Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Mercury’s CEO Immad Akhund says the fintech will embed AI throughout its platform, launching an AI‑powered chat tool called Insights and an MCP connector that streams banking data into large‑language models. The company, now valued at $3.5 billion, reports $650 million in annualized revenue and over 300,000 customers, and has applied for a national bank charter. Akhund argues that the regulated, complex nature of banking lets Mercury leverage AI without risking core trust. He also highlights unconventional marketing tactics and a hiring surge despite broader industry layoffs.
Schwab pays ~20 bps on cash. Wealthfront pays 330 bps. Schwab keeps 290 bps. Wealthfront keeps 60 bps. Craziest part -- both have ~36% net income margins. The ops heavy, extractive incumbent model and the tech powered client-aligned model converge at the same...
Kalshi closed a $1 billion Series E round in December, pushing its post‑money valuation to $11 billion. The financing made co‑founder and COO Luana Lopes Lara, 29, the youngest self‑made female billionaire, underscoring the rapid rise of prediction‑market fintech amid ongoing regulatory battles.
Ripple announced a major upgrade to its Ripple Payments platform, delivering a unified solution that moves both fiat and stablecoins across traditional and digital rails. The expansion incorporates the Palisade custody suite and Rail virtual‑account technology, enabling end‑to‑end collection, exchange,...
Chainalysis reports that banks are moving beyond theoretical discussions to concrete stablecoin deployments. Executives have settled on three primary models: issuing proprietary tokens, partnering with existing providers, or embedding stablecoins into current payment and treasury systems. The critical hurdle now...
Mortgage borrowers choose lenders who respond fastest; SMS offers rapid, non‑intrusive follow‑up. AI‑driven SMS platforms can instantly reply, qualify, and route leads, reducing manual effort and compliance risk. The guide highlights Meera as the top purpose‑built solution, while Twilio, Salesforce,...
The European Union has formally invited Turkey to join the Single Euro Payments Area (SEPA), a move that could tighten economic ties and lower cross‑border transaction costs. Over the past year, Albania, Moldova, Montenegro and North Macedonia joined, bringing SEPA...
U.S. banks Custodia and Vantage have launched tokenized deposits that will be used in Participate, a loan‑participation network spanning roughly 600 financial institutions. The SEC also approved Nasdaq’s plan to settle trades of major equities and ETFs with tokenized securities,...
Ontop, a Colombian payroll platform, has teamed up with stablecoin infrastructure provider BVNK to introduce USD‑denominated stablecoin accounts for contractors and remote workers globally. The embedded accounts let users hold, receive, and transfer digital dollars with near‑instant settlement while shielding...
Bank of North Dakota is launching Roughrider Coin, a stablecoin designed for wholesale, bank‑to‑bank payments, in partnership with Fiserv’s digital‑asset platform. The initiative demonstrates how a state‑owned, mid‑tier bank can create an instant payment rail without building the technology from scratch....
A new ranking of Brazil’s top ten fintech startups for 2026 highlights firms that excel in user base and profitability. The list spotlights innovators such as Stripe‑backed Tempo, which launched an AI‑driven payments protocol, and Valores a Receber, a platform...
Stripe has launched Tempo, a new blockchain platform designed to power autonomous AI‑driven payments. Built with digital‑asset firm Paradigm, Tempo’s mainnet already supports over 100 integrated services and aims to handle high‑volume cross‑border payouts, remittances, and tokenized deposits using stablecoins....
Global cloud banking platform Pismo and payments giant Visa have partnered with Australian fintech Vivi Money to launch an AI‑native payments solution in Australia. Built from the ground up with artificial intelligence, the platform delivers adaptive, real‑time services such as...
Sygnum’s off‑exchange custody platform, Sygnum Protect, has crossed the $1 billion asset threshold, reflecting a 900% year‑on‑year surge driven by institutional appetite for secure crypto exposure. Launched with Binance and later expanded to Deribit and Bybit, the service links users to...
Ripple is deepening its footprint in Brazil by launching a broader suite of enterprise blockchain solutions and seeking a Virtual Asset Service Provider (VASP) licence from the Central Bank. The move adds major banks and fintechs such as Banco Genial,...
