Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
The piece argues that alternative business lending has drifted from fueling growth to becoming a lifeline for struggling SMEs. Over 90% of surveyed firms use loans to cover rent, payroll or existing debt rather than to expand, turning credit into a crutch. This shift has coincided with a 50% jump in compulsory wind‑ups in Singapore during early 2024, underscoring systemic fragility. In response, the author’s firm is abandoning lending to focus on financial‑literacy programs aimed at building sustainable cash‑flow management among founders.
Currency volatility surged in 2025 as the U.S. dollar slipped roughly 10% against major peers, marking its steepest decline since 2017. Asset owners are responding by centralising currency‑overlay functions, integrating hedging decisions across equities and fixed income within a Total...
In 2019 a fintech processed a $1.2 million payment 47 times, costing $50 million due to missing idempotency across regions. The post explains why global payment systems are inherently complex, juggling distributed databases, currency conversion, and over 200 regulatory regimes while handling...
Lloyds Banking Group says its digital bank has expanded by 50%, now serving 23 million digitally active retail customers who generate roughly 7 billion interactions annually. The group has hired 9,000 new engineering and tech staff and already runs 800 AI models,...
Regulatory frameworks across the US, Canada, Europe and the CFTC impose strict record‑retention periods, ranging from one to seven years, leaving firms little margin for missing communications. Gaps in data ingestion trigger regulator scrutiny and can signal heightened operational risk....
Funding Societies is refocusing its Indonesian platform on established small‑and‑medium enterprises with clear cash‑flow histories, moving away from ultra‑micro borrowers. The fintech leverages growing partnerships with institutional investors, who now supply the bulk of its capital after retail participation waned....
Ping An's PingAnGPT-Qwen3-32B Tops CNFinBench: Strong Reasoning, Accuracy and Wide Deployment Topped CNFinBench leaderboard (March 15, 2026), beating GPT-4o + Claude Sonnet 4 on this benchmark. Evaluated across 5 dimensions: financial expertise, business understanding, reasoning/computation, compliance/risk control, application security. Deployed in...
University of the West of England (UWE Bristol) has entered a strategic partnership with FinTech West to close the fintech talent gap in the South West. The collaboration will see FinTech West co‑design UWE’s MSc FinTech programme, linking students to...
Steward, an AI‑first compliance platform managing $100bn of investor assets, closed a $5 million financing round led by Motive Partners with participation from Outward VC and prominent angels. The funds will expand product capabilities and scale the team across its New...
Two sessions today at #MPE2026 with my @chyppings hat on: Agentic Commerce & Payments - AI-to-AI payments and what this new frontier means for 'traditional' players. Payment Acceptance: Sovereignty & Geopolitics - Resilience, regulation and Europe’s payment sovereignty agenda.
PixlPay, an Arkansas‑based payment processor, has partnered with Factor4 to integrate its omnichannel gift‑card and loyalty platform into PixlPay’s point‑of‑sale ecosystem. The collaboration enables merchants to launch branded gift‑card programs that can be sold and redeemed in‑store, online, and via...
TaxStreem has launched a digital platform that consolidates fragmented financial data—from bank accounts, email, WhatsApp Business and invoicing tools—into a single interface for Nigerian businesses. The system automatically applies relevant tax rules, calculates liabilities in real time, and files returns...
Amadeus’s Outpayce unit partnered with UnionPay International to embed UnionPay cards directly into airline payment systems via the Xchange Payments Platform. Native acceptance across direct and indirect booking channels is slated for the first half of 2026, with a global...
Zoyk has launched an integrated payment platform aimed at small businesses across Southern Africa, unifying mobile‑money, card and online transactions into a single gateway. The solution offers real‑time dashboards, QR‑code links and Android‑based POS hardware, eliminating the need for multiple...
In this episode, Andy Pickering talks with Jessica Allurem and Kent Grogan, co‑founders of Thamelia, about their custom crypto indexing platform that aims to simplify crypto investing. They explain why traditional static indexes fall short in a market with millions...
