Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Citi’s global head of partnerships, Biswarup Chatterjee, argues that tokenized bank deposits—digital representations of regulated deposits on distributed ledgers—are poised to become the primary on‑chain dollar for institutional and wholesale use. He emphasizes that banks should start with client needs, focusing on safety, regulatory clarity, and 24/7 availability rather than the underlying asset. While stablecoins may still serve as a bridge for transactions outside the bank’s network, tokenized deposits promise real‑time settlement, reduced liquidity friction, and no new balance‑sheet risk. The discussion frames the evolution as an extension of existing banking plumbing rather than a disruptive replacement.
Credit unions are increasingly partnering with FinTech firms to modernize existing offerings rather than launch brand‑new products. A PYMNTS Intelligence study of 500 credit‑union executives and 100 FinTechs found that about two‑thirds of credit unions rely on these collaborations to...
A proposal outlined by David Stephen suggests launching a digital food‑security insurance product in Venezuela to raise capital for subsidizing agricultural inputs such as irrigation, fertilizer and machinery. By linking insurance payouts to the cost of key crops—maize, beans, rice...
The article outlines why money‑transfer apps such as Wise dominate fintech, emphasizing that trust, compliance, and seamless user experience are essential. It breaks down the core components of a Wise‑like platform, from KYC/AML workflows to multi‑currency wallets and fraud‑prevention mechanisms....
IncomRWA has crossed the 2 million iRWA token stake threshold, doubling its earlier 1 million milestone within ten days. The protocol delivers 5‑18% annualized yields paid in USDT and USDC, sourced from real‑world trade‑finance receivables rather than token emissions. All core contracts...
Akbank AG, the German subsidiary of Turkey’s Akbank, has gone live with Mambu’s cloud‑native core banking platform on Microsoft Azure. The rollout, executed by Innovance Consultancy with support from Akbank’s AkTech unit, also included a parallel rebuild of the data...
AUSTRIACARD HOLDINGS has secured Card Chip Profile certification from Saudi Central Bank (SAMA) for the mada debit‑card scheme. The approval authorises the company to produce and supply chip‑based payment cards to banks and financial institutions across the Kingdom of Saudi...
Jefferies says the current crypto sell‑off shows few signs of an imminent bottom, describing the dip as a liquidity‑driven correction rather than a collapse in blockchain activity. Bitcoin trades near $64,800, about 47% below its October 2025 peak, while ether hovers...
Daniel J. Jacobs argues that private‑equity boards often demand certainty while overlooking the complex, inherited technology risks that come with rapid acquisitions. He highlights how modern CIOs—especially fractional leaders—must balance strategic insight with honest assessments of unknowns. Overconfidence can mask...
The cryptocurrency ecosystem is increasingly plagued by scams and money‑laundering schemes, with criminal thefts reaching $3.4 billion in 2025 and individual losses topping $713 million. Blockchain analytics firms report divergent estimates of illicit flows – Chainalysis cites $82 billion in laundering, while TRM Labs...
Fintech platform Vennre announced a $9.6 million pre‑Series A round, co‑led by Vision Ventures and anb seed fund, with participation from Sanabil 500, Ace & Co, Plus VC and strategic investors. The hybrid equity‑debt financing will fund the digitisation of private‑market access for MENA’s high‑earning, not‑yet‑rich...
Airwallex has launched an AI‑driven virtual assistant that automates payment routing, compliance checks, and real‑time reporting for corporate clients. The tool leverages large‑language models to interpret natural‑language queries and suggest optimal cross‑border strategies, cutting processing time by roughly 30 percent....
Native Teams released its Global Expansion Report, benchmarking the hidden costs, timelines, digitalisation levels and regulatory risks of establishing legal entities in 19 jurisdictions. The study, based on data from over 3,000 companies and input from 17 legal and compliance...
Australian‑origin fintech Airwallex has officially launched its services in Germany, extending its European expansion. Leveraging its Dutch e‑money licence, the company offers instant cross‑border transfers, multi‑currency accounts and localized payment processing, positioning itself against Wise, Adyen and Stripe. Airwallex aims...
Marathon Digital (MARA) moved 1,318 BTC—about $87 million—across several counterparties within ten hours, according to Arkham data. The bulk of the transfer, over 660 BTC, went to Two Prime, a credit and trading firm, while sizable amounts were sent to BitGo‑tagged addresses and...
