Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Wells Fargo filed a trademark application for the ticker “WFUSD,” covering cryptocurrency exchange services, blockchain payment verification, hardware wallets and NFT software. The naming aligns with conventional stablecoin tickers, suggesting the bank may be preparing a dollar‑pegged digital token. The move follows broader Wall Street interest in stablecoins, including a joint consortium effort and recent launches by rivals such as SoFi. With the stablecoin market expanding over 50% in 2025, the filing signals Wells Fargo’s intent to stay competitive in the evolving digital‑currency landscape.
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Chikwama Pay, a South‑African neobank, has teamed up with global issuer processor Paymentology to broaden its WhatsApp‑based banking suite across the Southern African Development Community. The partnership will bring cloud‑first debit‑card issuing, real‑time transaction controls and multi‑market compliance to a...
Nice to see that @HyunSongShin has officially recognized that stablecoins open the door to an "Uber Surge Pricing" type liquidity market. [Actual gas markets also clear in a similar way, notably the NBP balancing point system.] The below screenshot is from...
Bloomberg’s Rule Builder (RBLD) lets buy‑side firms convert high‑quality pre‑trade data into automated routing and alerting rules for fixed‑income orders. The tool ingests pricing, axes, dealer performance and other signals to prioritize dealers and reduce market impact. A Bloomberg study...
Crypto gateways are evolving from simple "Pay with Crypto" buttons into full‑stack payment orchestration platforms that route, settle, and ensure compliance for digital assets. They enable merchants to accept cryptocurrencies directly or indirectly, with hybrid solutions allowing stablecoin usage while...
Mizuho Financial Group has chosen FIS Balance Sheet Manager to meet Japan’s upcoming IFRS 9 reporting requirements. The platform automates expected credit loss calculations, scenario modeling and balance‑sheet analytics, reducing manual effort and error risk. By integrating these capabilities, Mizuho aims...
The Big Biscuit, a fast‑growing breakfast and lunch chain, has teamed up with TipHaus to provide same‑day digital tip payouts across its 30 locations. The partnership leverages TipHaus’s Earned Tip Access, allowing managers to verify shift data and release tips...
[New Episode] Joe Pine: What Comes After Customer Experience in Banking. Watch the latest episode with @joepine, the author of Experience Economy: https://t.co/IxymL1KiHq https://t.co/yBfvjgK08C
The Fifth‑Year Future of Competitive Advantage in Banking and Payments Global Report uses a peer‑based, real‑time benchmarking survey to evaluate how banks and payments firms are meeting corporate customer expectations. It covers real‑time and cross‑border payments, ISO 20022, SaaS migration, compliance,...
The Reserve Bank of New Zealand (RBNZ) is finalising a Memorandum of Understanding (MoU) with banks, fintechs and public‑sector agencies to improve access to basic transaction accounts. The consultation attracted 50 submissions, with 98% of respondents urging action on financial exclusion....
UK's Financial Conduct Authority has placed stringent restrictions on Sendsii Ltd, prohibiting the firm from engaging in any regulated activity. The action follows a First Supervisory Notice issued after HM Revenue and Customs suspended the company's registration on October 9,...
Saudi Arabia’s Capital Market Authority approved amendments to its Capital Market Institutions Regulations, establishing a formal regulatory framework for robo‑advisory services. The rules apply to licensed institutions managing investments and require advance CMA notification, algorithmic oversight, diversification standards, detailed disclosures,...
AutoRek has launched RegToolKit, a regulatory compliance platform that plugs into its existing reconciliation suite to help financial institutions map and evidence adherence to complex rules. The solution automatically refreshes rulebooks, links regulatory obligations to operational controls, and provides an...
Fintech unicorn CRED has received the Reserve Bank of India's final payment aggregator licence, allowing it to onboard merchants, collect payments and manage settlements directly. The approval builds on its in‑principle nod from April 2024 and adds to its suite...
First National Bank (FNB) has added WhatsApp integration to its eWallet service, allowing users to register and manage a digital wallet directly through a chat interface. The upgrade lets new customers create an eWallet without an existing FNB account, expanding...
Blackcat rebranded from Blackcatcard and launched a unified multi‑wallet app that merges a personal EUR IBAN, SEPA transfers, card payments and regulated crypto services. The new architecture lets users manage separate fiat and crypto wallets within a single interface, reducing...
