Know What's Happening in FinTech

How Creators Are Building Sustainable Fan Businesses in the Subscription Economy
NewsJan 8, 2026

How Creators Are Building Sustainable Fan Businesses in the Subscription Economy

Creators are shifting from ad‑driven content to subscription models, turning fan relationships into predictable revenue streams. Direct‑to‑fan platforms remove intermediaries, but scaling requires business‑grade tools such as CRM systems and automation. Effective segmentation, personalized messaging, and retention tactics now differentiate...

By TechBullion
Global Enterprise-Grade SMS Service Provider: Reliable Verification, Marketing, Notification & Two-Way SMS Platform
NewsJan 8, 2026

Global Enterprise-Grade SMS Service Provider: Reliable Verification, Marketing, Notification & Two-Way SMS Platform

Enterprises are consolidating verification, marketing, notification and two‑way messaging onto a single global SMS platform, and ITNIOTECH is emerging as a leading provider. The company claims coverage in over 200 countries, direct partnerships with 500+ operators, and verification success rates...

By TechBullion
Solana Comes Up For Airdrops
NewsJan 8, 2026

Solana Comes Up For Airdrops

The article highlights how airdrops have become a core marketing tool for blockchain startups, especially on Solana. Solana’s high throughput, low fees, and relatively stable SOL price make it ideal for diverse airdrop formats, from holder and staking rewards to...

By TechBullion
Four Trends that Will Transform Business Payments in 2026
NewsJan 8, 2026

Four Trends that Will Transform Business Payments in 2026

Business‑to‑business payment infrastructure is rapidly shifting toward speed, intelligence, and integration. By 2026, real‑time settlement will be the norm, while AI‑driven tools automate invoice reconciliation and fraud detection. Embedded finance will embed payment capabilities directly into ERP and procurement platforms,...

By Finextra
Cards Are No Longer Enough: Businesses Need a Full Payment Engine in 2026
NewsJan 8, 2026

Cards Are No Longer Enough: Businesses Need a Full Payment Engine in 2026

In 2026, corporate cards have shifted from a competitive edge to a basic entry point for business spending. Companies that rely on a patchwork of card providers, invoicing tools, FX solutions, and spreadsheets face limited cash‑flow visibility, manual reconciliations, and...

By Payments Cards & Mobile
BNPL’s Next Act Is as Consumer Working Capital
NewsJan 8, 2026

BNPL’s Next Act Is as Consumer Working Capital

Buy‑Now‑Pay‑Later (BNPL) is moving beyond fashion purchases to become a core liquidity tool for everyday bills. Roughly two‑thirds of U.S. households live paycheck‑to‑paycheck, creating timing gaps that traditional overdrafts and late‑fee penalties currently fill. BNPL’s installment models are now anchored...

By PYMNTS
Citi and PYMNTS Launch ‘From the Block’ Podcast: Straight Talk on Digital Assets
NewsJan 8, 2026

Citi and PYMNTS Launch ‘From the Block’ Podcast: Straight Talk on Digital Assets

Citi and PYMNTS have launched a weekly podcast, "From the Block: Straight Talk on Stablecoins and Digital Assets for Corporate Leaders," debuting Jan. 13. Co‑hosted by PYMNTS CEO Karen Webster and Citi’s Global Head of Digital Assets Ryan Rugg, the...

By PYMNTS
Higher Food Prices Erode Confidence Even for Six-Figure Earners
NewsJan 8, 2026

Higher Food Prices Erode Confidence Even for Six-Figure Earners

The PYMNTS Intelligence report finds that nearly seven‑in‑ten U.S. consumers now live paycheck to paycheck, with confidence in personal finances and the broader economy slipping. Food price inflation tops the list of stressors, affecting even households earning $100,000 or more,...

By PYMNTS
72% of B2B Buyers Favor Suppliers With Embedded Payment Options
NewsJan 8, 2026

72% of B2B Buyers Favor Suppliers With Embedded Payment Options

The PYMNTS Intelligence report, co‑authored with WEX, finds that B2B buyers are increasingly demanding embedded payment options, with 72% saying they prefer suppliers who offer them. Companies are moving away from building their own payment stacks and instead adopting white‑label...

By PYMNTS
The Small-Test Rule: How Investors Verify Financial Platforms Before Scaling Capital
NewsJan 8, 2026

The Small-Test Rule: How Investors Verify Financial Platforms Before Scaling Capital

The article outlines the small‑test rule, a disciplined verification process investors use before committing large capital to financial platforms. It details a four‑step workflow—small deposit, standard actions, withdrawal test, and documentation—to assess operational reliability. The rule emphasizes real‑world performance over...

