Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Businesses are turning to automated payment platforms to handle the growing complexity of high‑volume transactions such as payroll, vendor invoices, and cross‑border payouts. Modern solutions replace manual spreadsheets with centralized, cloud‑based workflows that schedule, approve, and execute bulk payments in real time. The automation delivers faster settlement, fewer errors, and built‑in compliance checks, while providing finance teams with live visibility into cash flow. Scalable APIs and ERP integrations ensure the infrastructure can expand alongside the organization’s transaction volume.
Printable check templates provide pre‑formatted, bank‑compliant documents that simplify the creation of paper checks for individuals and businesses. They address common alignment errors and ensure consistency across multiple payments, reducing the risk of rejected transactions. The guide highlights how templates...
AI is shifting hotel search from static price‑star filters to intent‑based rankings. By analyzing hundreds of variables, including geospatial relationships, AI models can surface hotels that match business, family, or romantic travel purposes. Platforms delivering these rankings can respond in...
Hong Kong and Switzerland convened their eighth Financial Dialogue in Bern, bringing together senior regulators from the HKMA, Swiss National Bank and other agencies. The closed‑door meeting focused on deepening cooperation in financial stability, sustainable finance, fintech and digital‑asset regulation....
Alpaca has launched a 24‑hour‑five‑day trading window for U.S. equities via its Trading API, covering Sunday 8 p.m. ET through Friday 8 p.m. ET. The extension targets algorithmic traders and fintech developers, adding overnight pre‑market and post‑market sessions without requiring major code...
Pine Labs is expanding its fintech footprint in Sri Lanka by partnering with Pan Asia Banking Corporation to launch its cloud‑native Credit+ card‑management platform. The solution automates the entire credit‑card lifecycle, integrating with the bank’s core systems and enabling real‑time...
Fintech founder Gökçe Güven, a 26‑year‑old Forbes 30 Under 30 alum, was indicted on federal charges including securities fraud, wire fraud, visa fraud, and aggravated identity theft. The DOJ alleges she misled investors during Kalder's April 2024 seed round, inflating...
Bitcoin traded at $78,289, up 0.53% while Ethereum slipped 0.40% on February 3, 2026. Market sentiment turned sharply negative, with crypto fear indices spiking and spot volumes falling to 2024‑level lows. Prominent investor Cathie Wood publicly questioned Bitcoin’s traditional four‑year...
Block has said that it's going to explore leveraging its Cash App Score (i.e., its internal underwriting model) to help customers qualify for products and services from external providers (auto lenders, credit card issuers, landlords, etc.) I have so many questions...
Equifax introduced Credit Abuse Risk, a machine‑learning model that flags first‑party fraud tactics such as loan stacking and credit washing. The solution uses FCRA‑regulated data to deliver real‑time, behavior‑based risk scores during pre‑qualification, origination, and portfolio review. It complements the...
Crypto markets rose on Monday after a stronger‑than‑expected U.S. manufacturing PMI boosted risk sentiment. Bitcoin climbed to about $78,338, up 2.1%, while Ether reached $2,338, gaining 1.5%. Total market cap hit $2.72 trillion, with 24‑hour volume around $223.3 billion, despite $729 million in...
Did you know the regular US stock market is only open ~19% of the time. (9:30am to 4pm, Monday through Friday)! Even with extended hours it's only open ~48% of the time. Seems kind of crazy. Tokenization will bring 24/7 markets.
Branch strategy cannot be copied from another institution. It must be defined by who you are as a company and who you serve. https://t.co/O3hS87zXrw
NymCard and Visa have launched USDC stablecoin settlement for Visa‑card transactions across the Gulf Cooperation Council, enabling 24/7, near‑instant processing. The model promises lower operational costs, reduced collateral and prefunding needs, and a foundation for multicurrency settlement. Visa disclosed a...
"Money will go to where liquidity is 24/7. The funds will move away from CME to the likes of Hyperliquid." - @austincampbell https://t.co/AraSv0VW9r
The EU will accelerate a sweeping regulatory agenda in 2026, focusing on capital‑markets integration, digital resilience, and sustainable finance. Key initiatives include the Savings and Investment Union to mobilise €33 trillion of household savings, expanded ESMA supervision over market infrastructures, and...
