 billion after a 2024 secondary sale, has grown to 13 million customers and posted £60.5 million pre‑tax profit.
Intuit Suite Empowers Founders to Scale Profitably
#ad Rocketship growth is an accomplishment on its own - but in order to sustain and scale it, you need to stay up-to-date with the sharpest tools available. Excited to partner with Intuit and their Enterprise Suite, helping founders better...
Economic Data Contradicts the Prevailing Negative Headlines
Negative headlines are dominating the conversation, but there are many economic data points that tell a very different story. https://t.co/M87EVlXIQZ

Sequence Raises $20m to Build a CFO Revenue Platform Amid B2B Fintech Boom
Sequence, a London‑New York fintech startup, closed a $20 million round led by 645 Ventures with participation from Andreessen Horowitz and other backers. The capital will fuel its AI‑driven revenue platform that automates billing, contract processing and invoice issuance for finance teams....

Arbitrum: Secure, Low‑Fee Ethereum Scaling with Full Ecosystem
Arbitrum is a Layer 2 scaling solution for Ethereum that processes transactions through rollups, lowering fees and congestion while preserving security, EVM compatibility, and a mature ecosystem for DeFi, NFTs, and developer tools worldwide. Microblog by @antgrasso #Crypto #ARB https://t.co/toq3jNBBmf

Italy’s Card Business: An EU Leader in Volume – and Growth
Italy has solidified its position as the EU’s leading card market by volume and growth. In 2023 Italians spent an average €4,159 per person on card payments, an 8.8% increase since 2019, while debit card transactions reached 6.7 billion, up 20.3%...

THE SIGNAL: SaaS Is Dead, Long Live SaaS + Payments | Episode 453
In this episode, Peter Galvin and Luis Peña explain how the SaaS landscape is shifting from horizontal subscription tools to vertical commerce platforms that embed payments directly into the user workflow. They detail how integrated, tokenized payment flows enable new...

Sei Partners With Xiaomi for a Pre-Installed Mobile Stablecoin Payment App
The episode highlights Sei's partnership with Xiaomi to pre‑install a stablecoin payment app on millions of devices outside China and the US, signaling a major push for mainstream crypto adoption. It also covers broader fintech news, including BBVA's rollout of...

Monzo Board Pushed CEO Out After IPO Dispute, Reports Say
Monzo’s board has asked CEO TS Anil to step down after months of friction over the company’s IPO timetable. Anil advocated an earlier public listing, while several directors preferred delaying to expand overseas and improve valuation. The board has installed...

Special Invitation for Pomp Letter Subscribers to Bitcoin Investor Week
The episode announces Bitcoin Investor Week, a February event in New York gathering top investors, CEOs, and policymakers to discuss Bitcoin’s growing role in institutional finance, corporate balance sheets, and personal portfolios. It emphasizes that despite volatility, institutional inflows and...

“MENA’s Digital Banking Challenge Isn’t Demand; It’s the Restrictive Infrastructure,” Jas Shah at FMLS:25
Fintech strategist Jas Shah highlighted that the Middle East and North Africa (MENA) region’s digital banking slowdown stems from restrictive payments infrastructure rather than lack of consumer demand. Banks are racing to upgrade legacy internet‑banking platforms to mobile‑first experiences to...
US Economy Shedding Its Skin, Embracing Future Transition
Jordi Visser (@jvisserlabs) and I discussed how the US economy is shedding its skin and transitioning into the future. https://t.co/T8eKedi2uY
U.S. Bank’s Prageeth Sandakalum to Speak at FinAi Banking Summit
U.S. Bank’s Vice President and Principal Product Manager for Digital, Data and AI, Prageeth Sandakalum, will join a panel at the FinAi Banking Summit in Denver to discuss "AI strategy at scale: Lessons from global banks." The conversation will focus...
Closing the Gap Between Trust and Proof
The 2024 collapse of Synapse left $85 million in consumer deposits frozen, exposing the fragility of pooled For‑Benefit‑Of (FBO) accounts. The incident highlighted how legacy account structures cannot keep pace with today’s multi‑party, B2B money flows. Virtual Account Management (VAM) is...

Banks Reclaim Commercial Lending Through Technology and Strategic Partnerships
Traditional banks are accelerating technology investments and forging strategic partnerships to reclaim commercial lending from fast‑growing private‑credit markets and AI‑driven fintech rivals. They are shifting resources toward complex loan products, adopting originate‑to‑distribute models, and deploying unified platforms that span front‑...