By TechBullion
Stablecoin Onboarding Is the New Distribution Moat in Fintech
NewsJan 8, 2026

Stablecoin Onboarding Is the New Distribution Moat in Fintech

Stablecoins have become a core layer for cross‑border payments, on‑chain treasuries, and programmable finance, but their competitive edge now hinges on onboarding speed. The first fiat‑to‑stablecoin conversion experience determines whether users adopt the technology or abandon it before any benefit...

By TechBullion
Dogecoin Mining Guide: Get a $100 Registration Bonus and Earn Daily Passive Income with Fleet Mining
NewsJan 8, 2026

Dogecoin Mining Guide: Get a $100 Registration Bonus and Earn Daily Passive Income with Fleet Mining

Dogecoin’s active community and fast transaction times keep demand strong, but traditional proof‑of‑work mining remains hardware‑intensive. Fleet Mining introduces an AI‑driven cloud mining platform that lets users mine DOGE without owning equipment. New registrants receive a $15‑$100 bonus and can...

By TechBullion
Ep 272- 645 Ventures Managing Partner Nnamdi Okike
PodcastJan 8, 20260 min

Ep 272- 645 Ventures Managing Partner Nnamdi Okike

In this episode, Nnamdi Okike, co‑founder and managing partner of 645 Ventures, discusses the current AI hype cycle and its implications for fintech startups, emphasizing the need to differentiate genuine innovation from hype. He offers practical advice for fintech founders...

By Fintech Newscast
KeyBank to Pay $7.77 Million to Settle PPP Fraud Allegations
NewsJan 8, 2026

KeyBank to Pay $7.77 Million to Settle PPP Fraud Allegations

KeyBank agreed to pay $7.77 million to settle allegations it sought forgiveness for fraudulent Paycheck Protection Program loans. The settlement covers nearly $6 million in SBA loans that a Conshohocken branch manager, Tommy Hawkins, allegedly secured by inflating payroll and employee numbers....

By PYMNTS
Why WealthTech Matters in Southeast Asia
NewsJan 8, 2026

Why WealthTech Matters in Southeast Asia

Urs Bolt and PhD candidate Liam Reeve discuss why WealthTech is crucial for Southeast Asia, highlighting that despite a slowdown in startup funding in 2025, technology is outpacing legacy financial institutions. They explain how digital wealth management platforms can bridge...

By Urs Bolt
Binance Founder CZ Backed YZi Labs Accuses CEA Industries of Shareholder-Hostile Tactics
NewsJan 8, 2026

Binance Founder CZ Backed YZi Labs Accuses CEA Industries of Shareholder-Hostile Tactics

Binance founder Changpeng Zhao‑backed YZi Labs has accused CEA Industries of deploying a poison‑pill shareholder‑rights plan to block investor influence. YZi, a major stakeholder, lodged regulatory filings to expand the board, reverse recent bylaw changes, and rally an investor coalition....

By Crowdfund Insider
FreshBooks’ Small Business Software Integrates Kick’s Automated Bookkeeping
NewsJan 8, 2026

FreshBooks’ Small Business Software Integrates Kick’s Automated Bookkeeping

FreshBooks announced a strategic partnership with Kick, embedding the latter’s automated bookkeeping engine into its small‑business management platform. The integration automatically categorizes, reconciles and keeps transaction records tax‑ready, extending FreshBooks’ existing invoicing, payments, accounting and payroll tools. Targeted at U.S....

By PYMNTS
Complex Finance Traps Consumers, Benefits Hidden Players
SocialJan 8, 2026

Complex Finance Traps Consumers, Benefits Hidden Players

Why do consumers struggle with even basic financial choices? And who really benefits from that complexity? I explore these questions with Tarun Ramadorai of the @imperialcollege. Watch the full episode: https://t.co/ULBFc2UkuF https://t.co/QyvYkI9NI3

By Jim Marous
PayPal Boosts Advertising Platform with Cross-Merchant Purchase Data
NewsJan 8, 2026

PayPal Boosts Advertising Platform with Cross-Merchant Purchase Data

PayPal has launched the Transaction Graph Insights & Measurement programme, giving merchants a cross‑merchant view of real shopper behaviour and ad performance. Leveraging its network of over 430 million consumer accounts and tens of millions of merchants, the platform maps the...

