Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Botkeeper announced its shutdown in early February, blaming a "perfect storm" of macro‑economic shifts and unexpected industry consolidation. Experts say rapid mergers among large CPA firms dramatically shrank Botkeeper's addressable market, exposing the weakness of its flat‑rate subscription model. The company also struggled with venture‑capital pressure to burn cash on sales, marketing and R&D while its machine‑learning platform lagged behind newer generative‑AI competitors. Ultimately, insufficient funding and a misaligned pricing strategy forced the $100 million‑raised startup to close its doors.
The SEC doesn't know how to regulate a company with no CEO The IRS doesn't know how to tax an entity with no address Banks don't know how to serve a business with no humans But crypto doesn't care Zero human companies will emerge...
Coinbase announced that U.S. customers can now trade stocks and ETFs on its platform alongside crypto. The service operates 24/5, offers commission‑free trades, and allows fractional shares starting at $1 using USD or USDC. The rollout follows the company’s “everything...
MoonPay introduced MoonPay Agents, a non‑custodial, permissionless financial layer that lets AI agents control funded crypto wallets. Users complete a one‑time KYC and link a payment method, after which the AI can autonomously trade, swap and move funds. The service...
Camunda introduced a Skyflow connector that tokenizes and de‑identifies PII/PHI within BPMN workflows. The connector forwards selected fields to Skyflow’s vault, replaces them with tokens, and permits controlled re‑identification only at approved steps. This approach shrinks the cleartext data footprint...
The FIDO Alliance convened a one‑day seminar in Paris to examine Europe’s evolving authentication, identity and payments ecosystem. Attendees, including senior industry leaders, reviewed the latest advances in FIDO standards, passkey technology, verifiable credentials, and digital wallet initiatives. The event...
A consortium of leading financial institutions executed the first cross‑border, intraday repurchase agreement using tokenized U.K. government bonds on the Canton Network. The trade featured the inaugural cross‑currency swap of tokenized gilts for tokenized deposits, with smart contracts encoding interest...
In this episode, Alex Dewison, Director of Digital Solutions at Global Payments, explains how e‑commerce payments have shifted from basic checkout pages to seamless, invisible experiences driven by speed, security, and digital wallets. He outlines the hallmarks of a best‑in‑class...
Citizens Bank’s Chief Information Officer Michael Ruttledge outlines how the institution’s "Next Gen Technology" initiative has driven a full migration of its legacy mainframe workloads to public cloud platforms Azure and AWS. Since joining in 2019, Ruttledge has overseen a...
The Africa Digital Banking Experience report shows mobile handsets have become the primary gateway to banking across the continent. With mobile penetration rising and smartphones becoming affordable, banks are shifting to mobile‑first strategies and redesigning products for handset users. While...
World Liberty Financial’s USD1 stablecoin briefly slipped to $0.994 on Feb. 23, a 0.6% deviation that recovered within minutes. The company blamed a coordinated attack involving hacked co‑founder accounts, influencer‑driven fear, and large short positions. Binance holds roughly 93% of the...
The European Securities and Markets Authority (ESMA) issued a reminder that firms must verify whether newly offered perpetual futures and similar derivatives fall within the scope of existing CFD product‑intervention measures. The regulator highlights that many of these instruments, including...
John Palmer, former IEX head of cross‑asset product, has been hired by Kraken as global head of derivatives, bringing extensive experience from IEX, Cboe and Goldman Sachs. His appointment follows Kraken’s recent acquisition of an FCA MTF license to launch...
LMS, through its NPTN network, has entered the Bank of England’s Synchronisation Lab to pilot a synchronized settlement model for remortgages. The eight‑week test will run in a simulated Real‑Time Gross Settlement (RTGS) environment, splitting payments into earmark and settle...
AI‑driven “agentic commerce” is allowing autonomous systems to purchase goods and services on behalf of consumers. This shift challenges the long‑standing reliance on a consumer’s click as proof of intent, prompting Visa and Mastercard to test pilot programs for machine‑initiated...
Safaricom is piloting Shiriki Pay, a mini‑app inside the M‑PESA super app that lets a sponsor delegate up to two beneficiaries a monthly spending allowance drawn directly from the sponsor’s wallet. The feature caps usage, supports Buy Goods, Paybill, Pochi...
