Currys Upgrades Payment Tech
UK retailer Currys announced a partnership with payment processor Stripe to overhaul its checkout infrastructure. The integration will replace legacy systems with Stripe's unified payments platform, enabling faster, more secure transactions across online and in‑store channels. Currys expects the upgrade to cut cart abandonment and improve customer experience, while supporting a range of digital wallets and local payment methods. The move aligns the retailer with industry trends toward frictionless e‑commerce.
Building Trust Architecture for Secure, User‑Centric Digital Futures
In an increasingly interconnected world, establishing frameworks for secure and self-determined digital interactions is no longer optional. The foundational elements enabling this shift, from architectural principles to user-centric control, are crucial for our collective digital future. #TrustArchitecture #DigitalIdentity #ZeroTrust
Why BofA Is Betting on Branches
In this episode, Jim Marous explores why Bank of America is reinvesting in its physical branch network, arguing that branches remain vital for building trust, delivering complex services, and gathering real‑time customer insights in an increasingly digital world. He highlights...
Enterprise-Grade AI in Financial Services: When Intelligence Meets Irreversibility
Financial institutions boast cutting‑edge analytics—real‑time fraud scoring, alternative‑data credit underwriting, and microsecond trading—but the introduction of generative AI has sparked a stark hesitation. Large language models (LLMs) are probabilistic, producing fluent yet often inaccurate outputs that clash with finance’s deterministic,...
What Makes a Great Crypto Wallet? - Jamie Elkaleh | ATC #592
In this episode, Stephen Sargeant interviews Jamie Elkaleh, CMO of Bitget Wallet, to explore what defines a great crypto wallet, covering technical metrics like TVL, investor protection, and compliance across jurisdictions. Jamie shares his transition from sports analytics to Web3...
Banks Move Gen AI From Pilot to Profit as Coding Gains Deliver ROI
The episode reviews the 2025 shift where banks have moved generative AI from experimental pilots to profit‑driving operations, highlighted by Google Cloud's report on AI ROI in financial services. It details how AI boosts productivity, enhances customer experience, and delivers...
Thinking About a UK Digital Identity Infrastructure
In a post‑New Year discussion at the UK Parliament, the host debated the need for a national digital identity infrastructure with MPs David Davis and John McDonnell, sparked by the government's vague proposal for an identity card to curb illegal...
New Hong Kong License Enables Doo Money Lender to Operate Alongside CFD Subsidiary
Doo Money Lender Limited, a Doo Group subsidiary, has been granted a Money Lenders License by Hong Kong’s Licensing Court, authorising it to offer unsecured personal loans, mortgages and corporate financing. The license follows Doo Financial HK Limited’s recent Type 1...
2025: Top Five Funding Rounds of the Year
2025 saw unprecedented fintech financing, highlighted by Binance securing a record $2 billion stablecoin investment from Abu Dhabi’s MGX and Ripple achieving a $40 billion valuation after a $500 million round. Revolut’s employee share sale pushed its valuation to $75 billion, while Kraken raised...
2025: Top Five Movers and Shakers Stories of the Year
2025 saw a wave of senior leadership changes across major financial institutions. Monzo announced CEO TS Anil will exit in February 2026, with Diana Layfield taking the helm. Revolut appointed Béatrice Cossa‑Dumurgier as Western Europe CEO to drive its €1 billion...
Testing Bitcoin's 4‑Year Cycle in January
The first two weeks of January we are going to learn whether the bitcoin 4 year cycle still exists.
Merchants Are Bearing the Burden of Debit Card Fraud
The episode examines how debit card fraud costs have shifted dramatically toward merchants, who now shoulder nearly half of all losses—a rise from 46.9% in 2021 to 49.9% in 2023—while banks' share has plummeted. It highlights the overall increase in...
