Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Chris Skinner’s webinar frames finance’s evolution as three technology revolutions: mainframe‑driven automation (Finance 1.0), digital transformation driven by cloud, APIs and platforms (Finance 2.0), and today’s shift to intelligent ecosystems powered by AI, generative models, and emerging quantum and blockchain capabilities. He argues that legacy COBOL cores block true intelligence, demanding a regeneration of architecture and unified data. The discussion highlights the urgent need for robust digital‑identity frameworks to sustain trust as AI embeds deeper into banking. Speed of regeneration, not just adoption, will decide market leaders.
The APEMARS presale has crossed the $280,000 mark, selling 12.2 billion tokens and opening Stage 10 at $0.00009131 with a planned $0.0055 listing price. The token promises a staggering 5,923% ROI for early buyers, backed by 63% APY staking and a 9.34%...
An upcoming webinar on 15 April 2026 will examine how agentic AI is reshaping banking. It will showcase use cases such as real‑time fraud prevention, predictive credit‑risk analytics, and back‑office automation, while addressing ethical, privacy, and regulatory concerns. Speakers will...
Airwallex has expanded its sports sponsorship from a single global deal to a portfolio that includes McLaren F1, Arsenal FC, the San Francisco Giants, and regional teams in Australia and New Zealand. The company says the partnerships are already boosting brand trust,...
American Express returns for a second year as the official payments partner of the Formula 1 Australian Grand Prix, unveiling an upgraded Amex Lounge and a suite of new fan experiences. The lounge now showcases premium food and beverage partners such...
Visa has appointed senior vice president Leonardo J. Collado as general manager of Pismo, effective April 1. Collado, who oversees value‑added services for Latin America and the Caribbean, brings 25 years of payments experience to the role. The move follows...
Prime Meridian, a Palo Alto startup, unveiled a free AI‑native tax filing platform on Thursday. The service guides users from document upload to filing, supporting both simple and complex returns such as K‑1s, investment income, and multistate wages. Backed by...
A ‘Bloomberg Terminal’ for espionage? In this episode of DEX in the City, hosts @TuongvyLe12, @kkirkbos & Jessi Brooks discuss: ⚠️ Whether prediction markets are becoming a national security concern 👀 Whether alleged programmatic Bitcoin sales by Jane Street qualify as market manipulation ❕️...
Better Home & Finance has launched a ChatGPT‑powered underwriting tool that can evaluate mortgage applications in as little as 47 seconds, positioning the company as a mortgage‑as‑a‑service provider for banks, brokers and fintechs. The solution integrates Better’s Tinman engine with...
European fintech is entering a phase where the underlying structure matters more than the story. For most of the past decade, consumer challengers defined the category. Neobanks like Monzo and Revolut proved that better interfaces could acquire millions of users quickly. But...
CyberCube warned that Iranian-linked hacker groups pose a rising cyber risk to U.S. firms, especially in critical sectors, after recent U.S.-Israel military actions. Its AI-driven assessment found 12% of U.S. companies with over $1 billion in revenue at elevated risk, flagging...
Beef.com is building a digital infrastructure platform to link cattle producers directly with real‑time pricing data, transaction routing and settlement services. The system will feature a Beef Index for verified price discovery, a digital settlement layer to accelerate payments, provenance...
MUFG’s trust division has launched its first own‑brand real‑estate security token, the MUFG Realty Token, valued at ¥22.4 billion ($142 million) for the Osaka Dojimahama Tower. The token is issued on Progmat, the blockchain platform MUFG founded and now partially owns. Distribution...
A joint report from DTCC, Clearstream, Euroclear and BCG argues that interoperable infrastructure is essential for digital assets to scale within traditional capital markets. It defines interoperability as the seamless exchange of assets across DLT and legacy ledgers while preserving...
Tyfone has launched Loanovia, a dedicated loan‑servicing and payments unit aimed at credit unions. Its three core tools—Skip‑A‑Pay, Quick Pay and Collect—are already live in more than 80 credit‑union applications across the United States. The suite automates payment handling, reduces operational...
