Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Every morning
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Bcon Global has introduced a non‑custodial crypto payment gateway that lets merchants receive digital assets directly into their own wallets without custodial oversight. The platform supports major blockchains and stablecoins, offers API‑driven invoicing, and provides ready‑made plugins for WordPress and OpenCart. Fees are limited to a flat 1 % on API‑processed transactions, while direct wallet transfers incur no charge. By eliminating KYC and monthly fees, the solution targets businesses of all sizes, especially those in under‑banked regions.
Communicate Telecoms has upgraded its long‑standing GoCardless Direct Debit integration with the Same Day Settlement+ feature, which uses AI and machine learning to settle payments on the day they are charged. The new capability trims the typical two‑day payout lag,...
UniversePro is launching a next‑generation decentralized exchange that consolidates spot trading, perpetual derivatives, meme‑asset markets, analytics and launchpools into a single on‑chain platform. The platform adopts a fully non‑custodial, transparent architecture where all execution and settlement are verifiable on the...
Red Hat Enterprise Linux (RHEL) is now offered on the AWS European Sovereign Cloud, a new EU‑resident‑operated infrastructure designed for highly regulated sectors. The sovereign cloud ensures data residency and compliance under EU law, targeting finance, healthcare, and public‑sector customers....
Bolt announced a strategic partnership with Affirm, making the BNPL provider the default financing option across Bolt's U.S. checkout experience. The integration will appear alongside card payments for both logged‑in and guest shoppers without extra merchant development. Rollout begins with...
In this episode, Andy Kangpan, Partner at Metalayer, discusses how institutional capital is shaping the next phase of on‑chain finance, emphasizing the need for robust, regulated‑grade infrastructure. He explains Metalayer’s investment thesis, focusing on seed and early‑stage companies that bridge...
OBook Holdings (NASDAQ: OWLS) and Hong Kong‑based Arta Global Markets have partnered to launch OwlPay, a digital‑asset on/off‑ramp and cross‑currency payment platform. The solution combines OwlTing’s payment, trading, settlement and custody infrastructure with AGML’s SFC‑regulated network of over ten banks...
Midship, an AI-native platform for Sarbanes‑Oxley compliance, announced a $4.15 million seed round led by Costanoa Ventures. The funding will accelerate product scaling and drive adoption among public companies facing rising audit complexity and talent shortages. Midship’s agentic AI automates the...
White House advisor Patrick Witt told CoinDesk that the World Economic Forum in Davos 2026 was a turning point for normalizing digital assets. He reiterated the administration’s pledge to make the United States the “crypto capital of the world” and to...
The article highlights that typical B2B enterprises rely on six to ten disparate systems to support a single customer journey, leading to fragmented experiences and slow commercial change. It argues that true unified commerce is not about consolidating all functions...
HFDX.xyz and Paradex are the latest contenders in the on‑chain perpetual futures arena, each pursuing market share through distinct strategies. HFDX pairs perpetual trading with Liquidity Loan Note (LLN) instruments that offer fixed‑rate returns tied to protocol activity. Paradex, by...
Fraud losses surged to $12.5 billion in 2024, a 25% rise, as criminals embed illicit activity within everyday payments. The article distinguishes transaction screening—pre‑approval checks against sanctions, PEPs and watchlists—from transaction monitoring, which analyzes post‑payment behavior for anomalous patterns. Relying on...
NICE Actimize introduced the Actimize Insights Network, a real‑time intelligence platform that aggregates counterparty risk data across financial institutions. The network leverages the company’s fraud and financial‑crime expertise to deliver cross‑channel, millisecond‑level risk signals for authorized push‑payment scams, BEC and...
Nationwide Building Society has partnered with Moneyhub to embed its AI‑driven categorisation and enrichment engine across its 16 million UK members. The technology will transform raw transaction data into granular insights, delivering detailed merchant information, location tags and real‑time fraud alerts....
The episode explores Visa’s revamped Authorize.net platform, highlighting its new UI, AI‑driven support agent, and five specialized workspaces that streamline customer onboarding, payments, reporting, account management, and marketplace integrations. It emphasizes the platform’s flexibility, allowing merchants to adopt only the...
Miden, a privacy‑focused blockchain firm, has signed an MOU with Korea Digital Asset (KODA), South Korea’s largest institutional crypto custodian. The collaboration will develop privacy‑preserving, compliance‑ready infrastructure and standards for regulated digital‑asset adoption in the country. The deal aligns with...
