Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
In this episode, David Adderson, a 35‑under‑35 honoree, explains how his firm Youtopia is reshaping accounting by delivering real‑time management accounts and positioning itself as a high‑level advisory partner rather than a traditional compliance shop. He emphasizes a "millionaire‑maker" mindset, using vibrant branding and experiential client interactions to build loyalty and drive growth alongside client success. Adderson also discusses the inevitable shift toward automation and AI, arguing that accountants will move from data entry to communication‑focused advisory, translating financial insights into actionable business plans. Finally, he shares how personal motivations—family and honoring his parents—fuel his ambition and collaborative approach within the Early Adopters Hub.
Click-Ins and Insurtech Fuel have partnered to fuse Click-Ins' smartphone AI damage detection with Insurtech Fuel's WePayClaims workflow engine, creating a fully autonomous, one‑click motor insurance claim process. The AI uses computer vision and 3D modelling to isolate vehicle damage,...
APP (Authorized Push Payment) scams have become Europe’s most damaging payment fraud, now surpassing card fraud in total losses. In 2024 the average fraudulent credit‑transfer exceeded €2,000 and credit‑transfer fraud accounted for €2.5 bn, about 60 % of all payment‑fraud losses in...
Lloyds Banking Group aims to generate more than £100 million of value from artificial‑intelligence initiatives by 2026, doubling the £50 million realised in 2025. The bank is moving from generative AI projects to "agentic" AI, deploying autonomous agents that can act on...
Axle, an insurance‑data API provider, has teamed up with Experian to embed real‑time automotive insurance verification into Experian’s Fraud Protect platform. The integration lets dealerships and lenders instantly confirm active coverage while running identity and income checks, adding a new...
Steven Maijoor warned that Europe’s financial sector is sitting on a digital fault line, with banks increasingly dependent on a handful of non‑European cloud hyperscalers. He highlighted the systemic risk this concentration creates, especially under cyber‑attacks or geopolitical sanctions. The...
In this episode, Ian Davidson of Quarry Payroll Consulting discusses the strategic crossroads accountancy practices face as legacy payroll software reaches end‑of‑life, weighing migration to modern cloud platforms against outsourcing payroll to specialist providers. He outlines the heavy resource demands,...
Bluerate AI Agent is a privacy‑first, AI‑driven mortgage marketplace that connects borrowers directly with NMLS‑licensed loan officers without selling personal data. The tool leverages large language models and live loan‑origination systems to deliver real‑time, personalized rates from over 100 lenders....
The insurance sector is emerging as a major weak point in global anti‑money‑laundering (AML) defenses, with life and investment‑linked policies flagged by the FATF for heightened risk. Regulators have already seized tens of millions linked to drug‑trafficking through insurance products,...
February 2026 is a regulatory flashpoint, with 45 deadlines across payments, AML and consumer protection. Poland’s complaint‑handling act kicks in on Feb 12, while China imposes continuous sanctions‑list monitoring from Feb 16. New York’s FAIR Act expands unfair‑practice prohibitions on Feb 17, and...
AI models just rattled markets and erased $300 billion in value in a single day. This wasn’t about hype, but about real fears that automation is moving faster than business models can adapt. The gap between AI capability and market readiness is...
Fintech Farm Ltd announced Tom Dahlström as its new chief executive officer, bringing over 20 years of banking and payments experience, including a stint as chief strategy officer at OP Financial Group and a board seat at S‑Bank. Dahlström’s mandate is...
TreasurySpring announced a direct integration with Clearwater Analytics, linking Clearwater’s investment‑accounting platform to more than 1,000 TreasurySpring cash‑investment products. The partnership gives institutional investors access to fixed‑term funds across eight currencies, diversified exposure to 120+ high‑rated banks and issuers, and...
Commercial insurers face rising data volumes and complex risks, prompting a shift toward AI-driven underwriting. IntellectAI’s platform automates extraction and normalisation of unstructured data, delivering a unified risk view and accelerating high‑volume lines. The solution reduces data validation time by...
Former executives from Allianz Trade, Oliver Wyman and fintech Hokodo have launched a new consultancy focused on automating accounts payable and receivable processes. The firm, founded by Louis Carbonnier, Richard Thornton, Sami Ben Hatit and Nicolas Rabinovitch, reports early client engagements delivering a...
