Know What's Happening in FinTech
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Klarna has joined Google’s Universal Commerce Protocol (UCP), enabling its buy‑now/pay‑later service to operate within Google’s AI‑driven shopping ecosystem. The protocol, now backed by major card brands and PayPal, seeks to standardise agentic AI interactions for safer, more transparent commerce. Meanwhile, Payoneer is rolling out local collection capabilities in Mexico and Indonesia, allowing merchants to receive funds in domestic currencies faster and at lower cost. These moves signal a push toward interoperable AI standards and streamlined cross‑border payments.
Figure’s On‑Chain Public Equity Network (OPEN) has added two new partners: moomoo, the first retail brokerage to trade OPEN‑registered equities, and Keplr, the first self‑custodied wallet to hold them. The integrations let investors buy U.S. public stocks on a blockchain,...
Senators Ruben Gallego and Bernie Moreno introduced the Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) on Feb. 4, requiring online platforms to take reasonable steps to block fraudulent and deceptive ads. The bill expands the Federal Trade Commission’s and...
AT&T is rolling out autonomous AI agents to combat spam and fraud calls while streamlining internal processes. The network‑integrated digital receptionist, ActiveArmor, engages unknown callers in real time, disconnecting suspicious interactions or taking messages. Internally, the company’s partnership with Microsoft...
Digital asset treasuries (DATs) that surged in 2025 have collectively posted $17 billion in unrealized losses as of February 2026. The 20 largest DATs are down $17 billion, driven largely by Bitmine Immersion’s $7.5 billion ETH loss and Michael Saylor’s $2.2 billion BTC decline....
The U.S. Commodity Futures Trading Commission, led by newly confirmed Chairman Mike Selig, has formally withdrawn the 2024 proposal that would have banned political event‑contracts and rescinded a September advisory that confused market participants. The move restores regulatory certainty for...
The article argues that Bitcoin’s halving cycle is reshaping the safe‑haven playbook, with institutions increasingly treating the cryptocurrency as a digital counterpart to gold. It highlights Bitcoin’s 24/7 trading, rapid settlement, and transparent scarcity as advantages over physical gold. The...
France’s Autorité des Marchés Financiers (AMF) released a working‑group report aimed at making structured products more transparent for retail investors. The guidance focuses on improving brochure language, using precise terminology, and adding performance simulations and clear fee disclosures. It also...
Shopify, Coinbase and Stripe launched an open‑source Commerce Payments Protocol that lets merchants accept USDC on Base. Since the June 2025 rollout, growthepie reports only $1.2 million in USDC transactions across roughly 5,700 merchants and 3,200 customers. The bulk of that...
U.S. Treasury Secretary Scott Bessent told Congress the government will not bail out Bitcoin or direct banks to buy it, confirming he lacks authority. He noted the seized Bitcoin reserve grew from $500 million to over $15 billion. The strategic reserve, created...
Businesses facing a slowdown must keep payroll flowing to protect morale and productivity. The article advises firms to tighten cash‑flow forecasts, cut non‑essential spend, and accelerate collections before turning to short‑term financing. It stresses using credit lines or invoice factoring...
Equifax reported that AI tools and its cloud platform powered a record‑high Vitality Index in 2025, with 90% of employees using AI and 1,900 developers leveraging AI coding assistants. The firm added 40 AI patents, bringing its total to over...
Treasury Secretary Scott Bessent announced a campaign to deregulate the smallest banks but offered no concrete policy details. He blamed Biden‑era rules and "regulation by reflex" for the Silicon Valley Bank fallout, while urging the Financial Stability Oversight Council to...
CME Group’s CEO Terry Duffy confirmed the firm is evaluating a proprietary cryptocurrency, potentially deployed on a decentralized network. The move follows CME’s ongoing tokenized‑cash project with Google, slated for launch later this year, and aligns with its broader push...
Chicago‑based Bitnomial has introduced the first CFTC‑regulated futures contracts for Tezos (XTZ), allowing both institutional and retail traders to gain price exposure using crypto or U.S. dollar margin. The launch marks the inaugural futures market for XTZ in the United...
MEXC’s 2026 ranking spotlights the ten leading crypto marketing agencies, placing Bond Finance at the top followed by Coinbound, NinjaPromo, ICODA and others. The agencies were evaluated on ROI, Web3 expertise, regulatory compliance, community building, client portfolio, innovation, market presence...
