JP Morgan Says Tokenization Could Transform Funds Industry but Best Use-Cases May Emerge Years Later
JP Morgan says tokenizing fund assets on blockchain could overhaul the ETF ecosystem, offering faster creation, redemption, and near‑instant settlement. The bank distinguishes synthetic tokenized ETFs, which use derivatives, from native tokenized ETFs that record shares directly on a ledger. While experiments on its Kinexys platform are underway, JPMorgan cautions that widespread, value‑adding deployments are still a few years away. The global ETF market, now about $19.5 trillion, is projected to hit $35 trillion by 2030, heightening demand for such innovation.
Cross-Border QR Payments Gain Ground as Vietnam, Korea Connect Retail Networks
Vietnam’s National Payment Corporation (NAPAS) and South Korea’s KEB Hana Bank, together with BIDV and GLN International, have launched a cross‑border QR‑code payment service that links Vietnamese retail merchants with Korean banking apps and e‑wallets. The platform, operated by NAPAS...
CFTC Sues New York over Bid to Apply Gambling Laws to Prediction Markets
The Commodity Futures Trading Commission filed a lawsuit in federal court to stop New York from applying its gambling statutes to federally regulated prediction‑market platforms. The CFTC seeks a declaratory judgment and permanent injunction, asserting exclusive authority under the 2010 Commodity...
Banking Must Adopt Post‑Quantum Standards, Embrace Cloud
If banking systems cannot evolve to post-quantum standards, they risk becoming structurally insecure. The cloud becomes the logical foundation. https://t.co/4ZvlgernJn
Crypto Builders Asked: What Is Blockchain’s Agent Protection?
Jessi Brooks has a question for crypto builders: Amex just launched agent purchase protection — covering AI agent mistakes on its rails. What's blockchain's version? @kkirkbos @TuongvyLe12 @DEXintheCityPod https://t.co/A4XpQ1XXQZ
Coinbase’s Jesse Pollak Says AI Agents Are the Next Big Wave for Crypto Payments
Coinbase executive Jesse Pollak says autonomous AI agents will drive the next wave of crypto payments, calling the emerging "agentic commerce" a catalyst for mainstream adoption. He highlighted the x402 open‑source payments protocol, which has already processed about $48 million, with 95%...
Banks Embrace AI, Yet Execution Stalls Production
96% of banks say they are engaged with agentic AI. Only 19% have anything in production. That gap is not about regulation. It is about execution. In this episode, I break down what is holding the industry back. 👉 Watch the...
Why Nigerian Crypto Startups Are Expanding Beyond Retail Trading
Nigerian crypto startups, long reliant on retail buy‑sell fees, are broadening into B2B payments, stablecoins, virtual cards, futures and crypto‑backed loans as competition squeezes margins. Unit‑economics show a typical $100 trade yields only $0.30‑$1.40 gross profit, while fixed costs such...
Nigerian Fintechs Turn to Automated Wealth Tools as Inflation Erodes Savings Value
Nigerian fintech FairMoney is rolling out automated wealth‑management tools to protect savers from double‑digit inflation that erodes cash value. Traditional savings yield about 5% nominal, delivering negative real returns, so the bank introduced products like FairSave and FairTarget that combine...
PAFON 3.0: Fintech Leaders Clash on Trust, Inclusion and Future of Payments
At Payments Forum Nigeria (PAFON) 3.0, fintech leaders debated how to deepen financial inclusion while preserving trust, reliability and regulatory balance. PalmPay highlighted a 99.95% transaction success rate as a prerequisite for mass adoption, while Credit Registry stressed converting payment data...
Google's UCP Wins as Tech Giants Join
🚨 JUST IN: Amazon, Microsoft, Meta, Salesforce, and Stripe just joined Google's UCP. The protocol war for agentic commerce is over. Google's UCP won Here's why 🧵 https://t.co/0LRX7k6RxD
Five Banking Tech Trends Transforming Financial Services
Five #Banking #Tech Trends Reshaping #FinancialServices https://t.co/21VGN9n6WZ #fintech #AI @SpirosMargaris @ahier @Khulood_Almani @AkwyZ @FinMKTG @efipm @FrRonconi @Hana_ElSayyed
Paytm Says No Financial or Business Impact From PPBL Action; Services Remain Fully Operational
Paytm (One97 Communications) said the Reserve Bank of India's action against its payments bank, Paytm Payments Bank Ltd (PPBL), has no financial or operational impact on the fintech group. The company reiterated that PPBL operates independently, with no board or...
