Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
In this episode, Tal Kirschenbaum, co‑founder and CEO of Ledge, explains how his AI‑native financial close platform reached $1M ARR by serving roughly 24 mid‑market enterprise customers at an average of $3,000 per month. He details Ledge’s focus on automating month‑end close for finance teams, its pricing model based on business complexity rather than seats, and the strategic decision to leave a high‑valued role at Melio to build the company. Kirschenbaum also shares the startup’s seed funding journey with NEA and the importance of building a moat against emerging AI competitors, while emphasizing the value of lean finance operations.
Denki, a YC‑backed AI startup founded by two brothers, raised $4.1 million to automate financial audits for public companies. The funding, led by Base10 Partners and Shine Capital, comes as fintech AI investment surged 27 % in 2025. Denki’s platform replaces manual,...
War in the Middle East. Rate confusion. A stablecoin bill stuck between banks and crypto. And yet: Rob Hadick says the long-term setup for crypto is "as good as it's ever been." Institutional flows, tokenization momentum, DeFi finally showing product-market...
Encompass has introduced EC Review, a scalable service that automates the remediation of legacy corporate KYC records for banks. Using the firm’s EC360 data engine, the solution processes thousands of client profiles in batch, delivering refreshed ownership and control data...
Bron, a self‑custody wallet provider, introduced a Digital Inheritance feature that lets heirs access a deceased owner’s crypto after a mandatory six‑month delay. The system relies on pre‑selected Guardians who verify recipients and uses multi‑party computation (MPC) to reconstruct lost...
Revolut, which struggled but eventually obtained its U.K. bank charter, has applied for one in the U.S., the company announced this morning: https://t.co/rNHcC6IgWC
TransUnion announced its AI Analytics Orchestrator Agent, an AI‑driven layer on the TruIQ platform that leverages Google Vertex AI and Gemini models to automate credit analytics. The agent translates natural‑language queries into governed workflows, generating models, studies, and recommendations in...
🔥 @Matt_Hougan explains why this past weekends events SHOOK Finance👀🌐 $BTC $ETH $SOL $XRP https://t.co/jmMohP7J34
Who Should Acquire PayPal? 5 Potential Acquirers Nobody’s Talking About PayPal is now considered to be a prime acquisition target. Who besides Stripe would be a good acquirer? Here are 5 potential candidates. Try to keep an open mind. https://t.co/rrD4BdDrG8
Affirm kicked off 2026 with a flurry of strategic announcements, including a rent‑payment partnership with Esusu, a bank‑charter filing, and a debit‑card‑embedded BNPL solution via Fiserv. The firm also secured default checkout status with Bolt and integrated its BNPL service...
Your products are no longer differentiators. Digital is expected. Rates are aligned. AI compares features instantly. Competing on what you offer is a losing game. We discuss a different path with Allison Netzer, founder and CEO of BrandThnk. Watch the...
Uganda Development Bank (UDB) has named Peter Mukuru as Director of Business Technology and Executive Committee member, tasking him with leading the bank’s enterprise‑wide digital transformation. Mukuru arrives with over two decades of experience across development finance, government agencies and...
CMC Markets has launched a 24/7 blockchain settlement platform in partnership with Kinexys Digital Payments, a JPMorgan unit. The solution uses JPMorgan’s JPMCoin on the public Base blockchain to move cash instantly across currencies and regions. Live testing confirmed near‑real‑time...
Leverate announced a partnership with Swiss‑backed prop‑trading firm JoinX Capital, designating Leverate’s end‑to‑end infrastructure as the technology backbone of JoinX’s global platform. The collaboration supports a community of over 47,500 traders in 184 countries, offering multi‑asset access to Forex, crypto...
Nosh has introduced an eSIM feature that lets users buy, activate, and manage digital SIM plans directly within its app, expanding the fintech’s services beyond digital asset trading and bill payments. The eSIM offering includes data‑only and full voice‑text‑data plans...
Portfolio companies are grappling with third‑party cyber risk as digital ecosystems expand and vendor reliance grows. Traditional perimeter defenses have eroded, leaving sensitive data and operational resilience dependent on external partners. Lean security teams and rapid onboarding prioritize speed over...