Citi’s Business American Airlines Platinum Select World Elite Mastercard is offering a 75,000 AAdvantage mile sign‑up bonus after cardholders spend $5,000 within the first five months. The annual fee of $99 is waived for the first year, and the bonus...
Revolut, the UK‑based neobank, has filed for a U.S. national bank charter and FDIC insurance as part of a strategic expansion, appointing Cetin Duransoy as its new U.S. CEO. Crypto‑infrastructure firm Zerohash has applied for an OCC national trust bank...
Brighty, a European crypto‑native digital finance platform, unveiled a Banking API that lets AI agents perform full‑cycle business banking functions such as balance queries, payments, currency exchange, payroll, and reconciliation. The developer‑ready infrastructure enables autonomous invoice processing, approvals, and fund...
Klarna and Affirm have integrated their buy‑now‑pay‑later (BNPL) services into Stripe’s shared payment token platform. The move enables AI‑driven shopping agents to automatically offer installment plans at checkout instead of defaulting to stored credit cards. The partnership targets the “bridge‑millennial”...
Nacha reports that the top 50 ACH originators processed 30.7 billion payments in 2025, representing 91.4% of commercial ACH volume, while the top 50 receivers handled 23 billion payments, accounting for 65.1% of total flow. Wells Fargo led originations with 8.7 billion payments, and...
Bitcoin dropped on the Iran strike news — then bounced back to $70k while gold hit $5,400. Ram Ahluwalia. Austin Campbell, Chris Perkins say that's a signal. Plus: 🤖 Is Anthropic principled and Sam Altman mercenary? 🏛️ Why stablecoin legislation...
Kraken’s tokenized‑stock platform xStocks has launched xChange, a multi‑chain execution layer that lets traders buy and sell tokenized equities on both Ethereum and Solana. The new layer supports more than 70 on‑chain stocks and runs 24 hours a day, five days...
The latest Forrester Wave™ for Merchant Payment Providers reveals that uptime is no longer a competitive edge; instead, strategic factors dominate. Five of nine evaluated vendors have recently undergone leadership or ownership changes, prompting potential shifts in pricing, packaging, and...
Circuit & Chisel, a New York startup founded by former Stripe crypto executives, raised $19.2 million to launch ATXP, an agent transaction protocol that enables AI agents to navigate and execute payments autonomously. The company’s backers include Stripe, Polygon Labs, and Samsung Next, signaling strong...
Controllers Council hosted a webinar, sponsored by AvidXchange, on building a data‑driven ROI case for accounts‑payable (AP) automation. Speakers highlighted the hidden costs of paper‑based AP, from lost invoices to error‑driven delays, and outlined six ROI categories such as labor...
Cumbuca, founded by Daniel Ruhman, acts as a regulatory proxy that grants international fintechs direct access to Brazil’s Central Bank payment infrastructure. By holding its own payment‑institution licence, the company lets clients launch in weeks instead of the years typically required...
Revolut has appointed former Raisin chief executive Cetin Duransoy as its U.S. CEO, coinciding with the fintech’s application for a national bank charter from the OCC and FDIC. The company aims to operate as Revolut Bank US, giving it direct...
Revolut Business has launched Titan, a premium Visa‑linked corporate card for UK companies, bundling 10 GB of global mobile data, unlimited airport lounge access, and a 1:1 RevPoints rewards scheme. The card integrates real‑time expense tracking, receipt matching, and instant reconciliation...
Nigeria’s digital lending boom built on instant nano‑loans of ₦5‑10,000 is receding. Regulatory crackdowns on intrusive phone‑data and new FCCPC fines have stripped lenders of cheap risk tools, while credit‑bureau fees and high recovery costs make tiny loans unprofitable. Lenders...
In this episode, Tal Kirschenbaum, co‑founder and CEO of Ledge, explains how his AI‑native financial close platform reached $1M ARR by serving roughly 24 mid‑market enterprise customers at an average of $3,000 per month. He details Ledge’s focus on automating...