The Financial Conduct Authority (FCA) issued a public notice concerning Propiteer Capital PLC, highlighting the firm’s regulatory status and recent compliance actions. The posting, shared via Crowdfund Insider on March 20, 2026, links directly to the FCA’s official website for...
In this episode, host Josh Dattar chats with JB Orecchia, founder and CEO of Savvy Money, about how identifying inefficiencies in lending and insurance creates business opportunities, and how AI can reshape credit scoring and consumer trust. JB shares his...
Metamo has launched CU-Tech, a centralized, scalable IT platform aimed at fast‑tracking digital transformation across Ireland’s credit union sector. The initiative is built on insights from the ‘Winning Ways Research Programme’, which surveyed over 14,000 members and highlighted a strong...
Visa’s product chief says processed‑transaction volume remains stable and resilient, downplaying a K‑shaped split. PayPal’s CFO notes a 1% deceleration in branded checkout growth, attributing it to divergent spending among middle‑ and lower‑income consumers. Shift4’s CFO points to lodging and...
Stablecoin transaction volume more than doubled in the past year, climbing from $668 billion in February 2025 to $1.78 trillion last month, according to Macquarie Group. The market capitalization of the 13 largest stablecoins rose to $311.81 billion, up from $196.61 billion a year earlier....
Remitian announced a $7 million seed round and the launch of its Tax Payment API, aimed at streamlining the final mile of tax remittance for accounting firms and fintech partners. The API embeds payment initiation, validation, and real‑time tracking directly into...
Stockpile, a niche stock‑gifting platform, announced it will cease operations on April 17, 2026. All existing user accounts will be migrated to three competing fintech services—Public, Stash, or Apex. The service, once distinguished by credit‑card funding, added monthly subscription fees...
Zimperium’s 2026 Banking Heist Report reveals that 34 active malware families are targeting 1,243 mobile banking apps across 90 countries. Android‑based financial fraud surged 67% year‑over‑year in 2025, with sophisticated campaigns that can fully control devices and bypass traditional defenses....
Salesforce researchers argue that while technical protocols for AI‑to‑AI communication are emerging, the trust architecture that enabled 19th‑century bank clearing houses is still missing for autonomous agents. They highlight four pillars—registered identity, reputation infrastructure, boundary‑based governance, and structured accountability with...
FinTech saw a record week in 2026, raising over $1.1 billion across 23 deals. Consumer‑first privacy firm Cloaked led the pack with a $375 million Series B and growth financing round. CyberTech dominated the deal count with nine transactions, while the United States...
Kalshi, the regulated prediction‑market exchange, rolled out a $10 sign‑up bonus for new users who place $10 in March Madness trades. The offer, valid in all 50 states, positions Kalshi as a legal alternative to sportsbooks in jurisdictions where sports...
Banks increasingly rely on mobile apps as the main customer interface, but chatbot satisfaction remains low. Research from Javelin Strategy shows bots often serve as complex call‑routing tools that frustrate users, especially younger consumers who expect swift human assistance. Institutions...
Starling Bank announced the launch of the UK’s first agentic AI financial assistant, dubbed Starling Assistant, to automate everyday banking tasks. The voice‑enabled tool can set up savings goals, allocate funds across dedicated spaces, and schedule bill payments through natural...
Regulators across Europe are turning real‑time financial‑crime intelligence sharing from a voluntary practice into a legal requirement, with the Payment Services Regulation (PSR) Article 83 and AMLR Article 75 mandating connections to domestic and international networks from 2027. Salv Bridge, a four‑year‑old...
Fintech firm Spotware Systems launched cTrader Mobile 5.8 for iOS, delivering a suite of usability upgrades. The update revamps in‑app notifications with actionable taps, adds an audible order‑filled alert, and redesigns chart‑control bottom sheets for faster tool access. An enhanced crosshair...
Cyprus‑based fintech startup Fintake has launched Helio, a cloud‑native, multi‑asset trading platform aimed at margin and CFD brokers. After 18 months of development, Helio is now live with early partners, offering active‑active multi‑region architecture, zero‑downtime deployments, and AI‑ready infrastructure. The...
Aveni has launched the Agent Assurance Expert Council (AAEC) to tackle governance challenges posed by autonomous AI agents in financial services. The council, convened first in Edinburgh, brings senior risk, compliance and advisory leaders together to craft practical oversight frameworks....
