Know What's Happening in FinTech
Know What's Happening in FinTech
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Daily
Every morning
Weekly
Tuesday recap
Recent regulatory developments across major economies highlight growing scrutiny of AI, cybersecurity, and operational resilience in finance. In the UK, the Treasury Committee criticised the FCA and BoE for a reactive stance, urging AI‑specific guidance and stress testing by 2026. The European Commission unveiled a revised Cybersecurity Act that would ban high‑risk ICT vendors and tighten third‑country controls, while Malaysia’s central bank released a discussion paper on operational resilience, proposing senior‑manager accountability. Australia’s Productivity Commission recommended an outcomes‑based approach to AI and privacy law, and a streamlined Consumer Data Right to boost data‑driven productivity.
The UK Financial Conduct Authority has chosen Revolut, Monee Financial Technologies, ReStabilise and VVTX to join a dedicated stablecoin cohort within its regulatory sandbox. The four firms will test issuance, payments, wholesale settlement and crypto‑trading use cases in a controlled...
Bank charter applications surged in 2025, with 18 new OCC filings—equal to the total received in the previous four years combined. OCC chief Jonathan Gould frames the spike as a return to normal, emphasizing that new bank formation signals system...
This week in (publicly-listed) fintechs: @PayPal gets takeover interest from @Stripe @RobinhoodApp launches private markets @Remitly beats expectations @Klarna delivers better GMV but margins fall https://t.co/bEeEnaTZ3V
Quantoz Payments has become a direct Visa principal member, allowing it to issue virtual Visa debit cards and act as a BIN sponsor for fintechs. The partnership lets customers spend regulated e‑money and stablecoins on any Visa‑accepted merchant, including online,...
The February 2026 regulatory brief highlights four major initiatives: the RBI proposes a broader credit‑derivatives framework adding total‑return swaps and index products; MAS seeks tighter liquidity‑risk‑management rules for Singapore fund managers; the ECB releases 17 recommendations to simplify EU banking...
The Federal Housing Finance Agency (FHFA) plans to adopt VantageScore 4.0 alongside FICO’s 10T score as part of a mandated modernization effort. A Deep Future Analytics study projects that competitive use of VantageScore could cut mortgage credit‑score fees by more than...
[New Episode] @Bland's CEO on How Voice AI is Changing Banking. Interview with @zaygranet of @usebland. Watch the latest episode now: https://t.co/XXRymkLwFx https://t.co/44oPGvHNn8
Achieve’s 2026 review highlights its hybrid lending model that blends unsecured personal loans with secured home‑equity products such as HELOCs and fixed‑rate home‑equity loans. The platform targets borrowers with mid‑600s credit scores, offering flexible credit requirements and a digital‑first application...
WisdomTree received SEC exemptive relief to issue tokenized shares of its $730 million Treasury Money Market Digital Fund. The approval lets investors buy and sell shares at a constant $1 price around the clock, rather than the traditional once‑daily NAV pricing....
Fintech leader Finastra announced a strategic partnership with blockchain document‑transfer platform CargoX to embed electronic trade documents (eTD) into its Trade Innovation solution. The integration, delivered via Finastra's open API and Trade Innovation Nexus, supports over 65 eTD types and...
In 2026 insurers, MGAs and InsurTechs face a shift from tech experimentation to meeting hyper‑instant, personalized customer expectations. Research shows 80% of policyholders will demand real‑time updates and 75% prefer tailored experiences. Executives highlight the rise of "micro‑engagement," the need...
The European Commission released a Market Integration Legislative proposal on 4 December 2025 to end the long‑standing fragmentation of the EU’s single market for investment funds. The draft consolidates cross‑border marketing rules for UCITS and AIFs into an expanded Regulation (EU) 2019/1156, shifting from...
Wint Wealth, the Bengaluru‑based debt investment platform, posted operating revenue of Rs 44.5 crore in FY25 – a 2.6‑fold increase from the prior year – while narrowing its losses by more than 60% to Rs 8.2 crore. Interest income from debt securities, which now...
Germany is set to replace the legacy Riester pension with the Altersvorsorgedepot (AVD) from 1 January 2027, ending all new Riester contracts. The reform retains a state allowance of up to €480 per year and expands eligible assets to include ETFs, stocks...