BVNK has partnered with Visa to route stablecoin transfers through Visa Direct, targeting cross‑border B2B payments. Polygon Labs, after spending $250 million on CoinMe and Sequence, is building an Open Money Stack to support global stablecoin transactions. Both firms view stablecoins...
Millennials and Gen Z are fueling earnings growth for financial services and retailers as their spending fully migrates to digital channels. Gen Z averages 425 digital activity days per month, shops on Amazon at triple the rate of older cohorts,...
The episode announces Tom Ilube CBE as the new Chair of LINK, the UK’s cash access and ATM network, highlighting his extensive background in technology, finance, education, and philanthropy. Ilube emphasizes the importance of maintaining cash access for millions as...
In his keynote at the Payments Regulation and Innovation Summit, David Geale, MD of the Payment Systems Regulator, outlined how the FCA and PSR are steering the National Payments Vision by focusing on system trust, resilience through choice, and upcoming...
Insurers are increasingly relying on AI‑driven valuation software such as Xactimate to calculate property‑damage payouts. In the case of William May, whose Pacific Palisades home was destroyed in the 2025 wildfires, State Farm’s AI estimate was $1.35 million—about 20% lower than...
Investors poured billions into AI startups this week, treating artificial intelligence as core operating infrastructure. Ricursive Intelligence secured $300 million Series A at a $4 billion valuation to accelerate AI‑driven semiconductor design, while Waabi raised $1 billion to scale autonomous trucking and robotaxi fleets....
Signature Bank of Rosemont, Illinois, launched a new bank‑branded trust unit called Signature Trust, partnering with $18 billion‑asset Midwest Trust to instantly provide trust services. The move follows a surge in client requests for estate planning, liquidity events, and fiduciary support...
The Bank of England is consulting on a new consumer‑payment system that would let shoppers pay directly from bank accounts, mirroring Brazil’s Pix and India’s UPI. Deputy Governor Sarah Breeden argues the scheme could increase competition, lower transaction fees for...
The article argues that early Web3 social platforms failed to earn trust because of clunky onboarding, speculative incentives, weak governance, and regulatory blind spots. As users migrate to smaller, more authentic spaces, the author proposes a seven‑layer framework that prioritizes...
Opera (OPRA) shares jumped more than 15% after the company announced expanded support for Tether's USDT stablecoin and gold‑backed XAUT token in its MiniPay self‑custodial wallet. MiniPay, which now boasts 12.6 million activated wallets, processed over $153 million in stablecoin transactions in...
Aave’s native stablecoin GHO crossed the $500 million market‑cap threshold in early February, marking a 245% increase since the start of 2025. The circulating supply stayed above half a billion while holder numbers rose to roughly 23,000, up about 300% year‑to‑date....
Robinhood UK is rolling out its stocks‑and‑shares Individual Savings Account this week, bringing the fintech’s zero‑commission model to a tax‑advantaged product. The ISA allows up to £20,000 of tax‑free investing per year and includes a 0.10% foreign‑exchange fee, no platform...
The article spotlights five 2026‑focused Excel data‑analysis courses from providers such as Great Learning Academy, LinkedIn Learning, edX, and Simplilearn. Each program emphasizes core Excel tools—PivotTables, Power Query, Macros, Power Pivot—and targets skill levels from beginners to senior analysts. Certifications...
Sherwood Neiss, founder of Crowdfund Capital Advisors, submitted testimony to the SEC’s Small Business Capital Formation Advisory Committee and a letter to the House Financial Services Committee urging reforms to secondary markets for crowdfunded securities. The House recently advanced HR 7127,...
In this episode, Accountancy Age discusses Dext's launch of Dext Payments, which extends the platform from AI‑driven invoice capture to integrated payment processing for UK Xero users. CEO Sabby Gill and CPO Stephen Edginton explain how the new feature closes...
The TikTok‑driven ‘No Spend January’ challenge, adopted by 26% of Americans and now extending to full‑year commitments, is prompting consumers to limit purchases to essentials. Small and medium‑size retailers are feeling the squeeze, as lower impulse spending threatens cash flow,...
INTERESTING DATA from @glassnode👇. I wonder how many entities that now own >1k #bitcoin (big increase since late 2025) are #tradfi institutions, vs bitcoin whales buying the dip... https://t.co/atKzmpNroK
New York Attorney General Letitia James and four district attorneys sent a letter warning that the federal GENIUS Act, signed by former President Donald Trump, fails to curb stablecoin fraud and could give issuers like Tether and Circle legal cover...
