Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Nubank announced it now serves over 112 million customers, covering roughly 61 % of Brazil’s adult population, and reports record revenue per active user in Q3 2025. The fintech is allocating more than R$2.5 billion over the next five years to expand and modernize its office footprint across São Paulo, Campinas, Rio de Janeiro and Belo Horizonte, supporting a hybrid work model where 70 % of staff will attend the office twice weekly. Workforce size grew 26 % to 9,500 employees, while the company also rolled out new international sites in Mexico City, Bogotá and several U.S. cities. These moves aim to cement Nubank’s market dominance and fuel further product innovation.
Mastercard has rolled out its Agent Pay technology in Australia, following a US launch last year. The first Australian transactions used a Commonwealth Bank debit card to buy cinema tickets and a Westpac credit card to book Thredbo accommodation, both completed...
The Managing General Agents’ Association (MGAA) unveiled its 2026 strategic plan, emphasizing expanded member value, enhanced technical training, deeper market engagement, and a stronger voice for delegated underwriting. The agenda includes new market research, a relaunch of the POLI learning...
In this episode, Stephen Sargeant interviews Rand Hindi, CEO of Zama, about the company's work on Fully Homomorphic Encryption (FHE) for Web3. They explore how FHE enables confidential transactions on public blockchains such as Ethereum and Solana without sacrificing security...
Sokin, a global business‑payments platform, secured a $100 million long‑term debt facility from Oxford Finance. The capital will accelerate its expansion across North America, Asia, the Middle East and South America and fund new embedded‑payments products. The deal follows a $50 million...
PayPal is accelerating its global footprint by employing a series of strategic shortcuts, including targeted acquisitions and partnership models. The recent purchase of Cymbio expands its Agentic Commerce Suite, giving the company a ready‑made platform for local merchant onboarding. Simultaneously,...
Agentic AI startup Pace announced a $10 million Series A round led by Sequoia Capital to accelerate automation of insurance operations. The funding will be used to replace traditional business process outsourcing with AI systems that handle submissions, claims processing and other...
South Korea’s Financial Services Commission (FSC) announced it will impose ownership caps of roughly 15%‑20% on licensed crypto exchanges, aligning them with governance standards applied to securities markets. The proposal, part of the draft Digital Asset Basic Act, would shift...
European Central Bank executive Piero Cipollone said the digital euro is essential for payment sovereignty amid rising geopolitical tensions. He highlighted that cash now represents only 24% of transaction value, underscoring the need for a public‑money digital alternative. The ECB...
b-next, a capital‑markets surveillance specialist, has partnered with AI‑focused Behavox to embed advanced analytics into its compliance suite. The deal grants b-next a license to Behavox’s artificial‑intelligence engine, enhancing trade surveillance, best‑execution monitoring, conflicts‑of‑interest controls, and personal‑account dealing solutions. Behavox...
Armundia Group, an international fintech firm, has launched a new modular platform tailored for single and multi‑family offices. The solution centralizes portfolio management, risk analytics, and regulatory compliance within a single, customizable interface. By leveraging cloud‑native architecture and open APIs,...
The high‑frequency trading market surpassed $10 billion in 2025, driving demand for ultra‑fast, resilient platforms. Senior QA engineer Anton Khapankou explains how his "dig deeper" philosophy turns testing into a strategic defense against millisecond‑level failures that can cost millions. By embedding QA...
SkipCash, a leading Qatari digital payments provider, has integrated the licensed PayLater buy‑now‑pay‑later (BNPL) service directly into its payment gateway and payment‑link offerings. The new feature enables merchants to present customers with flexible installment options at checkout without leaving the...
KYND’s analysis of over 2,000 firms—including FTSE 350 and S&P 500 companies—found that 88 % of organizations with identified cyber‑risk exposures remain vulnerable for six months or longer. While 11 % of the sample faced actively exploited vulnerabilities, remote code execution (RCE)...
Laser Digital, Nomura’s digital‑assets division, filed an OCC application to launch a U.S. national trust bank that would provide crypto custody, spot trading and staking services under federal supervision. The bank would serve institutional clients and also hold U.S. government...
Bitget, the world’s largest Universal Exchange, has appointed Oliver Stauber as CEO of its European operations and will locate its EU headquarters in Vienna, Austria. Stauber brings deep regulatory and legal experience from previous leadership roles at KuCoin EU and Bitpanda....