Working with more countries to launch their native stablecoins. Every currency should be represented on-chain.
Someone told me that every year, leading up to the Chinese lunar year holiday, people in China and maybe other Asian countries exit the crypto markets. Is that true, and is that what’s happening to the markets now?? 🥺
Bill.com reported strong growth in its SMB customer base during Q2 FY2026, now serving 498,000 businesses and 9,500 accounting firms, up from 481,000 a year earlier. Invoice financing adoption jumped nearly 50% year‑over‑year with origination volume rising over 30%, while...
Payoneer announced new local collection capabilities in Indonesia and expanded peso collection services in Mexico, allowing SMBs to receive payments from domestic e‑commerce platforms more quickly and cheaply. The rollout leverages partnerships with local providers to give merchants direct access...
BlackRock’s iShares Bitcoin Trust (IBIT) set a new daily trading‑volume record of $10 billion as Bitcoin’s price slumped 13% to roughly $64,000. The ETF’s price fell to $36.10, marking its second‑worst daily decline since launch and a 48% drop from its...
Affirm is piloting BoostAI, an AI‑driven tool that lets merchants A/B test promotional financing offers to identify the most effective rates and terms. Early adopters—47 enterprise clients and hundreds of SMBs—report a 5%‑15% lift in gross merchandise volume. The initiative...
The Consumer Financial Protection Bureau filed a Federal Register notice proposing tighter controls on its complaint portal, including limits on the number of submissions per phone number, mandatory sensitive‑information fields, and IP‑address restrictions. The National Consumer Law Center (NCLC) blasted...
Tencent Cloud has teamed with Brazilian startup Treeal to launch PalmAI, an AI‑powered biometric authentication service for the Brazilian market. The solution combines Tencent's cloud scalability with Treeal's facial‑recognition algorithms, aiming to streamline identity verification for fintechs, e‑commerce platforms, and...
Commonwealth Bank of Australia has teamed with Melbourne Business School to launch the AI Attitudes Barometer, a longitudinal study of 5,109 Australian adults on AI perception in financial services. Early results show 69% of respondents would favor a bank whose...
Sapiom, founded by former Shopify payments director Ilan Zerbib, announced a $15 million seed round led by Accel to build a financial layer that lets AI agents automatically purchase and authenticate external services. The platform aims to automate micro‑payments and credential...
Former PayPal president David Marcus posted a candid post‑mortem outlining why the company’s silent turnaround lost steam. He argues that a shift from product‑led conviction to pure financial optimization eroded PayPal’s core checkout moat. The analysis distills seven actionable takeaways,...
Former Bank of America relationship manager Renat Abramov pleaded guilty to laundering more than $8 million for a transnational Medicare fraud ring. He deliberately sidestepped know‑your‑customer protocols to open accounts for shell medical‑equipment firms, allowing fraudulent Medicare reimbursements to be layered...
Robinhood and eToro extended multi‑day selloffs as Bitcoin plunged to $63,500, its lowest level since October 2024. Robinhood closed at $75.67, down about 10% for the session and marking its eighth consecutive losing day. eToro slipped roughly 7% to $26.54,...
Mastercard has entered a strategic cybersecurity partnership with the United Arab Emirates Cyber Security Council to develop forward‑looking policies and publish a joint report on the nation’s threat landscape. The report warns that malicious actors are increasingly targeting critical sectors...
BESSENT says we can’t proceed without CLARITY Crypto should be non partisan but it’s not and I’m grateful for all the progress we’ve made this far. Hopefully the accredited investor law is tackled next. https://t.co/Hz1i9dqL1b
Intercontinental Exchange’s mortgage‑technology unit reported its strongest quarterly revenue in over three years, reaching $532 million in Q4. Operating profit rose to $8 million, while full‑year profit flipped to $14 million after a $170 million loss the prior year. Transaction revenue jumped 20% year‑over‑year,...
WEX Inc. reported fourth‑quarter revenue of $672.9 million, up 5.7% year over year, driven primarily by strong performance in its corporate payments division. Virtual‑card issuance and accounts‑payable solutions delivered a 17.9% revenue jump, while travel‑related payments surged over 30%. The mobility...