Embedded Finance Reshapes Commerce and Customer Experience
Embedded finance is quietly transforming how we interact with services, weaving payments and lending directly into the platforms we use daily, marking a subtle yet profound shift in the architecture of both commerce and customer experience. Microblog by @antgrasso #Fintech https://t.co/wPO2epQPcY
To Track Down Stolen Data, Dark Web Threat Intelligence Is Key
The episode examines the rising threat of infostealer malware like Lumma Stealer, which harvests vast amounts of personal data and sells bundled credentials on the dark web. Tracy Goldberg explains that combating this requires both reducing reliance on passwords through...
Kalshi Eyes Brazil Expansion, Testing the Line Between Betting and Finance
Kalshi, a U.S. prediction‑market platform, is weighing entry into Brazil by 2026, aiming to position its event contracts as financial instruments rather than gambling products. Brazil’s new sports‑betting regime, introduced in early 2025, imposes strict licensing, domain, and KYC requirements,...
EToro Sponsors Djurgårdens IF as Nordic Stock Access Expands for Retail Clients
eToro has signed a sponsorship deal with Swedish football club Djurgårdens IF, adding LED branding and exclusive hospitality for top clients. The partnership coincides with eToro’s rollout of real‑time trading data for over 210 Nasdaq Nordic stocks, now free for...
2025: Top Five New Launch Stories of the Year
2025 saw a wave of high‑profile fintech launches, from Trump Media's Truth.Fi offering crypto‑linked ETFs to a nine‑bank European consortium unveiling a euro‑denominated stablecoin slated for H2 2026. Malaysia’s Bank Muamalat introduced Atlas, the nation’s first Islamic digital‑only bank powered by...
2025: Top Five Payments Stories of the Year
FinTech Futures highlighted five major 2025 payments developments: the UK government will dissolve the Payment Systems Regulator and fold its duties into the FCA, aiming to streamline oversight; Africa launched PAPSSCARD, its first pan‑African card scheme to enable cross‑border retail...
AI and Bitcoin: Finance’s Dual Engines for the Next Decade
The two most important technologies shaping finance for the next decade are artificial intelligence and bitcoin.
Bloomberg Pro Tips: Visualize Company Trends with GF
Bloomberg’s latest Pro Tips video demonstrates how the GF function on the Bloomberg Terminal lets users graph segment data, key performance indicators, and fundamentals in a fully customizable view. The tool also supports building bespoke spreads and ratios, enabling deeper...
The Banking Growth Opportunity Banks Keep Missing
The episode explores why banks consistently miss growth opportunities, emphasizing that true expansion comes from dynamic co‑creation, AI‑driven marketing, and seamless digital experiences rather than size alone. Guests highlight how generative AI can boost efficiency, personalization, and fraud mitigation, while...
2025: Top Five Fintech Partnership Stories of the Year
2025 saw a wave of high‑profile fintech partnerships reshaping payments across regions. Swift was chosen by the European Payments Council to run the EPC Directory Service, enhancing payee verification and interoperability for the VOP scheme. Stripe teamed with Paradigm to...
2025: Top Five Banking Technology Stories of the Year
Fintech Futures highlighted five pivotal banking‑technology developments in 2025. Temenos named Takis Spiliopoulos CEO, reinforcing an execution‑focused strategy. Commonwealth Bank of Australia completed a massive migration of its SAP core‑banking system to AWS, supporting 90% of accounts and 40% of national...
AI Uncovers $200K Tax Deduction via Defined Benefit Plan
Someone used an AI model to find a $200,000+ tax deduction that they didn't realize was available. Here is how they did it 👇🏼 The person asked @cfosilvia this morning: "What do rich people do at the end of the year to lower...
Get AI-Powered Portfolio Advice From CFO Silvia
Simple hack to improve your investment portfolio: Ask @cfosilvia "What are five things you would do to optimize my investment portfolio?" You get personalized insights using the latest AI models. I promise you won't regret it. Sign up free here: https://t.co/bMI7hLeciU
11 Finovate Alums Raised More than $1.4 Billion in Q4; More Than $3.3 Billion in 2025
Finovate alumni secured more than $1.4 billion in Q4 2025, marking the strongest fourth‑quarter finish in over a decade. The 46 alums that raised capital this year amassed over $3.3 billion, the highest annual total since the 2021 boom. Notable deals included $500 million...