Denki, a YC‑backed AI startup founded by two brothers, raised $4.1 million to automate financial audits for public companies. The funding, led by Base10 Partners and Shine Capital, comes as fintech AI investment surged 27 % in 2025. Denki’s platform replaces manual,...
War in the Middle East. Rate confusion. A stablecoin bill stuck between banks and crypto. And yet: Rob Hadick says the long-term setup for crypto is "as good as it's ever been." Institutional flows, tokenization momentum, DeFi finally showing product-market...
giving ai agents specific cards that can be locked per merchant and have spending caps is an obvious payment solution. probably more obvious than stablecoins which have a ton of payment adoptions. @lithic is probably the only fintech platform company...
Encompass has introduced EC Review, a scalable service that automates the remediation of legacy corporate KYC records for banks. Using the firm’s EC360 data engine, the solution processes thousands of client profiles in batch, delivering refreshed ownership and control data...
Announcing @Strike in New York. We have secured our BitLicense. The finance capital of the world now has the world's best Bitcoin experience. Built by Bitcoiners, for Bitcoiners 🫡 https://t.co/tLvYOHBLnF
Complex Systems this week is a tiny experiment: I did a read of a work-in-progress essay rather than the finished version with author's commentary. It's about secondary authentication/authorization, particularly for payments.
Bron, a self‑custody wallet provider, introduced a Digital Inheritance feature that lets heirs access a deceased owner’s crypto after a mandatory six‑month delay. The system relies on pre‑selected Guardians who verify recipients and uses multi‑party computation (MPC) to reconstruct lost...
“I have had hundreds of conversations with institutions. Only once I’ve been asked about Solana” @dannyryan
"Institutions WOULD want FOCIL. They want an open, neutral infrastructure. This is a mega boost for that." @dannyryan https://t.co/1PTN6HaUfE
One of reasons banks are freaking out about stablecoins, even though stablecoins don't pay yield, is bc there is more demand for USD outside the US than there is inside the US. And that means billions (no...trillions) of profits going...
The irony: Morgan Stanley spent years keeping advisors away from crypto to "protect clients" Now they're racing to capture allocation before Merrill, UBS, and Wells Fargo eat their lunch Risk management was never the issue Competition always was
If your financial life can be paused by someone else, you do not truly own it. Blockchains allow decentralization, which allows distributing control to individuals, which ensures no single entity can pause your financial life and own them.
The industry has confused adding digital features with true transformation. Having a mobile app and digital account opening doesn’t make you digitally mature. Real transformation changes culture, processes, and mindset. Download the free report now: https://t.co/gNGFxphUMy https://t.co/bz0SeOWTSW
Still thinking about @AlexH_Johnson & my pod convo about @CashApp's plan to sell its internal credit scores to third parties That the company seems to be able to manage *credit risk* reasonably effectively makes its financial crime control failures look even...
Agentic commerce will use cards first, then stablecoins. The "stablecoins agentic payments" discourse is missing so much nuance. @nlevine19 did a great job starting the conversation. I think we can go much further. Here's my thesis: https://t.co/yNzQdwx3hS
Almost all financial institutions say they want to support underserved consumers, but few actually ‘walk the walk’ like @CreditOneBank. #creditaccess #financialwellness #ad https://t.co/FvCz5e7Jnp
Feel like @Plaid is very well positioned to make a good user facing api to eat all the garbage budgeting software (mint, monarch, etc) They did the hard part already by building connectors with banks Let me auth in, connect a read...
You need to understand something. AI agents are going to need real financial rails, i.e. real wallets, real identity, real payments. The team just shipped exactly that. One CLI, everything an agent needs to go onchain on Polygon. We literally just gave...
The first zero human companies are already using crypto DAO treasuries managing themselves AI agents settling in stablecoins Smart contracts as the entire org chart We're not ready for what this means for employment Or equity Or anything, really
Elon Musk confirms the BAAS setup for X money as beta testing has shyly started https://t.co/2l00gddeOG