KPMG International’s new report warns that banks and retailers must forge strategic partnerships to keep pace with rapid payment‑technology change. Survey data from 500 banks and 500 retailers shows 54 % of retailers consider payment modernization essential, yet only 45 % say...
Kenya’s Central Bank announced a consultancy to review the Central Bank Act and the Banking Act. The overhaul targets ambiguous provisions affecting digital banking, fintech regulation, consumer protection and cybersecurity. The current legal grey zone has delayed operating licences for...
The Telecommunications and Digital Government Regulatory Authority (TDRA) convened a workshop to accelerate a unified digital payment ecosystem across UAE federal entities. Participants outlined a vision that blends digital identity, multiple payment channels, and secure settlement to simplify government transactions....
Bloomberg Intelligence projects Coinbase’s stablecoin revenue, which already represented 19% of its 2025 earnings, could increase between two and seven times if USDC usage in payments accelerates. The exchange earned $1.35 billion from stablecoins in 2025, up from $911 million in 2024,...
A Visa‑PYMNTS Working Capital Index shows nearly 50% of Asia‑Pacific growth‑stage firms (revenues $50 M‑$1 B) lack usable working‑capital tools, citing mismatched product design. CFOs demand flexible, sector‑specific digital financing, especially virtual and commercial cards that act as short‑term funding sources. High‑performing...
The Clearing House’s chief strategy officer, Sal Karakaplan, declared “trust” the 2026 word of the year for payments, arguing it is the functional prerequisite for new players, technologies, and flows to gain lasting adoption. He highlighted the RTP® network’s expansion—now reaching...
The 2025 Global Digital Shopping Index, commissioned by Visa Acceptance Solutions, found that 48% of shoppers used a mobile device for their most recent retail purchase, with usage exceeding 60% in the UAE and Saudi Arabia. Mobile browsing frequency is...
Tokenization is moving from experimental labs into core derivatives infrastructure, with Franklin Templeton and DTCC executives highlighting its ability to embed contracts directly in assets and replace multiple ledgers with a shared record. The technology promises near‑instant settlement and 24/7...
Freightos reported $29.5 million revenue for 2025, a 24 % increase over 2024, driven by higher carrier participation and transaction volume. Adjusted EBITDA narrowed to a $11.2 million loss, improving from $12.6 million the prior year, while cash reserves remain sufficient to fund growth....
BVNK, an enterprise stablecoin infrastructure provider, secured a Crypto‑Asset Services Provider (CASP) licence from Malta’s Financial Services Authority, aligning it with the EU’s MiCA framework. The licence allows BVNK to passport MiCA‑regulated digital‑asset services across all European Economic Area members....
Esperanza Fintech Securities secured approval from Hong Kong's Securities and Futures Commission to launch Asia's first regulated tokenized investment platform focused on live entertainment. The firm will issue security tokens through a managed fund, lowering entry barriers and enabling secondary‑market...
TRM Labs and Finray Technologies have integrated Finray’s XZiel compliance engine with TRM’s blockchain intelligence, creating a unified system for monitoring crypto and fiat transactions. The platform delivers real‑time risk alerts, automated case management and a detailed audit trail across...
In this episode of FinTech Confidential, host Ted Huff chats with Nick Milanovic, founder of This Week in FinTech and creator of StableCon, about the rapid adoption of stablecoins by banks and the broader fintech ecosystem. They trace the evolution...
Mashreq Bank has introduced a fully digital cross‑border account service that lets UAE‑based Pakistani expatriates open a Mashreq Pakistan account through the UAE mobile app. The offering replaces manual paperwork with a seamless, end‑to‑end digital experience and integrates a unified...
Xflow, a Bengaluru‑based fintech, closed a $16.6 million Series A round led by General Catalyst with participation from Stripe and PayPal Ventures, valuing the company at $85 million post‑money. The startup now has over $32 million in total funding and processes roughly $1 billion in...
Malaysia’s Securities Commission issued a practice note allowing licensed stockbrokers with Capital Markets Services licences to provide broking services for approved digital assets under existing securities rules. Brokers must obtain regulator concurrence, use locally registered exchanges or vetted foreign platforms,...