The French securities regulator AMF reports that AI adoption among financial firms is very high, with 90% of surveyed entities already using or planning to use the technology. Generative AI leads the pack, with 54% of respondents running production‑grade models,...
Cboe Global Markets is in early discussions to launch a binary‑style, all‑or‑none options product that pays a fixed amount if a specified event occurs. The offering would mirror prediction‑market platforms such as Polymarket, Kalshi and Coinbase, using a traditional options...
Fed chair nominee Warsh has the seal of approval from a16z's Marc Andreessen & cofounder/CEO of Anchorage Digital, the crypto bank where Warsh has served as an advisor "since the very beginning" -- https://t.co/pnDnonrw2N
Arcesium, a New York‑based fintech serving investment firms, announced the acquisition of Limina, a Stockholm‑based provider of portfolio and order management systems. Financial terms were not disclosed. The purchase adds Limina’s P/OMS technology to Arcesium’s platform, bolstering its European footprint....
Dune has added full support for X Layer, the high‑performance Ethereum Layer 2 built by OKX, making every transaction, contract deployment and bridge movement queryable on its platform. X Layer boasts up to 5,000 TPS, one‑second block times and near‑zero gas fees, offering developers...
In 2026 businesses of all sizes are turning to autonomous workflows to eliminate repetitive manual tasks. Cloud‑based POS platforms like Epos Now automate sales recording, inventory tracking, and reporting, delivering real‑time data across locations. The article outlines how these systems free...
AI‑driven agentic treasury systems are moving from prediction to execution, allowing CFOs to automatically sweep excess cash into short‑term instruments under predefined rules. Major vendors such as Oracle, SAP and Bottomline are embedding these agents into core finance platforms, and...
Long‑term crypto investors are flocking to Mutuum Finance (MUTM) as its Phase 7 presale trades at $0.04 with over 835 million tokens sold. The protocol has launched a V1 testnet on Sepolia, offering peer‑to‑contract and peer‑to‑peer lending for ETH, USDT, LINK and...
Everestex Exchange positions itself as a web‑based, multi‑asset trading platform that combines cryptocurrency, Forex and CFD markets in a single interface. The broker offers over 100 tradable assets, a copy‑trading feature, and a distinctive Pool Trading format that can deliver...
Grow California, a 501(c)(4) advocacy group co‑founded by crypto investors Tim Draper and Ripple co‑founder Chris Larsen, has raised $50 million to back moderate and some Republican politicians in the state. The group aims to curb California’s high‑tax trajectory, promote entrepreneurship,...
India’s central bank digital currency, the e‑rupee, is transitioning from a domestic pilot to a strategic tool for cross‑border payments. The RBI is exploring bilateral and multilateral CBDC corridors, especially with BRICS partners, to enable direct settlement of trade, tourism...
CTM360’s new report reveals a sharp global rise in fraudulent high‑yield investment programs, or HYIPs, promising unrealistic returns such as 40 % in 72 hours. Over 4,200 scam sites were cataloged in the past year, with December 2025 alone seeing 485 incidents—about 15...
Bed Bath & Beyond announced the acquisition of blockchain investing platform Tokens.com, aiming to launch a unified investment and personal‑finance hub for homeowners by July 1, 2026. The move aligns with CEO Marcus Lemonis’s strategy to create an integrated home ecosystem that...
Klarna announced its support for Google’s Universal Commerce Protocol (UCP) and the Agent Payments Protocol (AP2), positioning the fintech firm among the first payment providers to adopt an open standard for AI‑driven shopping. UCP aims to replace fragmented, platform‑specific integrations...
The week of Feb 2 2026 sees a surge in crypto earnings as Strategy (MSTR) and Galaxy Digital (GLXY) release results, while Bullish (BLSH) follows. Central banks in Europe will announce interest‑rate decisions on Thursday, and the U.S. jobs report, including non‑farm...
The sunk cost fallacy is alive & well: Varo announced it has raised ANOTHER $123.9 million. Varo posted a net loss of $91.7 million in 2025, per its just-released call report. https://t.co/iGHX1ILeL9
