Know What's Happening in FinTech
Know What's Happening in FinTech
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Every morning
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Goldman Sachs disclosed $2.36 billion in crypto assets in its Q4 2025 13F filing, marking a modest rise from the prior year. The portfolio is split between $1.1 billion of Bitcoin, $1 billion of Ethereum, $153 million of XRP, and $108 million of Solana, representing less than 1% of the bank’s total holdings. The bank first added direct crypto positions in Q2 2024 after the U.S. approved a spot Bitcoin ETF. Anticipated passage of the CLARITY Act may further influence asset valuations.
Visa’s latest consumer‑spending analysis shows Christmas‑time purchases in the Democratic Republic of the Congo surged 45% year‑over‑year, pushing total holiday spend to roughly $120 million. The jump was driven by a sharp rise in mobile‑wallet usage and higher average transaction values,...
Klarna announced its support for Google’s Universal Commerce Protocol (UCP), a framework designed to standardise AI‑driven, “agentic” shopping experiences. The move extends Klarna’s multi‑year partnership with Google, building on prior collaborations such as the Agent Payments Protocol and Google Pay....
Paysecure won the Best Payments Industry Newcomer Award at the Card and Payments Awards 2026 in London. Judges praised its payment orchestration platform, extensive partnership network, and rapid growth. The accolade highlights the company’s ability to unify access to a...
Regional midsize and community banks are prioritizing mobile banking apps, with 54% ranking them among the top five technology spend categories for 2026. At the same time, 42% of respondents view agentic artificial intelligence as the most significant catalyst for...
The Bank of England has launched the Synchronisation Lab, a six‑month pilot starting spring 2026 that lets 18 firms test tokenised‑asset settlement between its next‑generation RTGS core ledger (RT2) and external distributed‑ledger platforms. The non‑live environment will explore delivery‑versus‑payment, payment‑versus‑payment and...
Kalshi, a U.S.‑based prediction market, recorded over $1 billion in trading volume on Super Bowl Sunday, a 2,700% year‑over‑year surge. More than $145 million was wagered on Bad Bunny’s opening song and $45 million on his guest performers, despite the platform not running a...
The open‑source "stripe-no-webhooks" library lets developers integrate Stripe payments without writing webhook code. It syncs product plans, subscriptions, credits, wallets and usage data directly into a PostgreSQL schema, handling all webhook processing automatically. The package includes a CLI for initializing...
Brazil’s instant‑payment system Pix is set to dominate e‑commerce, accounting for 45% of online sales by the end of 2026 and reaching a 50% share by 2028, according to payments firm Ebanx. The platform already eclipsed credit cards in 2025...
Cross River Bank raised its credit line for neobank Upgrade from $150 million to $250 million, adding $100 million of liquidity. The boost is intended to fund Upgrade’s expanding suite of consumer credit products, including personal loans, BNPL, and auto financing. Since its...
Coinbase’s shares have fallen more than 50 % since Bitcoin’s October rally, prompting JPMorgan to lower its price target to $290 from $399 ahead of the Q4 earnings release. The new target still implies about 75 % upside from the current $1,655...
Re is a DeFi protocol that tokenizes access to U.S. reinsurance markets through two yield‑bearing tokens. The lower‑volatility reUSD token generates about 7% APY by investing in Treasury bills and delta‑neutral ETH basis trades, while the higher‑yield reUSDe token targets...
You can have your best year ever, revenues up 500%. ...yet STILL run out of money. 💀 Cash and profit are not the same thing. Your P&L says you made $250K in paper profits. But that cash isn't sitting in your bank account. It...
In a digital‑first economy, user experience determines product success, making professional UI/UX design agencies a strategic necessity. Agencies apply research‑driven methods—personas, testing, analytics—to create user‑centered interfaces that boost satisfaction and retention. Their strategic approach aligns design with business goals, delivering...
Over 20 no‑code AI app builders were evaluated, with seven emerging as production‑ready. Platforms like Zite, Bubble, FlutterFlow, Figma Make, Base44, ToolJet and Glide each excel in specific use cases, from business workflows to native mobile apps. Zite stands out...