Hosting an exclusive AI in Finance mixer in NYC on Friday, April 3rd at one of the city's hottest social clubs. Limited spots for top minds in fintech, trading, and AI. Comment "invite” for details. https://t.co/0Bwnx8CsD6
FinTech Australia announced the inaugural Data Horizons Summit, a one‑day event on 8 May 2026 in Sydney. The summit builds on its successful Consumer Data Right and Net Zero gatherings, highlighting that more than one million Australians now use open‑banking...
Nigerian fintechs that began by unbundling single services are now rebundling into full‑stack platforms offering payments, savings, credit and business tools. Companies such as Moniepoint, Kuda, FairMoney and Paystack have expanded product suites after securing licences and capital. The shift...
On March 12, 2026, Ericsson and Mastercard announced a partnership in Northampon, MA to integrate Ericsson's Fintech Platform with Mastercard Move, aiming to simplify digital money transfers for telecom providers, banks and fintechs across more than 200 countries.
On March 18, 2026, Rwanda’s Minister of ICT and Innovation announced the launch of the Rwanda FinTech Centre during the Inclusive FinTech Forum in Kigali. The government‑backed hub aims to unite startups, investors, regulators and the Kigali International Financial Centre...
On March 18, 2026, Wise announced that the Bank of Thailand and the Ministry of Commerce granted it licences to issue foreign‑currency wallets and Wise cards to Thai citizens, businesses and foreign residents. The rollout will begin with a wait‑list...
FinTech payments platform Thunes announced today that it will enable stablecoin payouts to more than 11,500 banks worldwide through direct SWIFT connectivity. The integration links the global SWIFT network with digital‑asset ecosystems, allowing instant crypto‑fiat transfers at scale.
On March 18, 2026, Berlin fintech Upvest announced a $125 million financing round—$90 million in equity led by Sapphire Ventures and Tencent and a pending $35 million debt facility—valuing the company at €640 million. The capital will fuel expansion across Europe’s largest markets, new...
PayQuicker, a payouts and treasury platform, has introduced a new 1099 tax reporting solution built on Avalara’s compliance technology. The offering automates W‑9 collection, real‑time TIN matching, and electronic filing of federal and state 1099 forms. By leveraging Avalara’s AI‑driven...
Usio Inc reported record processing volumes in Q4 2025, handling 16.2 million transactions, an 8% year‑over‑year rise, and set seven quarterly volume records across its payment channels. Revenue grew sequentially by $1.2 million, driven primarily by a 30% jump in ACH revenues,...
Array, the embedded‑finance platform, announced a rapid acquisition spree, buying Penny Finance, Chimney and EarnUp within weeks. The deals add financial‑education tools, real‑time property analytics and pay‑cycle‑aligned loan payment technology to Array’s modular suite. By integrating these capabilities, Array aims...
Flourish, an advisor‑tech provider, has launched Flourish Lending, a residential mortgage platform that lets registered investment advisors originate loans up to $10 million. The service, now available to more than 1,100 RIA firms, covers refinancing, cash‑out and new‑home purchases for primary...
Dean M. Leavitt, CEO of Boost Payment Solutions, highlights the widening gap between frictionless consumer payments and the cumbersome, legacy‑driven B2B payment landscape. He argues that B2B transactions suffer from slow settlement, rigid processes, and limited personalization due to high‑value...
Crypto.com has teamed up with KG Inicis, South Korea’s leading payment gateway that controls roughly 40% of the market, to enable crypto‑based payments for inbound tourists. The integration routes crypto transactions through Crypto.com Pay, instantly converting them to Korean won...
Ndovu Wealth has launched the Kibaba Multi‑Asset Special Fund, a regulated product with a KES 250,000 (≈$2,500) minimum ticket aimed at Kenya’s higher‑income investors. The fund bundles global equities, fixed income, REITs, ETFs and commodities into a single mobile‑first interface. By...
USA₮, a digital dollar stablecoin issued by Anchorage Digital Bank, launched a high‑visibility brand activation in Times Square on St. Patrick’s Day. The campaign synchronized multiple digital billboards and distributed 25,000 QR‑coded postcards, giving each scanner $10 in USA₮ via the Rumble...
