Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Bybit announced the launch of “My Bank powered by Bybit,” a retail banking service that will provide users with personal IBANs beginning in February. The product enables fiat deposits, bill payments, salary receipts and crypto trading under a single account, initially supporting US dollars and eventually up to 18 currencies. Access is granted immediately after KYC verification, and Bybit is partnering with Qatar National Bank, DMZ Finance and Georgia‑based Pave Bank to power the offering. The move follows Bybit’s broader strategy to diversify beyond pure crypto trading after a major 2025 hack.
Cyber InsurTech at a crossroads ? → https://t.co/lkwru1czZC This reflects the largest round announced recently, which happened to come from a cyber InsurTech startup. https://t.co/NIanaOZPp2
The European Crowdfunding Service Provider (ECSP) regulation, effective since 2021, gave fintech platforms a passport to operate across all 27 EU member states, opening private‑credit markets to retail investors. Sofia‑based Afranga, relaunched under an ECSP licence in 2025, has already...
PwC’s Asset and Wealth Management Revolution 2025 report surveyed 300 global leaders and found that 50% view wealth‑management integration with FinTech as the top driver of revenue growth through 2030. Tokenisation and digital assets were identified by 38% of respondents...
A PYMNTS Intelligence study reveals a stark generational divide in digital healthcare. While 33% of Gen Z patients report their latest visit was virtual, only 5% of baby boomers did. Payment friction is the biggest hurdle for younger users, with...
Hang Seng Investment Management has launched a physically backed gold ETF on the Hong Kong Stock Exchange under code 3170. The fund tracks the LBMA Gold Price AM, holds London‑good‑delivery gold bars, and charges 0.40% per year with a -0.50%...
Highmont Group positions itself as a secure, web‑based trading platform offering CFDs on over 160 assets, including cryptocurrencies, Forex, stocks, and commodities. The service combines military‑grade encryption, segregated client accounts, and 24/7 live support with AI‑driven analytics, gap‑trading alerts, and...
USE.com is launching Stage 3 of its public token presale at $0.20, with more than 60% of the allocation already sold. The exchange positions itself as a next‑generation, compliance‑focused platform offering sub‑5 ms latency, deep liquidity routing, and a $25 million insurance fund....
Fixed‑price software development contracts lock cost, scope, and timeline before coding begins. Vendors deliver detailed requirements, defined features, milestones, and a change‑request process. Testing obligations include functional, integration, and user‑acceptance testing within agreed limits, while deployment covers production launch, basic...
In this episode Sun Raghupathi, CEO of Veda, explains how DeFi vaults work and why on‑chain yield is becoming a core use‑case for crypto users. He outlines Veda’s cross‑chain architecture, its focus on consumer‑grade products, and the challenges facing current...
Czech investors are turning to structured crypto investing, using platforms that blend investment and trading tools. The article highlights how automated systems like Kellner Luxerise help remove emotion, enforce risk rules, and support both long‑term holding and active trading. It stresses...
HTX announced it will list USDe, Ethena’s synthetic dollar, expanding access to a crypto‑native stable asset. USDe maintains price stability through a delta‑neutral hedging strategy rather than fiat reserves. The listing enables HTX users to trade, use USDe as derivatives...
The Central Bank of the United Arab Emirates has granted approval for USDU, the country’s first USD‑backed stablecoin, under its Payment Token Services Regulation. Issued by Universal Digital, the token is fully collateralized 1:1 with reserves held in on‑shore accounts...
Universal Digital has launched USDU, the UAE’s first central‑bank‑registered USD‑backed stablecoin. The token is classified as a Foreign Payment Token, making it the inaugural live implementation of the Central Bank of the UAE’s approved digital settlement framework. Reserves are held...
Bank branches in the UK have shrunk dramatically, falling from over 20,000 in the late 1980s to about 6,870 today, with more than 6,600 closures between 2015 and 2024. The Big Five banks collectively shuttered thousands of locations, yet over...
Santiment reports that 42 new XRP wallets holding over one million tokens have appeared since the start of 2026, marking the first increase in such "millionaire" wallets since September. Despite a modest 4% price dip year‑to‑date, XRP trades around $1.87,...
