Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Morgan Stanley has appointed long‑time executive Amy Oldenburg to head its newly created digital‑asset strategy unit. The move follows the bank’s recent filings for spot Bitcoin and Solana ETFs, a staked Ether ETF, and plans to launch a crypto wallet supporting tokenized assets. Oldenburg, who has led the firm’s emerging‑markets equity team since 2021, will steer the expansion of Morgan Stanley’s crypto product suite. The bank is also recruiting additional digital‑asset strategists and product leads.
Fun picture, but serious partnership - Bermuda is bringing its national economy onchain with Coinbase and Circle https://t.co/FifKk6ATwI
TRM Labs disclosed a sophisticated crypto‑theft operation that has siphoned over $90 million, including $24.9 million tied to the U.S. Strategic Bitcoin Reserve, after a Telegram “band‑for‑band” challenge inadvertently revealed wallet addresses. The network employed advanced laundering tactics—cross‑chain bridges, mixers, and both...
USDAI, a GPU‑backed stablecoin protocol, announced its native CHIP governance token will launch in Q1 2026 with an ICO and airdrop slated for April. The platform, which grew to $658 million total value locked after a November peak of $701 million, previously bootstrapped...
Bank of Oklahoma (BOK) Financial is banking on its mortgage‑finance unit to drive growth, aiming for $1 billion in commitments by the end of 2026. The bank projects full‑year loan growth in the high‑single‑digit range, up from 6.4% in 2025, with...
New York lawmakers introduced the Stop Taking Our Pay Act, which would reclassify earned‑wage‑access (EWA) advances as loans subject to the state’s 16% interest‑rate cap. The bill also treats any associated fee, tip, or subscription cost as a finance charge,...
A federal judge sentenced 23‑year‑old Indian national Atharva Shailesh Sathawane to 18 years in prison for acting as a courier in a scheme that stole more than $6.6 million from elderly investors. The fraud forced seniors to liquidate securities and purchase...
SUPERAGENT AI unveiled the world’s first Quoting AI Agent, a tool that automates the traditionally labor‑intensive insurance quoting process. The agent gathers customer data, navigates multiple carrier rating engines, and delivers optimized quotes without human re‑keying. Early‑access sign‑ups are open...
South Dakota Representative Logan Manhart re‑introduced HB 1155, allowing the State Investment Council to allocate up to ten percent of public funds to Bitcoin. The bill mirrors his unchanged 2025 proposal and would place the state alongside Texas, Arizona and New Hampshire,...
Nuvei announced a partnership with WEX to embed virtual‑card technology into its travel merchant network. The integration lets agencies, airlines and hospitality brands issue single‑use cards directly from settlement flows, improving cash‑flow visibility and reducing reliance on external credit. By...
Cross‑border payments platform dLocal has partnered with Chinese AI device maker HONOR to launch the brand’s first website in Peru. The deal gives HONOR access to a suite of local payment methods—including credit‑card installments, bank transfers, cash and the Yape...
A Delaware judge rejected HoldCo Asset Management's attempt to block Fifth Third Bancorp’s $10.9 billion acquisition of Comerica, allowing the merger to proceed on schedule. The decision noted no imminent irreparable harm to shareholders and emphasized the premium benefit of the deal....
Fintech giant Revolut has launched full banking operations in Mexico, marking its first bank outside Europe. The company obtained a Mexican multiple‑bank licence through a direct application and has funded the venture with over $100 million, well above the regulatory minimum....
Republic Europe has launched the R Access series, a platform that gives individual investors direct exposure to later‑stage private companies. The first offering, a Kraken special‑purpose vehicle, aggregates existing private shares ahead of the crypto exchange’s anticipated 2026 IPO. By...
Anti-detect browsers, originally privacy tools, now enable online professionals to compartmentalize digital identities across multiple client accounts and projects. By creating isolated browser instances, they prevent data cross‑contamination, reduce login overhead, and streamline workflow management. The technology enhances security by...