Yango has teamed up with Africa’s leading payments platform Flutterwave to offer card‑based, cashless payments for taxi rides and food delivery in Zambia. The integration routes transactions through Flutterwave’s infrastructure, reducing the platform’s reliance on cash and streamlining the checkout...
Post‑trade settlement comprises confirmation, clearing, instruction matching, and the final exchange of securities and funds. The process, managed by clearing corporations, custodian banks, and central securities depositories, is essential to render trades legally complete. Delays or failures expose firms to...
Emirates has introduced a split‑payment solution for Kenyan travelers through its partnership with Cellulant’s Tingg gateway. The feature lets customers combine mobile money, banking and card methods and pay an initial amount online followed by up to four instalments within...
Contactless payment adoption has accelerated in retail since the pandemic, driven by consumer demand for safety and speed. NFC cards and mobile wallets are now standard, prompting retailers to upgrade POS terminals and train staff. These investments have cut cash‑handling...
Financial institutions are replacing legacy anti‑money‑laundering (AML) systems with no‑code platforms that let compliance teams build rules, workflows and reports via visual interfaces. Traditional solutions can require six to twelve months for deployment and heavy IT involvement, while modern SaaS‑based...
MSCI introduced AI connectors that link its ONE platform to OpenAI’s ChatGPT and Anthropic’s Claude. The first product, IndexAI Insights, lets users ask natural‑language questions about MSCI index performance, exposures, constituents and methodology. MSCI says this is the initial offering...
In this episode, Liz Short discusses her book "Rethink Everything You Know About Networking" and shares practical tips for building genuine, relationship‑focused networks in fintech and mortgage. She explains how her firm, Short Solutions, helps executives overcome implementation gaps and...
Sovos and Label have teamed up to launch a joint CARF compliance solution for digital‑asset platforms, integrating Label’s CARF automation with Sovos’ 1099‑DA and broader tax reporting capabilities. The offering, branded Label CARF + Sovos 1099‑DA, automates onboarding, transaction aggregation, foreign‑exchange valuation...
The Solicitors Regulation Authority’s 2024‑25 AML report flagged source‑of‑funds checks as a persistent weakness, noting that 10% of reviewed files lacked any verification. Firms risk hefty fines, criminal prosecution, and reputational harm if they fail to match client funds with...
SDK.finance released its 2026 list of top transactional ledger software, underscoring the shift from batch‑based bookkeeping to real‑time financial truth engines. The article defines transactional ledger software as the central double‑entry system that powers banks, digital wallets, marketplaces and cross‑border...
Penny Software, the Saudi‑based AI procurement platform, has opened a new office in Derby, UK, to serve as a regional hub for its growing European client base. The move follows rapid adoption of its cloud‑native solution across more than 75...
Indian fintech leader PhonePe has unveiled an AI‑powered payment suite that lets users send money using voice commands or text chat. The solution leverages Microsoft’s Azure OpenAI services to interpret natural language and execute transactions in real time. Initially available...
European RegTech funding jumped 51% year‑over‑year in 2025, reaching $1.1 billion. The market closed with 122 deals, a 10% increase over 2024 but still 55% below the 2021 peak. Large‑ticket rounds resurfaced, with deals over $100 million contributing $117.2 million after none in...
Stablecoins are quietly embedding themselves across merchants, PSPs, acquirers, and fintechs, I shared how in January's edition of MPE Magazine: https://t.co/2i4ZQzcko7 @mpecosystem https://t.co/L0WnRe9iGB
The World Federation of Exchanges (WFE) warns that extending equity trading to a 24‑hours‑five‑days (24/5) schedule introduces settlement and liquidity risks unless clearing, settlement and payment infrastructures are upgraded. U.S. venues such as NYSE Arca, Nasdaq and Cboe are piloting...
An AI-generated doomsday scenario was enough to rattle real markets. Shares in Uber, Mastercard and American Express dipped, not because of fundamentals, but because narrative spread faster than verification. When synthetic analysis triggers real capital flows, we’re in a feedback loop with...
eNovate, a subsidiary of eFinance Investment Group, has teamed with UAE‑based AI platform Cobi under Mastercard’s Engage programme to embed artificial intelligence across Egypt’s digital payment landscape. The partnership will debut in Q1 2026 on eNovate’s Rize digital wallet, delivering real‑time...