Payments Canada announced the admission of five new payment service providers—Wise, Float, KOHO, Paramount Commerce and Brim—following legislative changes to the Canadian Payments Act. The reform expands eligibility to registered PSPs, credit‑union locals and designated clearing houses, aiming to boost...
Dubai’s legal sector is emerging as a pivotal force in the global crypto ecosystem, offering specialized guidance as the UAE refines its virtual‑asset regulations. Lawyers are translating fragmented frameworks into actionable compliance strategies for token issuers, platform operators, and investors....
My Main AI Inc. launched a $49‑per‑month subscription that combines text, image, voice, and video generation tools into a single platform. The plan draws on more than 100 large‑scale AI models from providers such as OpenAI, Anthropic, Google Gemini and...
Passey has been named a Secondary Exhibition Sponsor for the Hong Kong Web3 Festival 2026, scheduled for April 20‑23 at the Hong Kong Convention and Exhibition Centre. The AI‑driven platform brings Bitcoin and Ethereum options trading to retail users via...
Raisin’s 2026 State of Consumer Banking Report finds that 65 % of Americans have switched banks at least once, signaling a sharp decline in traditional loyalty. The study highlights that younger generations, especially Gen Z, are gravitating toward digital‑first banks, while all...
Forge’s Q1 2026 Investment Outlook shows AI cementing its dominance across private‑market capital flows, with mid‑ and late‑stage companies raising $154.9 billion in 2025—more than double 2024’s total. AI‑focused firms alone attracted $56.7 billion, highlighted by OpenAI’s $40 billion round and Anthropic’s $16.7 billion, while...
Tether has launched USAT, a U.S.-regulated dollar‑backed stablecoin issued through Anchorage Digital Bank, aligning with the GENIUS Act. The token is overseen by the OCC and backed by Cantor Fitzgerald as reserve custodian, positioning it as a domestic alternative to...
Lloyds Banking Group announced a £2 billion trade‑finance programme aimed at UK small‑ and medium‑sized enterprises and mid‑size corporates seeking to export. The funding sits within a broader £35 billion 2026 financing push and dovetails with the government’s £11 billion exporter support package....
Animoca Brands Japan has teamed up with Rootstock Labs to launch Bitcoin‑native DeFi tools for Japanese corporations and institutions. The partnership will localise Rootstock’s institutional program, allowing firms to manage Bitcoin treasury assets via the rBTC token and RIF utility...
BNB Smart Chain has launched the Fermi hard fork, cutting block production time from 0.75 seconds to 0.45 seconds. The upgrade, delivered via BSC client v1.6.4 and refined in v1.6.5, introduces new Blockchain Enhancement Proposals to boost efficiency. Faster block...
Nvidia quietly went on a European shopping spree in 2025. 14 funding rounds, double the year before, backing names like Mistral, Revolut and Lovable. Excess cash recycled straight into the AI ecosystem. This looks less like opportunistic VC and more like long-term...
Aave is now integrated into @Tangem. Providing non-custodial yield from the most trusted lending protocol to +6M hardware wallet users.
Artificial intelligence is reshaping electronic data interchange by adding speed, flexibility, and intelligence to a technology that has long been hampered by rigid formats and manual error handling. AI‑driven platforms such as Comarch EDI now offer real‑time validation, automated data...
Consumers are used to seeing physical locations, even if they rarely go inside. Presence shapes perception in ways banks often underestimate. https://t.co/8MifwF83r7
Despite a tough macro environment and recent White House policy shifts, U.S. small‑business applications are still climbing, according to Census data. Bank of America reports that 75 % of SMBs are feeling supply‑chain strain and foreign‑exchange volatility. To counteract these pressures,...
Bitcoin’s weekly chart showed a bearish crossover as the 21‑week exponential moving average slipped beneath the 50‑week EMA, mirroring the pattern last seen in April 2022. The crossover marks the first long‑term trendline reversal in four years, reinforcing the notion of...
BFSI firms are rapidly acknowledging the need to modernize workforce Identity and Access Management, with 93% planning upgrades and budgets rising over 11% this year. Legacy IAM systems are seen as a major barrier to innovation, cited by 75% of...
