How-To Guide to Planning Your Next AP Automation Project
The guide outlines a step‑by‑step methodology for finance leaders to launch an accounts‑payable (AP) automation project, emphasizing strategic alignment with broader business goals. It recommends a phased rollout—starting with invoice capture and validation before adding approval workflows and payment automation—to accelerate ROI and limit disruption. A well‑structured RFP that scores vendors on accuracy, ERP integration depth, language coverage, and scalability is highlighted as a critical success factor. Early adopters of AI‑driven capture report tenfold fewer documents needed for training and a 37.6% drop in errors.
Real‑time Alerts Stopped a $60K Fraud for Cardi B
I was out here swiping my card, already knowing I was about to have to “figure it out” later… Scamming myself. But the SAME alert notification I use to keep myself in check now? That’s what helped Cardi B catch a $60K+ fraud...

Appeals Court Says NJ Cannot Ban Kalshi Prediction Market
New Jersey has no right to ban Kalshi's prediction market, US appeals court rules - Engadget

Vietnam: HCM City Positions Sandbox as Financial Innovation Catalyst
Ho Chi Minh City has surged to 84th place in the global financial centre index, driven largely by rapid fintech growth that lifted its fintech ranking to 83rd. The city’s regulatory sandbox is being promoted as a policy laboratory to...

Kalshi Cites First Federal Ruling on CEA Preemption
With a ruling imminent in Arizona federal court, Kalshi wastes no time in filing the CA3 decision as supplemental authority in the AZ case, noting that it is the first federal appeals court decision to decide whether the CEA preempts...
Polymarket Upgrades: Swaps USDC.e for New USDC Token
JUST IN: Polymarket is upgrading its trading infrastructure by swapping USDC.e for a new USDC-backed token and rolling out enhanced contracts to streamline settlements.

Rapid AI Evolution Collides with Sophisticated Scams
Thailand’s financial sector is moving into a "Banking 5.0" era where generative AI shifts from experiment to core infrastructure, accelerating automation, fraud detection and personalized services. Regulators, led by the Bank of Thailand, are deploying AI‑based supervision to shift oversight from...

DeFi Yields Underpay Risk: 250‑400bps Gap
rates in DeFi are too low for the level of risk $11.7B sitting in Morpho vaults today at 2-4% APY. retail is funding these markets via exchanges thinking it's a savings account. it's not. they're taking real credit risk on crypto-collateralized...
The Integration Challenge that Led Vitals AI to Shut Down
Vitals AI, a data‑reporting startup spun out of the $4 billion Csenge Advisory Group, announced it will cease operations after roughly a year. The firm served dozens of advisory firms with $10 billion in platform assets, but the technical and financial burden...
Fintech VC Triple Bubble Nails $10 Million First Close on Its $50m Fund
Fintech venture fund Triple Bubble announced a $10 million Australian‑dollar first close (≈$6.6 million USD), anchored by Commonwealth Bank’s x15ventures. The fund, founded by Dom Pym, Brian Collins and Judy Anderson‑Firth, targets a $50 million Australian‑dollar final close (≈$33 million USD) by Easter 2028, drawing commitments from fintech founders...
New Jersey Has No Right to Ban Kalshi's Prediction Market, US Appeals Court Rules
A 3rd U.S. Circuit Court of Appeals panel ruled 2-1 that New Jersey lacks authority to regulate Kalshi’s prediction market, placing jurisdiction with the Commodity Futures Trading Commission. Kalshi argued its sports‑event contracts are swaps, not gambling, and the court...

BNY, Robinhood to Launch Trump Accounts
Bank of New York Mellon (BNY Mellon) will operate Treasury‑branded accounts and develop a dedicated mobile app, while Robinhood will serve as the brokerage partner for the new "Trump Accounts" program. The Treasury Department expects the service to launch around...