At NEARCON 2026, Kraken’s co CEO said he could trust AI with 100 percent of his crypto. Dragonfly’s Haseeb Qureshi pushed back, questioning whether autonomous agents are ready to handle real money at scale. The real debate is not whether AI will...
Really enjoyed this conversation on robot money, zero human companies, and what will happen to Fintech in the AI era
Ant Group reported that its AI‑powered payment service, Alipay AI Pay, and its AI Health application, AQ, each surpassed 100 million active users during the Chinese New Year holiday. The milestone underscores a rapid acceleration of AI‑driven consumer services in China,...
If I walk into a traditional branch, it’s days for an application, days for adjudication, days for approval. Speed is no longer convenience. Speed is competitive advantage. And today, the advantage is shifting. https://t.co/qZdm6aFQq4
Traditional banks running core systems in basement servers cannot compete in a world built for autonomous, cloud-first finance. https://t.co/ygYrjWtotP
Cubeseed Africa is launching a digital marketplace that links Nigerian poultry farmers directly with restaurants, hotels and other buyers, bypassing traditional middlemen. By using escrow payments and a Sterling Bank‑backed credit line, the platform guarantees timely funds for farmers while...
LATEST: In February 2026, XRP Ledger daily transactions rose 40% to ~2.5M, with 7.64M activated accounts Source: Coinpaper https://t.co/WpXkr5mSD5
AWS AI coding tool decided to "delete and recreate" a customer-facing system, causing 13-hour outage. ⚡️ https://t.co/Kx1ofvMwwh https://t.co/lpM618xtFh
Visa announced the acquisition of Argentina’s Prisma Medios de Pago and the fintech platform Newpay, marking a strategic push into Latin America’s payments ecosystem. The combined deal, valued at over $200 million, will be funded largely with cash. By integrating Prisma’s...
It's a waste of time and money trying to teach financial literacy to disinterested consumers, a better way to increase the overall financial health of the public would be to get bots to deal with the finance sector for them. https://t.co/m7Cd6D5VNz...
I talked with one entrepreneur today that is building a prediction market. Crowds of humans are still better but AI is improving at a fast rate. Here is a prediction market for your Claws. Worth checking out. Not compensated by them.
Fidelity National Information Services (FIS) posted Q4 2025 adjusted revenue of $2.7 billion, up 6.3% year‑over‑year, and lifted its full‑year revenue growth outlook to 5.4‑5.7%. Adjusted EBITDA margin expanded to 41.8% with a sequential 200‑basis‑point improvement, while free cash flow conversion...
Marqeta reported Q4 2024 total processed volume (TPV) of $80 billion, a 29% year‑over‑year increase, and net revenue of $136 million, up 14%. Adjusted EBITDA turned positive at $13 million, delivering a 9% margin, marking the company’s first profitable quarter. The firm announced...
Flywire reported Q4 2024 revenue of $112.8 million, a 17.4% year‑over‑year increase, and adjusted EBITDA that rose roughly 700 basis points, meeting the midpoint of its guidance. The company highlighted strong growth in its travel vertical—over 50% organic expansion making it...
The 2025 CSBS Annual Survey reveals community banks are feeling heightened pressure from non‑bank competitors, especially in payments and wealth‑management services, while deposit‑rate volatility forces more aggressive pricing. Cybercrime emerges as the top internal risk, with card and identity fraud...
Open payments, branded as Tap to Pay, launched today on Sound Transit and Metro, allowing riders to use credit cards and digital wallets alongside ORCA cards. Early adopters report ambiguous on‑board confirmations, making it unclear which card is charged and...
In recent years, a new form of 'synthetic' lending has emerged as a potential alternative to margin loans or SBLOCs for short- and medium-term borrowing: The "box spread". https://t.co/xmNXcFkoUQ Kitces Nerd Ben Henry-Moreland shares the mechanics of box spreads, why the...
Over 50 people from the Liquid Federation gathered in Viareggio to plan the future of finance on Bitcoin. Very bullish on what’s to come. 🇮🇹 🌊 https://t.co/t89BUHhDC3