Redfin reports that roughly 40,000 U.S. home‑purchase agreements were cancelled in December, representing a 16.3% cancellation rate – the highest December figure since 2017. The rate rose from 14.9% a year earlier, driven by higher inventory and cost‑sensitive buyers. Atlanta...
Circle and Aleo announced that USDCx, a privacy‑focused version of the USDC stablecoin, is now live on Aleo through Circle’s xReserve model. The token is fully 1:1 backed by USDC held in xReserve and interoperable with USDC on Ethereum and...
BNB surged 2.5% to $893, closing in on the $900 resistance level. The rally coincided with Virtune’s launch of a physically backed BNB exchange‑traded product on Nasdaq Stockholm, offering direct exposure with a 1.95% annual fee and Coinbase custody. Meanwhile,...
The blog highlights Hyperliquid as the primary hub for on‑chain commodity and stock trading, thanks to its HIP‑3 upgrade that lets third parties launch permission‑less perpetual markets. HIP‑3 now accounts for roughly 8.1% of Hyperliquid’s open interest, attracting deployers like...
Ally Financial announced the appointment of former acting OCC comptroller Rodney Hood as a senior policy adviser to CEO Michael Rhodes. Hood, who also chaired the NCUA and held senior roles at JPMorgan Chase, Wells Fargo and NationsBank, will guide Ally’s...
Under AIFMD II, Article 20(6a) creates a carve‑out that excludes marketing carried out by MiFID II or IDD‑regulated distributors from the delegation regime. Zeidler Group highlights that this marketing is not treated as delegation regardless of any distribution agreement. The regulator will now...
Congress reintroduced the Unsubscribe Act (H.R. 7048) on Jan. 13, aiming to curb deceptive subscription practices by requiring clear consent, easy cancellation, and regular notifications. The bill mirrors the FTC’s stalled click‑to‑cancel rule, which a federal court invalidated earlier this year...
ACA Group and Anduin have formed a strategic partnership to deliver a fully integrated AML/KYC and investor onboarding solution for private‑markets firms. The offering combines Anduin’s fund‑subscription platform with ACA’s ComplianceAlpha® AML/KYC managed services, creating a single‑point workflow that automates...
Amazon has launched an embedded QuickBooks Online app inside Seller Central, fulfilling a promise made last year. The multi‑year partnership with Intuit lets sellers import financial data, view profit‑and‑loss trends, and monitor inventory across channels, with a three‑month free trial...
VAT will kill your international margins if you don't price for it upfront. Here's the mistake I see all the time: Brand launches in the EU. Pricing stays the same as in the US. Orders start coming in, and revenue looks good...
FinovateEurope 2026 will showcase three innovative fintech solutions. Elephant, from Pipl, offers GDPR‑compliant identity intelligence and fraud signals to streamline onboarding and compliance. Opentech’s OpenPay for Merchants embeds Buy‑Now‑Pay‑Later into merchant checkout, creating a new credit distribution channel for banks....
UPS announced the completion of its strategic reduction of low‑margin Amazon package volume, cutting it by more than 50% as part of a multi‑year margin‑focused plan. The carrier is redirecting growth toward higher‑margin segments such as healthcare, small‑and‑medium‑business, automotive and...
Experian has partnered with Fincentive to launch a pension data platform that digitises the traditional annual pension payslip into up to twelve monthly digital updates. The solution leverages Experian’s data‑enrichment and PayDashboard infrastructure combined with Fincentive’s pension‑specific intelligence to provide...
AVAX One, a digital‑asset treasury firm linked to Anthony Scaramucci, saw its stock plunge more than 32% after filing that nearly 74 million insider shares are now registered for resale. The company, which holds AVAX tokens and other Avalanche ecosystem assets, disclosed...
Club Employés, a French employee‑benefits platform, has chosen Mangopay to overhaul its payment infrastructure as it prepares to expand across Europe. The partnership introduces a wallet‑first, multi‑party payment model that streamlines funding, distribution and redemption of benefits. Mangopay’s solution offers...