The Eurosystem unveiled the Appia roadmap, a two‑year plan to build a European tokenised wholesale finance ecosystem while keeping central‑bank money as the system’s anchor. Appia will work alongside the Pontes DLT settlement platform, with a detailed blueprint slated for...
EBAday returns for its 21st edition on 16‑17 June 2026 in Copenhagen, drawing over 1,400 senior European payments executives. The two‑day conference will map the 2030 payments playbook, covering upcoming regulations such as PSD3, PSR and FIDA, as well as emerging technologies...
White‑label payment gateways let PSPs and fintechs launch branded payment products without building a full gateway stack. The article evaluates five providers—Corefy, SDK.finance, Gr4vy, Spell and Decta—against criteria such as multi‑provider connectivity, routing control, tenant isolation and global scalability. Each...
In this episode, host Michael interviews Kortney Lane‑Schafers of Mobility Market Intelligence (MMI) about how the company’s unified data platform empowers lenders, loan officers, and real‑estate partners to make strategic decisions, recruit talent, and retain borrowers. Kortney explains how actionable...
Fintech startup OpenCFO secured $2 million seed funding, led by Endiya Partners, to accelerate its AI-driven B2B finance platform. The solution automates accounts payable, receivable, and treasury functions for mid‑market companies with multinational operations, integrating ERP, banks, and payment rails. OpenCFO...
Africa’s digital banking and insurance sectors are rapidly evolving as mobile‑first consumers demand seamless, personalized services. South Africa leads with scalable platforms and embedded finance models that integrate lending and insurance into everyday digital interactions. Artificial intelligence is becoming central,...
Galidix positions itself as a truly global trading platform, offering access to equities, commodities, indices and digital assets within a single account. The platform connects to multiple liquidity providers, enabling depth and reduced slippage across time zones. Its architecture adapts...
Why most #Wealthtech AI strategies fail before they start: Three systems. Three versions of the truth. The result? The advisor spends more time reconciling #data than they saved using the tool. @AmplifyPlatform via Wealth Advisor: https://t.co/m7OktXFnSR https://t.co/zYKo52Z7ch
Thieves stole at least $320 million in SNAP benefits between October 2022 and December 2024, and the USDA projects another $233 million could be lost in fiscal years 2025‑26 without stronger controls. The fraud stems from magnetic‑stripe EBT cards that are vulnerable to skimming and...
LoanDepot reported a 23% quarter‑over‑quarter increase in loan origination volume, reaching $8.04 billion—the highest since 2022. The surge lifted its market share to 1.4%, up 19% from the prior quarter. Company executives attributed the growth to recent technology investments, including AI...
private credit. "liquid funds." continuation funds same dog shit, new wrapper. dog shit squared for once, let's tokenize quality, not re-engineer tradfi's worst mistakes on-chain and be the buyer of last resort
At @fiftyyears we gave fast loans and even connected our personal bank accounts to portfolio companies' payroll systems to ensure they could pay their employees.
Grab Finance is offering short‑term in‑app loans to Philippine ride‑hailing partners with an effective annual interest rate exceeding 230%, reaching about 277% for a typical PHP 11,000 loan. The loans are repaid through daily deductions from the riders' e‑wallets, a model...
Global Payments reported third‑quarter 2020 results that far exceeded expectations, driven by a technology‑enabled strategy. Adjusted net revenue reached $1.75 billion, a 64% increase year‑over‑year, while adjusted operating margin rose 250 basis points to 41.1%. The company highlighted strong omnichannel volume...
OppFi reported a record Q3 2025 with revenue of $155 million, up 14% year‑over‑year, and adjusted net income of $41 million, a 41% increase. Net originations grew 12.5%, driven by nearly half of new loan volume from fresh customers and an auto‑approval...
@ICICIBank_Care have you changed the iMobile login method? How does it work for NRI customers now? How will an overseas telco send you a SMS and you will be able to match it with our phone numbers on your record?...
Robinhood Banking isn’t even fully available to the public yet Banking customers are notoriously ‘high discontent, low action’ Everyone hates their bank, no one does anything about it - there’s never been a better product to swap to. Until now. Banks are...
At the MoneyLIVE Summit 2026, FCA executive David Geale outlined the planned consolidation of the Payment Systems Regulator into the FCA, promising a single, coordinated payments oversight body. He highlighted recent pro‑growth reforms, including the removal of the £100 contactless...