Standard Chartered warns that stablecoins could erode a third of U.S. bank deposits, equating to roughly $100 billion of the $301.4 billion stablecoin market. The analysis highlights that regional banks are disproportionately exposed because deposits fund net interest margin (NIM) revenue. Tether...
Idaho Farm Bureau Insurance adopted Akur8’s advanced pricing platform to replace fragmented, manual pricing processes. The insurer moved beyond traditional GLMs, integrating penalisation, credibility techniques and spatial analysis for more stable, long‑term rate predictions. Real‑time dashboards now let actuaries and...
Intellect Design Arena announced an accelerated push into the United States with its AI‑first payments platform, targeting a real‑time payments market projected to reach $2 billion by 2030. The solution embeds artificial intelligence across the entire payment lifecycle and offers a...
South Korean gaming platform Wemade has brought Chainlink Labs into its Global Alliance for KRW Stablecoins (GAKS), adding oracle capabilities to the consortium’s infrastructure. The alliance, which already includes Chainalysis, CertiK and remittance firm SentBe, aims to build a compliant,...
Silver’s price has surged roughly 300% over the past year, but recent volatility sparked a sharp intraday swing, pulling back from $117 to $112 per ounce. The bitcoin‑to‑silver ratio now sits around 780, aligning with the low levels seen during...
Vertical SaaS firms confront unique billing challenges that generic pricing platforms cannot meet. Industry-specific workflows demand pricing logic tied to units such as locations, providers, or transactions. Purpose‑built monetization engines align charges with delivered value, reducing errors and accelerating sales....
The article introduces the "Agentic Economy," where Persona AI—intellectual digital twins that model human psychology—act as autonomous economic agents. It argues that high‑throughput blockchains like Ripple's XRP Ledger (XRPL) are essential for the micro‑payment velocity these agents need. To protect...
The UK Financial Conduct Authority has launched a comprehensive review of advanced artificial intelligence’s impact on consumers, retail financial markets and regulators. Led by Sheldon Mills, the initiative builds on the FCA’s AI Discussion Paper, AI Sprint, AI Lab and...
In this episode, host Paul McMeekin interviews Solitaire Moffett, Director of Implementations at Bottomline, about best practices for smooth payment system rollouts. She emphasizes early stakeholder engagement, thorough preparation, and clear communication to avoid common pitfalls such as testing fatigue...
American Banker’s inaugural On‑Chain Finance Summit on March 19‑20 brings together senior banking executives and crypto‑industry leaders to discuss the accelerating integration of stablecoins, blockchain infrastructure, and tokenization. The event follows the passage of the GENIUS Act, which gave U.S....
State regulators welcomed the Federal Reserve’s new supervisory memo, which shifts routine bank examinations to state agencies and concentrates federal resources on material financial risks. The three‑page guidance pulls Fed examiners out of proactive oversight of subsidiaries, promising faster, more...
Trading 212, a major European investment platform, allowed UK retail customers to trade cryptocurrency‑linked exchange‑traded notes (ETNs) without the FCA’s required permission. The FCA lifted its 2021 ban on crypto ETNs in October 2025, but firms must obtain specific debenture...
Coinbase’s Bitcoin price slipped below Binance, pushing the Coinbase‑Binance premium into negative territory for the first time this year. The divergence coincided with more than $1.3 billion of net outflows from U.S. spot Bitcoin ETFs, indicating waning institutional demand. Mechanical factors,...
Startups need banking partners that blend digital integration, competitive rates, and robust support. Modern banks now offer API‑driven connections to accounting and payroll tools, transparent fee structures, and real‑time financial insights. Advanced security features such as encryption and two‑factor authentication...
The European Central Bank announced that, starting 30 March 2026, the Eurosystem will accept marketable assets issued by central securities depositories (CSDs) using distributed‑ledger‑technology (DLT) as eligible collateral for its credit operations. This marks the first formal recognition of tokenised securities as...
KuCoin has appointed former London Stock Exchange Group executive Sabina Liu as Managing Director of its European unit, overseeing the exchange’s expansion under the EU’s Markets in Crypto‑Assets (MiCA) framework from Vienna. The move follows KuCoin’s recent acquisition of a...
In 2026 AI-powered platforms are replacing traditional, manual real‑estate appraisals with real‑time, data‑driven valuations. By ingesting millions of data points—including sentiment, foot traffic and satellite imagery—automated valuation models deliver predictive precision far beyond historic comps. The technology eliminates lag, reduces...