In this February 2026 episode of This Month in Banking, host Tara Ween and co‑host Ben Crowley speak with Emmett Shipman, Wolf & Company’s fintech strategy and growth senior manager. Emmett traces his decade‑long fintech journey, explains the evolution of...
We’ve published an overview of Aave Labs’ work over nearly a decade of contributing to Aave. While much has been achieved, the most important work still lies ahead: bringing DeFi to everyone. https://t.co/1A6EdnG8eN
Crypto prediction markets are emerging as a fintech‑adjacent innovation, letting users bet on price thresholds using digital assets. These platforms mirror fintech’s rapid‑iteration cycles, permissionless onboarding, real‑time trading, automated clearing, micro‑sized contracts, and crowd‑driven data analytics. By treating probability as...
Twitch announced that new affiliates must complete identity verification through Persona before receiving their first payout. Streamers are required to upload a government‑issued photo ID and a selfie, with no alternative verification option currently available. The move follows reports that...
Stablecoin rules in the UK are being finalized, and are at risk of preventing the UK from being globally competitive in the digital economy. For example, the Bank of England is proposing a cap on stablecoin holdings for individuals and businesses. The...
Alabama has become one of only three states to roll out chip‑enabled EBT cards statewide, following a pilot in 11 counties. The new cards aim to curb SNAP fraud, which cost the state over $15 million last year, and to meet...
Payments platform Stripe is reportedly exploring a purchase of PayPal or selected assets, according to Bloomberg. PayPal, valued at over $40 billion, saw its shares jump nearly 7% on the news, while Stripe itself carries a $159 billion valuation. The move comes...
The Bank of England will extend CHAPS operating hours, introducing a voluntary early‑morning settlement window that begins at 01:30 GMT instead of the current 06:00 start. The change takes effect in September 2027 and is designed to enable earlier sterling...
Fintech firm Milo announced it has originated over $100 million in crypto‑backed mortgages, highlighted by a record $12 million single transaction. The company attributes its growth to AI‑enhanced underwriting, real‑time collateral monitoring, and a zero‑margin‑call track record. Interest rates average...
I actually like private property more than I did a few years ago. One variable that changed for me is "stable era mindset vs chaotic era mindset". When you're in a "stable era", you see how private property is suboptimal, how...
Aven’s 2026 offering blends a home‑equity‑backed revolving line of credit with a credit‑card interface, letting homeowners draw only what they need and pay interest on the outstanding balance. The fintech’s digital‑first application speeds pre‑qualification and eliminates many in‑person appraisals, positioning...
The Association of Digital Verification Professionals (ADVP) has urged the UK government to shape its upcoming digital‑identity consultation around the Data (Use and Access) Act 2025, warning that a single, government‑only wallet would lock out the private sector. ADVP argues...
Bloomberg’s latest Pro Tips episode demonstrates how analysts can accelerate issuer credit research using CRAN, the Credit Research Analysis tool on the Bloomberg Terminal. The tutorial walks users through data retrieval, rating analysis, and key financial metrics in minutes. Bloomberg...
Bed Bath & Beyond plans to offer mortgages, HELOCs, renovation loans, and title services. They are also partnering with Figure Technologies to deliver digital home equity products to consumers. The move apparently advances its objective of becoming the "Everything Home Company."
Payoneer is applied for an OCC National Trust Charter Head of Stablecoins Rob Morgan gave @TokenizedPod an exclusive interview: https://t.co/X8PzdyA5AB
As the largest RWA market on Ethereum, Horizon offers a unique opportunity for integrators to enable stablecoin lending against traditional assets directly onchain, while providing instant liquidity for borrowers. No waiting. No barriers. Just liquidity.
Mention markets 🤝 Attendance markets Both are now live, with 80+ ways to trade tonight’s State of the Union https://t.co/mDF7wAZgcW
"By making tokenized assets a native part of the chain, devs will make it native part of the applications on the Robinhood Chain" https://t.co/JXKHxOQebE
