Know What's Happening in FinTech

Restricting Industrial Loan Charters Would Be Bad for the Economy
NewsJan 7, 2026

Restricting Industrial Loan Charters Would Be Bad for the Economy

Industrial banks, regulated and FDIC‑insured, provide crucial credit to small businesses, gig workers, and underserved Main Street enterprises. Since their creation in 1987, only one has failed, and capital ratios are roughly 50 % above industry averages, indicating strong safety. Proponents...

By American Banker Technology
Banks Are Banks, Non Banks Are Non Banks, Clarifies the American Fintech Council
NewsJan 7, 2026

Banks Are Banks, Non Banks Are Non Banks, Clarifies the American Fintech Council

The American Fintech Council (AFC) sent a joint letter to the FDIC, CFPB, FTC, OCC and the Federal Reserve asserting that banks and non‑banks must be regulated distinctly. The council emphasized that “banks are banks, and non‑banks are non‑banks” to...

By Crowdfund Insider
Is There a Future for Unattended Retail?
NewsJan 7, 2026

Is There a Future for Unattended Retail?

The episode explores the promise and pitfalls of unattended retail, tracing its evolution from vending machines to modern cashierless concepts like Amazon Go and German smart stores. Guest Don Apgar highlights three core challenges—safety, security, and customer service—that have limited...

By Payments Journal
Aevi and Verifone Team to Scale In-Person Payments
NewsJan 7, 2026

Aevi and Verifone Team to Scale In-Person Payments

Aevi and Verifone announced a strategic partnership that unifies in‑person payment orchestration with Verifone’s global device portfolio. The joint solution offers a single, acquirer‑agnostic integration for all Verifone terminals across EMEA and North America. It provides multi‑acquire capabilities, local European...

By Finextra
Cross-Chain Liquidity Solutions: The Next Stage of DeFi Evolution
NewsJan 7, 2026

Cross-Chain Liquidity Solutions: The Next Stage of DeFi Evolution

DeFi’s biggest hurdle—liquidity fragmentation across Ethereum, Solana, Arbitrum, and other chains—is prompting the rise of cross‑chain liquidity solutions. These systems coordinate pools via messaging, smart contracts, and relayers, allowing traders to access deep, unified liquidity without moving assets through risky...

By TechBullion
AI-Powered Song Generation Platform JGGL Token Goes Live on MEXC
NewsJan 7, 2026

AI-Powered Song Generation Platform JGGL Token Goes Live on MEXC

JGGL AI’s creative token launched on MEXC on Dec 25, 2025, with a fixed 1 billion supply. The listing saw a 24‑hour high of $1.1456 and closed near $0.95 on $3.94 M volume. JGGL’s platform uses four integrated neural models to turn short voice...

By TechBullion
4 Banking Trends to Watch in 2026
NewsJan 7, 2026

4 Banking Trends to Watch in 2026

Banking activity surged in 2025, with M&A announcements jumping 45% to 181 deals, driven by regional players seeking scale. Regulatory agencies shifted tone, reopening de novo charter doors and sparking interest in industrial‑loan‑company structures. AI investments accelerated, with banks like JPMorgan...

By Banking Dive
Features Every Startup Should Look for in Modern Accounting Management Tools
NewsJan 7, 2026

Features Every Startup Should Look for in Modern Accounting Management Tools

Modern accounting tools are essential for early‑stage startups, automating bookkeeping, invoicing, and reporting to free founders for growth. Key features include automatic bank reconciliation, real‑time financial dashboards, and multi‑platform integrations that streamline data flow. Robust security, intuitive interfaces, and dedicated...

By TechBullion
Modulr Expands to the US with FIS Relationship
NewsJan 7, 2026

Modulr Expands to the US with FIS Relationship

Modulr, a UK‑based modern payment platform, announced its launch in the United States, partnering with global fintech giant FIS. The collaboration will embed Modulr’s API‑driven payment infrastructure into FIS’s extensive banking network. This move gives US enterprises instant access to...

By Finextra
Permutable AI Expands AI-Driven Macro Intelligence Into Asia-Pacific
NewsJan 7, 2026

Permutable AI Expands AI-Driven Macro Intelligence Into Asia-Pacific

Permutable AI announced a strategic expansion of its AI‑driven macro intelligence services into the Asia‑Pacific region, responding to heightened institutional demand for granular, real‑time insights on commodities and macro markets. The move targets investors, risk managers, and strategy teams focused...

