Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Every morning
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Singapore continues to cement its status as Asia’s premier Web3 hub, thanks to the Monetary Authority of Singapore’s clear, principles‑based regulatory framework and government‑backed sandbox programmes. Leading exchanges and fintechs such as OKX, Crypto.com and ChainUp cite regulatory certainty, strong legal infrastructure and deep institutional capital as key attractors. However, the Singapore Fintech Foundation reports that high compliance costs and limited banking access remain significant hurdles for early‑stage Web3 firms. Stakeholders call for proportionate, risk‑based regulation and expanded sandboxes to sustain growth.
On October 10, 2025 a flash crash driven by $100 billion in Bitcoin derivatives open interest and global trade tensions disrupted crypto markets, causing liquidity strains and temporary Binance transfer delays. Binance’s asset‑transfer system showed zero balances for some users for 33 minutes...
Looking forward to a great conversation with @fundstrat (Tom Lee) today at Ondo Summit at 10:40am EST. We'll discuss the macro environment, regulation, and the evolution of onchain finance.
Crowdcube is positioning liquidity as a core feature of equity crowdfunding, introducing secondary‑market tools that let early investors and employees sell portions of their shares without disrupting growth. The platform cites high‑profile exits such as Revolut and Monzo, where secondary...
Flare blockchain launched a DeFi upgrade that enables lending and borrowing of FXRP through an integration with the Morpho protocol. The new functionality allows XRP holders to earn yield by depositing FXRP or to borrow assets such as stablecoins using...
In this episode, Matt Downs, President of Integrated and Platforms at Global Payments, discusses the major shifts in platform payments as the industry heads toward 2026, emphasizing that payments have become a growth engine rather than a mere feature. He...
Galaxy Digital reported a $482 million net loss for Q4 2025, pushing its shares down more than 6 % in pre‑market trading. The loss stemmed from falling cryptocurrency prices and a one‑time $160 million expense. Despite the quarterly deficit, the firm posted $426 million...
PayPal announced that board member and former HP chief executive Enrique Lores will become its new CEO and president effective March 1, replacing Alex Chriss, who has led the firm since September 2023. The board said the change reflects dissatisfaction with the company’s...
Joaquin Mendes argues that tokenized real‑world assets (RWAs) are being built on permissioned or centralized blockchains, re‑creating traditional gatekeepers. He contends that regulatory compliance can be achieved on public rollups without sacrificing decentralization. Public rollups inherit Ethereum’s security, offering transparent,...
SoFi has launched the NextGen Strategy, overhauling its credit decisioning system by shifting to debt‑to‑income ratios and education‑based risk matrices. The revamp, led by senior data scientist Yihan Shi, aims to create more explainable, robust approval logic amid volatile macro‑economic...
Xapo Bank’s 2025 Digital Wealth Report shows that over half of its Bitcoin‑backed loans were issued with 365‑day terms, indicating a shift from short‑term liquidity to long‑term financial planning. While new loan creation slowed in late 2025, outstanding balances continued...
Visa and UnionPay have signed an agreement to connect Visa Direct with UnionPay’s MoneyExpress platform, allowing Visa’s global clients to send cross‑border remittances and payouts to more than 95% of debit cardholders in mainland China. The service, slated for a...
A Nevada judge issued a 14‑day temporary restraining order against Polymarket, barring the prediction‑market platform from offering event‑based contracts to state residents. The ruling relies on Nevada gambling statutes, classifying Polymarket’s sports and other event markets as unlicensed wagering rather...
Despite rapid growth, UK neobanks still control a small fraction of primary banking relationships, with incumbents holding roughly 94% of primary accounts. About half of UK adults now maintain at least one neobank account, up from 16% in 2018, and...
Bitcoin and ether have plunged to multi‑year lows, dragging major crypto prices down sharply. Despite the sell‑off, decentralized finance’s total value locked (TVL) slipped only 12%, from $120 billion to $105 billion, outpacing the broader market decline. Ether deployed in DeFi rose...
ING Deutschland rolled out fee‑free crypto exchange‑traded notes on Feb. 2, giving its 3.2 million brokerage clients access to Bitcoin, Ethereum and alt‑coin ETNs without wallet setup. The offering, supplied by VanEck, includes zero order fees for purchases above €1,000 and optional...