In 2026 a web3 audit must be scoped around the entire value‑moving system—on‑chain code, privileged controls, integrations, and any off‑chain components that can affect outcomes. Most security gaps arise from what teams leave out of scope, such as front‑end risk,...
Texas Capital Bank, a $31.5 billion‑asset lender, completed a multi‑year transformation that boosted profitability and expanded its product suite. Net income swung from a $65.6 million loss to a $100.9 million gain in Q3 year‑over‑year, and revenue reached $1.26 billion in 2025. CEO Rob...
Delos Insurance Solutions and nonprofit InnSure announced a strategic partnership to address wildfire risk in exposed communities. The collaboration will combine Delos’s advanced risk intelligence and data analytics with InnSure’s education and innovation programs to improve resilience and insurance affordability....
Oxbridge Re Holdings has launched two new tokenized reinsurance sidecar tranches, T20-2027 and T42-2027, targeting 20% and 42% annual returns. The securities are issued on the Solana blockchain, replacing the earlier Avalanche platform. Prior token offerings delivered strong performance, including...
Visa announced a partnership with UnionPay International to extend Visa Direct’s real‑time money‑movement capabilities into mainland China. The integration will give senders access to more than 95% of UnionPay debit cardholders when the service launches in the first half of...
Bretton AI, formerly Greenlite AI, announced a $75 million Series B funding round led by Sapphire Ventures, with participation from existing backers and new investor TIAA Ventures. The capital will fuel expansion of its AI‑driven compliance platform, which automates high‑volume...
👀 https://lnkd.in/etCquTsi
Check out the panel hosted by @CreditOneBank, where we discussed how access to credit is a financial lifeline, especially given that 40% of consumers have trouble obtaining credit from traditional banking organizations. #financialhealth #financialwellness #creditcards #ad https://t.co/lMc0qdw4Uj
The episode explains ACCA's launch of a four‑part Technology in Finance certificate series, aimed at equipping accountants with practical skills in data analytics, cybersecurity, AI, and organisational transformation. It highlights that 50 % of finance leaders worry about skill gaps as...
Tom Less bought another $100M in Ethereum Bitmine owns 4% of Beast Industries Beast Industries acquires Step, a financial services app https://t.co/2Pj1ytiToz
Visa has launched a software development kit that lets merchants accept Apple Tap to Pay on iPhones, eliminating the need for separate card‑reading hardware. The SDK is distributed via Visa’s Acceptance Platform and includes access to Visa’s tokenisation, fraud and unified commerce...
Kraken moved chief financial officer Stephanie Lemmerman to a strategic advisory role, effectively removing her from day‑to‑day finance leadership as the crypto exchange readies a U.S. IPO. Robert Moore, formerly VP of business expansion, has stepped in as deputy CFO,...
The article argues that proving anyone is Satoshi Nakamoto hinges on cryptographic proof, specifically signing a message with a private key from Bitcoin’s earliest blocks. Media claims, court rulings, and documentary evidence are deemed insufficient because they can be forged...
In 2026 cryptocurrency debit cards have reached mainstream usage, letting users pay anywhere Visa or Mastercard is accepted while the underlying crypto is converted to fiat instantly. The market now offers several tier‑based products—Cryptomus, Crypto.com, Coinbase, Binance, and Wirex—each with...
London Stock Exchange Group (LSEG) has partnered with Apex Group to create an end‑to‑end digital distribution network for private funds using LSEG’s Digital Markets Infrastructure (DMI). The collaboration links Apex’s global fund‑servicing platform, Apex Digital 3.0, directly to DMI on...
Fiserv reported a disappointing fourth quarter, with adjusted revenue of $19.8 billion up 4% year‑over‑year but operating margin slipping 200 basis points to 37.4%. The company’s stock has tumbled from $230 to $60 as earnings per share fell 2% to $8.64....
Communicating AI risk to non‑technical executives requires translating technical metrics into business language. The article recommends mapping data drift, bias and model uncertainty to revenue, cost or reputation impacts, and using a three‑part briefing format—state, business impact, and action options....