Ohpen Forges Strategic Technology Partnership with ASN Bank
Dutch lender ASN Bank has entered a strategic technology partnership with cloud‑native core banking provider Ohpen. The deal will replace ASN Bank’s legacy mortgage systems with an integrated SaaS platform covering origination, servicing and credit management. Ohpen’s solution promises higher...
The Flipping Point: Why Fintech Meetup 2026 Marked the End of AI Hype
Fintech Meetup 2026 in Las Vegas marked a decisive shift from AI hype to practical lending solutions, with cash‑flow underwriting emerging as the headline technology. New cash‑flow scores, built on open‑banking data and machine learning, now beat traditional credit scores...

CBA Onboards Customers with NFC Scans of ePassports
Commonwealth Bank of Australia (CBA) has launched a fully operational onboarding system that reads ePassport NFC chips to verify new customers. Since its January rollout, more than 2,700 users have completed the process, which can be finished in as little...

Gift Cards Are Gaining Momentum: What Merchants Need to Know in 2026
TSG and Bank of America’s 2026 U.S. Consumer Gift Card Study shows gift cards are increasingly vital for merchants, driving new customer acquisition and larger transaction values. Over half of shoppers (55%) would try a new business because of a...
Washington Post Cites GeoEconomics Research on China’s Cross-Border Digital Currency Platform mBridge
The Washington Post referenced a new GeoEconomics study highlighting China’s cross‑border digital currency platform, mBridge. The research notes that mBridge, built on the digital yuan, now supports real‑time settlements among pilot banks in Hong Kong, Singapore and other Asian hubs....
Chaos Labs Departs, Aave Maintains Two‑Layer Risk Model
We respect the decision of Chaos Labs to step down as one of the two risk managers for the Aave DAO. We want to thank Chaos Labs for their work over the years. They have been a valuable partner to the...
As New System Is Implemented, MARTA Faregates Are Open (for Now)
MARTA has temporarily left all faregates open until May 2 to smooth the rollout of its upgraded "better Breeze" tap‑to‑pay system. The agency is installing new faregates and ticket vending machines across the network, encouraging riders to use the new orange...

TRENDING: How Ripple Is Taking over SWIFT with XRP
Ripple’s Treasury platform has been added to SWIFT’s Certified Partner Programme, giving banks direct access to the Alliance Lite2 network and SWIFTRef data for IBAN and ABA lookups. The partnership positions Ripple as the settlement engine behind SWIFT’s messaging layer,...
Treasury Taps BNY and Robinhood to Run Trump Accounts for Kids
The U.S. Treasury has appointed Bank of New York Mellon as the financial agent to develop the infrastructure for Trump Accounts, a children’s investment program created under the One Big Beautiful Bill Act. Robinhood Markets will serve as the operating...
Fintech Americas 2026 Wraps up in Miami with a Call for ‘AI with a Soul’
Fintech Americas 2026 concluded in Miami, gathering over 1,800 fintech leaders, 200 speakers and 100 innovators from more than 25 countries. The three‑day Money20/20‑affiliated event centered on the provocative theme “The 4th Dimension: AI with a Soul,” urging the industry...
Valuation Hype Blinds Investors; Fundamentals Still Matter
Startuping is hard. Bolt, the one-click checkout turned financial “super app," raised nearly $1B, and hit an $11B valuation. Now it's cut a third of its staff, struggling to pay contractors, and its app has 5,000 downloads with mostly one-star reviews. Capital...
Community Banking Association Challenges Coinbase’s Trust Bank Approval
The Office of the Comptroller of the Currency granted Coinbase a conditional trust‑bank charter, prompting the Independent Community Bankers of America to label the decision a "grave mistake." The banking group fears Coinbase could tap the federal banking system without...