Finova has secured a five‑year contract extension with Key Group, the UK’s leading later‑life lender, to continue powering its more2life mortgage products. The renewed deal will see Key Group adopt Finova’s next‑generation lending platform and an agile pricing engine, enabling...
Danish neobroker Pluto.markets secured a $6 million seed round, bringing its total capital to nearly $10 million since its 2021 launch. The round was led by Seed Capital and featured a roster of Danish unicorn founders from Synthesia, Flatpay, Pleo and others....
🔴 We are live. → https://t.co/zWtv2aFsZD I'm sitting with Steven Mendel, co-founder at ManyPets, to discuss 'Resilience' the common point between insurance and entrepreneurship. https://t.co/LTEQtFzOPu
ClearBank has appointed Neil Drennan, former Visa chief technology officer for Cross Border Solutions, as its new chief technology officer. Drennan, who created Visa’s Cloud Centre of Excellence and previously held senior roles at Amazon and 10x Future Technologies, brings...
Western sanctions removed Russian banks from SWIFT, prompting the rise of a shadow payments network centered on Kremlin‑linked firm A7. The company combines imitation banknotes, promissory notes, and a rouble‑pegged stablecoin (A7A5) backed by Promsvyazbank deposits, moving over $100 bn in...
US WealthTech investment contracted sharply in 2025, with total capital falling 56% YoY to $3.6 billion and deal volume dropping 39% to 259 transactions. Despite the slowdown, New York solidified its leadership, accounting for 40% of the top ten deals, while...
Smarsh CFO Ian Goodkind says finance has moved from a back‑office function to a strategic engine that shapes product decisions. He notes that modern CFOs must monitor macro trends, assess strategic and operational risks, and sit alongside product and strategy...
A PYMNTS Intelligence study of 2,199 cardholders reveals that 67% of limit‑increase requests are denied, while 56% of granted increases occur automatically. Subprime borrowers experience a 94% denial rate, and after a denial, 31% cut usage, 20% seek a new...
Digital wallets have moved from niche to mainstream, propelled by Apple Pay’s rapid adoption and the pandemic‑driven eCommerce surge, making tokenized checkout the new standard. Over the past five years issuers expanded Apple Pay across markets, while consumers shifted to...
Binance saw net inflow for ALL 1 day, 7 day and 1 month periods, to the tune of $ billions. Some possible FUD sponsors saw the opposite. 🤣
Lydia, a leading European mobile wallet, announced a partnership with Mistral AI to embed generative‑AI capabilities directly into its payment processing stack. The collaboration will power real‑time fraud detection, dynamic risk scoring, and personalized checkout experiences across Lydia’s merchant network....
Investors must align education with their chosen style—passive or active—because each path demands distinct knowledge and time commitment. Passive programs concentrate on index‑fund selection, asset allocation, dollar‑cost averaging and periodic rebalancing, while active curricula add technical and fundamental analysis, risk...
Taiwan’s handwritten triplicate government uniform invoice remains a legal cornerstone for B2B transactions, requiring three carbon‑copy sheets and strict adherence to formal financial Chinese. A single mistake forces the entire set to be voided, and the 5 % VAT must be...
Swedish fintech Fintower announced the close of an oversubscribed €1.5 million seed round, drawing participation from new backers such as Chalmers Ventures, Akka and the Stena family, alongside existing investors like Almi and Inet. The company offers an AI‑driven SaaS platform...
Small business loans turn fluid cash flow into a partially fixed system, requiring regular repayments that persist regardless of revenue fluctuations. This shift reduces liquidity buffers, introduces timing risk, and can constrain operational agility over multiple years. While loans can...
The Abu Dhabi Securities Exchange (ADX) launched the region’s first luxury‑focused exchange‑traded fund, the Boreas S&P Absolute Luxury UCITS ETF, marking the first financial listing of 2026. The fund tracks the S&P Europe Luxury 35/20 Capped Index and provides exposure...
Citi’s analysis highlights that Nordic capital markets are poised for sustained growth through 2026, thanks to a combination of high financial literacy, favorable tax regimes, and massive sovereign‑wealth assets. The region’s investor ecosystem, anchored by defined‑contribution pension funds and a...
