Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
DLocal reported record‑breaking 2025 results, processing $41 billion in total payment volume (TPV), a 60% year‑over‑year increase, and surpassing $1 billion in annual revenue with a Q4 record of $338 million. Gross profit rose 37% to $116 million in Q4, while adjusted free cash flow more than doubled to $65 million, supporting a $57 million dividend and a new $300 million share‑repurchase program. The company highlighted rapid expansion of its BNPL "Fuse" product (88% QoQ growth) and the launch of a full‑suite stablecoin platform, though margins faced pressure from FX volatility in Argentina. Management forecast 2026 TPV growth of 50‑60% and continued operating leverage acceleration, underscoring the firm’s scaling momentum in emerging markets.
Tempo mainnet is live. Anthropic, OpenAI, Shopify, Mastercard, and Visa are already on it. 🏦 https://lnkd.in/eiRhP6rS
Nomba has launched a Global Payout API that lets Nigerian cross‑border payment operators collect funds in naira or stablecoins and disburse them instantly to the UK, Europe, Canada and the DRC. The single integration removes the need for manual foreign‑exchange...
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Investopedia evaluated 15 Bitcoin debit cards against 16 weighted criteria and named Coinbase the best overall for U.S. customers, citing its 696 supported cryptocurrencies, competitive fees, and 4% cash‑back. Crypto.com earned the low‑fee and variety award with over 100 assets...
Bitcoin Depot, the world’s largest crypto‑ATM operator, had its Connecticut money‑transmission license suspended after regulators identified compliance breaches. The state found more than 1,000 instances where fees exceeded the legal 15% cap, resulting in roughly $150,000 in excess charges. Additionally,...
The U.S. Securities and Exchange Commission approved Nasdaq’s proposal to let selected securities trade as blockchain‑based tokens, creating a pilot that integrates tokenized shares into the existing equity market. Eligible participants can settle trades on a distributed ledger while retaining...
Shopify has embedded USDC stablecoin into its core payments stack, allowing merchants to accept digital dollars at checkout without new providers. The integration, built with Stripe and Coinbase, lets shoppers pay via crypto wallets and gives merchants the option to...
Agentic AI shopping bots from firms like Google, Amazon and Visa are poised to execute purchases and payments on behalf of consumers, thrusting banks into a new risk landscape. Existing charge‑back rules under Reg E and Reg Z may not apply, leaving...
CFOs are increasingly turning to artificial intelligence to fine‑tune pricing as affordability concerns surge. Grant Thornton reports that 73 % of finance chiefs say price sensitivity is reshaping strategies, while 57 % observe heightened customer price awareness. Only 16 % have fully implemented...
In this episode, host Stephen Sargent chats with Jesse Knutson, head of operations at Bitfinex Securities, about the evolution of tokenized assets and security token offerings (STOs) in the crypto market. Jesse draws on his background at Blockstream and investment...
ACI Worldwide has introduced ACI Connetic for Cards, a cloud‑native suite that consolidates card issuing, acquiring, and ATM/self‑service functions into a single modular platform. The solution embeds real‑time AI‑driven fraud intelligence and supports the full transaction lifecycle for the 300 billion...
Token.io launched its Account on File feature, enabling Pay by Bank users to store a preferred bank and account as default for future transactions. The functionality removes up to two checkout steps, turning the experience into a one‑tap flow for...
Emagia launched Gia AlphaCash, an AI‑driven cash‑discovery superagent that pinpoints high‑value receivable accounts for faster collection. The tool ranks “Alpha Accounts” using ledger, payment and operational data, and works with the Gia Collect agent to automate outreach. Early reports claim...
Huawei and fintech YowPay have introduced what they call the world’s first open‑banking smartwatch point‑of‑sale (POS) application. The solution lets merchants capture bank‑to‑bank payments directly from a Huawei smartwatch, removing the need for traditional card terminals or card‑based hardware. Built...
