Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Spreedly announced the launch of an agentic commerce channel that lets AI‑driven agents initiate transactions through merchants’ existing payment service provider relationships while the merchant remains the record of sale. The new channel runs on Spreedly’s open payments platform, preserving routing logic and allowing integration with AI interfaces such as ChatGPT and Gemini without rebuilding the payments stack. Early enterprise users, including Priceline, are testing AI‑driven checkout flows. Spreedly also introduced smart‑vaulting, spend‑limit controls, token enforcement, and plans to support emerging UCP and ACP protocols later this quarter.
Most usage of Software Factory are by companies solving their own problems. They aren’t looking to create public demos. That said, if you’re a fund or family office and need a lightweight but robust way to manage your schedule of...
Offline payments let retailers accept card transactions when the internet drops by storing encrypted payment data on the POS device until connectivity returns. Shopify POS offers this capability for up to 24 hours, giving merchants a safety net during outages at...
Chargeflow is a Shopify‑native chargeback platform that covers prevention, real‑time deflection, and AI‑driven dispute recovery in a single dashboard. It offers a success‑based pricing model—free installation, $29 per deflected chargeback, and a 25% fee only on recovered disputes—removing upfront risk...
90% of banks think customers are satisfied with AI interactions. Only 59% of customers agree. Banks are optimizing for realism. Customers want resolution. Wrong metric, wrong investment. Why Your Voice AI Strategy Needs to Prioritize Resolution Over Chit-Chat https://t.co/ywMtrISq9g
A corporate treasury transfer just happened at blockchain speed. Circle shifted $68 million between its own entities in about 30 minutes using its stablecoin infrastructure, replacing bank wires that usually take days. Programmable money is starting to change how companies move capital....
Tokenized real‑world assets have surpassed $25 billion in on‑chain value, nearly quadrupling from $6.4 billion a year earlier. Growth is led by U.S. Treasuries, private credit and commodities, with major managers such as BlackRock, Fidelity and WisdomTree launching tokenized funds. The number...
Privacy, security, scale, global connectivity. The building blocks for these features must be baked into the foundation of any chain that aims to be part of the world's new financial rails.
Strategy decks are everywhere in banking. Execution is where most institutions struggle. Jesus Garcia of @OceanAir_CU discusses what’s actually working in the credit union sector right now, from fintech partnerships to AI adoption. Watch the full episode, sponsored by @Q2_Software: //youtu.be/tGaZ5ZueuVs
Yuval Rooz, CEO of Digital Asset and co‑founder of the Canton Network, warned that most smart‑contract blockchains are over‑valued because they generate little real‑world financial throughput. He argues that token designs copied from Bitcoin reward validators without tying value to...
SumUp announced an expanded partnership with cloud‑native payments platform Form3 to power real‑time SEPA Instant, Credit Transfer and Direct Debit across Europe. The move extends the existing UK‑focused integration, giving SumUp’s 4 million merchants in 37 countries access to instant European...
Liquid crypto funds are expanding rapidly, with DeFi strategies gaining legitimacy and institutional interest. Yet most managers still rely on spreadsheets, custom scripts, and manual reconciliation to track assets across multiple exchanges, chains, and protocols. This fragmented approach makes calculating...
Fideo Intelligence has broadened its dark‑web monitoring to deliver early‑stage fraud signals for banks, fintechs, PSPs and merchants. The upgraded service surfaces synthetic identity creation, account takeovers and credential‑replay attacks before they reach a transaction. Integrated into its Verify and...
US spot Bitcoin ETFs attracted $145 million of inflows in a single day while the Fear and Greed Index lingered at an extreme 10, echoing patterns that preceded past rally cycles in 2015, 2019 and 2020. The influx signals institutional investors...
Ark Invest sold about 119,000 Coinbase shares worth $19 million in early February 2026 and simultaneously increased its position in Bullish, a crypto‑linked equity. The trade was described as a tactical rotation aimed at managing near‑term price risk rather than abandoning its...
dLocal and Open English have launched Bre‑B, Colombia’s government‑backed real‑time payment rail, as an instant checkout option for the e‑learning platform. The integration lets students pay via bank‑linked llaves or QR codes, confirming transactions in seconds and eliminating the need...
