Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Grey, a global fintech, launched Grey Business, a multi‑currency payments platform for African startups and SMEs. The service lets companies open USD corporate accounts, send and receive global payments, and convert currencies instantly at real‑time rates, also supporting USDC and USDT stablecoins. Over 1,000 businesses signed up during the beta, and the platform now serves nearly 3 million users across 70 countries, facilitating transfers to more than 170 destinations. Grey is regulated by FinCEN and FINTRAC, positioning itself to tap the projected $1 trillion African cross‑border payments market by 2035.
VectifyAI unveiled Mafin 2.5, a multimodal financial agent that achieved a record‑breaking 98.7% accuracy on the FinanceBench RAG benchmark, and released PageIndex, an open‑source framework that replaces traditional vector embeddings with a hierarchical tree index. The new stack natively ingests SEC...
Uber Pro card/bank account for drivers is also still on Evolve (via Branch) -- https://t.co/YVTyf3zXvR
Open Banking in Australia is reaching a breakout moment as three notable consumer‑lending firms—an ASX‑listed billion‑dollar player, a $300 m listed firm, and a $60 m private company—have shifted from screen‑scraping to regulated Open Banking data feeds. This transition replaces insecure credential‑based...
Wellspring has launched Wellspring Institutional, a treasury management platform tailored for small and midsize businesses. The solution merges traditional banking APIs with regulated stablecoin settlement rails, delivering centralized cash visibility, domestic and cross‑border payments, and yield generation on idle balances....
HYPR has launched a context‑based attestation framework to strengthen identity verification across hiring, onboarding, and account recovery. The method layers traditional document, location, and biometric checks with internal role data, workflow cues, calendar events, and peer validations. By continuously cross‑referencing...
ATM in Mexico offers a 3-hour insurance policy in case you get robbed after withdrawing money https://t.co/KsC1PfnNqW
Elliptic reports North Korea stole a record $2 billion in cryptocurrency in 2025, pushing its total illicit haul past $6 billion and financing the regime’s weapons programs. The ByBit breach, which yielded $1.46 billion, saw more than $1 billion laundered within six months via...
Adyen posted H2 2025 net revenue of €1.27 billion, a 17% year‑over‑year rise, and total processed volume of €745 billion, up 19% excluding a major client. EBITDA grew 23% to €702 million, delivering a 55% margin, while full‑year 2025 revenue reached €2.36 billion. The company’s...
Neuro‑symbolic AI merges deep‑learning intuition with symbolic logic, addressing the strict reasoning demands of legal, medical, and financial workflows. By 2026 hybrid models verify outputs against hard‑coded rules, delivering trustworthy, compliant results. The approach powers automated legal discovery, precision medicine...
A San Francisco federal judge dismissed Yotta Technology’s fraud lawsuit against Evolve Bank & Trust, citing procedural deficiencies and the indispensable‑party rule. The ruling hinges on the bankruptcy of Synapse Financial Technologies, the middleware that linked Yotta’s prize‑linked savings app to Evolve’s...
Betterment announced a nationwide partnership with mortgage fintech Rate, giving eligible clients with at least $100,000 in assets a discount of up to 0.75% on 30‑year fixed mortgages and a $500 closing‑cost credit through December 2026. The platform also launched an...
I'm watching Anthropic and OpenAI and others ship agents that can operate businesses Meanwhile, DAOs are figuring out governance without humans in the loop And crypto rails are enabling 24/7 automated settlement The pieces are connecting Zero-human companies aren't science fiction They're under construction right...
I wonder how many end users of certain products/services built on Stripe and Airwallex realize funds are held at Evolve. It's almost like no one learned anything from SVB failing because the gov't bailed out uninsured depositors. https://t.co/024w8yneu7
Fintech analysts are spotlighting iPayr International’s proprietary automation suite as a differentiated alternative to generic trading bots. The company’s four‑system framework, segmented by asset class, has moved from private stress‑testing to controlled global licensing in 2026. Early licensees report stronger...