Mynk, a Moroccan fintech platform, has released a mobile app that lets users send and receive money using only a phone number, eliminating the need for IBANs or bank details. The app functions as a digital wallet, supporting peer‑to‑peer transfers,...
Sunstate Bank announced a partnership with InvestiFi to embed stock, ETF and digital‑asset investing directly into its online banking platform. The integration lets account holders trade and allocate funds from their checking accounts while accessing InvestiFi’s Guided Investing robo‑advisor and...
Major League Baseball announced an exclusive partnership with prediction‑market platform Polymarket and a memorandum of understanding with CFTC Chair Michael S. Selig. The agreements give Polymarket league data and branding while establishing a joint integrity framework to monitor and respond...
Fintech strategies that work in developed markets often break in emerging ones. Volatile currencies, fragmented identity systems and shifting regulations force a completely different level of precision in how products are built and operated. What looks like speed in one market...
Right off the back of their acquisition announcement, @Mastercard's @raj_dhamodharan and @BVNKFinance's Julia Morrongiello sat down with @chuk_xyz and @rparekh to talk about what it means for the future of stablecoins, only at @MoneyCodePod. https://t.co/HKCa7Hod0H
At the FSCA Conference 2026 regulators warned that South Africa’s booming finfluencer market is a double‑edged sword. While creators are making finance more accessible and boosting financial literacy, many operate without licences and provide weak or hidden disclosures. The FSCA...
Digital isn’t optional anymore. If your onboarding experience doesn’t match the simplicity customers get elsewhere, they won’t wait. They’ll move on to someone who makes it easy. https://t.co/ov1HBogOPj
Just joining the complex Apple Card ecosystem? It's smart to learn how to move your money around, including funding your Apple Cash. Here's a primer that explains how everything interrelates and how to maximize your rewards: https://t.co/ZPP9OBmIZw #applecard #applecash #banking...
The Central Bank of Kenya and the National Bank of Rwanda have signed a Memorandum of Understanding to create a licence‑passporting framework for payment‑service providers operating across both countries. The arrangement will allow mutual recognition of PSP licences, eliminating duplicate...
PayPal Scales PYUSD Stablecoin to Reach 70 Countries | https://t.co/ApQ8VoYEl2 https://t.co/RGyJzshUXi YouTube creators can get paid in PYUSD (rolled out for US users)
Not all fintechs are created equal. So grateful that we started our digital bank, @bankonroger, within our FDIC insured bank @citizensedmond rather than give into the temptation to spin it out.
Matrixport has rebranded as BIT, signaling its evolution in digital‑asset financial infrastructure. The firm released a BIT 2026 Trust Whitepaper that details its governance, risk‑management and operational frameworks amid growing institutional demand. BIT, a Singapore‑headquartered unicorn valued over $1 billion, manages...
Great to be on @SquawkCNBC with @andrewrsorkin. My take: --> AI will drive increased financial activity --> AI agents will eventually transact and exchange value on our behalf This means we'll need new financial rails designed for machines. The future of finance will...
Stablecoin market fit depends on the market https://t.co/wMsS3MtMEO "Takeaway: Stablecoins are today a niche product for a narrow population." https://t.co/xdseacqiH9
Excited to be heading to #Toronto in May for the Canada FinTech Symposium 2026! If Open Banking, AI, and digital finance are part of your 2026 strategy, this is a conversation you don’t want to miss. Register Now 👉 https://t.co/oUHyKvkGkx @chyppings @CanadaSymp70327...
Exclusive chat with @tempo product lead @liamihorne We cover the Tempo mainnet and Machine Payments Protocol Search for the Tokenized Podcast @TokenizedPod and subscribe so you don't miss it Drops Monday 👇 https://t.co/vQE3be52gF
A market needs many actors Having been at @Consensys when we ran a dozen consortia chains and concluded that nothing matches public @ethereum this essay is re energizing Fintech and corporate chains will be massively commercial, just like @AnthropicAI and @OpenAI But...
#FlashbackFriday In 2020, I suggested the future of finance would be bots negotiating with bots on behalf of customers. That future feels rather closer now. https://t.co/aAxDaqNeF0 Yesterday’s future. Progress optional.