Red Horse (RH) launched a Solana‑based on‑chain membership protocol that converts token locking into verifiable tiered membership. Users lock RH tokens in a non‑custodial contract, and their tier determines access, priority, and reward weighting across ecosystem programs. The tokenomics allocate...
Fufuture has become a secondary exhibition sponsor of the Hong Kong Web3 Festival 2026, scheduled for April 20‑23 at the Hong Kong Convention and Exhibition Centre. The partnership showcases its decentralized perpetual options protocol to a gathering of DeFi innovators,...
ERM, the world’s largest sustainability consultancy, announced a partnership with Auquan to integrate its agentic AI platform into ESG risk assessments for financial institutions. The collaboration will deploy autonomous AI agents that scan global news, regulatory filings, and stakeholder reports...
Bitget Wallet is rebranding itself as an all‑in‑one everyday finance app, placing payments at the core of its refreshed interface. The update follows the wallet surpassing 90 million global users and reflects a broader industry shift from investment‑centric wallets to real‑world...
Etrading Software’s subsidiary ETS Connect UK has signed a concession agreement with the Financial Conduct Authority to become the official provider of the United Kingdom’s bond Consolidated Tape. The agreement launches the implementation phase, during which ETS Connect UK will design, build, and operate...
eToro announced that four of its Smart Portfolios—BigTech, Four‑Horsemen, Magnificent‑7 and Buybacks—will be tradable on a 24/5 schedule. The new window runs from Sunday 20:05 to Friday 16:00 ET, giving investors near‑continuous access to these thematic products. eToro also introduced...
I work in fintech product, and I’ve been working on AI implementation for a while. One thing keeps
Standard Chartered has placed data‑privacy teams at the forefront of its AI strategy, making privacy requirements the starting point for model design, approval, and monitoring. The bank must navigate divergent data‑sovereignty laws, often deploying AI locally or using anonymised data...
The Bank of Thailand announced stricter cash‑withdrawal rules after investigators uncovered two large cash transactions totalling roughly $12 million just days before the national election. Governor Vitai Ratanakorn highlighted a 250 million‑baht withdrawal and a separate 200 million‑baht pull of 100‑baht notes, questioning...
Boerse Stuttgart and Upvest have formed a partnership that lets European financial institutions offer securitised derivatives through the exchange’s platform. The exchange provides over 2.5 million derivative contracts and handles regulatory, settlement and risk functions, while Upvest supplies an Investment API...
Kin, a direct‑to‑consumer insurtech, has introduced auto insurance for its existing home‑insurance customers in Florida and Texas, allowing policyholders to bundle coverage. The bundled offering promises up to a 20% discount on auto premiums and simplifies management through a single...
TerraPay announced a partnership with MilX, the payments division of Air Media Tech, to launch instant cross‑border payouts for content creators and gig workers. The service will deliver earnings in local currencies across more than 70 markets via bank accounts, wallets...
EuroCTP has chosen Equinix to host its EU equity Consolidated Tape, using the FR2 data centre in Frankfurt as the digital backbone. The tape will aggregate real‑time pre‑ and post‑trade data from every EU venue, targeting a Q3 2026 launch and...
Plumery, a digital banking development platform, has partnered with localisation specialist Lokalise to embed enterprise‑grade translation and market adaptation capabilities directly into its platform. The integration enables financial institutions to launch multilingual digital banking journeys faster, with AI‑driven orchestration, compliance...
ADCB Egypt, a subsidiary of Abu Dhabi Commercial Bank, has launched Temenos Payments Hub to modernize its payments infrastructure. The new hub processes SWIFT payments using the ISO 20022 MX standard, delivering richer data and higher straight‑through‑processing rates. Integrated with the...
Venture capitalists are now treating operational discipline as a core due‑diligence criterion, especially as startups approach Series B. Investors from Accel, Octopus, Cherry, Firstminute and 13books warn that messy finance stacks, inflated ARR figures, and disorganized bookkeeping are strong red flags....
GoHenry, the UK‑focused children’s money app, has released more than 80 bite‑sized financial education videos on its YouTube channel, offered free to the public. The lessons, adapted from its in‑app “Money Missions,” cover budgeting, saving, compound interest and investing, and...
