Know What's Happening in FinTech
Know What's Happening in FinTech
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Daily
Every morning
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South Korea’s Financial Supervisory Service (FSS) is tightening crypto oversight after Bithumb mistakenly credited users with roughly 2,000 bitcoin each, a $44 billion error. The regulator announced investigations into high‑risk practices such as whale manipulation, pump‑and‑dump schemes, and suspended deposit trading. It also plans to deploy AI‑driven tools that detect suspicious patterns in real time and to impose punitive fines for IT incidents. The move aligns with the upcoming Basic Digital Asset Act and President Lee’s broader crackdown on financial misconduct.
The article highlights a rising demand for anonymous crypto swap platforms that let users trade Monero (XMR) without KYC verification. Monero’s built‑in privacy features—ring signatures, stealth addresses, and confidential transactions—make it ideal for privacy‑focused traders. KYC‑free services operate as direct...
The post outlines a roadmap for banks to become "intelligent" by first embedding digital at their core, then embracing open‑banking APIs and modernizing back‑office systems, and finally layering AI‑driven intelligence on high‑quality customer data. It stresses that without clean, actionable...
Spain’s card‑payment volume is projected to surpass $550 billion by 2029, driven by a 5.9% compound annual growth rate. In 2025 the market grew 6.7% to €401.3 billion, boosted by stronger consumer spending, expanding e‑commerce and wider contactless adoption. Debit cards dominate...
A systematic withdrawal plan (SWP) turns a retirement nest egg into a predictable income stream, letting retirees treat savings like a personal pension. Using an SWP calculator, individuals can model how long their corpus will last under different withdrawal amounts,...
The Bitcoin Sharpe ratio has plunged to –10, its lowest reading since March 2023, placing it in negative territory typically seen at the end of bear markets. CryptoQuant analyst Darkfost notes that such levels historically align with market bottoms, signaling an...
AI models like xAI’s Grok still cite deleted articles about a £1 million investment dispute involving Tyron Birkmeir and Lurra Capital. The original reports were removed from EU Reporter, TechBullion, and Big News Network, yet the language model continues to generate...
The Interledger Foundation (ILF) is accelerating open, interoperable payments by stewarding the Interledger Protocol (ILP), a TCP/IP‑based system that routes payment packets across disparate financial networks. Established in 2019, ILF combines standards development, grant funding and academic partnerships to lower...
Citigroup’s 2026 outlook highlights the resilience of global trade while noting that AI and blockchain are reshaping supply‑chain finance. Shipping volumes have stabilized and firms are diversifying sourcing, with the U.S. increasing imports from non‑Asian regions. The bank reports rapid...
Embedded investing is emerging as a 2026 growth driver, with fintech firms adding micro‑investing and trading features to non‑financial platforms. DriveWealth’s chief digital officer Harry Temkin outlines a methodical, four‑pillar approach that starts with brand‑specific UI mockups and proceeds through...
Intercontinental Exchange (ICE) has introduced the FTSE® South Korea RIC Capped Index Futures (ticker SKO), a CFTC‑approved, USD‑denominated contract developed with FTSE Russell and the Korea Exchange (KRX). The RIC‑capped methodology limits single‑name concentration, aligning with regulatory standards while delivering deep...
A Southeast Asian fintech founder reported navigating seventeen regulatory changes in three years, illustrating that Asian fintech rules now shift roughly every quarter. The article argues that treating regulatory environments as stable has led to billions in remediation costs and...
The traditional approach to saving for retirement is all about starting early, saving consistently, and letting compounding growth do most of the heavy lifting over time. Yet the reality is that for those who are still early in their careers,...
🇭🇰🇸🇬Hong Kong & Singapore to be biggest winners as global capital flows shift to #Asia: HK & SG are best choices for global investors seeking to diversify their portfolios amid geopolitical risks. DBS CEO Tan Su Shan via @SCMPNews. #WealthManagement https://t.co/j34B1J9Kz1
European banks are cutting the marketing window for IPOs, with the average book‑building period dropping to a record low of five days this year, down from ten in 2022. The shift reflects heightened risk aversion amid market volatility, as exemplified...