Revolut has formally applied to the Office of the Comptroller of the Currency and the FDIC for a U.S. national bank charter, abandoning an earlier plan to acquire an existing lender. The fintech appointed Cetin Duransoy, a veteran of Capital One and...
We are nearing economic liftoff and financial singularity And banks are still trying to automate away document ingestion
The FCA’s Smart Data Accelerator has commissioned a joint research programme between Oxford Saïd Business School and secure data‑ecosystem provider Raidiam. The initiative will design and test infrastructure models for an open‑finance ecosystem in the UK, examining APIs, standardisation, emerging...
Underwriting is transitioning from retrospective portfolio reviews to AI‑driven, real‑time decision support. A 2025 Accenture study shows 71% of underwriting executives view AI and automation as critical, and 75% expect meaningful AI impact within three years. Modern workbenches now surface...
In this episode of the Experience Factor, Jim Roos talks with Jesus Garcia, Chief Experience Officer of Oceanair Federal Credit Union, about why many credit unions are lagging in digital transformation despite ranking it as a top priority. Garcia explains...
DBS Bank Hong Kong has teamed with RegTech firm Know Your Customer to embed AI‑driven digital KYC into its SME onboarding workflow. The platform provides real‑time business verification and automatic UBO mapping across more than 140 jurisdictions, cutting manual compliance...
Financial institutions are accelerating payment‑system upgrades as instant‑payment demand surges, with ISO 20022 becoming the default messaging format on SWIFT after the November 2025 cut‑over. Structured payments data under ISO 20022 enriches transaction details, enabling real‑time AML monitoring and more...
QFEX, a Cambridge‑backed trading exchange, launched after closing a $9.5 million seed round that values the startup at $95 million. The platform offers 24/7 direct trading of traditional assets, perpetual futures with no expiry, and up to 50× leverage, eliminating brokers and...
Arctic Intelligence and BitCompli announced a strategic partnership to deliver enterprise‑wide risk assessments for digital‑asset firms worldwide. The collaboration combines Arctic’s Arctic Accelerate platform with BitCompli’s regulatory expertise to meet tightening rules such as the UK FCA, EU MiCA, and...
Capitec has introduced Pulse, an AI‑powered contact‑centre tool that delivers real‑time context about a client’s issue before the call starts. By aggregating payment data, app diagnostics and risk signals, Pulse enables agents to resolve queries faster, cutting handling times by...
All chains in one multisig. Built for teams to have full control under their fingertips.
Polytope Labs, fresh from a $5.5 million raise, is building an on‑chain stablecoin infrastructure to streamline foreign‑exchange settlement for Nigerian fintechs. The product sits atop its Intent Gateway, part of the Hyperbridge protocol, which has already processed roughly $500 million in cross‑chain...
CPI Card Group reported third‑quarter 2025 net sales rising 11% year‑over‑year, propelled primarily by the ArrowEye acquisition and strong growth in its instant‑issuance SaaS platform. Gross profit margin contracted to 29.7% from 35.8% due to an unfavorable sales mix, lower...
Interesting highlight in this article about the new Robinhood Advisor Network (custodial referral program via TradePMR that pays a 25%-of-fees rev-share for the referral): "For an RIA that ends participation in the program, they will also pay a one-time fee...
Western Union has teamed with crypto‑payments firm Crossmint to launch its USDPT stablecoin on the Solana blockchain. The collaboration embeds Crossmint’s wallet and payment APIs into Western Union’s infrastructure, allowing fintech platforms to move funds via the stablecoin and tap...
A Transaction-Grade Performance Blueprint for Spring Boot FinTech Microservices (Tracing, Histograms, and Kubernetes) https://t.co/fuDRAB4Kme https://t.co/RBC3Sr1zhX
Idemia Public Security and Proof have announced a strategic partnership to launch a verifiable digital credential (VDC) that merges biometric verification with PKI‑based digital signatures. The solution delivers a single, portable credential that is user‑controlled, privacy‑preserving, and revocable, leveraging selective...