Aligning CFOs and IT leaders is critical for enterprise sales success, as both must approve large technology purchases. Finance executives focus on ROI, cost control, and measurable savings, while IT leaders prioritize integration, security, and scalability. The article outlines practical...
Mariia Miakisheva highlights that multi‑rail payment data is rarely comparable out‑of‑the‑box, creating a major obstacle for real‑time liquidity visibility. She advocates building a standardized, governance‑first finance data layer that captures, maps, and reconciles every cash movement to the management P&L....
The Money Code episode explores how stablecoins reshape the placement of bank reserves, turning them into a funding mechanism rather than just a payment rail. Cooper Thompson argues that without a new fiat‑layer design, community banks risk being bypassed as...
European alternatives to Visa and Mastercard ‘urgently’ needed, says banking chief - https://t.co/TJ18SQs5Bg via @FT
Well, looks like Sutton Bank deactivated at least ONE of the "no KYC" bitsika cards marketed as useful for evading U.S. sanctions on Iran: https://t.co/octdNESoOh
Lightyear Capital announced plans to carve out PayByPhone, the mobile parking platform, from its current owner Corpay. The move reflects growing private‑equity interest in technology‑driven parking solutions as cities seek smarter street‑parking management. At the same time, New Catalyst has...
Solana’s native token SOL has slumped roughly 55%, now hovering around $85 and a market cap near $48 billion, as persistent network‑stability issues and an inflationary supply erode investor confidence. Analysts warn that without fresh institutional demand, SOL could drift toward...
Affirm announced the expansion of its buy‑now‑pay‑later service with Wayfair into the United Kingdom and Canada. The partnership extends the flexible, zero‑interest payment plans that debuted in the United States last year to international shoppers buying home goods. Customers will...
Square has launched its conversational AI assistant, Square AI, for merchants in the United Kingdom, embedding the tool directly into its payments and commerce platform. The assistant blends in‑house transaction data with external signals such as weather, events and news...
Payment platform Confirmo has partnered with blockchain infrastructure provider Paxos to bring regulated stablecoin services to U.S. businesses. The collaboration introduces custody features this month, with full deposit and withdrawal capabilities slated for early 2026. Confirmo processes over $90 million in...
Communications service providers are deploying AI in billing, service configuration and revenue recognition faster than they are building governance structures. McKinsey reports that while eight‑in‑ten firms use generative AI, only one percent consider their AI strategy mature, highlighting a gap...
The Securities and Exchange Board of India (SEBI) issued a circular tightening obligations for credit rating agencies (CRAs) when they rate instruments overseen by other regulators. The new framework mandates separate email IDs, distinct web disclosures, and unchanged minimum net‑worth...
MrBeast buying a fintech isn’t about finance, it’s about distribution. Hundreds of millions of loyal users > any marketing budget. In the next wave, distribution is the moat, products come second. https://t.co/JgEKK0wRLl @forbes
"No KYC" site UnCash abruptly shuts down following my reporting, calling @Mastercard's actions a "corporate guillotine" and "death sentence" -- https://t.co/18pB9101xT
Kraken has introduced its xStocks tokenized‑stock product on Deutsche Börse’s regulated 360X marketplace, allowing qualified users to trade blockchain‑backed equities and ETFs against stablecoins. The offering includes five tokenized assets—Circle, Alphabet, NVIDIA, the S&P 500 ETF, and Tesla—each fully collateralized one‑to‑one with...
OneMiners has opened a purpose‑built crypto mining hosting facility in Houston, Texas, expanding its North American footprint. The site leverages the region’s abundant, low‑cost electricity and mature data‑center ecosystem to offer enterprise‑grade ASIC hosting from single units to multi‑megawatt deployments....
Stripe is in talks to launch a tender offer that could value the payments company at more than $140 billion, Axios Pro has learned from multiple sources. https://t.co/ZdKZhv7qn6 https://t.co/uSM0o6lKUo
Amanda Stent, Bloomberg's head of AI strategy, says artificial intelligence is now a core reality for financial services, yet regulatory frameworks lag behind. She emphasizes that responsible AI—transparent attribution, explainability, and robust guardrails—is essential for trust and competitive advantage. Bloomberg...