By Finextra
Stripe Partners Crypto.com to Offer Merchants Crypto Payment Option
NewsJan 8, 2026

Stripe Partners Crypto.com to Offer Merchants Crypto Payment Option

Stripe has announced a partnership with Crypto.com to enable merchants to accept cryptocurrency payments directly through Stripe’s checkout platform. The integration allows Crypto.com users to spend their digital assets at online stores without first converting them to fiat. The solution...

By Finextra
Rep. Hill Rolls Out Community Bank Deregulation Package
NewsJan 7, 2026

Rep. Hill Rolls Out Community Bank Deregulation Package

House Financial Services Committee Chairman French Hill unveiled a community‑bank deregulation package aimed at curbing regulatory "flip‑flop" when administrations change. The bill proposes tailoring provisions, eliminating reputational‑risk components from examinations, standardizing stress tests, raising size thresholds and redefining brokered deposits....

By American Banker Technology
Zeaks Trade Goes Live, Expanding ZEAKS’ Mobile Product Portfolio
NewsJan 7, 2026

Zeaks Trade Goes Live, Expanding ZEAKS’ Mobile Product Portfolio

ZEAKS has launched the Zeaks Trade app, expanding its mobile product suite and reinforcing its architecture for mobile‑first users. The app builds on the platform’s core logic while adding performance tweaks for variable network conditions. A streamlined interface places key...

By TechBullion
Real‑world AI Deployment Compounds Value over Time
SocialJan 7, 2026

Real‑world AI Deployment Compounds Value over Time

Institutions that move beyond pilot programs and deploy AI in live environments will create advantages that grow stronger over time. Action compounds value. https://t.co/rvTr4BICNz

By Jim Marous
Bowman Details Regulatory Relief Agenda for Community Banks
NewsJan 7, 2026

Bowman Details Regulatory Relief Agenda for Community Banks

Federal Reserve Vice Chair for Supervision Michelle Bowman announced a potential overhaul of the regulatory framework for community banks. She proposes separating community‑bank oversight from larger institutions, updating asset thresholds by indexing them to nominal GDP, and reducing data‑reporting burdens....

By American Banker Technology
Lloyds Pushes Tokenized Deposits
NewsJan 7, 2026

Lloyds Pushes Tokenized Deposits

Lloyds Banking Group issued a tokenized deposit on the public Canton Network and used it to purchase a UK gilt, marking one of the first real‑world applications of blockchain‑based deposit tokens. The move highlights banks’ push to offer tokenized deposits...

By American Banker Technology
Google's AI Comeback Threatens Private Valuations, Trade Secondaries Wisely
SocialJan 7, 2026

Google's AI Comeback Threatens Private Valuations, Trade Secondaries Wisely

Google is back in the AI game Private market valuations are going to get crushed when the IPOs come Trade your secondaries carefully

By Lex Sokolin
Payhawk’s Valuation Could Soar to $2 Billion With New Funding
NewsJan 7, 2026

Payhawk’s Valuation Could Soar to $2 Billion With New Funding

Payhawk, the Bulgarian expense‑management fintech, is courting more than $100 million in fresh capital that could lift its valuation to roughly $2 billion, effectively doubling its prior estimate. The prospective round underscores sustained investor appetite for European fintechs even as AI startups...

By PYMNTS
Marqeta Names Stripe, JPMorgan Alum as CFO
NewsJan 7, 2026

Marqeta Names Stripe, JPMorgan Alum as CFO

Marqeta announced that former Stripe finance executive Patti Kangwankij will become its chief financial officer on February 9, succeeding CEO Mike Milotich, who has been serving in an interim CFO capacity. Kangwankij brings extensive experience from Stripe, JPMorgan and her...

By Payments Dive
Top Crypto Marketing Agencies In Jan 2026 [Based on Real Client Reviews]
NewsJan 7, 2026

Top Crypto Marketing Agencies In Jan 2026 [Based on Real Client Reviews]

The January 2026 ranking of crypto marketing agencies, based on verified client reviews from Clutch, G2, GoodFirms and Trustpilot, places Bond Finance at the top for its strategic, institutional‑grade positioning. Ninja Promo follows as the execution powerhouse capable of large‑scale, multi‑channel campaigns, while...