KPMG Ireland’s survey of more than 150 dealmakers indicates the Irish M&A market is entering 2026 with measured optimism. In 2025 the market recorded roughly 600 transactions, a 40% increase that outpaced both GDP growth and global M&A gains. Almost...
APIs have become the backbone of digital business, but they also represent the most frequent attack vector for enterprise web applications, according to Gartner. The guide outlines common vulnerabilities such as broken authentication, excessive data exposure, and rate‑limiting gaps, and...
The European Central Bank will start accepting distributed‑ledger‑technology (DLT) assets as eligible collateral for its credit operations on 30 March 2026. Eligible assets must be issued through central securities depositories (CSDs) that use DLT services and comply with existing Eurosystem standards, including...
BizBuySell has teamed up with fintech lender LoanBud to pre‑qualify business‑for‑sale listings for Small Business Administration (SBA) financing, adding an “SBA Loan Eligible” badge to qualifying ads. The badge instantly signals that a listing’s financials meet SBA criteria, giving buyers...
Wio Bank, a UAE digital bank, has partnered with fintech Pine Labs to revamp its merchant acquiring infrastructure. The deal integrates Pine Labs' cloud‑based Credit+ platform, enabling faster merchant onboarding, instant settlements and multi‑payment acceptance. Built on microservices, Credit+ offers...
Hyperliquid’s HYPE token jumped 60% to $34.90, up from $21.80 in two days. The rally was sparked by institutional buying through Hyperliquid Strategies, a large staking unlock, and an ARK Invest bullish report. Bearish leveraged positions were liquidated for more...
Nansen has integrated its AI‑driven on‑chain analytics platform with Sui, a high‑throughput Layer‑1 blockchain built on the Move language. The partnership delivers real‑time dashboards, wallet categorization, and social analytics that illuminate fund flows and token trends across DeFi, gaming, AI...
In this episode, Andy interviews SB, the CEO and co‑founder of Veera, about building a true on‑chain neobank that prioritises user experience over yield. SB explains Veera’s product‑led approach to simplify crypto for everyday users, using passkeys, abstracted onboarding, and...
Regtech firm Prove says identity verification is evolving from a single, static check to a continuous, adaptive process. The shift is driven by deepfake threats, AI‑powered fraud, real‑time payment demands, and multi‑device interactions. Prove argues that dynamic verification can maintain...
The episode examines Morpho, a decentralized lending protocol that is emerging as the core infrastructure for the crypto credit market, distinguishing itself from more well-known platforms like Aave and Compound. It highlights Morpho's "universal backend" technology, which is already integrated...
The New England Automated Clearing House (NEACH) has teamed with Turningpoint Communications to launch the Treasury and Payments Academy (TAPA), a comprehensive training platform for treasury and payments expertise. TAPA is designed for relationship managers, sales officers, lenders and service...
LendingClub posted a 40% YoY jump in Q4 loan originations to $2.6 billion, driven by strong uptake of its LevelUp savings and checking products. LevelUp checking accounts now have 60% of new users who are existing personal‑loan borrowers, and total deposits...
The U.S. Securities and Exchange Commission released a formal statement defining tokenized securities as financial instruments whose ownership records are kept on crypto networks. It distinguished two categories: securities tokenized by the issuer and those tokenized by unaffiliated third parties....
Bullish (NYSE: BLSH) has partnered with Liquid Mercury to give institutional investors direct access to its high‑liquidity crypto derivatives suite. The integration links Liquid Mercury’s trading platform with Bullish’s pools, offering perpetuals, futures and a fast‑growing options market. Bullish’s options...
Alto IRA, a self‑directed IRA custodian with roughly $2 billion in assets for over 30,000 investors, has partnered with compliance platform Passthrough to simplify private‑fund onboarding for retirement accounts. The integration merges Passthrough’s document, identity, and AML automation with Alto’s custodial...
German prosecutors and the Federal Criminal Police raided Deutsche Bank’s Frankfurt and Berlin offices on Jan. 28, targeting unnamed staff linked to foreign entities suspected of facilitating money‑laundering. The investigation focuses on business relationships the bank maintained with overseas companies....
