Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Spreadsheets have long been the default tool for financial crime risk assessments, prized for their flexibility and low cost. However, they cannot enforce governance, version control, or audit trails required by modern compliance frameworks. As institutions expand across products and jurisdictions, spreadsheet‑driven processes become error‑prone and opaque, exposing firms to regulatory scrutiny. Purpose‑built risk platforms now offer automated scoring, integrated evidence, and real‑time oversight, addressing these systemic weaknesses.
Cradton Token (CRN) is building a Web3‑enabled commerce platform by leveraging a suite of high‑impact partnerships. AI collaborations enhance review integrity and fraud detection, while exchange listings aim to boost liquidity and price stability. Merchant onboarding agreements promise plug‑and‑play integrations,...
OKX has obtained a Payments Institution (PI) licence in Malta, bringing the exchange into compliance with the EU’s upcoming Markets in Crypto‑Assets (MiCA) regulation and the revised Second Payment Services Directive (PSD2). The licence authorises OKX to offer stablecoin‑linked payment...
The guide treats a token launch like a traditional IPO, stressing that investors now demand solid business models, compliance, and sustainable value. It walks founders through choosing the right blockchain, evaluating Layer 2 options, and deciding between no‑code generators and custom...
Feedzai and regtech specialist Neterium have announced a strategic partnership that merges Feedzai’s Watchlist Screening with Neterium’s Transaction Screening. The combined, cloud‑native platform delivers real‑time financial‑crime detection, leveraging AI‑driven matching to cut false positives. By consolidating multiple compliance tools into...
AI in Banking Special: From Pilots to Profits – 96% Adoption, 89% See Revenue/Cost Wins Topics: ↳ AI in FinServ Transitions from Pilots to Proven ROI as 89% See Higher Revenue and Lower Costs ↳ GenAI in APAC Banks: 70% of Value...
Bitpanda has partnered with LuLu Financial Holdings to embed regulated crypto trading into LuLuFin's existing digital and physical channels across the MENA, APAC and Indian subcontinent regions. Leveraging Bitpanda’s VARA‑compliant brokerage infrastructure, LuLuFin users will be able to buy, sell...
Reminder about Privacy: Privacy can mean a lot of things. Think about how you achieve privacy for different things in your daily life: An envelope gives you privacy for your mail. A window curtain provides privacy to your home. A lock screen maintains the...
eToro has launched a shareholder engagement initiative in partnership with Stockperks, a loyalty‑rewards marketplace for public companies. The program invites eligible eToro shareholders to receive exclusive educational content, event invitations, and direct access to company leaders and market experts. By...
The episode explores how leading accountancy firms are shifting from retrospective reporting to predictive, real‑time visibility by consolidating fragmented tech stacks into unified platforms. It highlights the £300k technology investment benchmark needed to eliminate manual data reconciliation, improve margin protection...
Strategic Transformation in Southeast Asian #WealthManagement: The Case for Open Architecture – The most successful transformations share common elements: clear strategic positioning, authentic partnerships with #FinTech and #WealthTech platforms, and the courage to fundamentally rethink operating models. Read my latest article on...
A big job landed on Agent Market: "Build a polymarket prediction market strategy engine" https://t.co/F0zKAtEoR2
Wealthtech startup Otto Money announced a $1.3 million pre‑seed round led by Pravega Ventures, with participation from several angel investors. The funding will be deployed over the next 12‑18 months to bolster AI models, expand personalization and goal‑based advisory features, and...
AlloyX, a digital‑asset infrastructure firm owned by Solowin Holdings, has partnered with Bahrain FinTech Bay to develop a regulated stablecoin in the Gulf. The collaboration gives AlloyX access to Bahrain's fintech ecosystem while it seeks regulatory approval under the Central...
Koxa and Bottomline have formed a partnership to embed banking services directly within ERP systems, leveraging Koxa’s platform and Bottomline’s Commercial Digital Banking API framework. The joint solution lets banks offer integrated payments, approvals, reconciliation and statement access without building...