BitGo Europe launched its crypto‑as‑a‑service platform across all 30 EEA nations under the EU’s MiCA framework, giving banks and fintechs regulated custody, trading and fiat‑on‑ramp APIs. The rollout removes a major regulatory barrier, paving the way for institutional capital to...
Uniswap’s governance vote on March 2, 2026 proposes extending its fee switch to eight additional Layer 2 networks, potentially adding $27 million in annual revenue and bringing total fee‑burn funding to about $61 million. The move follows BlackRock’s recent investment and pushes UNI toward becoming...
Bank executives often cite a 95% confidence level as the benchmark for data quality, yet studies show most banks operate at only 80‑90% confidence, which can erode to 50% as data moves through multiple systems. The shortfall has tangible costs:...
President Donald Trump met privately with Coinbase CEO Brian Armstrong after a delegation of Coinbase representatives visited the White House. Trump subsequently posted on Truth Social demanding that the U.S. "get Market Structure done, ASAP," and warned banks against undermining...
FinTech payment‑authorization microservices demand continuous performance tuning, not a one‑off effort. The article presents a transaction‑grade blueprint that combines Kubernetes orchestration, OpenTelemetry tracing, and Prometheus histograms to meet strict latency and error SLOs. It walks through defining service‑level objectives, instrumenting...
Financial institutions are tightening code integrity after supply‑chain attacks. Mitsubishi UFJ VP Jamshir Qureshi introduced the Hybrid Chain of Trust (HCoT), a framework that cryptographically signs and continuously validates software and container artifacts within CI/CD pipelines. The model enables compliance‑ready...
Sats Terminal, a Bitcoin‑native financial super‑app, secured a strategic investment from Gate Ventures, though the amount remains undisclosed. The partnership follows a $1.7 million pre‑seed round led by Coinbase Ventures and Draper Associates in late 2025. Sats Terminal provides a modular...
Crypto’s rapid development is delivering solutions that extend far beyond speculative trading. Chainlink’s Verifiable Random Function supplies tamper‑proof on‑chain randomness, while the Sign‑In With Ethereum standard replaces passwords with cryptographic wallet signatures. Moreover, on‑chain tokens provide genuine digital ownership, opening...
TAPP Engine’s subsidiary 9Squid Private Markets has launched an AI‑driven platform that lets credit unions and community financial institutions (CFIs) securitize loan portfolios. The solution embeds modern asset‑liability and liquidity management tools, turning securitization into a repeatable balance‑sheet strategy rather...
Retail mortgage lender Rate is adding auto loans to its mobile app through a partnership with Westlake Financial, enabling customers to apply for vehicle financing directly within the platform. The move builds on the Rate app’s 2023 launch, which already...
Traditional analytics looks at balances and transactions. Agentic AI looks at life. Economic shifts, rate changes, career moves, spending patterns, risk signals. That’s where true intelligence begins. https://t.co/bh34uYoOev
MEXC has broadened its tokenized equity suite by adding 17 new US‑stock pairs and seven defense‑energy tokens through its partnership with Ondo Finance. The assets are ERC‑20 tokens on Ethereum, settled against USDT, with underlying shares held in regulated trust...
Brick by brick 🧱. Welcome instant any chain/asset ↔ Bitcoin, powered by @gardenfi on @spark.
Keyrock CEO Kevin de Patoul says Bitcoin, trading around $73,000, is undervalued and that 2026 marks a structural "transition year" rather than a breakout cycle. He points to regulatory progress and growing institutional on‑chain activity as catalysts that have not yet...
Everyone said BNPL was dead after the 2022 crash. Flex is doing $6.5B TPV, 20%+ MoM growth, in under 2.5 years. The obituary was wrong. The category just needed a better product.
HIGHLIGHT OF THE DAY: While Paypal`s business is suffering, it ranks No.1 in the latest PAYTECH EVIDENT AI Rankings of AI talent. Due to the breadth and depth of AI specialization within its diverse product portfolio. Evident AI Index | Payments...
RightRev unveiled Revi, an AI‑powered revenue automation platform, on March 4 2026. The suite embeds two AI agents—a Contract Review Agent that extracts terms and generates audit‑ready checklists, and an Anomaly Detector Agent that flags revenue schedule variances. Revi also includes a...