QuickBooks Payroll is a cloud‑based service that automates wage calculations, tax withholdings, and filing for small and medium‑sized businesses. The platform integrates directly with QuickBooks accounting, offering real‑time expense recording, direct deposit, and built‑in time‑tracking features. Automatic tax filing and...
Personal budgeting empowers individuals to map income, expenses, savings, and investments, turning financial chaos into a clear roadmap. By categorizing fixed and variable costs and treating savings as a non‑negotiable line item, people can curb overspending and build emergency reserves....
Payroll checks remain a vital payment method for many businesses, especially small firms and unbanked workers, offering tangible proof of wages and straightforward record‑keeping. Physical checks provide a clear audit trail, helping companies meet compliance requirements without incurring recurring software...
Dynamic interchange is replacing static rate tables, with Visa’s Commercial Enhanced Data Program (CEDP) tying fees to real‑time transaction data. Verified commercial card transactions receive a 10‑15 basis‑point reduction, while unverified ones can incur up to a 75‑basis‑point surcharge. The...
Arculus has integrated 'Yield xyz' to unlock native and liquid staking for ETH, SOL, ADA, and more directly within its hardware-backed cold storage wallet. Sources: Arculus & Yield xyz https://t.co/vVP3A1UYWl
The SEC is drafting rules that will require public companies to disclose their cybersecurity controls as part of regular financial reporting. This links cyber risk directly to compliance, forcing firms to treat security as a core reporting element. The article...
Starbucks CEO Brian Niccol said digital platforms are central to the company’s turnaround, emphasizing the progress of the "Back to Starbucks" plan. In Q1 FY2026, global comparable store sales rose 4%, with U.S. comparable transactions up 3%—the first increase in...
UPDATE: White House to meet crypto and banking execs Feb. 2 to discuss crypto market structure legislation
Credibly announced a newly issued patent that embeds AI deep into its SMB financing platform, automating affordability evaluation, offer structuring, and complex underwriting workflows at scale. The patent bolsters the company’s intellectual‑property portfolio and signals a shift from experimental add‑ons...
Australian tax is no longer a back‑office task for high‑net‑worth individuals and multi‑entity businesses; it now drives strategic decisions around asset holding, succession and cross‑border activity. Complex structures such as trusts, companies and superannuation must be regularly reviewed to stay...
OnePay has launched a free, in‑app tax‑filing feature for its Cash customers, allowing them to file federal and state returns directly through the mobile app. The service, powered by AI‑driven tax engine april, promises no hidden fees, early refund deposits...
Mastercard has launched the “BIN Sponsor Plus” accreditation framework to streamline market entry for UK fintech startups. The program connects fintechs with a vetted network of banks that can provide rapid card‑program launches while meeting heightened due‑diligence and training standards....
Futures prop trading firms supply capital to traders in exchange for a share of profits, but terms, fees, and technology offerings vary widely. A dedicated comparison website such as propfirmsync.com aggregates these variables, delivering transparent overviews of profit‑sharing models, cost...
Open Banking’s latest financial‑crime report shows fraud rates of just 0.013 % of transactions, far below the 0.045 % industry average, and an improved performance versus 2024. While overall fraud remains low, Authorised Push Payment (APP) scams now represent 74 % of Open...
U.S. Bancorp announced that CEO Gunjan Kedia will assume the board chair position in April 2026, succeeding executive chair Andy Cecere. The move reunites the bank’s governance structure, giving Kedia both CEO and chair titles—a model now held by most of...
The White House’s internal crypto policy council will meet with executives from crypto firms and traditional banks to address stablecoin yield provisions in the pending market‑structure bill. The legislation, delayed after lawmakers objected to how it would regulate interest‑bearing stablecoins,...
HeyMax, a Singapore‑based travel rewards platform, closed an $11 million Series A round led by Peak XV Partners, with participation from Betatron Venture Group and notable angels such as Agoda’s co‑founder. The capital will fund AI‑enhanced product features and accelerate expansion from its...
Coinbase has opened its prediction‑market platform to all U.S. customers, leveraging a partnership with regulated operator Kalshi, which was recently valued at $11 billion. The service lets users trade binary contracts on events such as elections, sports outcomes, collectibles and economic...