The Promise of Digital Identities (IDs) https://t.co/ZELeCaUzpS "A digital ID combines the three pillars of secure transactions—identification, authentication, and authorization". Not my words, the Feds. Well, to be fair, my words too. Albeit some time ago. https://t.co/aTC5u5N9wx
After nearly four years, Wells Fargo’s partnership with rent‑rewards platform Bilt is ending, prompting the bank to mail Autograph credit cards to customers who had already closed their accounts. Bilt gave cardholders a February 1 deadline to select a new partner card,...
In this episode, Andy Werner, VP of Partnerships and Strategy at Transak, discusses how the company builds the compliance and payments infrastructure that powers fiat‑to‑crypto on‑ramps for hundreds of platforms. He explains the evolving role of stablecoins as practical, programmable...
Cliff Winston argues that many securities‑regulation mandates, from quarterly reporting to accredited‑investor limits, stem from outdated assumptions rather than proven benefits. He proposes a two‑step framework—clarify the policy’s true objective and construct a counterfactual scenario—to evaluate whether regulations truly improve...
CFOs are getting serious about Gen AI and more realistic. Enterprise adoption is moving from pilots to core finance operations, but it takes time. AI in finance is a marathon, not a demo. https://t.co/HdTrLMhHMW @pymnts https://t.co/C6Gpq7tlLO
Euroclear posted a solid 2025 performance, reporting €1.1 billion net profit and record €43 trillion assets under custody. Turnover surged 20% to €1,390 trillion while operating expenses rose only 2%, preserving a 26.2% operating margin. Adjusted business income climbed 6% to €1.9 billion, and...
South Korea and Indonesia will launch a cross‑border QR‑code payment service in April 2026, enabling travelers to settle purchases with their home‑country QR payment apps. The initiative follows a 2024 memorandum of understanding and builds on the Local Currency Transaction...
Cyber‑insurance specialist Cowbell has entered Australia with Prime One, a product aimed at SMEs earning up to A$100 million. Backed by Zurich Australian Insurance, the offering provides up to A$5 million per‑claim coverage and can be quoted, bound, and issued in under...
iCapital and Partners Capital have launched an open‑ended private‑equity platform that expands institutional‑quality access to wealth managers across Asia, Europe and the Middle East. The new evergreen structure replaces a pilot closed‑end fund, allowing broader participation from high‑net‑worth and retail...
So-called "no KYC" crypto cards use corporate issuing loopholes & outright fraud - making such services susceptible to abrupt shutdowns One such "no KYC" provider, bitsika, explicitly markets its service as a way to circumvent sanctions on Iran Deep dive in Fintech...
London’s fast‑paced market forces companies to navigate intricate tax rules, HMRC mandates, and sector‑specific regulations. Selecting the right chartered accountants in London becomes a strategic priority, as firms that combine technical expertise with industry knowledge can unlock tax efficiencies and...
By 2035, Gen Z will be the largest and wealthiest generation. Yet most banks still struggle to earn their trust and loyalty. Let’s unpack new Banking in Focus research with Carrie Stapp from Primax. Watch the full video: https://t.co/HZQVk7pNbC https://t.co/ER895Ye8b7
SMS verification services offering temporary virtual phone numbers are gaining traction among privacy‑focused users and businesses. These platforms provide numbers from over 190 countries, allowing one‑time password (OTP) codes to be received online without a physical SIM. They operate on...
Execution quality has become the primary criterion for professional perpetual futures traders, eclipsing pure speed and fee considerations. HFDX addresses this shift by delivering fully on‑chain trade execution against shared liquidity pools, eliminating privileged market makers and manual overrides. The...
Sumsub, a global verification and fraud‑prevention platform, has unveiled a public "Risk Intolerant" registry that awards badges to fintech, crypto, gaming, edtech and mobility firms demonstrating strong KYC, AML and fraud‑mitigation controls. The highest "Titan" badge has been granted to...
Central European banks have shifted from branch‑centric models to digital ecosystems, driven by legacy modernization and rising consumer demand for instant, mobile services. The region now hosts a competitive mix of traditional banks, fintech challengers, and cross‑border neo‑banks, all leveraging...
PulseBridge is the primary cross‑chain bridge enabling asset transfers between Ethereum and PulseChain. The platform lets users move tokens, NFTs, and other digital assets while avoiding Ethereum’s high gas fees and slow speeds. It offers a step‑by‑step UI, supports MetaMask...