Goldman Sachs Moves Into Predictable Growth with Innovator Acquisition
Goldman Sachs announced on Dec. 1 that it will acquire Innovator Capital Management, adding 159 defined‑outcome ETFs and roughly $28 billion in assets under management. The acquisition gives Goldman a foothold in the fast‑growing buffered‑ETF niche, which uses options to limit downside...

“Regulators Are Being Asked to Slow Down the Pace”: Muinmos Founder on AI and ESMA Guidance
At the Finance Magnates London Summit, Muinmos founder Remonda Z. Kirketerp Møller warned that financial firms are rushing AI into compliance without grasping its operational and regulatory ramifications. She distinguished true AI from mere automation, emphasizing that ultimate decision‑making must...

Beeks Lands Fifth Exchange Client of 2025 With Latin American Multi-Market Deal
Beeks Financial has secured its fifth exchange client of 2025 by signing a revenue‑sharing agreement with nuam, the holding company operating the Santiago, Lima and Bogotá exchanges. The Exchange Cloud platform will enable nuam to onboard local and international participants...

Silvia Stands Out Among Financial Planning Platforms
"We've tried multiple other financial planning type platforms and they haven't been very helpful - but Silvia is completely different." Sign up free: https://t.co/587F3GAhpp https://t.co/l9ezUcCRMN

Mesa Shuts Down Credit Card that Rewarded Cardholders for Paying Their Mortgages
Fintech startup Mesa announced the shutdown of its Homeowners Card on December 12, deactivating all accounts and ending the ability to earn Mesa Points. The card, launched in November 2024 with $9.2 million in equity and debt financing, rewarded spending tied to home...
Politics Distorts Views; Economy Lies Between Extremes
A hard truth of financial markets is that politics will cloud your judgement and lead to bad decision-making. Democrats believe inflation will be over 5% in a year and Republicans believe it will be under 1.5%. Democrats believe the economy is headed...
Targeting 2.5%: Ideal Interest Rate Recommendation
Interest rates should be closer to 2.5%

Stockpicker’s Paradise
The episode reflects on the rise, fall, and resurgence of specialist financial-sector investing, recounting the host’s hedge fund closure after a decade of long/short bets across global banks and fintechs. It highlights how recent market conditions have revived outsized returns...
New Research Feature Enables Real-Time Financial Simulations
We just launched Research for @cfosilvia Deep financial analysis + code execution inside Silvia. Monte Carlo simulations, portfolio stress tests & more. Toggle it on while chatting or go directly to the Research page. Sign up: https://t.co/587F3GzJzR https://t.co/vEuDkmN2d9
AI Agents Continuously Optimize Your Portfolio with Silvia
We are rapidly building more AI agents to help @cfosilvia users improve their finances. You have an army of digital workers spend every minute monitoring & measuring your portfolio. This was never possible before. It is now with Silvia. Sign up free: https://t.co/587F3GAhpp

Clive Kinross, CEO of Propel Holdings, on Building a Profitable Fintech Lender with Just $4 Million
Clive Kinross, CEO and co‑founder of Propel Holdings, explains how his accounting background drove a disciplined, unit‑economics focus that enabled the fintech lender to become profitable from its early days with just $4 million in seed capital. He details Propel’s AI‑powered...
Millions Collaborate Unseen, Powering Bitcoin’s Decentralized Success
One of the coolest parts of bitcoin is that millions of people work daily in a decentralized, uncoordinated fashion to help bitcoin succeed. Writing code. Running nodes. Mining. Marketing. Holding. Millions of people working together without knowing each other.
Tokenizing Everything: Bitcoin, Dollars, Securities Now Reality
Nearly a decade ago I used to repeat the phrase "tokenize the world" because it was obvious that every asset was going to be digitized. First, bitcoin. Second, dollars, Now, securities & bonds. I wasn't perfect, but my thesis held up well...

Identity and Money: A Case Study
The episode examines Ireland’s 1966‑1976 bank strikes, showing how the economy survived without cash by relying on cheques, IOUs and locally‑issued substitutes backed by strong social capital. It highlights that reputation‑based identity networks—often mediated through pubs and community figures—enabled informal...
Top Tracking Issues We Help Our Clients With
NP Digital outlines the most common data‑tracking failures that undermine marketing ROI, from biased attribution and GA4 revenue gaps to consent‑management lapses and fragmented cross‑device IDs. The firm recommends a systematic audit, unified taxonomy, and integration of GA4 with a...