Three banking‑industry groups and the Office of the Comptroller of the Currency filed amicus briefs urging the appellate court to overturn Illinois’s Interchange Fee Prohibition Act (IFPA) exemption. The IFPA, set to take effect July 1, shields Illinois merchants from interchange...
Nigeria’s Central Bank has issued a circular requiring banks and fintechs to adopt automated, AI‑driven anti‑money laundering (AML) systems. Institutions must submit detailed implementation roadmaps within 90 days, with banks given 18 months and other firms 24 months to fully...
Safaricom and Vodacom have launched a tap‑to‑pay option for M‑Pesa users in Tanzania, allowing Android smartphones to make contactless payments at Visa‑enabled terminals. The service, built on Paymentology’s NFC infrastructure, eliminates the need for Paybill numbers or physical cards. It...
Cumbuca, led by CEO Daniel Ruhman, provides a licensed proxy that lets global fintechs tap Brazil's regulated payments ecosystem without building their own licences. The platform connects clients directly to infrastructure such as Pix and open‑finance while handling compliance, allowing...
The European Central Bank’s digital euro proposal aims to cement Europe’s digital sovereignty and foster fair competition ahead of a potential 2029 launch. Advocates argue that the CBDC must be sovereign, public, and inclusive to win trust from citizens and...
Thirteen state attorneys general have filed a lawsuit against OneMain Financial, alleging the lender misled subprime borrowers into purchasing costly add‑on products such as credit insurance. The complaint says employees pressured borrowers, financed premiums into loans, and sometimes charged add‑ons...
Early Warning Services (EWS) has teamed up with Citibank to bring its Paze digital wallet to Citi credit‑card holders, marking the first partnership with a non‑owner bank. The rollout is slated for the coming weeks, expanding Paze’s reach beyond the...
A Silicon Valley Wake-Up Call for Big Super Funds: AI Demands Urgent Focus and Capability Building Now Question: If super funds managing hundreds of billions need "10x more attention" on AI AFTER Silicon Valley trip, what were they doing before? Risk:...
"We can also crudely proxy for consumer spending by income quartile, based on consumer MCC transactions and average income in the ZIP code of the spender...at least on Stripe, lower-income ZIP codes have seen more robust spending growth than the...
Sweden’s central bank, the Riksbank, has warned banks to roll out broader instant domestic payment services within a year or face possible legislation. The regulator set a March 2027 deadline for banks to launch or present credible plans for real‑time...
sGHO is the simplest way to save onchain. Deposit and withdraw on your own terms with no cooldowns or slashing.
Policy matters because real users are already here. @AdrianWall8395 and @DSAForg are advancing dialogue as digital financial infrastructure scales globally.
.@baehr says that tokenization is being built "on spec," chasing demand that doesn't exist yet, like trading on a Saturday night in Europe. https://t.co/R6b65MEHmp
what are the best non-stripe options to accept payments? trying Square for online payments (can never do PayPal I'd rather use crypto) but any other for quick setup with an EIN?
AI agents are getting expense cards. Ramp and Stripe are both building infrastructure that lets autonomous agents buy, spend, and transact end-to-end without a human in the loop. The ceiling on what agents can do has always been money. That...
"The Aave team realized that it should focus on its main product after they started feeling competition, and they realized they couldn't do it with the current state with the DAO." https://t.co/sigF6mfZGm
Congratulations to our colleagues at @BVNKFinance for their acquisition by @Mastercard. After @Stablecoin got acquired by @stripe last year, @lightspark is now officially the only independent global stablecoin + Bitcoin +fiat global money movement platform on a neutral network.
Circle sits at the heart of tokenization: - USDC the largest regulated tokenized dollar - EURC the largest regulated tokenized euro - USYC the largest tokenized money fund - CIRCLE - now the largest tokenized stock in the world (RWAxyx shows the leaderboard: ...
Stablecoins: What Community Banks Need To Know And Do Now Stablecoins won’t disrupt banks overnight, but they will pressure deposit economics, reroute payments value, and introduce new liquidity and operational risks. https://t.co/OZJUTRUWEc