Tokenized real‑world assets (RWA) on public blockchains grew 13.8% in the last thirty days, pushing total on‑chain value to $24.9 billion despite a broad crypto market downturn. Ethereum led the expansion with $1.7 billion of net inflows, followed by Arbitrum and Solana,...
SOFI Technologies and BitGo launched SoFiUSD, a U.S. dollar‑pegged stablecoin issued directly by the federally insured SoFi Bank. In parallel, Visa completed a cross‑border settlement pilot with ANZ, ChinaAMC and Fidelity, using Chainlink’s oracle to settle tokenized assets on multiple...
"67% of your potential profit was hidden in a single 30-minute window each day." How do you get such stats? You need a powerful trading journal: https://t.co/Tv7Ihsxugk. Check the example below. 👇 This isn't luck. 🙂 ✅ It's deep data analysis made simple. @TradesViz's Multi-Timeframe...
PhonePe’s updated Draft Red Herring Prospectus reveals its merchant ecosystem now spans 47.19 million businesses, covering 98.6% of Indian pin codes and representing roughly 78% of the nation’s trade and services merchants. The platform supports 9.19 million physical payment devices and a...
Bujeti, a Lagos‑based fintech founded in 2021, has transformed from a diaspora remittance app into a comprehensive finance control centre for African businesses. The platform now offers corporate cards, expense limits, payroll, automated VAT vaults and an AI‑powered assistant, serving...
Florida’s Senate unanimously passed Senate Bill 314, creating the nation’s first state‑level regulatory framework for payment stablecoins. The bill amends the state’s anti‑money‑laundering statute to explicitly cover stablecoins and requires issuers to register with the Office of Financial Regulation, with...
We’re eating our own dog food. We’ve begun using our own platform to settle inter-company settlements — $68M across 8 entities. Under 30 minutes. 24/7. Our Treasury team did this with USDC and Circle Mint — replacing fiat wires that take 1-3...
DeFi isn't broken It's just built for the wrong species Every protocol assumes humans are making decisions But AI agents don't need governance tokens They need execution rails
Mastercard’s Priceless program provides cardholders with exclusive discounts, elite status upgrades, and hard‑to‑get tickets to events across the UK and globally. Recent experiences show access to sold‑out theatre shows, backstage ballet rehearsals, and charity‑linked UEFA Champions League tickets. Many offers,...
AI cuts costs. AI also cuts the cost of fraud. The same tooling driving efficiency is fueling the fraud surge. Financial services can't run an AI productivity strategy without a parallel fraud controls strategy. AI was meant to boost productivity. It...
Aave’s second business line, GHO, has now reached $565M in total supply. On the way to $1B by the end of the year. https://t.co/qyG76L2Z1L
Month‑end close remains one of finance's most labor‑intensive tasks, with spreadsheets and manual reconciliations still dominant despite ERP deployments. CFOs are now adding automation layers that ingest data from payments, banks, and internal systems to reconcile records using rules and...
[New Episode] How OceanAir Is Closing the Credit Union Transformation Gap. Interview with Jesus Garcia of @OceanAir_CU. Watch the latest episode on the Banking Transformed Podcast channel on YouTube. Watch the latest episode sponsored by @Q2_Software: https://t.co/VtR2LEbWma https://t.co/cisrp4Lmlv
If you are a US resident, willing to test X Money for feedback (need to donate to @WilliamShatner 's charity). More Greenback digitalization 😉 https://t.co/ZIp8QncQ4J
Alchemy Pay announced it secured a Money Transmitter License in Delaware, bringing its total U.S. state coverage to 15. The company added four licenses this year, including Nebraska, South Dakota and West Virginia, expanding its regulated fiat‑crypto payment network. Alchemy...
First Fidelity Bank (FFB), a regional community bank with $2.9 billion in assets, has gone live with Bud Financial’s Enrich and Engage platforms to upgrade its digital banking experience. The partnership embeds Bud’s transaction‑data enrichment and personal financial management (PFM) widgets—such...