Kalshi introduced a share button that automatically embeds its prediction‑market charts into Meta’s Threads posts, letting users discuss forecasts alongside live odds. The feature mirrors Polymarket’s successful integration on X but arrives after Kalshi removed affiliate badges from X amid...
Over the past 24 hours, Aave experienced approximately $27 million in liquidations, which analysts link to a temporary pricing error for wstETH in the platform’s CAPO risk‑oracle. The oracle’s stale parameters caused wstETH to be valued about 2.85 % lower than market...
Elon Musk announced that X Money, the financial services arm of the X platform, will enter early public access in April 2026. The rollout follows a multi‑year push to turn X into a super‑app, with a Visa Direct partnership enabling...
Beast Industries, the company behind YouTube star MrBeast, has acquired the teen‑focused finance app Step, turning it into a gamified platform that teaches credit building, savings and micro‑investing. The app leverages game mechanics—streaks, rewards and trivia—to make personal finance feel...
ZeroSettle (@ZeroSettle) is building a drop-in direct billing SDK for in-app purchases. It takes 15 minutes to integrate instantly unlocks zero App Store fees, higher retention, and instant payouts. Congrats on the launch, @gaberoeloffs & @relliott3131! https://t.co/uNnLVij8YU https://t.co/JYr4ocsHhx
BitGo announced it will act as custodian and provide OTC trading services for StableX Technologies as the Nasdaq‑listed firm pursues up to $100 million in stablecoin‑related token acquisitions. The partnership propelled StableX shares up 9% intraday, closing 1.6% higher. BitGo’s chief...
Publix announced it will retire the Publix Pay feature in its mobile app effective March 19. Shoppers can still use Apple Pay, Google Pay, and stored gift cards at checkout. The move comes as the Florida‑based grocer posted solid Q4 results,...
Emburse has unveiled the next generation of Emburse Pay, a unified platform that merges vendor payments and employee reimbursements into a single, governed workflow. The solution embeds payment execution within spend‑approval processes, delivering real‑time visibility and audit‑ready control over outbound cash...
Zions Bancorp has restructured its technology leadership after longtime CTO Jennifer Smith departed, assigning CIO Margaret Mayer and chief transformation officer Ken Collins to jointly run the enterprise technology unit. The bank completed a decade‑long core systems modernization in 2024,...
Circle has introduced Nanopayments on a testnet, providing developers with a gas‑free infrastructure for ultra‑small USDC transfers. The solution aggregates off‑chain transactions and settles them in periodic on‑chain batches across multiple L2 networks, eliminating per‑transaction fees. Built on the Circle...
Bernstein analysts project Circle’s stock could rise 60% to $190, citing robust USDC adoption independent of crypto cycles. USDC supply rebounded to just under $78 billion and stablecoin transaction volumes surged 90% year‑over‑year, driven by growing payments use. Visa now supports...
A recent poll shows that more than half of U.S. self‑serve laundries now earn the majority of their revenue from cashless payments, with 52.3% reporting a significant rise in digital transactions over the past three years. While two‑thirds still accept...
Newrez introduced TitlePass, a title‑insurance waiver for qualified rate‑and‑term refinances in 18 states, promising up to $2,200 savings for borrowers. Pennymac’s third‑party origination arm launched a non‑QM menu featuring debt‑service‑coverage‑ratio, bank‑statement, and asset‑qualifier loans aimed at entrepreneurs and retirees. Rate’s...
Stripe launched stablecoin infrastructure Coinbase has Base Ethereum has the rails They're all racing to become the payment layer for AI agents Robot money isn't coming It's already here
Societe Generale‑FORGE has deployed its euro‑denominated stablecoin, EUR CoinVertible (EURCV), on the Stellar blockchain, marking the token’s third network after Ethereum, Solana and the XRP Ledger. The Stellar launch leverages high throughput, low fees and an on‑chain DEX to broaden EURCV’s...
VanEck and Basic Capital have launched a co‑marketing partnership that places select VanEck digital‑asset exchange‑traded products on Basic Capital’s 401(k) platform. The integration gives retirement plan participants direct, tax‑advantaged access to crypto‑linked ETFs such as Bitcoin and Ethereum strategies. The...