Bolt, the checkout and payments platform, announced a partnership with identity‑verification specialist Socure. By embedding Socure’s RiskOS and its global Identity Graph into Bolt ID, the service gains predictive risk signals and compliance decisioning. The integration is designed to boost...
New York Attorney General Letitia James issued a consumer alert warning that unregulated prediction‑market platforms lack the safeguards of licensed gambling operators, especially as the Super Bowl approaches. These markets allow real‑money wagers on sports and political events without oversight,...
Merkle Trade, the leading Aptos perpetual futures DEX, announced it will wind down operations, disabling new positions on Feb 6 and closing all positions by Feb 10. The platform, which processed nearly $30 billion in cumulative volume, will redeem its MKL token without...
Crypto Rover has become a prominent crypto‑media personality by delivering daily, bite‑size market commentary on YouTube and X. His content centers on Bitcoin and Ethereum chart analysis, liquidity zones, and market psychology, presented in an approachable, trader‑like tone. Consistency across...
The episode breaks down the essential features of top factoring software platforms, highlighting how an all‑in‑one solution can curb revenue leakage, boost real‑time cash‑flow visibility, and automate the invoice lifecycle from submission to settlement. SOFT4Factoring is championed as the premier...
The episode examines South Africa’s launch of ZARU, a rand‑pegged stablecoin built on Solana by a consortium including Luno, Sanlam, EasyEquities and Lesaka. It explains how ZARU is backed by domestic assets like government bonds and is currently limited to...
Trading tokenized equities on weekends is the real problem — the market’s closed, but the news isn’t. @evgenygaevoy explains why investors should be careful trading tokenized stocks https://t.co/yat7Pz1sEw
The episode explains that "BTC postage" simply means paying for a standard shipping label with cryptocurrency via third‑party services like uspostage.io, while the actual mail handling remains unchanged. It highlights that the only difference is the payment method, which can...
Institutions trading large crypto blocks avoid public order books because visible orders instantly signal intent, prompting price moves and heightened market impact. Open books can thin quickly, causing slippage that erodes trade efficiency. To mitigate these risks, firms turn to...
Retail banking is shifting from transactions to relationships. Institutions must get creative with video banking, mobile advisors, and advisory focused branches. Download the free report today: https://t.co/08DiNXh0DA https://t.co/zoyyvBHf0s
In this episode, Vestwell CEO Aaron Schumm explains how America's savings system is broken, recounting his own frustrating experience setting up a 401(k) that sparked Vestwell's creation. He details how Vestwell has streamlined retirement plan setup from 40‑70 hours to...
U.S. Treasury Secretary Scott Bessent warned crypto firms opposing regulation to consider moving to El Salvador during a Senate Banking Committee hearing. He backed the Digital Asset Market Clarity Act, arguing it is essential for the United States to maintain a...
Aster DEX has launched its layer‑1 testnet, with a full mainnet rollout targeted for the first quarter of 2026. The roadmap promises fiat on‑ramps, open‑source code for developers, and expanded ecosystem tools. Aster positions itself as a direct competitor to...
Washington has imposed a 1.2% business and occupation tax on gross income from credit‑union acquisitions of banks, effective for deals submitted after Jan. 1, 2026. The levy applies only to Washington‑chartered credit unions, exempting out‑of‑state entities and pre‑2026 filings. The move follows...
Bitcoin slipped below $68,000 on Thursday, marking its lowest level since November 2024 and erasing more than a year of gains, while institutional investors have turned net sellers, according to CryptoQuant. The broader crypto market followed suit, with Ether and Solana...
The article outlines the top seven firms driving data‑mining services in 2026, highlighting OBI Services, IBM, Accenture, SAS Institute, Oracle, TCS, and Cognizant. It cites MarketsandMarkets’ forecast that the global market will reach $1.5 billion by 2027, growing over 11 % annually....
Gemini Space Station Inc. announced it will cease operations in the United Kingdom, the European Union and Australia, placing regional accounts into withdrawal mode by early March and fully closing them by April 2026. The crypto exchange is cutting its...
Huntington Bancshares announced that former BNY Mellon chief risk officer Senthil Kumar will assume the role of chief risk officer on February 16, as the lender transitions to a Category III bank after its $279 billion Cadence acquisition. The move follows the...