The post warns that cryptocurrency fraud and money‑laundering remain rampant, urging tighter AML controls. It connects widening wealth inequality to heightened risk of social unrest, suggesting political volatility for financiers. It highlights a shift in perception of AI, citing Lloyds...
PayPal has formed a strategic alliance with UAE‑based digital payments firm NEO PAY. The deal embeds PayPal’s checkout into NEO PAY’s acquiring infrastructure, allowing merchants across the Emirates to accept PayPal. The partnership targets the rapidly expanding UAE e‑commerce market, forecast to...
Bullish CEO Tom Farley predicts a wave of massive consolidation in the crypto industry, likening it to the exchange sector’s past mergers. He cites the recent 45% Bitcoin price drop as a catalyst that will force underperforming projects to be...
Tokenized equities have surged to nearly $1 billion, a 30‑fold increase within a year, driven by rapid platform adoption and 24/7 blockchain access. Ondo Global Markets, Backed/Kraken’s xStocks, and Securitize now control over 93 % of the market, with Ondo alone holding...
In this episode Steve Hutt explains how DTC founders should treat their business checking account as an operations command center, outlining a staged setup that separates operating cash, tax reserves, and marketing spend. He highlights practical tactics like tracking payout,...
Chargebase, a new fintech platform, launched today to help online merchants curb chargebacks and tap into real‑time fraud alerts from Verifi and Ethoca. The service aggregates dispute data, provides predictive analytics, and automates filing, promising faster resolution and lower loss...
NBA superstar Giannis Antetokounmpo announced he has become a shareholder in prediction‑market platform Kalshi, marking the first direct investment by an NBA player in the company. The deal complies with the NBA’s collective‑bargaining agreement, which allows players to hold up...
Bitcoin dropped from around $80,000 to $60,000 in early February, triggering a sharp capitulation. Glassnode’s Accumulation Trend Score, which gauges buying pressure across wallet sizes, climbed to 0.68, indicating broad‑based accumulation for the first time since late November. The most...
Juniper Research projects mobile‑money users in emerging markets to reach 2.2 billion by 2030, covering over 53 % of adults. The surge is powered by growing interoperability among platforms and the rise of open APIs that transform simple USSD transfers into full‑service...
The CFTC reissued Staff Letter 25‑40, expanding the definition of payment stablecoins to include national trust banks, which can now issue fiat‑pegged tokens. The change aligns with the GENIUS Act, signed in July 2025, that requires stablecoins to be fully...
Digital bank bunq reports UK shared‑expense transactions reaching £1.16 billion last year, a 27.2 % increase from the prior period. Food, drink and transport dominate the split‑bill activity, while travel and rent‑utility categories show the highest average transaction values. Seasonal spikes in...
Starling Bank is shifting its growth strategy by selling its Engine banking software to U.S. lenders, targeting regional banks with $5‑50 billion in assets. The fintech has hired Deloitte and PwC to scout partners and expects its first U.S. client by...
Revolut is expanding an internal team to run secondary share sales, moving away from reliance on Wall Street banks. A recent in‑house transaction lifted the fintech's valuation from $45 billion to $75 billion, a roughly 67% jump. The company is hiring former...
The article argues that machine‑to‑machine (M2M) payments will become the economic equivalent of electricity, powering a fully autonomous digital economy. Continuous micro‑transactions, enabled by blockchain’s near‑zero‑fee, low‑latency rails, will let devices buy data, power, and services in real time without...
Is crypto focusing on the wrong fight with CLARITY? In this special episode of DEX in the City, hosts @kkirkbos & Jessi Brooks are joined by @e_woodford to unpack: 💡 The takeaways from White House CLARITY Act Meeting 😬 Whether crypto is focusing...
A new crypto winter is here and even the biggest bulls look confused. No single shock, no clear villain, just confidence quietly evaporating. When narratives break before fundamentals, markets freeze fast. https://t.co/X8cCYkm1Kh @GZuckerman @Vlajournaliste @WSJ
The US can either lead in financial innovation or watch it move offshore. State regulators fighting federal law isn't protecting consumers, it's protecting incumbents from competition.
Generic financial products cannot compete with services built around personal goals and risk tolerance. https://t.co/IHsIQ2xloC