Metroblox announced the launch of Ride USD, a USD‑pegged stablecoin designed for everyday transportation payments. The token will be usable across ride‑hailing, public transit, and micro‑mobility services, offering instant settlement and near‑zero transaction fees. By embedding the stablecoin into its...
Volante Technologies has introduced a Multi‑cloud Resiliency Service designed to keep payment processing operational when a primary cloud provider experiences an outage. The solution offers rapid, zero‑data‑loss failover to a secondary cloud environment, eliminating single‑provider dependency for banks and other...
Digital Element launched NAT Detector, a new feature in its NetAcuity IP intelligence platform that identifies Network Address Translation (NAT) and Carrier‑Grade NAT connections. The tool flags shared‑IP environments, helping advertisers, security teams, DRM providers, and fintech firms interpret IP...
Leaders increasingly delegate decision‑making authority to software, turning routine operational choices into enterprise‑level risk decisions. When systems automatically issue credits, payments, or pricing adjustments, the underlying authority often lacks explicit ownership, exposing organizations to financial, legal, and reputational fallout. Security...
OKX has introduced the OKX Card in Europe, a Mastercard‑compatible payment card that lets verified users spend stablecoins such as USDC and Global Dollar. The card is issued by Monavate, an EMI regulated under the EU’s MiCA framework, and requires...
Halcón Portflow explains that fiat cryptocurrency blends government‑issued money with blockchain technology, offering a stable digital asset for Chile’s evolving financial system. By pegging tokens to fiat currencies, volatility is curbed, making them suitable for daily transactions, payroll, and cross‑border...
Cryptocurrency leverage trading lets Australian traders borrow capital to control positions far larger than their own funds, magnifying both potential profits and losses. Leverage ratios such as 10:1 or 50:1 determine how much exposure a trader gains per dollar of...
The episode examines the renewed momentum behind the stalled crypto market structure bill, highlighting behind‑the‑scenes negotiations in the Senate Agriculture Committee and the political trade‑offs shaping its next markup. It delves into why stablecoin yield remains the chief obstacle, despite...
Mirae Asset Global Investments, managing over $350 billion, signed an MoU with UAE fintech Ctrl Alt to explore tokenising investment funds. The partnership will develop a compliant framework for issuing and managing tokenised funds under the UAE’s VARA regulations, starting with...
The UK Advertising Standards Authority has banned a series of Coinbase advertisements that portrayed cryptocurrency as a remedy for cost‑of‑living pressures while omitting risk warnings. The campaign, which included a satirical video and three high‑traffic posters, was deemed irresponsible for...
Chris Skinner’s latest reading roundup spotlights several pivotal developments across finance. Chainalysis estimates cryptocurrency‑related money laundering reached $82 billion in 2025, while Revolut secured a full banking licence to launch a digital bank in Mexico. Tether’s CEO envisions the stablecoin as...
Coinbase is conducting backend tests of Flipcash’s USDF, a custom dollar‑backed stablecoin that will let businesses issue their own branded tokens. The feature, announced in December, uses Circle’s USDC as collateral and currently supports no trading, deposits or withdrawals. If...
Steak ’n Shake announced a $5 million addition to its Strategic Bitcoin Reserve, bringing total holdings to roughly $15 million (about 168 BTC). The chain attributes an 18 % same‑store sales increase in 2026 to its Bitcoin‑payment program. It also unveiled a Bitcoin bonus...
PayPal’s latest survey shows that nearly 40% of U.S. merchants now accept cryptocurrency at checkout, up from earlier experimental phases. The study of 619 payment‑strategy leaders reveals that 84% of merchants believe crypto payments will become mainstream within five years,...
Audax Financial Technology urges banks to adopt embedded finance and become data mediators to lift stagnant return on equity. While China and Korea have already scaled such models, most global banks are still in the early, ‘jogging’ phase of a...
Online shopping in Latin America is expanding 1.5 times faster than the rest of the world, according to data from Endeavor and MercadoLibre. The region’s e‑commerce market is projected to hit $215.31 billion this year, with Argentina, Brazil and Mexico accounting...
Enova reported fourth‑quarter originations of $2.3 billion, a 32% year‑over‑year increase, pushing its portfolio to a record $4.9 billion. Small‑business loans drove 68% of the portfolio, with originations up 48% to $1.6 billion and revenue climbing 34% to $383 million. The company highlighted an...