Exclusive: OneCard May Restart Issuance as RBI Appoints Firm for Unified Audit
OneCard, the fintech arm of FPL Technologies, is poised to restart co‑branded credit‑card issuance after the Reserve Bank of India appointed an audit firm to conduct a unified review of its partnership and data‑sharing framework. The audit will examine compliance...
DeFi Needs Rate Limits to Curb Massive One‑Shot Borrowing
This is @TuongvyLe12's hot take: DeFi should consider rate limits. A new user shouldn't be able to come into Aave and deposit and borrow $300M in a single shot. It's a harder question than it sounds. @kkirkbos @DEXintheCityPod https://t.co/Xe0IHrI8Jq
Derivative Path and Baton Systems Launch Hybrid FX Platform for Regional Banks
Derivative Path and Baton Systems have introduced a new foreign‑exchange platform that lets regional and mid‑market banks manage pricing, liquidity and settlement in‑house while keeping existing correspondent relationships. The cloud‑native, API‑first solution offers real‑time nostro balance visibility, multi‑liquidity access and...
Thunes Adds Real‑Time NZD Bank Transfers, Expanding APAC Reach
Thunes has rolled out real‑time pay‑to‑bank transfers in New Zealand, letting members move New Zealand dollars directly to local accounts through an API or existing SWIFT links. The service widens Thunes’ network to over 140 countries, enhancing speed and transparency for both...
Advyzon Stages 'Coup' By Bagging $676-Billion Citi Wealth Account as Part of the Andy Sieg Tech Revamp -- and Making...
Advyzon has landed a landmark contract to power Citi Wealth’s platform, covering roughly $676 billion of assets and nearly $1 trillion in administration. The Chicago‑based firm will replace Citi’s fragmented legacy technology with a unified, multi‑currency solution that enables advisors to manage...
SEC Staff Expands Broker‑Dealer Exemptions to Digital Asset Interfaces, Shaking DeFi Compliance
On April 13, the SEC’s Division of Trading and Markets issued staff guidance that for the first time outlines conditions under which a crypto user‑interface provider can operate without registering as a broker‑dealer. The rule defines a “Covered User Interface”...
Crypto Advocacy Groups File Joint Petition Urging SEC to Launch DeFi Rulemaking
On April 6, 2026, a coalition of crypto advocacy groups submitted a joint petition to the SEC’s Crypto Task Force, demanding a formal notice‑and‑comment rulemaking process for decentralized finance. The filing seeks clear definitions and compliance pathways for DeFi participants,...
Banks and Retailers Deploy AI to Turn Call Centers Into Revenue Engines
Banks and retailers are repurposing contact centers as profit centers by embedding AI‑driven voice agents that resolve issues in seconds and close sales on the call. Home Depot’s pilot cuts resolution time to 10 seconds and speeds service fourfold, while...
ECB Secures Open‑Standard Agreements to Power Digital Euro Payments
The European Central Bank has signed agreements with three European standard‑setting bodies—ECPC, nexo standards and the Berlin Group—to reuse open payment standards for digital euro online transactions. The move aims to lower adoption costs, estimated at up to €6 billion ($6.5 bn)...
DOJ Strike Force Freezes $701 Million in Crypto Tied to Global Investment Scam
The U.S. Department of Justice’s Scam Center Strike Force froze more than $701 million in cryptocurrency tied to investment scams targeting Americans. The operation also shut down a Telegram recruitment channel, seized 503 fake investment websites, and unsealed charges against two...
When Privacy Protects but Excludes: The Hidden Costs of Data Restrictions in Digital Lending
A 2019 Google privacy rule barred Android apps from accessing call detail records, cutting off a key enforcement tool for one of India’s largest digital lenders. The restriction sparked a 26% surge in loan applications from Android users but forced...