By Fintech Global
NIX Foundation Announces $10 Million Strategic Investment in BOHR Chain to Power Next-Generation Decentralized Compute Infrastructure
NewsJan 7, 2026

NIX Foundation Announces $10 Million Strategic Investment in BOHR Chain to Power Next-Generation Decentralized Compute Infrastructure

The NIX Foundation announced a $10 million strategic investment in BOHR Chain, a modular Layer‑0 blockchain built for AI workloads and verifiable compute. The funding will fast‑track the rollout of BOHR’s Quantum Structural Model and supports CaryPact, the first ecosystem protocol...

By TechBullion
Card Program Management: What Is It and Who Does It Benefit?
NewsJan 7, 2026

Card Program Management: What Is It and Who Does It Benefit?

Marcin Glogowski, SVP at Marqeta, defines card program management as the end‑to‑end process of designing, launching, and operating payment programs. He emphasizes the tension between launching quickly to capture market momentum and the risk of over‑engineering that can delay timing....

By Finextra
Worldline Brings One Commercce to the UK
NewsJan 7, 2026

Worldline Brings One Commercce to the UK

Worldline, a leading European payment‑services provider, announced the commercial launch of its Worldline One Commerce platform in the United Kingdom. The solution bundles payments, loyalty, and digital services into a single, cloud‑native suite. By entering the UK market, Worldline aims...

By Finextra
Worldline Brings One Commerce to the UK
NewsJan 7, 2026

Worldline Brings One Commerce to the UK

Worldline has made its One Commerce platform commercially available in the United Kingdom, marking the first market launch of the unified commerce solution. The offering consolidates payment services and operational back‑office functions for enterprise merchants across online, mobile, in‑store and...

By Finextra
Blink Payments Introduces Card Present API
NewsJan 7, 2026

Blink Payments Introduces Card Present API

Blink Payments, a paytech platform, has launched a new Card Present API that allows integrated software vendors and merchants to embed in‑person payment acceptance directly into their applications. The API delivers real‑time transaction reporting, giving businesses immediate visibility into sales...

By Finextra
Revolut Wants to Enter Turkey by Acquiring a Local Bank
NewsJan 7, 2026

Revolut Wants to Enter Turkey by Acquiring a Local Bank

Revolut is in talks to acquire FUPS, a Turkish digital bank, as part of its push into Turkey's fast‑growing banking sector. The transaction would need clearance from the Banking Regulation and Supervision Agency (BDDK). Revolut, now close to 70 million users,...

By Finance Magnates Fintech
Finshape Appoints Neil Budd as CEO
NewsJan 7, 2026

Finshape Appoints Neil Budd as CEO

Finshape, a leading digital banking solutions provider, announced Neil Budd as its new chief executive officer. Budd brings over two decades of fintech leadership, most recently heading global banking solutions at XYZ Corp. The appointment follows Finshape’s recent $50 million Series B...

By Finextra
Morph and Bitget Wallet Launch Accelerator for On-Chain Payments
NewsJan 7, 2026

Morph and Bitget Wallet Launch Accelerator for On-Chain Payments

Morph, an Ethereum‑based settlement layer for payments, unveiled a $150 million Payment Accelerator to fund startups that bring real‑world payment activity onto blockchain. The program is launched in strategic partnership with Bitget Wallet, which will provide wallet integration and user‑on‑ramp services....

By Finextra
Nolan W. Williams and the New Language of Capital
NewsJan 7, 2026

Nolan W. Williams and the New Language of Capital

Nolan W. Williams is emerging as a fintech thought‑leader who designs the "new language of capital" through digital infrastructure and decentralized finance. He founded Concrete Digital to treat digital assets as treasury‑grade components rather than speculative tokens, aligning with institutional risk frameworks....

By TechBullion
How Tokenised Stocks Are Creating a Parallel 24/7 Market for Equities
NewsJan 7, 2026

How Tokenised Stocks Are Creating a Parallel 24/7 Market for Equities

Tokenised stock trading volume topped $1 billion in December, underscoring a rapid shift toward 24/7, on‑chain equity access. Investors worldwide are using blockchain‑based shares to react to macro events in real time, sidestepping U.S. market hours and local brokerage hurdles. Regulators...