Bitcoin is not robot money Robots would've optimized for efficiency and shut it down in 2011 Only humans are stubborn enough to run a global settlement layer at 7 TPS
How much are stablecoins used to make payments? This is one of the trickier market-sizing questions. Luckily, @artemis and @McKinsey developed a new methodology to calculate Total Annual Payments Volume, estimated at $390B per year. More data in our @thestablecon report: https://t.co/upRya2aVyb
iPayr International is pursuing a capacity-limited licensing model, granting access to its proprietary four-system automation suite only after applicant review. This scarcity-driven approach contrasts with the open-subscription SaaS model common among retail trading bots and is credited with accelerating the...
[Sunday Muses] Agentic Banking is upon us. But where is Finance going? As AI agents begin to act autonomously inside financial systems, Dave & Dharm are poking us to Demystify Finance by asking the question: What is Finance's true North...
Yoco’s international expansion chief Marcello Schermer says African fintechs must evolve from passive transaction recorders to proactive financial partners. After a decade of digitising payments, the continent now hosts over 5,000 startups and attracted $1.37 billion in 2024, with fintech capturing...
Jump, a Salt Lake City fintech that provides AI‑driven tools for financial advisors, announced an $80 million Series B round led by Insight Partners. The capital will accelerate development of its meeting‑preparation, research, and compliance automation platform and expand its sales force....
The episode explains Certainty of Fate (CoF) – the need for clear, timely confirmation of success or failure for UK account‑to‑account (A2A) payments – and why it’s vital for merchants, consumers and payment providers. It outlines key challenges, including legacy...
Summit is an indie‑made iOS/iPad portfolio tracker that consolidates investments from multiple brokerages into a single, clean dashboard. The app offers real‑time on‑device valuation, cost‑basis tracking, and an analytics tab, while requiring manual data entry or CSV import to populate...
Figure Technology Solutions, the largest non‑bank home‑equity lender, disclosed a data breach affecting roughly 967,000 customer accounts. The breach resulted from a social‑engineering (vishing) attack on a single employee, allowing the ShinyHunters group to exfiltrate personal identifiers such as names,...
The Iranian rial has collapsed in 2026, spurring hyperinflation and prompting middle‑class savers to flee the banking system. Bitcoin and other cryptocurrencies have attracted billions of dollars, echoing Lebanon’s 2019‑2021 crisis where crypto became a financial lifeline. On‑chain data shows...
Midnight Foundation announced that Blockdaemon and Shielded Technologies have joined Google Cloud and AlphaTON Capital as federated node operators for its fourth‑generation privacy‑enhancing blockchain. The network now counts four strategic partners and aims to secure ten before its mainnet launch...
The Polymarket oracle issue highlighted by Vitalik Buterin Oracle disaster: Russia-Ukraine market bet on city control. Oracle = ISW's X account maps. Account got hacked, fake map showed Russian control of train station, triggered $1.3M in payouts at 33,000% returns. One...
The purpose of crypto is to build a code-based order, because the rules-based order is unfortunately collapsing. That code-based order covers some of what international law once protected. It guarantees property rights, smart contracts, rule-of-code, privacy, secure voting, and user accounts...
10x Banking, a cloud‑native core banking provider, has teamed up with South African digital platform HassemPrag to offer African banks a low‑risk path to replace legacy systems. The joint solution combines 10x’s modular, cloud infrastructure with HassemPrag’s regional integration expertise,...
Zero human companies aren't science fiction In 2025 • Automated market makers • AI trading desks • Algorithmic underwriting • Smart contract DAOs In 2026 • Lobsters everywhere
Competitive differentiation today comes from integration. It is about connecting digital capability with human experience in a way that feels seamless to the customer. https://t.co/Jk20pooXPJ
In this episode, Alex Heath talks with Substack CEO Chris Best about Substack’s new integration with prediction market platform Polymarket, which lets writers embed live market data in their posts. Best explains his personal fascination with prediction markets, citing how...