Japanese retailers are pulling WeChat Pay and Alipay from their checkout systems amid rising political tension with China and intensified anti‑money‑laundering (AML) enforcement. The move reflects concerns that Chinese criminal groups are exploiting these platforms to launder funds by buying...
Early‑stage founders often focus on spend limits, but hidden, recurring costs—like SaaS subscriptions and over‑provisioned cloud resources—quickly erode runway. The article argues that cultivating a spend culture, where every dollar is tied to product velocity, is more effective than imposing...
Remittix PayFi has surpassed 100,000 wallet downloads in a short span, prompting the launch of a 300% token bonus for early adopters. The protocol, built on Ethereum, offers crypto‑to‑fiat conversions across more than 30 jurisdictions and is set for a...
The crypto market remains volatile as Cardano slipped below $0.27 and Solana’s volume fell 47%, underscoring pressure on altcoins. Amid the turbulence, utility‑focused Remittix (RTX) is attracting attention with a limited‑time 300% bonus for early investors. Over 93% of its...
GENIUS leaves a lot unspecified. In particular, we think people are underestimating the risks of decentralized blockchains as novel financial infrastructure. All blockchains are not created equal: Did you know the majority of stablecoin transactions are currently happening on Binance...
"I tell the bot: we need to build a PFP prediction market where people can stake money on different PFPs." Tune in to listen to the rest of the story. https://t.co/RZMYBjaKbj
Fireblocks announced it will integrate the Stacks layer‑2 protocol to give institutional clients access to Bitcoin‑based DeFi lending and yield products. Stacks processes transactions in roughly five seconds, sidestepping Bitcoin’s ten‑minute block time while still anchoring finality on the Bitcoin...
"@clanker_world and @bankrbot have done millions nad millions of fees over the last week on @base because of this — and you see Solana's reaction: 'We've gotta get Bankr ...'" -- @austingriffith
The future of banking belongs to institutions that personalize at scale across the entire customer journey. https://t.co/xopg1mbn5M
The tokenisation of real‑world assets surged 260% in H1 2025, reaching $23 billion on‑chain, cementing its role as a cornerstone of institutional blockchain adoption. Major banks such as BlackRock, JPMorgan and Goldman Sachs are actively exploring tokenised products, yet growth is hampered...
Dubai's DFSA prohibited licensed firms in the DIFC from trading, marketing or packaging privacy‑focused tokens such as Monero and Zcash, though private ownership remains allowed. The rule reflects growing global AML pressure, aligning Dubai with upcoming EU restrictions and US...
AI-driven agentic systems are unsettling traditional SaaS subscription models, prompting a sharp sell‑off that saw software indexes tumble over 14% and marquee names like Thomson Reuters and Salesforce plunge double‑digit percentages. Investors fear that conversational AI could bypass entire application...
In this Fintech Recap episode, Jason Mikula and Alex Johnson dissect the latest fintech headlines, from the dark banking drama portrayed in HBO's "Industry" to Coinbase CEO Brian Armstrong's unexpected pullback on crypto market‑structure legislation. They evaluate the potential impact...
EnFi, an AI-native platform that supplies virtual agents for commercial lending, announced a $15 million Series A round, bringing its total capital to $22.5 million. The round was led by FINTOP with participation from Patriot Financial Partners, Commerce Ventures, Unusual Ventures and Boston...
Kingscrowd has launched the Capital Profitability Fund, a $5 million vehicle aimed at mature private companies that are already profitable. The fund will invest in 25‑30 firms with revenues above $1 million and revenue multiples under 7.5×, targeting exits within three to...
Wero, the European mobile payment solution developed by the European Payments Initiative, is now accessible through Banking Circle, extending its pan‑EU footprint. The integration enables businesses and fintechs to tap Wero’s real‑time, account‑to‑account transfers via Banking Circle’s APIs, complementing existing...
The point‑of‑sale has shifted from a simple card‑reading box to a cloud‑connected, software‑defined hub that drives payments, loyalty, inventory and analytics in real time. SoftPOS enables any NFC‑enabled smartphone to act as a full‑service terminal, expanding acceptance to micro‑merchants and...
Switzerland’s SIX Group posted CHF 149.1 billion combined turnover for its Swiss and Spanish exchanges in January 2026, a 13.2% rise from December 2025 and 16.5% versus January 2025. Trading on the SIX Swiss Exchange grew 23.1% month‑over‑month, driven by an 86.6% jump in structured‑product...