Fintech Rundown: A Rapid Review of Weekly News
Finovate’s weekly roundup highlights a wave of strategic moves across fintech. nCino named Keith Kettell chief revenue officer, while Paymentology teamed with South Africa’s Bank Zero to broaden digital banking access. Derivative Path launched an FX payments solution with Wells Fargo,...
Treasury Picks BNY, Robinhood for Trump Accounts Rollout
The U.S. Treasury announced a partnership with The Bank of New York Mellon and Robinhood to launch the “Trump accounts” retirement‑savings program for newborns. Each child born between 2025 and 2028 will receive a $1,000 seed funded by tax dollars,...
Wells Fargo Warns AI‑Generated Scams Surge, Threatening Payments Industry
Wells Fargo’s fraud team announced that AI‑generated phishing, deepfake and voice‑cloning attacks have exploded, driving a 466% jump in phishing reports and pushing payment‑fraud exposure to nearly four‑in‑five organizations in 2024. The bank warns that traditional detection cues are fading,...
US Digital Wallet Use Projected to Grow by 2030
Worldpay’s 2026 Global Payments Report forecasts a decisive shift in U.S. consumer behavior, with digital wallets expected to handle 44% of online purchases and 26% of in‑store transactions by 2030. Already leading e‑commerce payments at 40%, digital wallets are set...

Square’s Latest Processing Win Is on the Golf Course
Square’s payments platform is now powering transactions at Golftec’s more than 260 U.S. locations, adding mobile, real‑time and buy‑now‑pay‑later capabilities. The integration has eliminated manual reconciliation, cutting administrative effort by 10,000 hours and saving roughly $100,000 in charge‑back costs. Transactions...

China’s Yuan May Be Going Global Faster than Western Data Suggests, Analysts Say
Analysts argue that China’s yuan is expanding globally faster than traditional metrics reveal, as an increasing volume of cross‑border transactions now flow through the country’s own payment network, CIPS. Because CIPS and bilateral settlement channels bypass SWIFT’s messaging system, they...

Bybit Launches Send Money in a Bid for Mainstream Users
Bybit, the world’s second‑largest crypto exchange by volume, unveiled a new Send Money feature that lets its 82 million users transfer funds in crypto or fiat to recipients who receive local fiat. The service, powered by Bybit Pay, promises settlement within...

Radar Focuses on Profitability as LatAm Fintech Matures
Radar, a Latin American fintech, is pivoting from aggressive expansion to a profitability‑focused strategy, according to Contxto. CEO and co‑founder Herbert Schulz is instituting a disciplined operating model that emphasizes efficiency, stronger unit economics, and sustainable growth. The shift mirrors...
Defeating the Single Point of Failure W/ Mike Belshe of BitGo | BFC Show Ep. 33
In this episode, BitGo co‑founder Mike Belshe discusses the origins of BitGo, its pioneering use of multi‑signature (multi‑sig) technology to eliminate single points of failure, and how the company evolved from a self‑custody solution into a regulated global custodian with...

MercadoLibre’s Integrated Logistics‑Fintech Flywheel Fuels Growth
4 Stocks Dominating E-commerce + Fintech Outside the U.S. 👇 $MELI MercadoLibre is compounding via a tightly integrated ecosystem. Reinvested 5–6 pts of margin into logistics + credit while handling 500M additional deliveries YoY. Brazil unit shipping costs dropped 11% in local...

Open Payments Kick Off Ahead of World Cup
Open Payments, a new cross‑border digital payment platform, launched ahead of the FIFA World Cup to streamline transactions for fans and vendors. The system links local banks, card networks and QR‑code solutions across the 32 host nations, aiming to process...
WestProp Launches 20,000‑unit Chivhu Eco City with Zimbabwe's First 30‑year Mortgage
WestProp Holdings announced the Chivhu Eco City project, a 5,000‑hectare development delivering 20,000 residential units and offering Zimbabwe's first 30‑year mortgage. The launch signals a shift toward secondary‑city growth and proptech‑driven affordability.
How Stablecoins Emerged as a Key Element of Cross-Border Payments
Stablecoins have become the dominant vehicle for B2B cross‑border payments, now accounting for roughly two‑thirds of the market. Tether processes about $10 trillion in transactions annually, with Circle and emerging enterprise programs from Visa, Fiserv and SoFi expanding institutional adoption. Declining...