Spent $40k Building 70 AI Agents to Disrupt Finance
I have used over 4 million credits on Perplexity. Each credit is one penny. In 8 weeks. Ive built 70 AI agents. I’m about to disrupt the entire financial services industry for fund issuers and financial advisors. I’m about to remind you all...
CP All Defends Reorganisation Plans
Thai retailer CP All reiterated it will not merge its three subsidiaries—Counter Service Co, Thai Smart Card Co and CP Axtra—into its virtual bank Ascend Bank, despite a Bank of Thailand requirement to consolidate financial businesses. The proposal, driven by...
Banks Can’t Outsource Judgment to Algorithms
Regulators including the OCC, FDIC and the Federal Reserve have issued revised inter‑agency model risk management guidance that moves compliance from periodic reviews to a continuous, embedded function. The new framework demands ongoing validation, governance and real‑time monitoring of both...
MoonPay Leads $76 M Investment in Korean Fintech Finger to Launch Won Stablecoin for Enterprises
MoonPay, Sungho Electronics and Pantos Holdings are jointly investing roughly $76 million in Korean fintech Finger to build a Korean‑won stablecoin infrastructure for enterprise payments. The deal makes Seoryong Electronics the largest shareholder and links MoonPay’s stablecoin platform with Finger’s ERP...
Salmon Secures $100 Million Equity‑Debt Deal to Scale Digital Credit in Philippines
Manila‑based fintech Salmon raised $60 million in equity and $40 million in debt to broaden its digital credit platform for underbanked Filipinos. The dual‑track financing, led by investors such as Spice Expeditions and a Nordic bond issuance, underscores growing cross‑border capital flows...
RandEdgeFX Pushes Discipline Amid Surge of Zero‑commission Trading Apps
RandEdgeFX is positioning its multi‑asset platform as a disciplined alternative to the wave of zero‑commission trading apps. The South African broker emphasizes stable execution, clear conditions and regulator‑backed compliance, aiming to attract investors tired of hype‑driven services.
Finovate Global Libya: Chatbots, Payments, and Expanding E-Wallet Access
Libya’s Tadhamun Bank has teamed with India‑based JMR Infotech to launch an AI‑powered chatbot and voicebot that will handle onboarding, transfers and queries across web, WhatsApp and Messenger. UAE‑based Network International signed a deal with Al Seraj Islamic Bank to provide...
Bloomberg Pro Tips: Get an Instant Auto Generated Snapshot with AID
Bloomberg’s latest Pro Tips episode demonstrates the AID tool, which instantly generates a time‑stamped snapshot by aggregating data from across the Bloomberg Terminal. The feature creates a consolidated view in seconds, eliminating manual data pulls. It is built into the...
Morgan Stanley Supports Stablecoin Issuers With New Fund for Reserves
Morgan Stanley Investment Management has launched the Stablecoin Reserves Portfolio (MSNXX), a government money‑market fund tailored for stablecoin issuers to hold reserve assets. The fund invests exclusively in cash, U.S. Treasury securities with maturities of 93 days or less, and...
The Privacy Problem Institutions Can’t Ignore in Stablecoins
Stablecoins provide internet‑native money that moves instantly, but the public nature of blockchain ledgers reveals every transaction. This radical transparency clashes with institutional needs for confidentiality, exposing supplier relationships, treasury positions and strategic plans. As a result, large corporates and...
DeFi Must Harden Infrastructure and Adopt Transparent Governance
Takeaways from Kelp crsisis so far: 1. DeFi needs to be military-grade finance -- it has state actors going after it and the infrastructure better be strong enough to fight this enemy. right now, it's not. Stop using centralized infra, with...
Activist Bid Unlikely to Succeed, Expect Stock Rebound
$RPAY will likely get taken out, just not this time. Forager (owns 13%) lobbed a bid at $4.80/share. Spread sitting at 20%. Two more activists on the registry. Together, they control 30%+ of the stock. But management isn't going quietly. Poison pill...
Northern Trust and Saphyre Expand Collaboration
Northern Trust announced an expanded, structured, rules‑based workflow platform for its Investment Operations Outsourcing (IOO) clients, covering the entire account lifecycle. The upgrade builds on its partnership with fintech Saphyre, which provides automation for complex middle‑office events. The new solution...