Robinhood launched an Arbitrum-based L2, but the market's excitement for L2s has cooled. As a shareholder, it's an interesting addition, potentially worth billions. Creating a chain is simple, but the real question is user value. #Robinhood #Arbitrum #IvanClips https://t.co/R4fbLtTLRA
Did Tencent’s New DBS and Tesla Tie-Ups Just Shift Tencent Holdings' Investment Narrative? ...deepened partnership with Tesla to embed WeChat-based services into in-car systems, moves show Tencent extending fintech and digital services reach.... https://t.co/6YRPhuqdKi
Global fintech investment rebounded in 2025, reaching $116 billion despite a record‑low 4,719 deals, indicating larger, more selective transactions. Venture capital contributed $56.7 billion while M&A added $55.4 billion, with the United States leading deal value. Digital‑assets funding nearly doubled to $19.1 billion, buoyed...
Citi warns that quantum computers could break public‑key encryption within the next decade, estimating a 19‑34% probability of a widespread breach by 2034 and 60‑82% by 2044. A successful quantum attack on a major U.S. bank could generate $2‑3.3 trillion in...
The episode explores how Non‑Human Identities (NHIs), or machine identities, are essential for securing protected data exchanges in financial services. It explains the lifecycle of NHIs—from discovery and classification to secret rotation and decommissioning—and why holistic management platforms outperform point...
Singapore will establish a National AI Council chaired by Prime Minister Lawrence Wong to coordinate AI policy and accelerate adoption across the economy. The council will review regulations, create sandboxes, and launch four national AI Missions targeting advanced manufacturing, connectivity,...
AI chatbots are becoming the next digital real estate, and ads are moving in. As usage scales and infrastructure costs rise, monetisation models are shifting from subscriptions alone to advertising layers embedded in conversation. The real question is not whether ads will...
ZeroDrift emerged from stealth with a $2 million pre‑seed round led by a16z speedrun, aiming to automate compliance for financial‑services communications. The AI‑native platform acts as a real‑time firewall that encodes SEC, FINRA and firm‑specific policies into machine‑readable rulepacks. By integrating...
Retail users on Coinbase have been very resilient during these market conditions, according to our data: - They’ve been buying the dip - we’ve seen a native unit increase for retail users across BTC and ETH - They have diamond hands -...
Robinhood reported a 38% year‑over‑year decline in crypto revenue to $221 million in Q4 2025, while its overall net revenue rose 27% driven by options and equities. Coinbase’s Q4 results showed a dip in consumer transaction revenue and a $667 million net...
FT raise mental model. FT has had some big headlines; - $200m seed - $25m follow-on - $55m Impossible - $10m CoinList But, this isn't actually money raised. In traditional finance terms, this is the equivalent of raising money, putting that all in tbills, and using...
Credit almost always leads to people spending more. From Airbnb's Q4 earnings: "Reserve Now, Pay Later saw significant adoption among eligible guests in Q4. It's also led to longer booking lead times and a mix shift towards larger entire homes, especially those...
RippleX launched Token Escrow (XLS‑85) on the XRP Ledger, extending conditional locking and release to trustline tokens and Multi‑Purpose Tokens. The feature lets issuers of stablecoins, tokenized Treasuries and other assets use on‑chain escrow for delivery‑versus‑payment, time‑locked payouts and margin...
Qatar Development Bank announced an expansion of its Startup Qatar Investment Program to QAR 1 billion (≈$275 million) by 2030, an eight‑fold increase in capital allocation. The surge follows more than 6,000 startup applications in the past three years, reflecting strong regional...
Goldman Sachs is embedding Anthropic’s Claude into accounting and compliance to automate high volume, rules based back office work. After six months of co building, executives were surprised that AI handled complex financial processes, not just coding tasks. The ambition is clear,...
.@Poloniex's zero-fee structure is a game changer. It unlocks trading strategies that were previously impossible due to fees. This will inject massive liquidity into crypto—and liquidity is the fuel that drives the market UP! 🚀📈 #Poloniex #Crypto #Bitcoin #Trading
UAE‑based digital bank Zand has signed a strategic partnership with Ripple to accelerate the nation’s digital economy through stablecoin and blockchain solutions. The collaboration will integrate Ripple’s USD‑backed stablecoin (RLUSD) into Zand’s regulated custody platform and explore a direct liquidity...