By TechBullion
Dow Jones Consumer Platforms to Feature Polymarket’s Prediction Market Data
NewsJan 7, 2026

Dow Jones Consumer Platforms to Feature Polymarket’s Prediction Market Data

Polymarket has entered an exclusive partnership with Dow Jones to supply real‑time prediction‑market data across the Wall Street Journal, Barron’s, MarketWatch, Investor’s Business Daily and other consumer platforms. The collaboration will embed market‑derived probability signals on economic, political and cultural...

By PYMNTS
Ant International Revenue Jumps 25% as Digital Wallet Thrives
NewsJan 7, 2026

Ant International Revenue Jumps 25% as Digital Wallet Thrives

Ant International, the overseas arm of China’s Ant Group, posted revenue of roughly $3.7 billion last year, a 20‑25% increase and about 10% of the parent’s projected 2025 earnings. The surge is driven largely by its digital‑wallet platform, which now underpins...

By PYMNTS
Baltimore Sues Fintech Dave over Cash Advance Product
NewsJan 7, 2026

Baltimore Sues Fintech Dave over Cash Advance Product

Baltimore filed a lawsuit against fintech Dave, accusing the company of misleading marketing and usurious fees tied to its ExtraCash Advances product. The city alleges the product’s APR can exceed 2,500%, far above Maryland’s 33% cap, and that mandatory overdraft...

By Banking Dive
Rosstex LP Helps an Elderly British Citizen Recover Funds From Crypto Scam
NewsJan 7, 2026

Rosstex LP Helps an Elderly British Citizen Recover Funds From Crypto Scam

Rosstex LP, a cryptocurrency fund recovery firm, helped an elderly British retiree reclaim a portion of money lost to a crypto investment scam. The victim was lured by a fake platform promising high returns, then blocked from withdrawing and pressured...

By TechBullion
Hiring a Chief AI Officer: Compensation, Recruitment, Candidates, Responsibility
NewsJan 7, 2026

Hiring a Chief AI Officer: Compensation, Recruitment, Candidates, Responsibility

The episode explores why companies are creating Chief AI Officer (CAIO) roles, highlighting demand from boards and CEOs for unified AI risk and ROI accountability, regulators seeking clear governance, and business units needing strategic guidance. It delves into compensation benchmarks,...

By Bank Automation News
Clover Adds Face and Palm-Payments With Wink Partnership
NewsJan 7, 2026

Clover Adds Face and Palm-Payments With Wink Partnership

Clover, the Fiserv‑owned point‑of‑sale platform, announced a partnership with biometric payments provider Wink to embed face and palm authentication into its checkout flow. The integration leverages Wink’s AI‑powered biometric engine and Clover’s secure token vault, keeping biometric data separate from...

By PYMNTS
FinovateEurope Best of Show Winner Finshape Introduces New CEO Neil Budd
NewsJan 7, 2026

FinovateEurope Best of Show Winner Finshape Introduces New CEO Neil Budd

Finshape, the Czech digital‑banking fintech that won Best of Show at FinovateEurope 2022, has named Neil Budd as its new chief executive. Budd succeeds founder Petr Koutný, who will become chairman of the board. The veteran brings more than 25...

By Finovate
Outdated Credit Data Bars Millions; Modernize Now
SocialJan 7, 2026

Outdated Credit Data Bars Millions; Modernize Now

Millions of financially capable people are locked out of credit because banks rely on yesterday’s data describing yesterday’s behavior. This episode explains why that must change. Watch the full episode here: https://t.co/m6PArSdD2z https://t.co/005ysiH05e

By Jim Marous
BofA Sued over Alleged Jan. 6 ‘Surveillance’
NewsJan 7, 2026

BofA Sued over Alleged Jan. 6 ‘Surveillance’

Bank of America faces a federal lawsuit alleging it data‑mined its entire customer base to flag anyone who used a BofA product in the Washington, D.C., metro area between Jan. 5‑7, 2021, linking them to the Jan. 6 Capitol riot. The plaintiff claims...

By Banking Dive
The Architects: The Finternet: GenAI, Tokenization, & the Future of Public Infrastructure
NewsJan 7, 2026

The Architects: The Finternet: GenAI, Tokenization, & the Future of Public Infrastructure

The Architects episode explores the emerging "Finternet," a programmable, interoperable financial layer inspired by India’s open‑public‑infrastructure model. Guests explain how tokenization adds verifiable ownership and universal transferability, while GenAI promises an intelligent interface for moving value. The Federal Reserve’s perspective...