The Moscow Exchange (MOEX) will add cash‑settled futures for Solana, XRP and Tron, expanding its crypto derivatives lineup beyond Bitcoin and Ether. The contracts will be based on newly created token indices and settled in rubles, with trading limited to...
U.S. Justice Department emails reveal that Jeffrey Epstein’s network invested roughly $3.25 million in Coinbase in 2014, acquiring 195,910 Series C shares when the exchange was valued at $400 million. The stake was held through LLCs linked to Epstein and later sold in...
Global indirect tax compliance now hinges on three interlinked obligations—real‑time CTC e‑invoicing, periodic VAT reporting, and granular SAF‑T audit files—all derived from the same transaction data. Tax authorities expect these outputs to be consistent by design, turning fragmented point solutions...
Rasyad Wiratma warns that the 2026 financial job market is undergoing a pivotal transformation driven by technology, tighter regulation, and lingering macro‑economic headwinds. While firms curb hiring for mid‑senior positions, investment in digital finance fuels demand for fintech, data analytics,...
Allica Bank, a challenger lender for established UK businesses, announced up to a 1.3 per cent cut to its commercial mortgage and bridging rates to rival high‑street banks. The reduction is part of a broader product simplification that also lowers prices...
In this episode of Banking Transformed, Jim Marous convenes a roster of banking innovators to discuss how generative AI, digital‑first experiences, and platform‑based models are reshaping the industry amid a looming $200 trillion risk to traditional banks. Guests such as Abbas...
Hong Kong‑based fintech Wonder has closed a $12 million venture‑debt facility with HSBC Innovation Banking. The financing is earmarked for scaling its payment platform across the Asia‑Pacific region. Wonder plans to use the capital to broaden its product suite, accelerate hiring,...
What could we learn from CBinsights' yearly Top 50 InsurTech ? → https://t.co/jPaZFOB8Ju Beyond the startups listed, what I find interesting is how the map is structured. And this year, CBinsights split the map in two categories. https://t.co/95meEVXdmS
As cryptocurrency use expands in the Czech Republic, investors and freelancers face increasingly complex tax obligations. A crypto‑specialized accountant brings blockchain‑savvy expertise, handling transaction analysis, capital‑gain calculations, and compliance with Czech tax law. Their strategic planning can minimize liabilities while...
Banks are reexamining blanket merchant bans after regulators removed reputational risk from exam criteria in 2025, prompting a shift toward nuanced, data‑driven underwriting. Maverick Payments’ VP Kyle Becker explained that clear risk‑appetite statements combined with automated KYC/KYB, AI monitoring and...
Crypto day trading is booming in Norway as high digital literacy, 24/7 markets, and supportive regulation drive participation. Platforms like Blank Finvex give traders fast access, while the country's economic stability and open stance from the Financial Supervisory Authority provide...
Artificial Labs, a London‑based digital broking and underwriting platform for specialty and commercial insurance, secured $45 million in Series B financing. The round was led by CommerzVentures with participation from Move Capital Fund I and existing backers. The capital will fund a...
UK‑based startup Lateral has closed a £2.5 million seed round led by Augmentum, with participation from Triple Point and TinyVC. The funding will launch its inaugural Lateral Health Plan, a combined private‑health cover, care‑navigation service and preventive‑benefit package aimed at the...
Billiton Diamond and tokenization firm Ctrl Alt have moved more than $280 million of certified polished diamonds onto the XRP Ledger, using Ripple’s enterprise custody technology to secure the assets. The initiative creates an institutional‑grade tokenization pipeline in the UAE, with...
Elon Musk's xAI announced a remote Finance Expert – Crypto position to train its frontier AI models on digital‑asset market dynamics. The role will provide high‑quality annotations, evaluations, and expert explanations of on‑chain activity, trading behavior, and risk management. Rather...
Fintech lenders face high application friction from hard credit inquiries, manual document uploads, and opaque processes, leading to early user drop‑off. RadCred’s AI‑driven loan‑matching model compresses the journey to a single form, delivering personalized offers in minutes while using soft...
PAY360 2026, the largest global payments conference, will convene over 6,000 innovators at ExCeL London on March 24‑25. Hosted by The Payments Association, the event features more than 200 speakers from banks, fintechs, regulators and tech firms, alongside 150 exhibitors....