The Federal Reserve Bank of Kansas City granted Kraken Financial a limited‑purpose account, marking the first pilot of a Fed‑backed banking solution for a crypto exchange. The American Bankers Association and the Bank Policy Institute quickly criticized the move, arguing...
Swift has introduced a new framework for retail cross‑border payments, with over 25 banks slated to process transactions under the rules by June. The initiative expands Swift’s traditional focus on interbank and commercial transfers to consumer‑level payments, targeting faster settlement,...
Scotland’s ScotAccount digital identity platform is broadening verification beyond biometrics by introducing knowledge‑based verification (KBV) and tapping alternative public‑sector data sources. Existing alternatives such as landline‑based two‑factor authentication for older users, the Young Scot NEC, and a CivTech‑sponsored vouching pilot already...
Americans deserve financial privacy, real consumer choice, and the freedom to innovate. Prohibiting a government-issued CBDC protects those values while allowing market-driven solutions like stablecoins and decentralized networks to modernize payments. The future of money should be open, competitive, and...
It was never stablecoins vs. cards. The true opportunity for stablecoins to become a mainstream consumer payments option was always stablecoins *and* cards. We discussed this in our Q1 State of Stablecoins and this week, @Visa and @Stablecoin announced they’re expanding their...
Cicada, a US‑based fintech, closed a $13.5 million Series A round led by Citigroup, with participation from L4, Kaszek, Dila Capital and Crestone. The company runs an electronic trading platform that lets institutional investors buy and sell Mexican government and corporate bonds...
SpotPay is building the Global Bank Account. One account that lets anyone send, receive, and spend money locally and across the globe. They’re already live in 40+ countries. https://t.co/RSc6UwlrDZ https://t.co/lV8KO2qvrJ
Interesting idea. If done right, this could change how banking works for business owners. An AI CFO that helps manage finances and an AI-native back office that speeds up things like underwriting could make the whole experience much faster and simpler.
In this episode, host Josh Dattar talks with Keith Smith, founder and CEO of Payouts Network, about the evolving landscape of real‑time payments and the persistent gaps that affect consumers. Keith shares insights on how innovations have both solved and...
Look Morgan Stanley isn't "rushing into crypto" They're rushing into revenue Bitcoin ETFs generate management fees Wealth advisors get commissions The firm captures flow This has nothing to do with decentralization It's the oldest game in finance wearing a new mask
Kalshi CEO Tarek Mansour and Polymarket founder Shayne Coplan, both under 30 and billionaires, are locked in a public feud that is influencing the direction of the online prediction‑market industry. Mansour has spent years securing CFTC approval for Kalshi, positioning...
If private credit sucks liquidity out of the market The hyperscalers max out their cash Then there isn't enough money in the world for the compute build out
Circle: AI agents are already driving stablecoin demand. Arc testnet hit 166M transactions. Mainnet hasn't launched yet. The infrastructure race for machine-speed payments is underway — KYC/AML frameworks are not. How Circle Is Marrying Stablecoins With Agentic Commerce https://t.co/QuY14r2lgr
The Boston Federal Reserve is championing FedNow, its real‑time payments platform, to draw more banks into instant‑payment services. A forthcoming Fed survey shows nine in ten consumers would increase bank usage if instant payments were offered, while 55% reported overdraft...
Bilt users are PISSED. Delayed or bounced rent payments. Customer service from unhelpful AI bots with human agents seemingly missing in action. Any info on what’s happening? My DMs are open.
FinTech Futures’ ICYMI roundup highlights a wave of European‑focused funding, with Wealthyhood securing €6 million Series A, Pluvo raising $5 million seed, and TaxDown obtaining €4 million from BBVA Spark. Compliance‑focused AI startups Diligent AI and Vivox AI attracted $2.5 million and £1.3 million respectively, while proptech Payr...
BeatBread, the finance platform for independent musicians, announced three senior hires: Christine Barnum as head of financial operations, Michael Poole as chief financial officer, and Jameson Toole as a board advisor on AI and machine learning. Barnum arrives from CD...
Are Gen Z customers worth it? Absolutely. But they’re going to demand more transparency, more speed, more empathy, and more control. The real question is: Are banks ready for the friction that comes with higher expectations? https://t.co/pgkCkSGKYM