Crypto firms are offering concessions to break a Senate stalemate on the market‑structure bill, proposing that community banks take a larger role in the stablecoin ecosystem. The suggestions include requiring stablecoin issuers to hold reserves at community banks and enabling...
Starting in 2026, Ukraine requires most foreign travelers to present valid medical insurance at border control. The policy must provide emergency treatment, hospitalization, and repatriation, and it must be verifiable digitally through QR codes or online certificates. Digital‑first insurers now...
Bhutan transferred $22.3 million worth of Bitcoin to market maker QCP Capital, signaling a sale amid a prolonged price slump. The nation’s holdings have shrunk from a peak of 13,295 BTC to about 5,700 BTC, reflecting reduced mining output since 2023. Mining costs...
The Hong Kong Monetary Authority unveiled a Fintech Promotion Blueprint that shifts focus from basic digital adoption to advanced AI, distributed ledger technology and quantum‑ready solutions. Four flagship programmes will assess quantum readiness, refine risk‑related data governance, standardise fintech cybersecurity...
Payy has unveiled a privacy‑enabled Ethereum layer‑2 that automatically shields ERC‑20 transfers without requiring smart‑contract modifications. The network plugs into MetaMask and any EVM‑compatible wallet, positioning itself as a turnkey solution for institutions, fintech firms, and crypto‑savvy users. Payy highlights...
London Stock Exchange Group and Industrial and Commercial Bank of China have signed a Memorandum of Understanding in Beijing, coinciding with the UK Prime Minister’s visit. The MoU deepens a long‑standing partnership and targets joint development in global markets, data...
A pilot survey of 500 Hong Kong and mainland Chinese retail investors found that 61 % would double their fund allocations if tokenized products offered instant settlement and 24/7 access. Almost all respondents (≈97 %) prioritized features such as instant settlement, round‑the‑clock availability,...
Startale Group and SBI Holdings have unveiled Strium, a layer‑1 blockchain aimed at institutional foreign‑exchange, tokenized equities, and real‑world asset trading. The network will initially support synthetic US and Japanese stocks before expanding to tokenized shares and asset‑backed tokens, subject...
Adyen and Fresha have launched Fresha Capital, an embedded lending service that has already disbursed more than $5.5 million in loans across seven key markets. The product offers credit from $500 to $50,000 with repayment tied to daily sales, delivering funds...
The Bank for International Settlements (BIS) released findings from Project FuSSE, a proof‑of‑concept that uses a modular microservices architecture for settlement engines. The test demonstrated that the design could handle 10,000 transactions per second without a linear increase in computing...
What happens when gold trades like crypto and crypto trades like stress? 🥇📉 On @bitsandbips, @austincampbell & @perkinscr97 sit down with @cosmojiang_ to unpack: 🧠 How Hyperliquid enabled real price discovery ⚠️ Gold volatility and 24/7 markets 🏦 Warsh’s Fed nomination and...
Duna, a business identity verification startup founded by Stripe alumni, closed a €30 million Series A round led by Alphabet’s CapitalG with participation from current and former Stripe and Adyen executives. The company’s platform aims to create a reusable digital passport for...
On March 1, the Small Business Administration reinstated a citizenship‑only eligibility rule for its loan programs, overturning a December policy that had allowed up to 5% foreign ownership. The new guidance requires all direct and indirect owners to be U.S. citizens...
The Federal Reserve left its policy range at 3.5‑3.75% after a 10‑2 vote on Jan. 28, citing an improving economic outlook. Early S&P 500 earnings reported a 20% jump in aggregate profits, reinforcing the Fed’s view of resilience. Meanwhile, the Bloomberg Dollar...
This brings back lots of memories - like this slack tipping tool I built ~10 years ago, to send BTC to your colleagues in slack. Sadly, I don’t code as much anymore, but it's fun to build random things - and...
This is cool. One perpetual-style contract for trading an index tracking the top 50 digital assets.
Prosecutors allege that an Iowa bank employee colluded with Curtis Weston to create 66 fraudulent loans worth $22 million, exploiting customer information from a previous employer. The scheme used 26 stolen identities and cycled funds through multiple banks and an online...
"We haven't impelmented ERC-8004 or x402. These agents are all going to want to work with each other, and they won't be able to trust each other. There's going to be this agentic economy." -- @austingriffith "You don't think they're...