The U.S. nonprofit sector controls nearly $14 trillion in assets and generates about $4 trillion in annual revenue, yet only 3 % of banks lend to these organizations. Fintech startup B Generous has created a marketplace that has processed 34,000 loan requests totaling $1.2 billion...
Stone Ridge Asset Management’s LENDX fund, which holds $2.4 bn of consumer and small‑business loans from fintech platforms, announced it will meet only 11% of the latest redemption requests, after offering a limited share repurchase. The fund’s portfolio includes BNPL exposure...
Prediction‑market platform Kalshi is reviving Warren Buffett’s 2014 March Madness stunt by pledging a $1 billion prize for anyone who submits a perfect bracket to the 2026 NCAA men’s tournament. The odds of a flawless bracket remain astronomically low—roughly one in...
J.P. Morgan & Mirakl Nexus Unveil AI Agent Checkout A first-of-its-kind solution designed to enable secure AI agent checkouts for enterprise merchants. J.P. Morgan’s tokenization and fraud protection to allow agents to move from "browsing" to "buying" within a regulated framework....
New Zealand’s financial regulators are extending their open‑banking agenda beyond the December rules, mandating standardized APIs that let approved fintechs access customer data with consent. The reforms aim to tighten security, curb screen‑scraping, and create a level playing field that...
Globe Telecom’s e‑wallet GCash introduced GCash International Transfers, enabling users to remit funds to bank and e‑wallet accounts in at least 16 countries. The service promises same‑day credit in most destinations and next‑day delivery to the United States, with a...
Umba, a Kenya‑based digital bank targeting underserved African consumers, has raised $5 million to expand its vehicle and SME lending operations in Kenya. The platform already offers free checking accounts, instant peer‑to‑peer transfers, and credit products through a mobile‑first experience. By...
Swipe fees in the United States surged to a record $198.25 billion in 2025, a 5.9% increase over 2024 and an 80% jump since the pandemic began. Credit‑card fees dominate, with Visa and Mastercard alone accounting for $118.8 billion, while total credit‑card...
Condor Software announced a $24 million Series A round, led by Insight Partners, bringing its total funding to $36 million. The capital will accelerate development of its AI‑driven financial intelligence platform that unifies clinical, operational, and accounting data for life‑science firms. Early adopters—including...
Agents will outnumber human users on the web by orders of magnitude. Just like people, they will need a way to pay for services they use. They may run into propriety health or finance data they need to pay for...
The Ethereum Foundation announced a fresh deposit of 3,400 ETH—about $7.5 million—into DeFi lending protocol Morpho, bringing its total commitment to the platform to just under $19 million. The allocation follows the foundation’s June 2025 “Defipunk” treasury policy, which prioritizes permissionless, open‑source projects over...
The Marchine Payments Protocol @mpp shows you again, and again, where the world is going Everyone, from @stripe to @coinbase to @Shopify to @Mastercard and @Visa and @ethereum wants to be robot money Assume we arrive there. What do financial services look...
Thunes announced that its Pay‑to‑Stablecoin‑Wallets service now reaches roughly 11,500 banks through existing SWIFT connections, allowing instant payouts to stablecoin wallets without new technical integration. The offering supports major stablecoins such as USDC and USDT across more than 140 countries...
Swedish buy‑now‑pay‑later provider Klarna announced it has surpassed one million merchants worldwide, a 47% increase from the previous year. The growth includes roughly 285,000 new merchants in 2025, with 115,000 added in the fourth quarter alone, and a 91% surge...
PayPal has launched its dollar‑backed stablecoin, PayPal USD (PYUSD), in 70 international markets, allowing users to buy, hold, send and receive the token directly within their PayPal accounts. The stablecoin is issued by Paxos Trust Company and fully collateralized with U.S....
YES BUT: ECB paves way for acceptance of DLT-based assets as eligible Eurosystem collateral 1. The Collateral Conundrum: "Eligibility vs. Scale" The ECB Move (Demand): By accepting DLT-based assets as collateral for credit operations, the ECB has given tokenized assets the...