Darragh Buckley, CEO of Increase, on Building the Next Generation of Banking Infrastructure
Darragh Buckley, former Stripe employee #1 and now CEO of Increase, explains how his experience scaling Stripe’s payments infrastructure inspired him to build a new fintech layer that connects directly to the Federal Reserve via its own banking core, exposing...
Net Interest 2025 Year in Review
The 2025 Net Interest year‑in‑review recaps 46 posts and 15 interviews, highlighting AI’s expanding role in capital markets, the surge in private equity and credit, and the growing influence of retail investors who now account for about 21% of US...
AI Forecasts $100K Turning Into $600K via Crypto‑index Mix
AI models predict you can turn $100,000 into $600,000 over the next decade by simply allocating to indexes and bitcoin. Here is the logic 👇🏼 Everyone knows bonds are essentially guaranteed to lose value over the long run, so what would a...
Process Mining Turns Event Logs Into Clear Workflow Maps
In the intricate journey of digital transformation, achieving true operational clarity can be elusive. Process mining offers a data-driven lens, transforming event logs into a map of actual workflows. Microblog @antgrasso #ProcessMining #DigitalTransformation https://t.co/2kftm9S22w
2025: Top Five Fintech M&A Stories of the Year
FinTech Futures highlighted the five biggest fintech M&A deals of 2025, ranging from Global Payments’ $24.25 billion acquisition of Worldpay to Santander’s £2.65 billion purchase of TSB. The transactions collectively exceed $60 billion, signaling aggressive consolidation across payments processors and traditional banks. Each...
Ukraine’s Central Bank Says Revolut’s Account Closures Stem From a Lack of Local Licensing
Revolut announced the closure of accounts for Ukrainian residents after the National Bank of Ukraine reminded the fintech that operating without a local licence violates Ukrainian law. The NBU clarified that any firm offering financial services must secure a domestic...
12 Big Crypto Predictions for 2026 | Ryan & David
Ryan and David dissect the top 2026 crypto forecasts from major firms, highlighting a consensus that stablecoins will become genuine payment rails and tokenization will move beyond pilots to mainstream use. They anticipate a surge in crypto ETFs expanding institutional...
2025: Top Five AI Stories of the Year
FinTech Futures highlighted five pivotal AI developments in 2025: the UK FCA launched an AI sandbox with Nvidia to safely test financial‑service models, while UBS hired JP Morgan’s Daniele Magazzeni as chief AI officer to steer its enterprise‑wide strategy. Grasshopper partnered with...
December Global Regulatory Brief: Digital Finance
In December 2025, regulators across the UK, Singapore, Malaysia and Australia unveiled coordinated steps to shape digital finance. The FCA emphasized that AI advances must be paired with human judgement and announced a forthcoming consultation on transaction reporting. Singapore’s MAS...
December Global Regulatory Brief: Green Finance
In December 2025 regulators across four jurisdictions unveiled major green‑finance initiatives. South Africa’s Treasury proposed classifying carbon credits as unlisted securities and linking its registry to the UN‑Article 6 framework to scale the domestic market. The European Commission introduced a streamlined...
December Global Regulatory Brief: Risk, Capital and Financial Stability
The December Global Regulatory Brief highlights four major developments: the UK PRA confirmed Basel 3.1 market‑risk rules will take effect in January 2027 with the Internal Model Approach delayed to January 2028; Australia’s APRA announced a phased removal of Additional Tier 1 capital instruments...
December Global Regulatory Brief: Trading and Markets
The EU Commission unveiled a sweeping market‑integration package that revamps MiFID‑R, UCITS, EMIR and other rules, introducing a pan‑European market operator and expanding ESMA’s supervisory remit. In the United States, SEC Chair Paul Atkins announced a reform agenda to scale...