27‑Year‑Old Founder Turns Crisis Into $300M Fintech
My buddy Victor dropped out of Stanford, moved from Venezuela at 18, and started a fintech company called Slash. They make virtual corporate cards. Started with sneaker resellers. Then Yeezy collapsed and they lost 80% of revenue overnight. Most people would've quit but...
Financial AI Must Predict Crises, Not Just Automate
Look Financial institutions are sitting on mountains of data But they're using AI like a calculator This is the problem: • AI reads reports humans already wrote • AI summarizes data humans already know • AI automates tasks humans already perfected We're not harnessing AI We're domesticating it Real...
ECB Sets Payment Standards for Digital Euro Rollout
The European Central Bank has signed agreements with three standards bodies to establish open technical standards for the digital euro, keeping the project on track for a pilot in 2027 and a potential launch in 2029. The standards—CPACE for contactless...
Joel Bruckenstein on AI, Advisor Tech Trends and the Future of T3
At the 22nd T3 Conference, organizer Joel Bruckenstein highlighted AI as the central theme, launching an immersive AI University to give advisors practical, hands‑on experience. He noted the debut of several new wealth‑tech platforms—including Advisor 360, Jiffy and Wallstream—aimed at delivering...
Goldwise Launches to Shake up Precious Metals Investing
Goldwise, a UK fintech founded by ex‑Royal Mint executives, has unveiled a mobile platform that lets savers buy, manage and sell fractional physical gold, silver, platinum and palladium. The service uses the proprietary Goldwise Engine to handle onboarding, pricing, payments,...
AI Adoption in Financial Services Accelerates Globally
A new EY Global AI Sentiment Survey of 18,000 respondents across 23 countries shows that 49% have used artificial intelligence to guide savings or investment decisions in the past six months. Gen Z (68%) and millennials (65%) lead adoption, while...
45 African Nations Enact Data‑Protection Laws, Boosting Fintech and Crypto Compliance
Yellow Card’s 2026 report shows that 45 African nations have enacted data‑protection legislation, while 16 have adopted AI strategies, creating a more predictable regulatory environment for fintech, stablecoins and cross‑border payments.
Adverse Media Screening Gains Traction as Financial Firms Tighten Compliance
Dow Jones' Alexa Colquhoun explained how AI‑enhanced adverse media screening is becoming a core component of KYC programs for banks and asset managers. Regulators are urging firms to integrate news‑based risk signals, and the technology promises to cut false positives...
SS&C Technologies Posts 9% Revenue Rise, Boosts AI Automation and Capital Returns
SS&C Technologies reported adjusted revenue of $1.648 billion for Q1 2026, a 9% increase driven by strong performance in its Global Investor & Distribution Solutions and GlobeOp units. The company also raised its 2026 guidance, underscoring the impact of AI‑enabled automation...
Range Reiterates Plan to Eliminate Human Advisors in Favor of AI
Wealth‑tech startup Range announced it will replace its two‑dozen‑plus human advisors with in‑house AI after using those advisors as training data. The company, backed by Google, claims its AI can handle investment management, portfolio analysis, and personalized planning recommendations. Range...
DeFi’s $300M Kelp Hack Forces Liability Debate
The Kelp DAO exploit put a real number — $300M — on the question DeFi keeps avoiding: Who's liable when the infrastructure fails? @kkirkbos @TuongvyLe12 and Jessi Brooks on @DEXintheCityPod. 🎧 Timestamps: 🎙️ 0:00 Introduction live from the Eve Wealth Summit, Phoenix 🔓 2:08...
JP Morgan Sees Tokenized ETFs Reshaping the Funds Industry
*JP Morgan* says "looking at proof of concepts around tokenizing ETFs"... "We believe tokenization will certainly drive how the market changes, not just for ETFs but across the funds industry as a whole." https://t.co/rpwk2HqHHC
How Delta Parquet Is Cutting Data Costs by 99.7%
Delta Parquet, an open‑source extension of the Parquet columnar format, is delivering dramatic efficiency gains for financial‑services data pipelines. A 1 TB CSV file shrinks to roughly 130 GB, an 87% reduction, while query times plunge from 236 seconds to 6.78 seconds—a 34‑fold speed...