Why Payments Matter in Every Aspect of Travel
A new Skift‑Stripe report highlights that modernizing payment infrastructure is now a revenue‑critical priority for travel and hospitality firms. The research identifies three strategic levers—localized payment methods, buy‑now‑pay‑later options, and frictionless checkout—to boost conversion and guest satisfaction. Executives from Stripe...
Modular AI Set to Disrupt $13T Mortgage Monopoly
Mortgages are the $13T prize, yet they run on Cobol mainframes that break at 99 draws. Cagney and Berman reveal how modular AI finally kills the bank monopoly. (0:00) Why Are Mortgages the $13T Prize? (0:49) Can Modular Tech Finally Remake...
Backpack Exchange Names Former Coinbase Engineer Nathan Smith COO to Accelerate Global Growth
Backpack Exchange announced Nathan Smith, a former engineering leader at Coinbase, as its new chief operating officer. Smith will oversee global operations, cross‑functional execution and organizational scaling as the exchange pushes into new regions and product lines. The move follows...
Russia's VPN Blockade Cripples Banking Payments, Triggers Cash Surge
Russia’s latest effort to curb VPN usage overloaded the state’s traffic‑filtering systems, knocking out major banking apps and leaving cash as the only payment method for hours. Telegram founder Pavel Durov said the move “just triggered a massive banking failure,”...
RBA’s October Ban on Card Surcharges Threatens Cash Shoppers and Strains Aussie Retailers
The Reserve Bank of Australia will prohibit merchants from adding card surcharges starting in October, forcing cafés, restaurants and retailers to absorb transaction fees into base prices. Cash‑preferring shoppers and cash‑centric merchants warn the rule will shift costs onto all...
FinchTrade, Electrocoin Launch Fixed‑Rate Crypto‑Fiat Exchange Across EU
FinchTrade and Electrocoin announced a liquidity partnership that enables a fixed‑rate crypto‑fiat exchange for EU customers, eliminating the price‑exposure gap between rate confirmation and settlement. The model, which runs trades every ten minutes and settles two to three times daily,...
ISO 20022 & Blockchain Drive 2026 Payment Evolution
J.P. Morgan: 5 Payment Trends to Watch in 2026 4) Always Connected: ISO 20022 revolutionizing payments with richer data. 88% of finance pros say direct bank connectivity very/extremely beneficial, 85% would switch banks for direct ERP connectivity. 5) Blockchain Realized: 60%...
Circuit Court Victory Boosts Kalshi, Validates Federal Oversight
Important circuit court win for Kalshi and prediction markets "This state regulation is exactly the patchwork that Congress replaced wholecloth by creating the CFTC"
Crypto's Speed Highlights Need for Traditional Finance Regulation
"If you had 2/5 smart contract setup, you could have taken control at any time. That feels pretty bank-like. ... what crypto is speed-running here is why TradFi regulation exists." -- @austincampbell https://t.co/jfZlSDnB86

Hub‑Spoke Architecture Enhances Lending Protocol Flexibility
I've seen this somewhere before 👀 Jokes aside, I do think hub/spoke architecture is the right direction for a lending protocol to capture wide range of existing and future use-cases and access more granular risk controls. Good call. https://t.co/slQ6zbyYnp

First Stablecoin Week Launches September 7‑11
We're excited to launch the first-ever Stablecoin Week, coming this summer from September 7th to 11th! 📅 A week of decentralized events. 💪 Built by the stablecoin ecosystem, for the stablecoin ecosystem. 5 days of stablecoin content, events, and alpha -- sign up...
MIT Professor Warns AI's Major Flaw in Finance Advice
AI has a big problem when it comes to financial advice, MIT professor says. https://t.co/b2VMAS1AcK
Banking's Future Belongs to Non‑bank Platforms
The future of banking isn’t just banks. It’s the companies that can manage money, offer services, and integrate financial solutions directly into everyday experiences. https://t.co/qb906qDgnl