PayPal announced that, effective August 1 2026, its Rewards program will no longer allow points to be redeemed for cash back into PayPal balances, linked bank accounts, or Savings accounts. Members must redeem any existing points before the deadline or use alternative...
OakNorth reported a pre‑tax profit of £223 million for 2025 and saw new loan originations jump 33% to £2.8 billion. The United States contributed 40% of fresh lending, underscoring rapid market penetration since its 2023 entry. Credit quality remained exceptional, with cumulative...
Every ad impression, every recommendation algorithm, every retargeting pixel — all of it monetizes the space where human intent is unclear. Agents collapse that space to zero. An agent arrives with a mandate. Get me X. Budget Y. Constraints Z. - No attention...
That wealth transfer is from people who trades on platforms like Vlad's, to Vlad and his payment-for-order-flow partners and private equity bagholders
In this episode, Rima Katz and experts from FinScan and Javelin Strategy discuss how trust in payments is shifting from post‑transaction reassurance to real‑time verification, especially as agentic AI begins to act on behalf of consumers. They explore the technical...
Crypto is Internet money, and the Internet is increasingly run by robots. The question isn't whether AI agents need financial rails. It's whether those rails look like Stripe or Ethereum.
If this is happening to you as well... Switching to @fiscal_ai is a no brainer.
Six months after its launch at ING Germany, the Wero digital wallet has surpassed 500,000 activations, while the European Payments Initiative (EPI) now counts over 50 million users across its markets. Expansion plans include a Luxembourg rollout in 2026 and a...
CT loves pitting chain vs chain when it comes to payments. We are all building this new gen infra for global finance to come onchain. The enterprises aren't debating, they're settling billions onchain... A lot of money is moving onchain...
Big congratulations to @thefintechfund portfolio co @getTransFi, who just raised their $14M Series A from @Tether's investment arm, Turing Financial. https://t.co/YnhLl63Gau
Hurupay, a Kenya‑born, US‑incorporated fintech, offers African freelancers virtual dollar, euro and pound accounts backed by stablecoins, enabling fast cross‑border payouts. Since its 2023 launch, the company has processed over $50 million, achieving marginal profitability with roughly 40% profit margins. After...
Chris, Nick, and @hanoverpark have been on a tear the past 20 months. Have never seen a company build so much trust with customers so quickly. They just raised $27M to continue assembling the dream team to build the financial infrastructure...
A few things I like about MPP (machine payments protocol) Payment-method agnostic (supports stablecoins on Tempo, Stripe, cards, Bitcoin lightning, etc) Open and extensible (without our permission) Streaming payments (via state channels) Minimal and efficient
Binance has revamped its loan offering with a Flexible Loan product that allows users to borrow as little as $1 worth of crypto while keeping their collateral fully active in earning rewards. The loan is over‑collateralized, fee‑free, and features interest...
Stripe just announced a new protocol to let agents pay for API calls or MCP use.
Neobanks expanding into new markets, Source: CB Insights, Mar 2026 Fintech hiring is happening as neobanks continue to expand with different strategies https://t.co/qKcdGMmycZ https://t.co/rO2bQPQw7W
The piece argues that alternative business lending has drifted from fueling growth to becoming a lifeline for struggling SMEs. Over 90% of surveyed firms use loans to cover rent, payroll or existing debt rather than to expand, turning credit into...
A guy emailed me: "Financial advising seems like the perfect prey for AI to take over almost immediately." Here's my take: AI will help DIY investors AI will also help financial advisors & their clients Everyone will be better off https://t.co/o1IUE0c4Fh https://t.co/Bey35HYPdu
Getting the afternoon underway at #MPE2026 in Berlin with a discussion about areas where practical innovation in payments might produce decent results. https://t.co/kb8dX1tuWo
[New Episode] AI Is Finally Fixing the Way Banks Lend Money. Interview with Wije Wijegoonaratna, CEO of @aftanalytics. Watch the latest episode now: https://t.co/xKHOgVkcA9 https://t.co/MfWWCseBft