By Finance Magnates Fintech
Why Wall Street Can’t Price the Next Internet
NewsJan 7, 2026

Why Wall Street Can’t Price the Next Internet

The article argues that Wall Street is undervaluing Ethereum by applying the same flawed framework it used for the 1990s Internet. Like early web protocols, Ethereum functions as a public, permissionless settlement layer that enables billions in economic activity without...

By TechBullion
Revolut in Talks to Buy Turkish Neobank
NewsJan 7, 2026

Revolut in Talks to Buy Turkish Neobank

Revolut is reportedly negotiating to acquire Fups, a Turkish digital‑only bank, marking the fintech’s first foray into mergers and acquisitions as part of its global expansion strategy. The deal would give Revolut a licensed banking platform in Turkey, a market...

By Finextra
UK Fintech Permutable AI Expands Into Asia Pacific
NewsJan 7, 2026

UK Fintech Permutable AI Expands Into Asia Pacific

Permutable AI, a specialist in AI‑driven macro and commodities intelligence, announced its expansion into the Asia‑Pacific region. The move responds to rising demand from institutional investors for real‑time, granular insight into regional economic and commodity developments. By establishing a local...

By Finextra
Discovering Tungstenum, a New Project Focused on Rules-Based Index Strategy Design
NewsJan 7, 2026

Discovering Tungstenum, a New Project Focused on Rules-Based Index Strategy Design

Tungstenum is a new project that designs rules‑based index strategies, specifying asset selection, weighting, rebalancing, and documentation. It responds to growing platform demands for governance, auditability, and scalability by treating strategy creation as an engineering problem rather than discretionary portfolio...

By TechBullion
Top 5 Gold Tokenization Development Companies 2026
NewsJan 7, 2026

Top 5 Gold Tokenization Development Companies 2026

Gold tokenization is reshaping investment by converting physical gold into blockchain‑based tokens. The market is projected to reach $12.83 billion by 2032, driven by demand for asset‑backed digital assets. The article lists the top five development firms—Idea Usher, Intellivon, Securitize, Tangany,...

By TechBullion
BMLL Names Karen King as Head of Sales in Apac
NewsJan 7, 2026

BMLL Names Karen King as Head of Sales in Apac

BMLL, the leading independent provider of harmonised historical Level 3 data and analytics, announced Karen King as its new Head of Sales for the Asia‑Pacific region. The appointment aims to accelerate BMLL’s market penetration across China, Japan, Singapore and Australia. King...

By Finextra
Smart Payment Technologies Partners with Castles Technology to Strengthen Global Payments
NewsJan 7, 2026

Smart Payment Technologies Partners with Castles Technology to Strengthen Global Payments

Smart Payment Technologies (SPT) has announced a partnership with Castles Technology to upgrade its G8 payment gateway. The collaboration will embed Castles' cutting‑edge hardware platforms into SPT's existing software stack, creating a unified payment ecosystem. By merging hardware and software...

By Finextra
Flexsystem and Other Business Software Without API Support Face Survival Risks in 2026
NewsJan 7, 2026

Flexsystem and Other Business Software Without API Support Face Survival Risks in 2026

In 2026, Flexsystem, Microsoft BizTalk and SAP PI/PO are highlighted as legacy business applications still missing robust API support. Their reliance on proprietary or outdated integration methods limits interoperability with AI‑driven analytics and cloud‑native tools. As competitors roll out API‑first...

By TechBullion
Stablecoins and AI Redefine Fintech Landscape for 2026
SocialJan 7, 2026

Stablecoins and AI Redefine Fintech Landscape for 2026

The Top 10 Most Popular Insights of 2025 Carry these ten insights with you into 2026, as they will shape the coming year. This week, we’re looking back at 2025 to share your top insights from the past year. This was a big...

By Richard Turrin
The Crypto CFO Playbook for Blockchain Treasury Management
NewsJan 7, 2026

The Crypto CFO Playbook for Blockchain Treasury Management

The Cardano Foundation’s CFO, Stephen Wood, explains how crypto‑native treasuries require a blend of traditional finance discipline and blockchain‑specific tools. Real‑time on‑chain management provides instant visibility, lower fees, and automated reconciliation, turning the treasury into a shared, transparent resource. Wood’s...