🎙️ Ep 13: How Stablecoins Scaled Cross-Border Payments to $80B W/ Daniel Vogel (Bitso)
Bitso, the leading Latin American crypto platform, now handles over $80 billion in annualized transaction volume, with roughly 10 % of U.S.–Mexico remittances and the bulk coming from enterprise payment flows. CEO Daniel Vogel explains that stablecoins achieve scale not by cheapening...
FIS Agrees to Pay $210M Settlement
Fidelity National Information Services (FIS) agreed to a $210 million settlement with investors alleging misleading statements about its 2019 $35 billion Worldpay acquisition. The deal offers roughly 42 cents per damaged share, reduced to about 32 cents after legal fees and expenses. Executives, including...
Democratic AGs Sue Trump Administration over CFPB Funding
Nearly two dozen Democratic state attorneys general, led by New York AG Letitia James, have filed a lawsuit against the Trump administration over the Consumer Financial Protection Bureau's funding shutdown. Acting CFPB Director Russ Vought refused to request money from...
From Reactive to Predictive: The Future of Embedded Accounting
The fintech sector is shifting small‑business finance from reactive bookkeeping to embedded accounting, where the ledger lives inside everyday banking apps. By linking real‑time transaction data with accounting platforms, solutions like the Xero‑Bluevine partnership give owners a unified dashboard and...
Banxware Co-Founder and COO Fabian Heiß to Depart
Banxware’s co‑founder and COO Fabian Heiß announced he will leave the Berlin‑based embedded lending provider at month‑end. Heiß, who helped scale the firm to serve more than 40 digital marketplaces and achieve 100% year‑over‑year loan‑origination growth, also led the integration...
Fed Report Stirs Debit Fee Debate
The Federal Reserve’s biennial report shows debit‑card interchange fees climbed 3.9% annually, reaching $34.12 billion in 2023. Merchants argue the fees are excessive and have urged the Fed to lower the statutory cap, which remains at the 2011 level of 21 cents...
CFPB Shifts on EWA Policy, Again
The Consumer Financial Protection Bureau issued an advisory opinion declaring that employer‑partnered earned wage access (EWA) products are not loans under the Truth in Lending Act, and formally rescinded its July 2024 proposed rule that would have treated them as credit....
Executive Shuffle: Fiserv, DailyPay and MoneyGram
Payments firms closed the year with a series of senior hires aimed at strengthening brand, philanthropy, investor relations, and finance functions. DailyPay appointed former eBay executive Caitlin Allen as chief brand and communications officer, while Visa promoted Najada Kumbuli to...
AI and Bitcoin: Finance’s Future Unveiled on Squawk CNBC
Artificial intelligence and bitcoin are the future of finance. I joined @SquawkCNBC this morning to explain. https://t.co/yXlB1yb8hw
How Stablecoins Are Replacing Payment Rails - Emilio Rivero Coello | ATC #591
In this episode, Emilio Rivero Coello, a product manager at Aptos Labs, discusses how stablecoins are emerging as alternatives to traditional payment rails, highlighting Aptos' focus on institutional-grade applications and its competitive edge among L1 blockchains. He shares insights from...
How Money Launderers Are Exploiting E-Commerce
Online retailers are becoming prime targets for sophisticated money‑laundering schemes that exploit refund processes, third‑party marketplace sellers, and cross‑border payment channels. Criminal networks use these digital pathways to shift illicit proceeds quickly, sidestepping traditional banking oversight. The rise of platform‑based...
Building the Oracle Layer for Tokenized Finance with Niklas Kunkel of Chronicle Labs
In this episode, Niklas Kunkel, founder and CEO of Chronicle Labs, explains how robust oracle infrastructure is essential for tokenized finance, linking off‑chain market data to on‑chain protocols with institutional‑grade security and transparency. He recounts his role in designing the...