QE Is Back and Asset Prices Are Going Higher
The episode analyzes the Federal Reserve’s recent 25‑basis‑point rate cut and the restart of $40 billion monthly Treasury‑bill purchases, signaling a return to quantitative easing that is driving all major asset classes to record highs. Host Anthony Pompliano and guest Jeff...

The Power of One: How Citizens’ New Open Banking API Framework Came to Life
Citizens Bank unveiled a unified open‑banking API in mid‑2024, earning the Best New Embedded Finance Platform award at Tearsheet’s Big Bank Theory Awards 2025. The platform, built on FDX standards with a multiplexing engine, serves consumers, small businesses, and large...
Banks Are Wasting 50% of Their Marketing Budget
In this episode, Fred Cadena of Vericast explains that banks are losing half of their marketing spend because generic campaigns miss the mark, and that relevance—driven by real‑time, hyperlocal data on neighborhoods, life events, and mover signals—outperforms broad reach. He...

One-Third of eToro Trades Now Happen in 24/5 Extended Market Hours
eToro reports that roughly one‑third of its stock trades now happen outside regular market hours, following the recent rollout of 24/5 access to every S&P 500 and Nasdaq 100 constituent. The extended‑hours window runs from Sunday 8:05 p.m. to Friday 4:00 p.m. ET, letting...
Fed Cuts, AI Surge, Bitcoin Sentiment Paradox
I sat down with Jeff Park (@dgt10011) to discuss the Fed’s year-end shift toward rate cuts and easier liquidity, what it means for markets, and why bitcoin sentiment feels so negative despite strong performance. Jeff also digs into how AI...

Corporate Digital Responsibility Ensures Ethical, Sustainable Tech Growth
Corporate Digital Responsibility guides companies to use technology ethically and sustainably, protecting data and security, promoting inclusion and transparency, and managing social impact so that digital growth respects people and the environment. Microblog by @antgrasso https://t.co/ekxu1YVwO2

The Evolution of Wallet Infrastructure in Web3 - Jess Houlgrave | ATC #589
In this episode, Stephen Sargeant interviews Jess Houlgrave, CEO of WalletConnect, about how the platform is linking hundreds of wallets with thousands of dApps to create a Visa‑like infrastructure for crypto. Jess explains the rise of AI‑driven agent wallets, the...
Fed's $40B T‑Bill Purchase Signals New Balance‑Sheet Addiction
The Fed is going to buy $40 billion of Treasury bills in 30 days to restart the expansion of their balance sheet. We are addicts that need another hit.
Connect Accounts to AI for Instant Interest Rate Impact Analysis
Simple hack: You can connect your financial accounts to @cfosilvia and then ask Silvia to explain in detail how the interest rate cut yesterday will impact every asset in your portfolio. Feels magical. Sign up: https://t.co/587F3GzJzR

FinTech Plum Follows Klarna in Securing E-Money Licence
The episode reviews recent fintech developments, highlighting Plum’s acquisition of an e‑money licence—allowing it to offer banking‑like services such as transfers, prepaid cards and digital wallets to its 2 million users—alongside other notable moves like Flatpay’s door‑to‑door sales push, Worldline’s divestment...
ProCap Adds to Holdings, Now 5,000 BTC
ProCap Financial acquired more bitcoin yesterday and now holds 5,000 bitcoin on the balance sheet. As part of the bitcoin purchase, we capitalized on an unrealized loss, which may be used to offset future gains and provide strategic flexibility. $BRR https://t.co/imaPxZB5Zt
Free AI Tool From Top Engineers Boosts Your Earnings
Imagine if you could convince top AI engineers to build a product that leveraged superhuman intelligence to help you make more money. You don't have to. Some of those engineers built @cfosilvia for you. It is free to use. Sign up here: https://t.co/587F3GAhpp

Revolut Offers Ex-Staffers Chance to Cash Out Shares at 30% Discount
Revolut, Europe’s largest neobank valued at $75 bn, has opened a share‑buy‑back for former employees. The program offers ex‑staff $966.74 per share, a 30% discount to the $1,381.06 price paid in the latest secondary sale. Despite the discount, the price is...
Why Do All Banks Look and Feel the Same?
In this episode, Jim Marous explores why banks increasingly look and feel the same, highlighting how legacy branding, uniform digital interfaces, and risk‑averse cultures create homogeneity across the industry. He discusses how generative AI, data‑driven personalization, and innovative partnerships can...