By PYMNTS
Hugimals Founder Credits Growth to AI, Payments and Amazon Store
NewsJan 7, 2026

Hugimals Founder Credits Growth to AI, Payments and Amazon Store

Hugimals World, a direct‑to‑consumer brand of weighted plush comfort items, has accelerated growth by weaving AI tools, a flexible multi‑currency payment stack, and a robust Amazon store into its operating model. Founder Marina Khidekel built the business on Shopify to...

By PYMNTS
Fraud Orchestration Puts Merchants Back in Charge
NewsJan 7, 2026

Fraud Orchestration Puts Merchants Back in Charge

Traditional fraud prevention, treated as a cost, relied on processor black‑box decisions, limiting merchant control. A new Payments Orchestration Tracker report shows merchants shifting to fraud orchestration, a centralized decision layer that aggregates identity, behavioral and device signals. This model...

By PYMNTS
74% of Credit Union Members Pass the Loyalty Test
NewsJan 7, 2026

74% of Credit Union Members Pass the Loyalty Test

A PYMNTS Intelligence report with Velera reveals that 74% of credit‑union members meet a loyalty benchmark, yet Gen Z members are far less secure, with 36% likely to switch. The study links this volatility to rising expectations for AI‑driven, real‑time financial...

By PYMNTS
Global Fintech Airwallex Commits €200 Million to Netherlands Expansion Plans
NewsJan 7, 2026

Global Fintech Airwallex Commits €200 Million to Netherlands Expansion Plans

Australian fintech Airwallex announced a €200 million, five‑year investment in the Netherlands, earmarked for expanding its Amsterdam hub and scaling its European operations. The plan includes a 60% increase in local staff, reaching roughly 70 employees by the end of 2026,...

By Crowdfund Insider
Bitwes: A Leading Cryptocurrency Exchange in 2026
NewsJan 7, 2026

Bitwes: A Leading Cryptocurrency Exchange in 2026

Bitwes has emerged as a leading cryptocurrency exchange by offering an extensive catalog of trading pairs, lightning‑fast order execution, and some of the lowest fees in the industry. Its robust development team continuously upgrades security, performance, and feature sets, while...

By TechBullion
Payroll Data Validation: Best Practices for Any Organization
NewsJan 7, 2026

Payroll Data Validation: Best Practices for Any Organization

Payroll data validation ensures accurate, compliant employee compensation. Errors from manual entry, system mismatches, or outdated records can cause costly over‑ or under‑payments and legal penalties. Best practices include using automated validation tools, integrating HRMS with payroll, conducting regular audits,...

By TechBullion
Hainan FTZ: China’s Tech Hub Streamlining Trade
SocialJan 7, 2026

Hainan FTZ: China’s Tech Hub Streamlining Trade

Hainan Free Trade Port should be on your radar. It's not just a free trade port but a place where all of China's tech comes together to make China trade easier than ever. Watch as digital customs, payment, and...

By Richard Turrin
Stripe's Crypto Payments May Speed Merchant Adoption
SocialJan 7, 2026

Stripe's Crypto Payments May Speed Merchant Adoption

https://t.co/exA8No4Pz0, Stripe direct crypto payments Strategic integration: Stripe enabling https://t.co/exA8No4Pz0 transactions for merchants. Bridging crypto-native liquidity with mainstream commerce infrastructure. Question: Does this accelerate merchant crypto adoption? https://t.co/uvmFO7TTc3

By Efi Pylarinou
Why Businesses Need Expert Fintech App Development Companies in 2026
NewsJan 7, 2026

Why Businesses Need Expert Fintech App Development Companies in 2026

In 2026, fintech products must be built with deep technical, regulatory, and security expertise to meet instant user expectations. Expert fintech app development firms provide structured engineering, compliance‑first design, and scalable architectures that mitigate risk and avoid costly post‑launch rewrites....