By This Week in Fintech
JPMorgan Eschews Proxy Advisers for Internal AI Tool
NewsJan 7, 2026

JPMorgan Eschews Proxy Advisers for Internal AI Tool

JPMorgan Asset & Wealth Management will replace external proxy advisors with its own AI-driven tool, Proxy IQ, for U.S. shareholder voting. The change, slated for completion in Q1 2026, follows CEO Jamie Dimon's criticism of proxy advisers and aligns with...

By Banking Dive
Hacked Venezuelan Stablecoin Promotes 10% Tether Returns
SocialJan 7, 2026

Hacked Venezuelan Stablecoin Promotes 10% Tether Returns

Recently hacked Venezuelan stablecoin "bank" @kontigo_app says crypto withdrawals are now possible; is encouraging users to convert to Tether by offering 10% returns: https://t.co/7UUNhXkfY7

By Jason Mikula
Zilch Buys Lithuanian Lender to Secure European Banking Licence
NewsJan 7, 2026

Zilch Buys Lithuanian Lender to Secure European Banking Licence

London‑based buy‑now‑pay‑later unicorn Zilch announced the acquisition of Lithuania’s Fjord Bank, securing a full European banking licence. The deal gives Zilch direct access to the EU’s passporting rights, allowing it to offer regulated credit products across 27 member states. Management...

By Finextra
PNC Head of Data, Automation Ned Carroll Featured Fireside Chat at FinAi Banking Summit
NewsJan 7, 2026

PNC Head of Data, Automation Ned Carroll Featured Fireside Chat at FinAi Banking Summit

Ned Carroll, PNC's Head of Data and Automation, discussed the bank's evolving data strategy, recent $5 billion acquisition of FirstBank, and the rollout of agentic AI in software development during a fireside chat at the FinAi Banking Summit. He highlighted how...

By Bank Automation News
Infrastructure Over Hype: Why Broker Architecture Matters More Than Features in 2026
NewsJan 7, 2026

Infrastructure Over Hype: Why Broker Architecture Matters More Than Features in 2026

By 2026 crypto traders have moved beyond flashy token lists and high leverage, judging brokers primarily on the robustness of their underlying architecture. Platforms that separate client funds, log execution paths, and document risk controls now earn credibility, especially in...

By TechBullion
ChartDetector.ai Highlights Shift Toward Risk Validation as Traders Navigate Volatile Global Markets
NewsJan 7, 2026

ChartDetector.ai Highlights Shift Toward Risk Validation as Traders Navigate Volatile Global Markets

ChartDetector.ai reports that traders across crypto, equities, FX and commodities are moving away from pure price‑prediction models toward pre‑trade risk validation. Heightened volatility, tighter cross‑asset correlations and a flood of real‑time data have exposed the limits of traditional chart‑reading for...

By TechBullion
Retail Investing in 2026: How Technology Is Reshaping the Way Beginners Enter the Markets
NewsJan 7, 2026

Retail Investing in 2026: How Technology Is Reshaping the Way Beginners Enter the Markets

Retail investing in 2026 has moved from mere access to sophisticated, technology‑driven decision support for beginners. Mobile apps now bundle trading, AI‑powered analytics, education, and risk controls in a single interface, eliminating the old broker‑branch friction. While low‑cost execution and...

By TechBullion
Exploring the End of Piecemeal Cybersecurity Solutions
NewsJan 7, 2026

Exploring the End of Piecemeal Cybersecurity Solutions

The article argues that piecemeal cybersecurity, built from isolated point solutions, is reaching its limits as digital environments grow more complex. Fragmented tools erode visibility, slow response, and create policy gaps. Organizations are shifting toward unified platforms that centralize data,...

By TechBullion
CFPB: U.S. Credit Cards Are Prosperous and Strong
NewsJan 7, 2026

CFPB: U.S. Credit Cards Are Prosperous and Strong

The CFPB’s 2025 credit‑card market report shows a robust U.S. payments landscape, with retail, professional services and food spending leading categories and overall balances rising, especially among subprime and deep‑subprime consumers whose APRs have climbed sharply. Payment behavior has improved,...

By Payments Journal
MSCI Abandons Crypto Exclusion as Firms Hold Bitcoin
SocialJan 7, 2026

MSCI Abandons Crypto Exclusion as Firms Hold Bitcoin

MSCI drops plan to exclude digital assets MSCI reversing digital asset exclusion plan. Can't exclude crypto when companies like Strategy (MicroStrategy) hold massive Bitcoin treasuries. Index providers adapting to corporate blockchain adoption reality https://t.co/zWABxQJHJD https://t.co/DEyVcQUi4P

By Efi Pylarinou