Digital wallets have evolved from simple payment tools into comprehensive consumer interfaces that combine payments, identity, loyalty, and credit. Big Tech, banks, and fintechs are racing to own this hub, each leveraging distinct strengths—device ecosystems, trust, and agility. Ownership of...
Indian investors are shifting from speculative trading to disciplined Bitcoin buying, using systematic investment plans and strategic market orders. CoinDCX reports rising volumes, with trading up 15% from December to January, as investors diversify into Ether, Solana and XRP. The...
Mastercard announced it will roll out a new suite of agentic AI tools for business customers in the second quarter of 2026. The platform lets firms build, test and deploy AI‑powered agents to enhance security, payments processing and customer‑experience functions....
BBVA, Spain's second‑largest bank with $800 billion in assets, has become the 12th member of the Amsterdam‑based Qivalis consortium, which aims to launch a euro‑pegged stablecoin. The initiative seeks to provide a regulated, bank‑backed alternative to crypto‑native stablecoins that are dominated...
Citi is using its Austin hub as a testing ground for a tech‑first banking model, shifting from experimental AI pilots to enterprise‑scale execution in early 2026. The bank deployed agentic AI for real‑time fraud mitigation, migrated its North American loan...
Mastercard introduced a new portfolio called Mastercard Fleet: Next Gen across the Asia‑Pacific region, bundling payments, data capture and control tools for fuel, electric‑vehicle charging, maintenance, tolls and other fleet expenses. The solution offers globally accepted digital fleet cards, point‑of‑sale data...
Utexo, a Bitcoin-native USDT protocol, has been added to the Cointelegraph Decentralization Guardians (CTDG) Dev Hub. The project combines the Lightning Network’s fast, low‑fee payment channels with the RGB protocol’s client‑side asset model to issue and transfer USDT directly on...
S&P Global Ratings forecasts that euro‑pegged stablecoins will expand dramatically, growing between 800‑ and 1,600‑fold by 2030 to a market size of €25 billion‑€1.1 trillion. The surge will be powered chiefly by tokenized real‑world‑asset (RWA) investments rather than everyday payments. Currently, the...
Ripple announced that its institutional prime brokerage platform, Ripple Prime, now integrates the decentralized derivatives exchange Hyperliquid. The link gives clients on‑chain perpetual liquidity while keeping margin and risk controls inside Ripple Prime, enabling cross‑margining of DeFi derivatives with traditional...
Jethur was created to address the chronic fragmentation of governance, risk, compliance, cybersecurity, and audit tools by offering a single, unified operating platform called RootX. The API‑first, microservice‑based architecture supports both cloud and on‑premises deployments, enabling regulated enterprises to maintain...
In this debut episode, the hosts revisit Bitcoin’s early experimental era (2012‑2014), highlighting projects like Colored Coins, Mastercoin, Counterparty’s NFTs, and the Lightning Network. Guests JR Willett, Matt Luongo, Yoni Assia, Adam Krellenstein, and Elizabeth Stark discuss how these innovations...
BOXX Insurance launched Tech E&O by BOXX, a comprehensive errors‑and‑omissions policy tailored for technology firms ranging from startups to enterprises. The product combines traditional E&O with integrated cyber coverage, 24/7 incident response, and a risk‑management platform. It introduces novel protections...
The investment‑management software market is projected to grow from $8.5 billion in 2025 to $25.95 billion by 2035, reflecting an 11.8% CAGR. Regulatory pressure, rapid market swings, and client demand for transparent reporting have turned these platforms into core infrastructure. The article...
🇺🇸 CFTC Chair Selig says the market structure bill can make the U.S. the "gold standard" for crypto regulation and could reach Trump’s desk within months. Source: Fox Business https://t.co/a0QxAGWKzX
Oracle Financial Services unveiled an enterprise‑class, AI‑infused platform designed for banks and finance firms. The suite bundles pre‑built AI agents, design tools, and decisioning frameworks that deliver conversational, hyper‑personalized experiences across digital and branch channels. Oracle emphasizes a "human‑in‑the‑loop" model...
The episode explores how the payment facilitator (PayFac) model is becoming a key growth engine for independent software vendors (ISVs) amid the rise of SaaS, AI, and embedded finance. It highlights the superior merchant experience PayFacs deliver—simplified onboarding, ongoing risk...