How Agentic AI Went From Zero to CFO Test Runs in 90 Days survey by @pymnts https://t.co/6MXgAdb3Fx Enterprise CFOs in the US are interested in using agentic AI for strategic planning, but cautious about using it for treasury, risk and compliance. https://t.co/2NioUOuMrE
.@Balance1189951 is an AI accounting firm for SMBs delivering real-time, audit-ready bookkeeping and accounting - run by AI, signed off by real accountants. Their agents pull in your financial context and automate your entire back-office finance. Congrats on the launch @mathiaslovring, @EmilMunkD,...
In this episode, the co‑founder of Canton Network explains how their platform is uniquely delivering real‑world asset (RWA) solutions, processing trillions of dollars in transaction volume for major financial institutions. He outlines the technical advantages of Canton’s blockchain, its regulatory...
Automation alone is not the answer. Institutions that replace people instead of empowering them will struggle to meet rising customer expectations. https://t.co/3KhyMMpnPe
(Lack of) Privacy may the missing link for crypto payments adoption. Imagine, a company pays employees in crypto on-chain. With the current state of crypto, you can pretty much see how much everyone in the company is paid (by clicking the...
Compound, an early DeFi lending pioneer launched in 2018, saw its TVL plunge from a $12 billion peak in November 2021 to $2.2 billion a year later after a buggy governance update over‑paid COMP tokens. The over‑payment bug, coupled with a mandatory...
🇺🇸US #WealthManagement in 2035: Over the next decade, the convergence of #AI, demographic change, and evolving client trust will challenge wealth managers to reinvent how they compete and serve clients. @McKinsey. #WealthTech https://t.co/LYecpUeK0S
Gifting Without The Headache 🎁 Gifting is an area of the Internal Revenue Code fraught with nuance and complexity. Understanding when a gift is taxable is important, but the reality is that many clients won't approach estate tax thresholds, which makes...
The Bilt Palladium Card, Bilt’s newest premium offering, carries a high annual fee but bundles 2X points on purchases, housing‑payment rewards, $400 hotel credit, and $200 Bilt Cash. Cardholders can choose between a flexible cash‑back model or tiered housing points,...
Credit markets could be the next AI casualty. A UBS analyst flags the $3.5T leveraged loan and private credit space as vulnerable, with AI disruption moving faster than expected. Up to $120B in fresh defaults this year would turn the AI boom...
Local deposits => local loans => local growth. For our 125 years, that formula has built a thriving community. Stablecoin outside of banking destroys local economic growth. The below post makes that clear. Banks aren’t threatened by stablecoin, our local...
I asked a Zcash user who is not a "computer person", much less a "crypto person", how we should market it. She said "The government can't control your money. Also, if the government collapses or the banks collapse you still...
Crypto was supposed to be a tool against financial surveillance. Instead, many Americans see it as unregulated online gambling. Peter Van Valkenburgh (@Valkenburgh) says the industry needs to confront that perception head-on! https://t.co/Ai71c6cdbo
Government push for AML/KYC on apps is alarming. Requiring biometrics and IDs for every request erodes privacy. While ZK solutions could help, mass data harvesting is a real concern. If KYC hits platforms like Discord, we will simply migrate. #Privacy...
How First-Party Data Is Becoming a New Revenue Engine in the Age of AI 🤖 https://t.co/9tqx5wEeF0 https://t.co/wg7i7liZrp
While AI dominates headlines with mega-rounds, fintech is quietly leading European VC valuations. Median pre-money for fintech reached €12.4m — 29% higher than AI, and well ahead of SaaS and life sciences. In a hype-driven cycle, investors are rewarding revenue, regulation-ready models...
The Zero-Fee Era is here. 🚀 Unlock UNLIMITED trading on @Poloniex for just $1. Yes, one dollar. 🤯 Say goodbye to trading fees and keep 100% of your profits. https://t.co/8xsZCF16Vp
AI is accelerating the divide between leaders who learn continuously and those who fall behind. Standing still is not a https://t.co/fRpFGuoNlH the full episode: https://t.co/niO7fXOQML https://t.co/vMRrQNi6cA