Cathie Wood’s ARK Invest increased its crypto‑linked stock exposure by roughly $27 million, buying shares of Robinhood, Circle, Block, BitMine, Coinbase and Bullish. The purchases were made through its ARK Innovation (ARKK), ARK Blockchain & Fintech Innovation (ARKF) and ARK Next...
Lloyds Banking Group announced a compulsory AI training programme for its entire 67,000‑strong workforce, targeting 100% AI literacy by the end of 2026. The initiative, backed by a multi‑million‑pound digital modernisation budget, starts with a mandatory module on responsible and...
ING Deutschland, Germany's largest retail bank, now lets customers purchase crypto‑backed exchange‑traded products tracking Bitcoin, Ether and Solana directly through their securities accounts. The ETFs, issued by firms such as 21Shares, Bitwise and VanEck, mirror the price movements of the...
The article outlines how first‑time New Zealand buyers can secure a car loan, detailing the loan structure, eligibility, and required documentation. It compares banks, finance companies, dealership and online lenders, highlighting differences in rates, approval speed, and flexibility. It advises borrowers...
The Consumer Financial Protection Bureau (CFPB) announced it will modify its complaint system to make filing disputes against credit reporting agencies more difficult. The change follows a request from Experian to tighten identity verification and cap the number of complaints...
India is in negotiations with Ant International to connect its Unified Payments Interface (UPI) with the Alipay+ platform, creating a seamless cross‑border payment channel. Officials are scrutinising security protocols as part of the deal, reflecting a softening of economic ties...
PRTOP.COM positions itself as a multi‑asset trading engine tailored for disciplined, high‑net‑worth investors. It unifies spot, options, perpetual contracts and global indices across crypto, equities, forex and commodities, emphasizing millisecond‑level execution and low‑cost structures. The platform supports up to 4×...
Globe PR Wire launched a new book, The Algorithmic Balance Sheet, by Kaushik Srinivasan Iyengar, exploring AI’s role in shaping corporate reputation and risk. The book proposes a governance framework that distinguishes a traditional financial balance sheet from an invisible...
Optivest Limited is doubling down on structured, technology‑driven financial frameworks for digital‑first businesses. The company’s solutions improve financial visibility, scalability, and operational consistency while integrating with existing systems. By reducing manual, fragmented processes, Optivest helps firms achieve long‑term resilience and...
Fenwick & West reached a proposed settlement with FTX users over a lawsuit alleging the firm helped facilitate the crypto exchange's fraud. The parties will file the settlement with a Florida federal court on Feb. 27, though the terms remain confidential....
AMCAP Group has launched AI‑powered wealth‑management tools aimed at democratizing investment for non‑experts. The platform claims to simplify fund screening, risk assessment, and expense tracking, delivering up to 15% returns in six months for early adopters. By leveraging AI, AMCAP...
FuturePay Global Limited announced the integration of Paysafe’s SafetyPay suite to accelerate its entry into Latin America. The partnership adds more than 175 banking partners across nine countries, along with SafetyPay’s eCash and Brazil’s Pix instant payment options. By embedding...
The article revives the classic check register as a practical tool for modern money management, emphasizing its role in tracking every debit and credit. It argues that manual logging uncovers spending patterns, errors, and hidden fees that digital dashboards often...
Businesses are turning to automated payment platforms to handle the growing complexity of high‑volume transactions such as payroll, vendor invoices, and cross‑border payouts. Modern solutions replace manual spreadsheets with centralized, cloud‑based workflows that schedule, approve, and execute bulk payments in...
Printable check templates provide pre‑formatted, bank‑compliant documents that simplify the creation of paper checks for individuals and businesses. They address common alignment errors and ensure consistency across multiple payments, reducing the risk of rejected transactions. The guide highlights how templates...
AI is shifting hotel search from static price‑star filters to intent‑based rankings. By analyzing hundreds of variables, including geospatial relationships, AI models can surface hotels that match business, family, or romantic travel purposes. Platforms delivering these rankings can respond in...
Hong Kong and Switzerland convened their eighth Financial Dialogue in Bern, bringing together senior regulators from the HKMA, Swiss National Bank and other agencies. The closed‑door meeting focused on deepening cooperation in financial stability, sustainable finance, fintech and digital‑asset regulation....