Stablecoin prevalence by jurisdiction: 1. USA 2. China 3. Hong Kong 4. Singapore 5. Japan 6. Germany. 7. UK Can you guess #13? More in our @thestablecon x @artemis State of Stables Q1 report 👀 https://t.co/ucHnGtrUdk
Stripe processes billions without human intervention AWS scales infrastructure autonomously Algorithmic trading firms execute millions of trades per second We're already living in the age of zero human companies. We just haven't removed the last human yet. That final step? It's closer than you think.
Tokenized real‑world assets (RWAs) posted a 36 % on‑chain market‑cap rise this year, outpacing a $1 trillion crypto market decline. Investors are shifting from speculative altcoins to yield‑bearing tokenized Treasury bills, bonds, and money‑market funds, highlighting a liquidity‑driven rotation. Meanwhile, AI is...
Looking for a new exchange? Bybit has been my go-to lately Fees are low, solid range of pairs & features inside of a smooth mobile app. $30K+ in welcome bonuses available for new users. Check it out 👉 https://t.co/V8SG2SD2PJ Crypto trading is high...
@CreditOneBank is building programs like Credit Wreckers to teach people what not to do with credit and help rebuild financial momentum. In this episode, we discuss how with Steve Min. Watch the full video: https://t.co/wUIHckaAy4 https://t.co/kXzIKFYg9G
Bloomberg’s February 2026 article outlines how compliance teams can build effective surveillance lexicon policies amid evolving AI and regulatory scrutiny. It defines lexicons, explains their precision and transparency, and highlights challenges such as language drift and false positives. The piece recommends...
Coinbase may be moving away from the OP Stack and building its own tech with ZK proofs. The long term direction could be a transition toward L1 instead of relying fully on Optimism. #Coinbase #Layer1 #Crypto #IvanClips https://t.co/h6f4okgVNX
First Citizens BancShares, sitting at $230 billion in assets, is actively scouting acquisitions to push past the $250 billion regulatory threshold that imposes stricter capital and reporting rules. The bank recently secured 138 BMO Bank branches across 11 states, adding a solid...
Land Bank of the Philippines (LANDBANK) launched its Cash‑Lite Campus Programme at the State University of Northern Negros, bringing digital banking to more than 2,000 students and campus partners. The initiative offers no‑deposit PISO Plus accounts, QR‑enabled person‑to‑merchant payments, and...
We're fee free and paying high yields here. I'm not worried about the competition, I'm worried about local economies. 3.61 APY savings, 2.0 APY checking at https://t.co/HHwXUb7kB6
The biggest barrier to digital success is rarely technological or budget. It is leadership’s willingness to embrace change and take risks. Watch the full episode now: https://t.co/BQNDlxuwMR https://t.co/rgqIU4dXx1
In this episode, host discusses value investing in the modern era with George Kailas, CEO and co‑founder of Prospero.ai, a platform that transforms complex financial analytics into actionable investment signals. Kailas explains how Prospero.ai leverages AI and data science to...
Has anyone personally taken a loan against their bitcoin? If so, what platform did you use and what did you use the money for?
South Korea passed tokenization legislation, enabling security token markets. Two consortia, led by Korea Exchange and Nextrade, received preliminary approval to operate OTC trading venues. Shinhan Securities signed an agreement with the Nextrade consortium to support fractional investments in real‑world...
“Incumbents in the financial industry do use regulation to try to keep competitors out.” —@HesterPeirce at #ETHDenver @BlockchainAssn policy lunch YESSSSSSSSSSS https://t.co/solCqLuqDC
“Privacy should be the default expectation” for financial transactions. —@HesterPeirce at #EthDenver @BlockchainAssn policy lunch https://t.co/HKdQpnmoPA
A cloud‑based identity verification database tied to IDMerit was found exposed without password protection or encryption, leaking roughly one billion personal records across at least 26 countries. The trove, estimated at one terabyte, contained names, dates of birth, addresses, phone...
Apple Pay, Google Pay and Samsung Pay dominate Canada’s mobile payments, capturing roughly 90% of phone‑based transactions. The Canadian market, valued at about $1.39 billion in 2024, is forecast to surge to $20.48 billion by 2030. Major banks such as RBC, Scotiabank...