Concourse announced the general availability of its enterprise‑grade AI agent platform for finance teams and closed a $12 million Series A round led by Standard Capital, with participation from Andreessen Horowitz, CRV and Y Combinator. The platform now lets any finance team connect...
I very much agree with this sentiment. There’s nothing stopping Chase and BofA customers from moving to get higher rates today. They choose not to. Yield-bearing stablecoins won’t fundamentally change that dynamic. (This also means that Coinbase will likely be less successful...
🔥Franklin Templeton says growing institutional demand and XRP ETFs are boosting interest in the XRPL. Source: Paul Barron https://t.co/TimZkK1RFm
Earned‑wage‑access providers DailyPay and MoneyLion have filed motions to dismiss New York Attorney General Letitia James’s lawsuits alleging illegal, usurious loans. The companies contend their on‑demand‑pay services are not loans, referencing a CFPB advisory opinion that excludes many EWA products...
JUST IN: Morgan Stanley names longtime executive Amy Oldenburg as its new head of digital-asset strategy
Tokenization is top of mind for many companies right now. It’s going to democratize access for 4 billion unbrokered adults, while increasing efficiency and reducing risk for all. Coinbase Tokenize can help (see link below). https://t.co/g0qMes2E60
1Kosmos and Hopae have announced a global partnership to integrate Hopae Connect into the 1Kosmos platform, extending support to more than 60 government‑issued digital identity schemes. The joint solution enables organizations to verify eIDs securely without centralized databases, aiming to...
“Just because a bot did it doesn’t mean you’re not responsible for the taxes.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI
“With prediction markets, you report all winnings and losses separately — you can’t just net them.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI
Revolut Business has launched Subscriptions in the UK, an in‑app solution that lets merchants create, automate and manage recurring payment plans without additional billing software fees. The feature consolidates billing, payments and customer data, offering instant reconciliation, API access, free‑trial...
“Stablecoins are treated like property right now, not cash — even though there’s no real gain or loss.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLceSM https://t.co/GHssNfNLGa
“If you mix retirement crypto with personal wallets, you can discredit your entire retirement account.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLceSM https://t.co/GHssNfNLGa
The Federal Reserve Bank of Philadelphia reports that credit‑card delinquencies fell in the third quarter of 2025 despite rising balances and spending. Past‑due balances dropped to 3.29 percent for 30‑day delinquency and 1.62 percent for 90‑day delinquency, while the net charge‑off rate...
“If the cost basis is left blank, the default is zero — and that can cause people to substantially overpay on their taxes.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI
“Since Hyperliquid released their equity and commodity perpetuals, the growth of that segment has been extraordinary.” - @RyanWatkins_ https://t.co/GHssNfOjvI
Kidas, founded by gaming‑fraud veterans, now offers AI‑driven protection against multi‑channel scams that leverage deep‑fake audio, video and large‑language models. CEO Ron Kerbs says traditional filters miss sophisticated GenAI‑generated attacks, prompting the company to expand from Discord and gaming chat to...
An Afghan start-up, @HesabPay_, is pioneering blockchain-based humanitarian aid transfers, enabling fast, trackable, and secure distribution of funds. "It's one of the coolest examples of crypto's real-world positive impact." https://t.co/GHssNfNLGa
.@cz_binance's take from Davos 👀 ✅ Exchanges and stablecoins are proven infrastructure ❌ Crypto payments still haven’t broken through 🏦 Traditional banks will keep shrinking, he says The DEX in the City crew discusses his stance. https://t.co/GHssNfNLGa
"Congress will be comfortable allowing the SEC to oversee all kinds of crypto assets but it's not going to give the CFTC reciprocal authority." @TuongvyLe12 https://t.co/GHssNfNLGa
Netscape CEO Jim Barksdale once said, “If we have data, let's look at data. If all we have are opinions, let's go with mine.” I have both--data and opinions--so let's go with mine on both fronts. See the 2026 What's Going...