By TechBullion
Single-Core Banking: Essential Insights for Modern Banks
SocialJan 7, 2026

Single-Core Banking: Essential Insights for Modern Banks

[New Episode] The Single-Core Advantage: What Banks Must Know Now with Sairam Rangachari of @Temenos. Watch the full episode now: https://t.co/u3T8bi10eb https://t.co/PHwFDofv1v

By Jim Marous
Airwallex Chooses Netherlands as EU Payments Hub
SocialJan 7, 2026

Airwallex Chooses Netherlands as EU Payments Hub

Tencent-backed fintech Airwallex to invest in Netherlands Airwallex expanding into Netherlands with Tencent backing. Strategic EU hub selection for payments infrastructure. Cross-border fintech scaling European operations despite regulatory complexity https://t.co/qHblBllwuu https://t.co/3KKz5igqCO

By Efi Pylarinou
Regtech : Prove Unified Authentication Solution Supports Framework for Digital Identity Verification
NewsJan 7, 2026

Regtech : Prove Unified Authentication Solution Supports Framework for Digital Identity Verification

Prove unveiled Unified Authentication, a single platform that replaces traditional MFA and OTP‑based methods. The solution blends mobile network signals, SIM possession checks, and Prove’s proprietary cryptographic keys to continuously verify users throughout the journey. Real‑time risk analysis and anomaly...

By Crowdfund Insider
PwC Expands Services to Include Crypto Audit, Tax, Consulting
SocialJan 7, 2026

PwC Expands Services to Include Crypto Audit, Tax, Consulting

Big Four firm PwC adds crypto offerings for audit, tax and consulting clients https://t.co/O73aYtH9ak https://t.co/U9htDH4Lr7

By Efi Pylarinou
Demand Real-Time Payments, Never Settle for Less
SocialJan 7, 2026

Demand Real-Time Payments, Never Settle for Less

@moneymasternw I couldn't agree more regarding real-time payments: " Why should anyone settle for less? "

By Richard Turrin
Dutch Neobank Bunq Refiles for US Banking License After 2024 Withdrawal
NewsJan 7, 2026

Dutch Neobank Bunq Refiles for US Banking License After 2024 Withdrawal

Dutch neobank bunq has refiled for a U.S. national bank charter with the OCC, two years after withdrawing its first attempt. CEO Ali Niknam cites a more favorable regulatory climate as the catalyst. The application builds on bunq’s recent FINRA...

By Finance Magnates Fintech
Bitcoin Prices Rise, WPA Hash Cloud Mining Helps Holders Achieve Sustained Profit Conversion
NewsJan 7, 2026

Bitcoin Prices Rise, WPA Hash Cloud Mining Helps Holders Achieve Sustained Profit Conversion

Bitcoin’s price rally is prompting long‑term holders to look beyond simple appreciation and seek ways to monetize gains without liquidating positions. WPA Hash’s cloud‑mining service positions itself as a bridge between rising market prices and steady income, allowing users to lease...

By TechBullion
Glance Intuit Download Guide: How Screen Sharing Helps QuickBooks and TurboTax Users Get Expert Support
NewsJan 7, 2026

Glance Intuit Download Guide: How Screen Sharing Helps QuickBooks and TurboTax Users Get Expert Support

Glance.Intuit.com is Intuit’s secure, view‑only screen‑sharing platform that connects users with certified support agents during live sessions. It works across QuickBooks, TurboTax, ProConnect Tax and Mint, allowing experts to see exactly where a user is stuck and guide them step‑by‑step....

By TechBullion
Crypto Invoicing Is Reshaping Global E-Commerce Payments in 2026
NewsJan 7, 2026

Crypto Invoicing Is Reshaping Global E-Commerce Payments in 2026

Crypto invoicing, powered by stablecoins, is moving from niche to mainstream as e‑commerce grapples with shrinking margins and costly cross‑border payments. Merchants can issue fiat‑priced invoices and receive USDT or USDC, cutting settlement times from days to minutes and eliminating...

By Finextra
Commercial Banking in Transition: What Are the Key Opportunities in 2026?
NewsJan 7, 2026

Commercial Banking in Transition: What Are the Key Opportunities in 2026?

The article outlines how shifting client expectations, fintech and neobank competition, and the rise of digital‑based currencies are reshaping commercial banking in 2026. Clients now prioritize cost‑efficiency, seamless integration, and faster payments, forcing banks to modernize legacy platforms. Partnerships with...

By Finextra